Why June-uary is the best month of the year

How’s your ‘June-uary’ going?

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If you’re not familiar with the term, it refers to the mash-up month of January and June. It’s typically used to describe wintery weather in high summer, but we’re actually combining the best of both months to create an action plan to make this half-year milestone as hot as possible.

Here’s what we came up with:

Beat your bank balance blues: Many of us have the best of intentions at the beginning of the year, but within a few weeks our New Year resolutions are long forgotten. So why not reboot your goal at the half-year stage?

If it’s some stubborn credit card debt you can’t shift, try to raise your minimum payments over the next six months. Alternatively, you can tackle your balance by transferring it to a 0% balance transfer card. Providing you pay off your balance before the end of the interest-free period, you’ll avoid your credit card debt creeping up.

Make the most of the longer days: June 21 is the longest day of the year. If you haven’t used the gym membership you took out in January, cancel your plan and opt for outdoor activities that’ll make the most of the (hopefully) warmer weather without costing you a penny.

Turn your Netflix addiction into a positive: Come June 12 Netflix addicts will face another weekend of seclusion as the third series of Orange is the New Black premieres.

Put aside the money you would have spent on weekend gallivanting and put it into your savings. Let’s face it, you won’t be leaving the house until you find out whether Crazy Eyes has been charged with assault and if Alex and Chapman will end up living happily ever after.

Get a good deal on your travel money: If you’ve booked a summer getaway, get into the holiday spirit nice and early by sorting out your holiday spending in advance.

Applying for a prepaid card can be a good way to avoid carrying loads of cash with you or having to pay high fees for overseas transactions. Check out Rachel Wait’s article on how to get the best summer spends here.

Try your luck at Premium Bonds: If you’re feeling lucky and looking for an alternative way to stash your cash, Premium Bonds could be for you.

This week the investment limit was increased to £50,000, and every month two millionaires are made. You can read more about Premium Bonds here.

Get festival-ready: June marks the beginning of the festival season. Put some time aside to make a list of all the essentials you’ll need.

Often basic necessities can be sold at a higher price at festivals, so make sure you avoid paying over the odds for wellies, wet-wipes or rain ponchos by getting organised ahead of the festivities.

 

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