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The result of dividing the loan amount by the house value. Banks will usually only loan up to a maximum value.
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    • {{::item.brandName}}

      {{::item.brandName}}

      {{::item.brandName}}

      {{::item.brandName}} Product details

    • {{::item.quote.paymentSteps[0].paymentAmount | currency : '£'}}

      Product details
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      {{item.brandPhoneNumber}}

      {{::item.quote.paymentSteps[0].paymentAmount | currency : '£'}}

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      {{item.brandPhoneNumber}}

    • {{item.quote.paymentSteps[0].interestRate}}%

      then {{item.quote.paymentSteps[item.quote.paymentSteps.length-1].interestRate}}% for term

    • {{::item.quote.typeMortgage.value}}

      for term Not available for {{::item.quote.paymentSteps[0].numberOfPayments | monthsToYears : year : years }}

    • {{item.quote.maxLTV}}%

    • {{item.quote.productFees}}

    • {{item.quote.aprc}}% APRC representative

    • Continue
      {{item.brandPhoneNumber}}

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}}, initially on a fixed rate for {{item.quote.paymentSteps[0].numberOfPayments}} months at {{item.quote.paymentSteps[0].interestRate}}% {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}} on our tracker rate for the mortgage term of {{item.quote.paymentSteps[0].numberOfPayments}} months at {{item.quote.paymentSteps[0].underlyingRateDiff ? item.quote.paymentSteps[0].underlyingRateDiff : '(Check with lender)'}}% above the {{item.quote.paymentSteps[0].underlyingRate ? item.quote.paymentSteps[0].underlyingRate : '(Check with lender)'}} {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}}, initially on a discounted variable rate for {{item.quote.paymentSteps[0].numberOfPayments}} months at {{item.quote.paymentSteps[0].interestRate}}% (variable) {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}} on our variable rate for the mortgage term of {{item.quote.paymentSteps[0].numberOfPayments}} months at our current rate of {{item.quote.paymentSteps[0].interestRate}}% (variable) {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}} on our capped rate capped at {{item.quote.paymentSteps[0].underlyingRateDiff ? item.quote.paymentSteps[0].underlyingRateDiff : '(Check with lender)'}}% above the {{item.quote.paymentSteps[0].underlyingRate ? item.quote.paymentSteps[0].underlyingRate : '(Check with lender)'}} for {{item.quote.paymentSteps[0].numberOfPayments}} months {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

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    • Initial monthly cost

    • {{::item.quote.paymentSteps[0].paymentAmount | currency : '£'}}

      Product details
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      {{item.brandPhoneNumber}}

      {{::item.quote.paymentSteps[0].paymentAmount | currency : '£'}}

      Product details
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      {{item.brandPhoneNumber}}
    • Initial rate
    • Type of mortgage
    • Max LTV
    • Product fees
    • Overall cost for comparison

    • {{item.quote.paymentSteps[0].interestRate}}%

      then {{item.quote.paymentSteps[item.quote.paymentSteps.length-1].interestRate}}% for term

    • {{::item.quote.typeMortgage.value}}

      for term Not available for {{::item.quote.paymentSteps[0].numberOfPayments | monthsToYears : year : years }}

    • {{item.quote.maxLTV}}%

    • {{item.quote.productFees}}

    • {{item.quote.aprc}}% APRC representative

    • Continue
      {{item.brandPhoneNumber}}

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}}, initially on a fixed rate for {{item.quote.paymentSteps[0].numberOfPayments}} months at {{item.quote.paymentSteps[0].interestRate}}% {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}} on our tracker rate for the mortgage term of {{item.quote.paymentSteps[0].numberOfPayments}} months at {{item.quote.paymentSteps[0].underlyingRateDiff ? item.quote.paymentSteps[0].underlyingRateDiff : '(Check with lender)'}}% above the {{item.quote.paymentSteps[0].underlyingRate ? item.quote.paymentSteps[0].underlyingRate : '(Check with lender)'}} {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}}, initially on a discounted variable rate for {{item.quote.paymentSteps[0].numberOfPayments}} months at {{item.quote.paymentSteps[0].interestRate}}% (variable) {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}} on our variable rate for the mortgage term of {{item.quote.paymentSteps[0].numberOfPayments}} months at our current rate of {{item.quote.paymentSteps[0].interestRate}}% (variable) {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

    Representative example: A mortgage of {{borrow | currency : '£': 0}} payable over {{term}} on our capped rate capped at {{item.quote.paymentSteps[0].underlyingRateDiff ? item.quote.paymentSteps[0].underlyingRateDiff : '(Check with lender)'}}% above the {{item.quote.paymentSteps[0].underlyingRate ? item.quote.paymentSteps[0].underlyingRate : '(Check with lender)'}} for {{item.quote.paymentSteps[0].numberOfPayments}} months {{item.quote.paymentSteps | generateSteps : {1 : 'and then on our fixed rate of $interestRate$% for the %[next, remaining]% $numberOfPayments$ months', 2 : 'and then on our current variable rate of $interestRate$% (variable) for the %[next, remaining]% $numberOfPayments$ months', 3 : 'and then on our tracker rate of $underlyingRateDiff$% above the $underlyingRate$ for the %[next, remaining]% $numberOfPayments$ months'} : 1: 'rateTypeId': '(Check with lender)'}} would require {{item.quote.paymentSteps[0].numberOfPayments}} monthly payments of {{item.quote.paymentSteps[0].paymentAmount | currency : '£'}}{{item.quote.paymentSteps.length > 1 ? ' and ' + item.quote.paymentSteps[1].numberOfPayments + ' monthly payments of ' + (item.quote.paymentSteps[1].paymentAmount | currency : '£') : ''}}. The total amount payable would be {{item.quote.totalAmountPayableOverTerm | currency : '£'}} made up of the loan amount plus interest ({{item.quote.totalInterestPayableOverTerm | currency : '£'}}){{item.quote.calcValuationFee || item.quote.calcArrangementFee || item.quote.calcArrangementAdminFee || item.quote.calcBookingFee || item.quote.calcCompletionFee || item.quote.calcReservationFee ? ' and ' : ''}}{{[item.quote.calcValuationFee ? 'valuation fee (' + (item.quote.calcValuationFee | currency : '£': 0) +')' : '', item.quote.calcArrangementFee ? 'arrangement fee (' + (item.quote.calcArrangementFee | currency : '£': 0) +')' : '', item.quote.calcArrangementAdminFee ? 'arrangement admin fee (' + (item.quote.calcArrangementAdminFee | currency : '£': 0) +')' : '', item.quote.calcBookingFee ? 'booking fee (' + (item.quote.calcBookingFee | currency : '£': 0) +')' : '', item.quote.calcCompletionFee ? 'completion fee (' + (item.quote.calcCompletionFee | currency : '£': 0) +')' : '', item.quote.calcReservationFee ? 'reservation fee (' + (item.quote.calcReservationFee | currency : '£': 0) +')' : ''] | toString}}. The overall cost for comparison is {{item.quote.aprc}}% APRC representative.

Representative example: A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 1.99% and then on a variable rate of 4.49% for the remaining 20 years would require 60 payments of £529 and 240 payments of £661. The total amount payable would be £191,379 made up of the loan plus interest (£65,380) and fees (£999). The overall cost for comparison is 3.60% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage

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