The Microsoft Lumia 640 XL combines everything you need for both personal and work tasks on a sleek smartphone with a large 5.7-inch touchscreen display. The Windows Phone 8.1 OS gives you lots of apps including OneDrive, Office 365 and Skype and the quad-core processor ensures everything runs smoothly. The 640 XL is packing a fantastic 13-megapixel camera on the back with a LED flash, geo-tagging and lots of filters and effects to create interesting images and the front facing 5-megapixel camera lets you snap selfies to your hearts content. Wi-Fi, GPS and NFC help you stay connected and with Cortana on board you can use your voice to complete tasks. The phone memory can be boosted with a microSD card of up to 128GB so you will have lots of rooms for all of your music and videos. The Windows App store has lots of new apps to choose from so you can personalise this phone with apps to suit you.