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AIG life insurance

Find out more about the life insurance offered by AIG

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Reviewed by  Alicia Hempsted
5 min read
Updated: 24 Aug 2023

Who are AIG life insurance?

AIG, or the American International Group, has been offering insurance since 1919. They’ve been a global operation from the very start – originally founded as American Asiatic Underwriters in Shanghai, they now operate in over 80 countries. 

Here in the UK, AIG the insurer of choice for some of the country’s biggest businesses. They insure everything from supermarkets to supertankers – but could AIG life insurance also help with your own insurance needs?

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Get in touch with AIG

You can write them at: Customer Services Team, AIG Life Limited, PO Box 12010, Harlow, CM20 9LG

You can use their

Call them at : 0345 600 6820 or send an email to:

What type of cover do AIG provide?

AIG offer several different life insurance products to suit any need. Here’s what’s on offer:

  • Life insurance with critical illness
    With critical illness cover, AIG will send you a tax-free payout to help with the extra expenses if you’re diagnosed with a critical illness

  • Joint life insurance
    AIG’s joint life insurance policy insures two people, and if one of them dies a lump sum is paid to the survivor 

  • Group life insurance
    If you run a business, try AIG’s group life insurance, which can help your employees’ families if they pass away

  • Term life insurance
    The most common kind of life insurance, term cover from AIG pays a fixed amount to your loved ones if you die before the policy expires 

  • AIG over 50s life insurance
    AIG’s over 50s life insurance policy has guaranteed acceptance and never expires – one policy will keep you insured for the rest of your life 

  • Whole of life insurance
    With a whole life insurance policy there’s no term, so it’s guaranteed AIG will pay out to your loved ones whenever you die

What you’ll need to get a quote

AIG don’t sell directly, so if you’re interested in getting life insurance with AIG the best way is through a financial advisor. However, here’s the information you’ll eventually need to provide to get cover with AIG:

  • Information about your health
    Unless you’ve opted for whole of life or over 50's cover, your insurer will need to have a look at your medical records 

  • Information about your lifestyle
    It’s important to be honest about your lifestyle habits – they’ll want to know about your drinking habits, and if you smoke 

  • Your age and your job
    The younger you are when you take out life insurance, the cheaper it tends to be. The type of work you do can also affect the price.

  • Your partner’s details
    If you’d like joint cover, you’ll also need to provide the same information about the other person on the policy 

How to make a claim with AIG

Claiming on a life insurance policy is something nobody looks forward to, but AIG have made the process as quick and painless as possible. Here’s how you can claim:

  • Call AIG’s claims team on 0345 600 6815

  • If you’re abroad, the number is 0044 1737 441 815

  • You can also email them at

To help your claim go through, you’ll need to provide AIG with some information: 

  • The name of the policy holder

  • The policy number

  • Details from the death certificate 

  • Or, for critical illness cover, contact details for your doctor 

Why take out life insurance with AIG?

So, is AIG life insurance a good choice for your needs? To help you decide, here’s some of what they offer:

  • Smart Health access
    All AIG policy holders can use their Smart Health service, which connects you to GPs, fitness coaches, nutritionists, and other health services – for no extra cost

  • Extra cover
    AIG life insurance includes terminal illness cover as standard, plus pay-outs of up to £300 if you receive treatment for cancer

  • Funeral expenses
    Nobody wants to worry about money when they’ve suffered a loss – so AIG will pay up to £10,000 in advance of a full claim to help cover funeral costs 

  • Regulation
    AIG Life is fully regulated by the Financial Conduct Authority, so your money’s in safe hands

Compare life insurance deals with MoneySuperMarket

Life insurance can be tricky – but with MoneySuperMarket, it’s easy to find the right provider for you and your loved ones. Simply tell us a little about yourself and your insurance needs, and we’ll show you a range of quotes from across the market. You can then sort quotes by premiums or the level of coverage, to help you find a policy that will protect your family for years to come. 

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