E&L Insurance pet insurance

Learn more about E&L pet insurance

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E&L has over 20 years’ experience in providing pet insurance, offering a range of plans at competitive prices, focusing on first-class claims and customer service. Whether it’s pet or horse insurance, E&L has specially trained teams to ensure you get the right cover for your animals

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Which animals does E&L cover?

E&L offers a range of comprehensive pet insurance policies for dogs, cats, horses and birds. They also offer multi-pet insurance which lets you insure up to five different pets.

Cats and dogs can be insured with E&L if they are between five weeks and eight years old. Older animals are catered for with senior cat and senior dog insurance policies.

Why choose E&L?

E&L offers multiple benefits to its pet insurance policyholders:

●     45% introductory online premium discount

●     10% multi-pet insurance discount

●     Essential vet fees cover up to £6,000

●     A large range of policies to choose from

Different types of dog and cat insurance

If you want to protect your furry or feathery friends, then E&L offers one of the widest range of choices, so you can choose the right cover for the breed or age of your pet – and your budget.

E&L offers Silver, Gold and Diamond policies which provide £4,000 to £6,000 of cover for vets fees, and include 12 months’ free membership to the National Pet Register, which can be used if your pet is lost or stolen. There are also funds included for advertising your lost pet and rewards to help get your pet home safe and sound.

Cats and dogs can be insured with E&L if they are between five weeks and eight years old.

Cat and dog policy vet fees

Silver

Gold

Diamond

Vet fees up to £4,000

Vet fees up to £5,000

Vet fees up to £6,000

E&L says its dog insurance starts from as little as £9.20 per month and cat insurance from as little as £4.82 per month. E&L calculate your pets’ monthly or yearly insurance costs depending on their breed, age, location and the type of cover. Senior dog insurance prices start from £18.36 per month and senior car insurance from £10.06 per month.

 

Yearly dog insurance plans

Silver

Gold

Diamond

Public liability

£1.5m

£1.5m

£1.75m

Vet fees

£4,000

(£1,000 limit per condition)

£4,500

£5,500

Death of pet

£750

£750

£1,250

Boarding kennel/cattery fees

£750

£750

£1,250

Holiday cancellation

£1,000

£1,250

£2,000

Advertising and reward

£600

£650

£750

Loss by theft or straying

£750

£750

£1,250

Accidental damage

£500

£500

£750

Burglar reward

£500

£500

£750

Transport costs

£150

£150

£200

Personal accident

£150

£150

£200

   

 

Yearly cat insurance plans

Silver

Gold

Diamond

Vet fees

£3,500

£1,000 limit per condition

£4,500

£5,500

Death of pet

£500

£750

£1,250

Boarding kennel/cattery fees

£500

£750

£1,250

Holiday cancellation

£750

£1,250

£2,000

Advertising and reward

£450

£650

£750

Loss by theft or straying

£500

£750

£1,250

Accidental damage

£250

£500

£750

Burglar reward

£250

£500

£750

Transport costs

£100

£150

£200

Personal accident

£100

£150

£200

The excess amounts are dependent on three factors: area, the breed of pet and the type of plan you have, these prices range between £79 and £129. Aside from public liability claims, which have a payable excess of £260, however, these claims are restricted to dog-only plans.

Claims over £1,000 are subject to double excess. You can choose to pay for your Silver, Gold or Platinum plan monthly or yearly. Monthly policies differ, usually offering more benefits.

Senior pet insurance

E&L’s senior insurance is for cats and dogs aged eight years and over. Senior insurance comes with no maximum age limit so you can provide healthcare and treatments throughout the remainder of your pet’s life.

Pet travel insurance

This insurance is primarily for owners who hate leaving their pets at home when they travel abroad. There are monthly and yearly policies available, depending on how often you travel. This insurance helps cover illness, injury, quarantine fees, holiday cancellations, accommodation, theft, straying and public liability.

Groomer and kennel insurance

Groomer insurance is for dog or cat groomers who want to add an extra level of protection to their business. Anything can happen while an animal is under your care; an accident could result in damaged equipment, the death of another animal and even injury to yourself or others.

Kennel and cattery insurance

This is primarily for kennel and cattery business owners to protect their businesses should a cat or dog under their care require treatment, die or run astray.

Pet insurance for birds

Bird policy vet fees

Small birds monthly

Exotic birds and birds of prey

Vet fees up to £1,500

Vet fees up to £3,500

Additionally, bird policies cover death by accident, illness or disease and theft. Personal accident and public liability funds are available for exotic birds only. The excess you will be required to pay should you make a claim for exotic birds is £45 for pet fees, £85 for theft and death, and £160 for public liability claims. For small birds, it is £45 across all sections.

Contact E&L

Making a claim is simple. Several of E&L’s claims forms are available online, once you download and fill out your form you can either fax or post.

Telephone them on: 03300 243 254, with calls charged at the standard rate. To post a claim use the following address:

Equine & Livestock Insurance Company Ltd.

PO Box 100

Great Ouseburn

YORK

YO26 9SS

The Equine and Livestock (E&L) Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Equine and Livestock Insurance Company is a member of the Association of British Insurers and the Financial Ombudsman Service.

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