As most drivers break down at some point during their motoring lives, many therefore feel that breakdown cover – which provides roadside assistance at any time of the day or night – is a sound investment.
Having it certainly helps to provide peace of mind that help will come quickly if your car should let you down in a dangerous spot.
Here, we explain how breakdown cover works, what different sorts of policy are available and how to choose the right one for your needs – at the right price.
What is breakdown cover?
Breakdown cover (also known as roadside recovery or roadside rescue) is designed predominantly to help motorists who are stuck because their cars have broken down.
The assistance offered varies depending on the provider and on the level of cover chosen, but the general aim is to allow the policyholder to continue with his or her journey as quickly as possible – whether that means a quick roadside fix or being towed to a local garage for repairs.
Do I need breakdown cover?
Breaking down is never nice, but it can be much worse if you have to spend time finding a local garage that can come and pick you up or carry out repairs – and then pay through the nose for the emergency callout.
Breakdown cover is therefore a sensible option for anyone who regularly travels by car, particularly those who own older, less reliable vehicles or often drive at night or in remote areas.
The protection offered is also valuable to families, business travellers or commuters, although those in the latter two groups may pay more for cover due to the higher mileage they rack up.