Are you safe & secure?
Find out how to keep burglars at bay during the dark winter months
Read our guide on how to find the best deal on M&S home insurance, including contact details and tips.
Marks & Spencer started its insurance branch in 2000, starting with home and contents insurance, then moving into travel, pet and car insurance a few years later. The home insurance arm of M&S is underwritten by Aviva, one of the world’s oldest and largest financial services.
Premier policyholders will have additional cover, including: accidental damage cover, storm damage cover, accidental damage to freezer contents cover, visitors' belongings cover, students' possessions cover (children at university), and dependent relative's possessions cover (if they are in a care home, for example).
M&S Home Insurance is designed to protect policyholders from insured events such as fire, theft, flood or storm, and items will be replaced as new.
Washing machines, dryers, dishwashers, fridges and freezers will be replaced new with ‘A’ rated energy efficient models where possible.
The two policies won’t provide cover for damage caused by natural wear and tear, or resulting from failure to upkeep the property – this is seen as a failure on the property owners’ part.
0800 068 2742
8am - 9pm Monday to Friday
9am - 6pm Saturday
10am - 2pm Sunday
Your home and its contents are important to you, so it is essential that you have the correct insurance in place to protect them. Before you buy home insurance, think carefully about how much cover you’ll need, and if you want any extras, before you sign any documents.
Also, it is a good idea to make sure your home is secure, that your locks are up to the minimum standard required by your prospective insurer. If they aren’t, there is a possibility any claims you make in the future will be invalid. Insurers will not pay out if you are deemed negligent.
Find out more about how to boost your home security.
Unless you decide to switch provider, home insurance is renewed automatically each year. This can prove quite expensive, so shop around to see if you can find cheaper cover with other insurers.
Note down when your policy is due to be renewed and then before it ‘auto renews’, check if you could save money by switching insurers. Visit our home insurance channel to compare policies and find one that tailored for you and your home.
Everything you need to know to make sure you get the right insurance cover
Discover how to insure the cost of repairing your domestic appliances
How to cover your personal belongings if you’re renting
Learn how to protect your bicycle with specialist insurance protection
Here’s all you need to know if you have to claim on you home insurance
Insure your home and belongings against the risk of flood damage
Learn what steps to take to get the best deal on short-term home cover
Find out what is covered by accidental damage insurance