Santander UK Home Insurance

Choose the best type of home insurance cover with Santander UK Insurance

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Find out more about Santander's home insurance today. Read our guide to find deals and contact details.

Modern flat with large sofa

Who are Santander UK?

Santander UK was founded in 2010, and is wholly owned by Santander Group, a Spanish financial corporation – which was founded in 1857.

It branched out into insurance in 2014, so it is relatively new to the insurance business, and they are unwritten by Aviva. Santander UK offer contents only cover, buildings only cover, and a combination of the two policies.

Why choose Santander UK?

  • Monthly or annual payment options are available.
  • Two levels of contents cover on offer.
  • Unlimited buildings cover.
  • Flexible levels of contents cover, starting from £25,000.
  • 10% cashback on first year’s premium for Santander 1|2|3 World and Santander Select customers.
  • 2% cashback if you pay by Direct Debit for Santander 1|2|3 World and Santander Select customers.

What you should know

Santander home insurance is designed to protect policyholders from events such as fire, theft, flood or storm, and items will be replaced as new.

Policies will not provide cover for damage due to wear and tear, or damage that has resulted because policyholders have failed to look after their property.

Extra accidental damage cover is an optional extra, as is home emergency cover, personal belongings cover and Legal Services cover.

Contact Santander UK

0800 048 1853

8am to 9pm Monday to Friday

9am to 5pm Saturday and public holidays

10am to 4pm Sunday




Alternatively, if your insurance policy has been underwritten by Aviva:

Call Aviva on 0844 891 5060

8am to 9pm Monday to Friday

8am to 4pm Saturday

Finding the right cover

Your home and what it contains are undoubtedly very important to you, so it’s essential to choose the right insurance to protect them. Before buying home insurance think carefully about exactly how much cover you’ll need, and which extras might be good to add to your policy.

It’s important to make sure your home is secure, and that your locks are up to the minimum standard required by your insurer. As there’s a possibility that any claims you might make could be unsuccessful – as insurers won’t pay out if you’ve been negligent.

Why it pays to shop around

Home insurance is renewed automatically every year, unless you decide to switch to another provider. ‘Auto-renewing’ your policy may prove expensive, so perhaps shop around to see if you can find cheaper equivalent cover elsewhere.

Don’t forget to note down when your policy is due to be renewed, then nearer the time check if you could save money by switching insurers. Check out our home insurance channel to compare policies and find one that’s right for you.

Where to next?

Contents insurance FAQs

Home insurance glossary

Home security and money-saving tips

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