What is a purchase credit card?

Find out everything you need to know about purchase credit cards in this short video

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A 0% purchase credit card lets you spend without paying any interest for a set period of time.

It’s a useful way to buy something expensive upfront, and pay it off over a set period without any interest.

It’s a bit like borrowing money for free, as long as you make sure that you keep up your monthly repayments, and pay off the whole balance before the end of the 0% interest-free period.

Don’t forget, if you haven’t paid off the amount you’ve spent when the interest-free period ends, the credit card provider will start to charge you interest.

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