The British houses you can buy for £100,000 or less

Could you save a deposit of £5,000? If so, these amazing houses – all of which cost £100,000 or less – could be yours.

For sale sign outside a house

Recently we looked at how it’s entirely possible to get a mortgage with just a 5% deposit. Today we’re taking that idea further with UK-wide examples of bricks and mortar you could buy if your 5% deposit only amounted to £5,000.

Nationwide Building Society’s house price index for April puts the average UK house price at £193,000. But if you’re relatively mobile and steer clear of London and south east – you’ll find some amazing homes in these isles available for £100,000 or even less. In fact, property website Rightmove lists no fewer than 5,500 houses in this price bracket.

Here are some of the best we found…

In the north east

A detached house in County Durham


The north east is pitched as being one of the UK’s cheapest areas to buy. So it’s no surprise to find this spacious three-bedroom detached house – complete with a garage, gardens and patio – in Bishop Auckland, County Durham, for just £99,950.

The bathroom is a bit cosy, but probably has some great acoustics for in-shower crooners. And besides, with all that room elsewhere – who cares?

Bishop Auckland, a small town with a population of around 25,000, is less than an hour’s drive from the north east jobs-hub of Newcastle-upon-Tyne and is just a 30-minute drive to the Emirates Durham International Cricket Ground.

If you’re still not sold, the town was also once home to Stan Laurel of legendary comedy duo, Laurel and Hardy – which we think is a substantial claim to fame.

In north Wales

A house in Holywell, north Wales


MoneySuperMarket’s head offices are based in Ewloe, north Wales. And if you’ve ever wondered why we’re all so happy here, houses like these might have something to do with it.

For just £99,950 you can grab this lovely slice of the ‘Land of the Fathers’ in Holywell, half an hour from the historic city of Chester (be warned though, the city is full of English people).

The red-brick semi offers three bedrooms, gas central heating and on sunny days (that’s every day in north Wales, by the way) there’s the benefit of being just few minutes away from a beautiful coastline with views across to West Kirby on the Wirral.

You’d have to do something with that back garden, though.

In Lincolnshire

A house in Grimsby


Don’t bother with the ‘grim jokes’ because this three-bed semi in Grimsby, Lincolnshire is anything but.

Thrown in for your £99,950 you’ll get front and back gardens (although expect the back one to be fairly lethal on a rainy day as it’s entirely decked), a huge driveway, double glazing and central heating.

The town of Grimsby, which is currently most famous for its fish, will no doubt rise to international prominence once Sasha Baron Cohen’s film Grimsby hits the nation’s cinemas in 2016.

Fun fact: once you move there, and presumably once you pass some kind of citizenship test, you’ll be known as a Grimbarian.

In Derbyshire

House in Chesterfield


This £100,000 house in Chesterfield, Derbyshire, has two bedrooms, a view of open fields in the back and room for a few cars on the drive.

Inside, there’s no shortage of shelves and wardrobes, which is good because you’ll need it for all your souvenirs from The Winding Wheel – a local arts venue that’s played host to the likes of Bob Geldof, The Proclaimers and Paddy McGuiness.

Jokes aside, it’s a spacious house that wouldn’t need much work. It’s also a very-drivable 25 miles from Nottingham and 13 miles from Sheffield.

In Scotland

House in Scotland


Last, but by no means least, is this cosy, three-bed end-terrace in Motherwell, Scotland – just 15 miles away from the employment opportunities of Glasgow.

If you don’t mind the fact it’s an end-of-terrace property – and let’s face it, that’s the same as a semi-detached – you’ll get front and back gardens, a long drive and a downstairs loo, all for £100,000.

Downsides? The microwave in the kitchen looks a bit tricky to reach but of course, you can find a new home for yours.

Meanwhile, in London

Flat in London


Meanwhile, in London, here’s a 1-bed flat your £100,000 would buy you in Forest Gate, north-east London. We’ll let the pictures speak for themselves…


All images courtesy of Rightmove.

Please note: any rates or deals mentioned in this article were available at the time of writing. Click on a highlighted product and apply direct.

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