Edinburgh dominates Scottish burglary hotspots list

Houses in West Edinburgh make more insurance claims for burglary than those in any other part of Scotland.

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That’s one of the findings of our latest Burglary Claim Tracker, which tracks the UK postcodes generating the most home insurance claims for burglary.

But there’s good news for Scots as the country makes significantly fewer burglary claims than England, and didn’t feature at all in the UK’s top 20 postcodes most likely to be turned over by thieves.

A tale of one city

Analysis of 2.68 million claims made between December 2013 and November last year puts Auld Reekie (Edinburgh, for any non-Scottish readers) in six of the country’s top 10 burglary claims hotspots.

The EH14 postal district, which includes Edinburgh, Currie, Balemo and Juniper Green, topped the Scottish tables with 32.5 claims for burglary per 1,000 insurance quotes.

For comparison, the highest burglary rate in the UK as a whole, 55.0, was found in the TM8 postal district of East London.

Taking the Scottish number two spot was the EH4 postcode, comprised of the Edinburgh older central area, Dean Village, Comely Bank, the A90 corridor to Barnton, and Cramond, registering 30.7 claims per 1,000 quotes.

And in third place was Glasgow’s G13 postal district, taking in Anniesland, Knightswood and Yoker, with a claims rate of 27.3.

Households in higher risk postcodes will pay almost 7% more for home insurance cover than Scottish average, which equates to around £8 per year.

Meanwhile, residents of the DD2, DG1 and G83 postal districts are the safest from burglary, making 0 claims per 1,000 quotes in the same time period. The postcodes ranked first second and third respectively in the top 20 UK least likely to make burglary claim.

‘Wherever they’ll get away with it’

Kevin Pratt, home insurance expert at MoneySuperMarket, said: “Edinburgh postcodes dominate the top burglary claim hotspots in Scotland, with other high claim areas around Glasgow’s suburbs, including Newton Mearns, Anniesland and Darnley.

“Clearly, thieves target urban areas where there’s lots of activity to mask what they’re up to – but they also favour quiet areas where they can operate with less chance of being caught in the act.

“In short, they’ll go pretty much anywhere they think they can carry out their crime and get away with it, which means everyone needs to be conscious of the threat and make their home as safe and secure as possible.”

The 10 Scotland postcode districts most likely to claim for theft on their home insurance:

 Number  Postal District   Area  City/County  Rate per 1,000
 1  EH14  Balerno, Currie, Edinburgh, Juniper Green  Edinburgh  32.5
 2  EH4  Edinburgh older central area, Dean Village and Comely Bank, A90 corridor to Barnton and Cramond  Edinburgh  30.7
 3  G13  Anniesland, Knightswood, Yoker  Glasgow  27.3
 4  G77  Newton Mearns  Glasgow  25.1
 5  EH3  Edinburgh New Town, West End, Tollcross and Fountainbridge  Edinburgh  25
 6  EH12  Edinburgh A8 corridor from Haymarket through Murrayfield and Corstorphine to the Gyle  Edinburgh  24.9
 7  G53  Darnley, Pollok, Crookston, Nitshill  Glasgow  24.1
 8  G11  Broomhill, Partick, Partickhill  Glasgow  19.8
 9  EH16  Liberton, Cameron Toll, Craigmillar and Niddrie  Edinburgh  19.1
 10  EH11  Edinburgh A71 corridor from Haymarket Station, through Gorgie and Stenhouse to Sighthill and the Calder  Edinburgh  18.3

The 10 Scotland postcode districts least likely to claim for theft on their home insurance:

 Number  Postal District   Area  City/County  Rate per 1,000
 1  DD2  Lochee, Blackness, Ninewells, Menziehill, Charleston, Balgay, Ardler and Logie  Dundee  0
 2  DG1  Dumfries  Dumfries and Galloway  0
 3  G83  Aldochlay, Ardlui, Balloch, Bonhill, Gartocharn, Inverarnan, Jamestown, Luss, Renton, Tarbet  Greater Glasgow  0
 4  PH2  Perth city centre south and east  Perth  1.51
 5  FK7  Bannockburn, Cambusbarron, Cowie, Fallin, Plean, South Alloa, St. Ninians  Stirling  1.59
 6  G78  Barrhead, Neilston, Uplawmoor  Glasgow  1.97
 7  G73  Rutherglen  Glasgow  2.83
 8  G64  Bishopbriggs, Torrance  Glasgow  3.18
 9  AB24  Aberdeen, Old Aberdeen, Woodside, Tillydrone, Seaton, Bedford  Aberdeen  3.33
 10  AB21  Aberdeen, Blackburn, Bucksburn, Dyce, Fintray, Kinellar, Newmachar, Whiterashes  Aberdeen  3.4

See how the rest of the UK fares

Please note: any rates or deals mentioned in this article were available at the time of writing. Click on a highlighted product and apply direct.

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