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Life insurance providers

Zurich life insurance

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Why choose Zurich life insurance?

Zurich Assurance Ltd specialises in life insurance and is part of the Zurich Group, which is one of the world’s largest insurance groups and one of the few to operate on a truly global basis.

It recently won best individual protection provider in the UK Health and Protection Awards in 2023, and has been rated 4.0 out of five on Trustpilot from over 2,000 customers. Most of Zurich's life insurance policies have also earned five-star expert ratings from Defaqto.

Here is what a Zurich life insurance policy can offer:

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    Affordable policies

    Zurich policies aim to find their customers the most affordable life cover policies to protect you and your family

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    Support services

    Zurich support services are available to you 24 hours a day. You can talk to the team about anything, from daily worries to major life events

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    Tree-Nation partner

    Since 2019, Zurich has been planting trees to help fight against climate change. They pledge to plant one tree for every life insurance policy bought

How do I get a Zurich life insurance quote?

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    Tell us about yourself

    Answer some brief questions about the type of cover you're looking for, personal details like age, height and occupation, whether you smoke or drink, your family's medical history, and any pre-existing conditions.

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    We’ll fetch our best quotes

    We have some of the top UK providers on our panel for you to choose from. Browse policies ordered by lowest premium

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    Choose the deal you want

    Once you've found the policy that's right for you, all it takes is a click through to your chosen provider to buy your policy today for the price you see

What types of life insurance can I get with Zurich?

  • Zurich Level-term life insurance: Your pay out amount will remain the same during the term of your level-term policy so, you will know exactly how much money your dependents will receive upon your death

  • Zurich Decreasing term life insurance: Decreasing term life insurance means the size of your pay out reduces over time. This type of cover is often bought to cover debt repayments like a mortgage – as repayments decrease, so does your pay out

  • Zurich Life cover: This life cover provides a lump sum if you pass away to cover your mortgage or other financial commitments you may have

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Example Zurich life insurance quote

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  • Monthly price


  • Cover amount


  • Cover length

    20 years

  • Cover term

    Decreasing term

Great for

  • Life claims paid rate: 98%
  • Policy documents available online
  • Counselling service

But be aware that

  • No second medical opinion

Can I cancel my Zurich insurance and switch providers?

Yes, you can cancel your Zurich life insurance plan at any time by contacting them via telephone. Here are some instances where you may want to cancel:

  1. If your policy is coming up for renewal: you can cancel using the cancellation form on Zurich's website and you will not be charged anything for cancelling your police

  2. You've just taken out a policy: if you change your mind within 30 days of taking out your life insurance policy, Zurich should refund your premiums

  3. If your policy has auto-renewed at a higher rate: If your policy is more than you're comfortable paying, try contacting Zurich to see what they can do. If you wish to end your cover, Zurich will cancel your policy at no extra charge.

What add-ons can I get with Zurich life insurance?

Here are some add-ons that you can add to your Zurich life insurance policy:

  • Plus

    Critical illness cover

    This cover helps absorb the financial impact of a serious illness. You can choose how much cover you would like and for how long. You can also add cover for your children

  • Plus

    Income protection

    If you cannot work because you’ve had an accident, fallen sick or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month

How do I contact Zurich?

Contact the Zurich Insurance UK call centre on the following number:

0800 096 6233

Opening hours:

Monday to Friday: 8.30am - 5.30pm

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How do I make a claim with Zurich?

Your first step is to let Zurich know. You can do this by calling Zurich or notifying Zurich online. You can notify Zurich online for income protection, critical / terminal illness or life insurance claims by completing the online claim form.

Why compare life insurance with MoneySuperMarket?

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    Save money

    We make it easy to compare insurers offering you the best value for your budget and save on premiums.

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    Quotes tailored to you

    We ask the right questions and tailor our quotes so you can get the right cover to suit your needs.

  • Make smarter decisions

    We offer independent Defaqto star ratings on policies to help you decide on the right quality product for you

Zurich has an in-house team of underwriters and underwrites its own life insurance policies.

Yes, you can pay for your life insurance policy in monthly instalments via Direct Debit, or pay for it all in one annual payment.

If all the paperwork is in order and the policy isn't being contested, a life insurance claim can typically be paid within 30 days of the death of the insured.

However, each claim is different, so it's best to contact Zurich directly to receive an estimated pay out date.

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You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.