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Pet Insurance

  1. Your pet
  2. Your details
  3. Their insurance options

Let's insure your furriest family member



For your cover to be valid, please make sure that you are:

  • the owner of your pet
  • living with them at the same address
  • a full-time UK resident
We'll pass on the following information to insurers so that we can find the right quote to suit you both.
About your pet
  1. Does your pet ...?
    Does your pet ...?
  2. To make our insurance journey a little bit more special to you, we will refer to your pet's name in the questions we ask.

  3. Is your pet Lovely name. Is a...?
    Is your pet Lovely name. Is a...?
  4. What is your pet's date of birth?

    Just like humans, insurance costs for pets can vary due to their age. We need to know how old your pet is so that we can show you the most accurate quotes that we can. Your pet needs to be at least 5 weeks old to be covered, although some insurers' policies start from 8 weeks and over.

    What is your pet's date of birth?
  5. Is your pet a...?

    Select 'pedigree' if your dog's parents are both the same breed, or 'crossbreed' if they have parents from two different breeds. If you're not sure what breed they are (or if they're a mix of several different breeds), select 'mongrel'.

    Is your pet a...?
  6. Is your pet a...?

    Select 'pedigree' if your cat's parents are both the same breed. If you're not sure what breed they are (or if they're a mix of several different breeds), select 'moggie'.

    Is your pet a...?
  7. How big is your pet?

    Pets come in all shapes and sizes, so pop them on the scales or use their most recent weigh-in.

    How big is your pet?
  8. What breed is your pet?
    What's your pet's main breed?
    Is your pet?
  9. Please tell us how much you paid (or donated) for your pet to the nearest pound. Inaccurate information might limit how much is paid out in the event that your pet is lost or stolen. Some insurers require proof of how much you paid or they will only pay out a minimal sum in the event of a claim.

    £
  10. Let's take a look at your pet 's medical history

  11. Did you know...

    Pet insurance is meant to protect against future events. This means that it won't cover your pet for any known medical conditions, illness or injuries that your petyour pet already has (pre-existing conditions). If you want to cover anything your pet already suffers with then you'll need to speak to a specialist provider.

  12. Does your policy need to cover your pet for any pre-existing medical conditions?

    What is a pre-existing condition?

    Specific definitions might vary between insurers, but most categorise a pre-existing condition as:

    • A condition that occurred or showed symptoms before the insurance policy was taken out.
    • A condition that results in the same diagnosis that your pet had before the policy was bought.
    • A condition resulting from an illness or injury your pet had before you took the policy out.
    Does your policy need to cover your pet for any pre-existing medical conditions?
    • Neutering / spaying is the process of removing your pet's ability to reproduce. This procedure is carried out by a vet, usually when the animal is young.

      Has your pet been neutered / spayed?
    • A microchip is a small implant placed under the skin of an animal and contains a unique identification number. Microchips are commonly used to help identify pets if they become lost or stolen.

      Has your pet been chipped?
    • Although pets do not need to be vaccinated in order to be insured, if your pet happens to suffer from an illness which could have been prevented by the administration of a "routine" vaccine then the insurer may refuse to pay the claim. It's important to read the terms and conditions carefully.

      Are your pet 's vaccines up to date?
    • This includes attacking or biting a person or another animal, or showing signs of aggressive tendencies.

      Has your pet ever shown signs of aggression?
    • Has your pet been the subject of any complaints or legal action during the last 5 years?
  1. Do you have any other pets that you'd like to insure?

    Providers can often give a discount for more than one fuzzy friend, so it's usually worth insuring them together.

    Do you have any other pets that you'd like to insure?
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