Hello again!

Sign-in to see your recent quotes, or get a new one

Our service seems to be down currently, please try again later
Looks like this isn’t matching the password we have for you – give it another try
Please let us know your email address
Oh no, we can’t find your email address on our records
Hide

To make things quick and easy for you, we can remember your sign-in details for 90 days.

We don’t recommend this if you’re using a shared computer.

Home Insurance

Compare cheap home insurance quotes today

Save up to £75 on your home insurance*

Get a brand new quote Retrieve quotes


*51% of customers could save up to £75.01 Consumer Intelligence, June 2017.

HOME INSURANCE

What do I need to run a home insurance quote?

Insurance for your home includes contents insurance and buildings insurance, so that your belongings and your bricks and mortar are protected against fire, flooding, storm damage and theft

When applying for home contents and buildings insurance, you will need the following information:

Details about your property

  • Your address and property type (eg semi-detached or terraced)
  • Number of rooms
  • When your home was built
  • What percentage of the roof is flat (we’ll help you work this out)
  • Number of occupants and when they tend to be home 

Rebuilding cost and value of contents

  • Based on your postcode, we’ll suggest a figure for the cost

Security at your property 

  • What lock types are on the windows and doors at your home?
Get a new quote

 

Home insurance checklist illustration

 

How to save money on your home insurance illustration

How to cut the cost of home insurance

MoneySuperMarket data found the average cost of home insurance (combined) in June 2017 was £117.

Here are our top tips on how to reduce the amount you pay for cover:   

  • Shop around: Compare quotes from different insurers to ensure you are getting the best price. Market research company, Consumer Intelligence, found that 51% of customers could save up to £75 when comparing policies through us.     
  • Increase your excess: The higher the excess, the lower your premium will be. Make sure the amount you choose is affordable should you need to make a claim.
  • Pay annually: Interest charges are often added when you opt for monthly payments, so paying annually could reduce the amount you pay overall.
  • Build your no claims bonus: Insurers offer discounts if you have a claim-free history, in some cases up to 50% off.   

For more tips, read our money-saving 

*51% of customers could save up to £75.01 Consumer Intelligence, June 2017.

What do our customers think of us?

4.6

Customer satisfaction rating

**Based on 12196 reviews in the last 12 months - Read all reviews

What type of insurance should I get?

Finding the right house insurance policy for your home depends on whether you own or rent a property. If you have a mortgage, your bank or building society will require you to have buildings insurance. If the house is rented, then buildings insurance will be the responsibility of your landlord, but you will need contents cover to protect your possessions. 

You can reduce the cost of home insurance by taking out a combined buildings and contents insurance policy with an insurer that offers a discount if you buy both types from them.

What is the difference between buildings and contents insurance? 

Buildings insurance provides cover for the structural elements of your home, such as the windows or roof, and covers the cost of repairs or rebuilding work.

Contents insurance, however, provides protection for your valuables, such as laptops or TVs, and covers your home contents against loss, theft or damage.

Both types of insurance usually cover loss or damage caused by:

  • Theft or attempted theft

  • Fire, explosion or vandalism

  • Flood or water leakage

  • Storm, lightning or fallen trees

How much cover will I need?

Buildings insurance cover is based on how much it would cost to rebuild your property, rather than how much your house is valued on the market. When you run a buildings insurance quote, we’ll suggest a rebuild amount using data about your address provided by the Royal Institution of Chartered Surveyors (RICS).

The amount of buildings cover you need is based on how much it would cost to rebuild your property, rather than its market value. When you run a buildings insurance quote, we’ll suggest a rebuild amount using data about your address provided by the Royal Institution of Chartered Surveyors (RICS).

The amount of content cover you need will be based on the total value of your contents within your home. When running a quote, you might find it helpful to work out the value of the contents of each room in turn before adding them together for your grand total. We’ll ask you about the value of expensive single items in your home such as laptops, jewellery, bicycles and items worth more than £1,000, to ensure your possessions are adequately covered.

 

“Best prices quoted for Home and Car Insurance. I will definitely compare prices with MoneySuperMarket again next year.”

Truro

“Just got an excellent deal on house insurance!”

Strathpeffer

“Found cheaper house insurance & travel insurance.”

Tadcaster

“It gave a good range of quotes for home insurance and I got a good bargain that saved me £60.”

Shaftesbury

See all reviews

Home insurance guides

Home news

You and your home

Homefront

We’re 100% independent: working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.

We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us - in our customers’ opinions - the best price comparison website.

Level of service

We aim to show you home insurance quotes from as many insurance companies as possible, so that you can find the right policy for you.

Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites.

We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you.

You can find out more about how we work here.

Not enough there to get your teeth into? Try looking at our news, views and in-depth home insurance guides.