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AIG life insurance

Find out more about the life insurance offered by AIG

published: 27 September 2022
Read time: 5 minutes

Who are AIG life insurance?

AIG, or the American International Group, has been offering insurance since 1919. They’ve been a global operation from the very start – originally founded as American Asiatic Underwriters in Shanghai, they now operate in over 80 countries. 

Here in the UK, AIG the insurer of choice for some of the country’s biggest businesses. They insure everything from supermarkets to supertankers – but could AIG life insurance also help with your own insurance needs?

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Get in touch with AIG

Customer Services Team,AIG Life Limited,PO Box 12010,Harlow, CM20 9LG

0345 600 6820

What type of cover do AIG provide?

AIG offer several different life insurance products to suit any need. Here’s what’s on offer:

  • AIG critical illness life insurance

    • With critical illness cover, AIG will send you a tax-free payout to help with the extra expenses if you’re diagnosed with a critical illness

  • AIG joint life insurance

  • AIG group life insurance

    • If you run a business, try AIG’s group life insurance, which can help your employees’ families if they pass away

  • AIG term life insurance

    • The most common kind of life insurance, term cover from AIG pays a fixed amount to your loved ones if you die before the policy expires 

  • AIG guaranteed life insurance

  • AIG over 50s life insurance

    • AIG’s over 50s life insurance policy never expires – one policy will keep you insured for the rest of your life 

  • AIG whole life insurance

What you’ll need to get a quote

AIG don’t sell directly, so if you’re interested in getting life insurance with AIG the best way is through a financial advisor. However, here’s the information you’ll eventually need to provide to get cover with AIG:

  • Information about your health

    • Unless you’ve opted for whole of life cover, your insurer will need to have a look at your medical records 

  • Information about your lifestyle

    • It’s important to be honest about your lifestyle habits – they’ll want to know about your drinking habits, and if you smoke 

  • Your age and your job

    • The younger you are when you take out life insurance, the cheaper it tends to be. The type of work you do can also affect the price.

  • Your partner’s details

    • If you’d like joint cover, you’ll also need to provide the same information about the other person on the policy 

How to make a claim with AIG

Claiming on a life insurance policy is something nobody looks forward to, but AIG have made the process as quick and painless as possible. Here’s how you can claim:

  • Call AIG’s claims team on 0345 600 6815

  • If you’re abroad, the number is 0044 1737 441 815

  • You can also email them at

To help your claim go through, you’ll need to provide AIG with some information: 

  • The name of the policy holder

  • The policy number

  • Details from the death certificate 

  • Or, for critical illness cover, contact details for your doctor 

Why take out life insurance with AIG?

So, is AIG life insurance a good choice for your needs? To help you decide, here’s some of what they offer:

  • Smart Health access

    • All AIG policy holders can use their Smart Health service, which connects you to GPs, fitness coaches, nutrionists, and other health services – for no extra cost

  • Claims payouts

    • In 2020, AIG Life paid out 99% of all claims 

  • Extra cover

    • AIG life insurance includes terminal illness cover as standard, plus payouts of up to £300 if you receive treatment for cancer

  • Funeral expenses

    • Nobody wants to worry about money when they’ve suffered a loss – so AIG will pay £10,000 in advance of a full claim to help cover funeral costs 

  • Regulation

    • AIG Life is fully regulated by the Financial Conduct Authority, so your money’s in safe hands

Compare life insurance deals with MoneySuperMarket

Life insurance can be tricky – but with MoneySuperMarket, it’s easy to find the right provider for you and your loved ones. Simply tell us a little about yourself and your insurance needs, and we’ll show you a range of quotes from across the market. You can then sort quotes by premiums or the level of coverage, to help you find a policy that will protect your family for years to come. 


If you’d like to find out more before you choose a life insurance provider, our guides can help:

Life insurance calculator

Work out how much cover you’ll need to protect you and the ones you love, with our handy tips.

Find out more

Types of life insurance

Find out what the different types of life insurance are, and how to choose the right type of policy for you.

Find out more

Critical illness guide

Everything you need to know about getting financial protection against serious diseases and medical conditions.

Find out more

Compare life insurance quotes
Get a quote