But before you grab the duvet and hibernate, take a look at our awesome autumnal offers on current accounts – there’s something for everyone. Choose from either a £125 M&S gift card, £200 cashback or a tech gift worth up to £199 plus more when you switch banks.
The 7-day Current Account Switch Service
Switching has never been easier thanks to the Current Account Switch Service which guarantees 7-day switching. Introduced by the government in 2013, the service is hassle-free, safe, free to use and you can choose and agree your switch date with your new bank.
Your new bank will take care of moving all your outgoing payments (for example, your direct debits and standing orders) as well as those coming in (for example, your salary). It’ll also move any money held in your existing account before closing it. You can read more about the Current Account Switch Service, here.
There are a number of highly competitive current accounts on the market which could offer you far more than your existing account does.
Plus, many accounts come with an incentive for switching to them. However, remember to make sure you’re choosing the current account that’s right for you and that the reward is an added bonus.
first direct Current Account – free gift worth up to £199
Start your Christmas shopping early, or treat yourself with a gift worth up to £199 when you switch your current account to first direct using the Current Account Switch Service.
Choose from Bose headphones, online courses, a Fitbit, a Polaroid camera, or jet off on an autumn city break with Expedia vouchers – the choice is yours.
Plus, when you switch through MoneySuperMarket, you can select a Bose SoundLink Mini II bluetooth speaker, which is exclusive to our customers.
To be eligible for the incentive, you must deposit £1,000 within the first 3 months of opening the account.
first direct prides itself on top customer service, but if you’re not happy with it they will give you £100 if you wish to leave. However, you must have held the account for at least six months before you are eligible for the cashback. Conditions apply – see T&Cs.
This account is available to UK residents aged 18 or over. first direct can only offer switching incentives to people who haven't previously held any account with them.
You must fund your account with £1,000 a month, or a £10 monthly fee applies after six months.
To find out more and to read the full conditions that apply click below.