Mortgage statistics - 2025
UK Mortgage Statistics – 2025
Buying a home is one of the biggest financial commitments you'll make, and understanding mortgage trends can help you make informed decisions. This page explores key mortgage statistics in the UK for 2025, using insights from our partner, Podium, as well as from trusted third-party sources.
What is the average loan size for a first time buyer?
According to UK Finance, first time buyer loan sizes are significantly higher in Greater London, and is more than twice the amount of certain regions in the north of the country.
Region | Average loan size |
|---|---|
Greater London | £349,567 |
South East | £264,906 |
South West | £210,902 |
East Anglia | £210,101 |
West Midlands | £189,149 |
East Midlands | £183,263 |
North West | £172,088 |
Yorkshire and Humberside | £157,799 |
Souce: UK Finance
Sources and methodology
MoneySuperMarket enquiry data
Finder - First-time buyer statistics UK: 2025