London dominates burglary claim hotspots

Leeds, Cambridge and Manchester are also in the top 20

Semi-detatched houses on a residential street

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London is once again topping the charts for the highest rate of UK burglary claims.

Our latest data, crunched from nearly two million quotes run on our site over the past couple of years, sees the capital taking 16 of the 20 hotspots.

When people complete a contents insurance quotation, they’re asked if they’ve made a burglary claim in the past five years. We marry this info with postcodes to build a map of claims density across the UK.

Redbridge, in the north east of London, is in the number one spot, with 54.7 burglary claims recorded for every 1,000 quotes.

The N20 postcode of Whetstone, Totteridge and Oakleigh Park – a wealthy swathe of north London – is second on the list, with a rate of 52.6 claims per 1,000 quotes. RM6 on the eastern edge of the capital was third.

Highest areas of burglary claims

The highest-ranked postcode outside London is LS5, the Hawksworth and Kirkstall area of Leeds, which has a rate of 48.3 contents theft-claims per 1,000 quotes.

Last year’s highest ranking burglary claim hotspot, Dulwich, in south east London, has fallen to ninth in the list, with the rate of burglary claims dropping by an impressive 29% to 42%.

Here’s the top 20 postcodes in full.

Position #

Postal District

Area

Burglary Claim Rate (per 1000)

1

IG4

Redbridge

54.7

2

N20

Whetstone, Totteridge, Oakleigh Park

52.6

3

RM6

Chadwell Heath, Marks Gate, Little Heath, Goodmayes (north), Hainault (South)

51.5

4

LS5

Hawksworth, Kirkstall

48.3

5

IG5

Clayhall

45.9

6

SW14

Mortlake, East Sheen

43.7

7

SE21

Dulwich, Dulwich Village, West Dulwich, Tulse Hill (part)

43.5

8

N21

Winchmore Hill, Bush Hill, Grange Park

42.8

9

SE24

Herne Hill, Tulse Hill (part), Dulwich (part)

42.6

10

SE27

West Norwood, Gipsy Hill (part)

42.5

11

N10

Muswell Hill

42.2

12

CB5

Cambridge (East)

41.8

13

UB5

Greenford, Northolt

41.6

14

BR4

West Wickham

41.2

15

M21

Chorlton-cum-Hardy, Barlow Moor

40.5

16

IG2

Gants Hill, Newbury Park, Aldborough Hatch

39.4

17

LS8

Fearnville, Gipton, Gledhow

39.3

18

N11

New Southgate, Friern Barnet, Bounds Green, Arnos Grove (part)

39.2

19

IG6

Barkingside, Fullwell Cross, Hainault (south), Fairlop

39.0

20

SE26

Sydenham, Crystal Palace (part)

38.8

Lowest areas of burglary claims

Excluding postcodes for which we have insufficient data (those where we received fewer than 200 quotes) and those areas where no burglary claims are recorded, the postcodes with the fewest claims for burglary were NE25 (Monkseaton North Tyneside) and EX39 (Bideford in Devon), with just 0.9 claims per 1,000 quotes.

Here’s the list of postcodes with the lowest incidence of burglary claims.

Position #

Postal District

Area

Contents Theft Rate (per 1000)

1

NE25

Monkseaton, New Hartley, Holywell, Seaton Delaval

0.9

2

EX39

Bideford, Lundy Island

0.9

3

BT34

Newry, Annalong, Ballymartin, Cabra, Hilltown, Kilcoo, Kilkeel, Mayobridge, Rathfriland, Rostrevor, Warrenpoint

1.1

4

PL25

St Austell, Carlyon Bay, Charlestown, Trewoon

1.3

5

BN23

Eastbourne, Friday Street, Langney, Sovereign Harbour

1.3

6

OX28

Witney

1.3

7

SY11

Oswestry

1.3

8

TR14

Camborne

1.3

9

BT66

Derryadd, Derrytrasna, Dollingstown, Donaghcloney, Lurgan, Waringstown

1.3

10

OX29

Barnard Gate, Brighthampton, Church Hanborough, Combe, Crawley, Curbridge, Ducklington, Eynsham, Freeland, Hailey, Hardwick, High Cogges, Long Hanborough, New Yatt, Newbridge, North Leigh, East End (North Leigh), Old Shifford, Shifford, Standlake, Stanton Harcourt, Stonesfield, Sutton, Yelford

1.3

11

LA12

Ulverston, Aldingham, Backbarrow, Gleaston, Haverthwaite, Leece, Lindal-in-Furness, Newbiggin (Furness), Newby Bridge, Staveley-in-Cartmel, Urswick

1.4

12

CF31

Bridgend Town, Brackla, Coity, Pen-y-fai

1.4

13

EX31

Barnstaple, Fremington

1.5

14

BT42

Broughshane, Cullybackey, Galgorm, Kells.

1.5

15

CA1

Carlisle East

1.5

16

SY23

Aberystwyth, Llanon

1.5

17

LL65

Holyhead, Trearddur Bay, Four Mile Bridge, Rhoscolyn, Bodedern, Bryngwran, Caergeiliog, Llanynghenedl, Trefor, Valley, Gwalchmai, Llanddeusant, Llanfachraeth, Llanfaethlu, Llanfairynghornwy, Llanrhyddlad, Rhydwyn

1.5

18

CA13

Cockermouth, Lorton & Buttermere

1.6

19

KY6

Leslie, Scotlandwell and Kinnesswood

1.7

20

DT1

Dorchester

1.7

 

Among the 123 areas with zero claims are Norfolk’s NR26, Liverpool City Centre (L3), Manchester City Centre (M1), and Montrose (DD10).

How does your postcode compare?

Check MoneySuperMarket’s burglary claims tool to find out. 

The mystery behind Britain’s decreasing crime rates

Despite the reshuffle in this year’s burglary hotspot list, the country’s overall burglary claims rate has fallen by 8% in the last year.

According to this year’s analysis, last year’s average rate was 13.58, and this years is 12.44 per 1,000.

From 1980 – 1995, crime rates peaked to some of the UK’s highest levels, and according to Home Office research, this coincided closely with the UK’s heroin epidemic. Since then, drug use across the country has been diminishing – as has the rate of crime.

Home Office findings suggest that one of the main reasons offenders committed a burglary, was to pay for their drug addiction, hence the decline in both drug-use and burglary.

However, burglary remains a major scourge in many areas, leaving a trail of financial and emotional damage, which makes it important to boost your home security measures and keep burglars at bay.

Keep your postcode off the list!

  • Invest in getting stronger locks fitted by a qualified locksmith on your windows and doors. Also consider the strength and standard of your doors, as a poor-quality door won’t offer substantial security, regardless of the locks used.
  • A five-lever mortice deadlock with Kitemark BS3621 is recommended for front doors. They’re approved by British Standards Institution.
  • If your doors feature any glazing, ensure the glass panels are at least 6.4mm thick and are either laminated, or reinforced with security film.
  • Avoid too much high-shrubbery around your doors or windows – it can provide the perfect hiding spot for potential burglars to scout out your home without being seen.
  • Purchase a UV security pen and mark your possessions with it. Should anything within your home be stolen, it will help with identification if found.
  • Burglars are deterred by homes that are clearly protected. Camera installation systems and automatic sensor lights are a good starting point, or a fully monitored smart system is great for those looking for full protection around their household.

Kevin Pratt, consumer affairs expert at MoneySuperMarket, said: “It is encouraging to see the overall rate of burglary claims has dropped eight per cent in the last year, in line with the fall in recorded burglaries. That’s no doubt thanks to improvements in home security, although the falling cost of electrical items, such as TVs, might be significant as, simply put, there’s less need for burglars to steal items than in the past.”

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