£25 cashback with M&S Bank

Get £25 cashback with a M&S Transfer Plus Offer Credit Card

£25 cashback
M&S Credit Card

  • 0% for 32 months on balance transfers made in the first 90 days. After this period the rate is 18.9% p.a (variable). Balance transfer fee is 0.99% (minimum £5)

  • 0% for 6 months on spending

  • Earn M&S points every time you shop*

Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). 

EXCLUSIVE DEAL ENDED 31ST JANUARY 2018

How the offer works

If you take out a new M&S Transfer Plus Offer Credit Card via MoneySuperMarket or MoneySavingExpert between 26th December 2017 and 31st January 2018 you will be eligible for £25 cashback.

The offer is not available to existing customers of M&S Bank, or to anyone who has held an M&S credit card within the past 12 months.

You must spend a minimum of £100 on the card or transfer an existing credit card balance of at least £100 by 31 March 2018 to receive the cashback. The cashback will be credited to the credit card account no later than 30 April 2018.

The offer is not available in the Isle of Man and Channel Islands.

See terms & conditions
 

M&S deal terms & conditions
 

  1. These cashback offer terms and conditions (the “Cashback Terms”) apply when you successfully apply for an M&S Credit Card Transfer Plus offer through MoneySuperMarket or MoneySavingExpert between 26 December 2017 and 31 January 2018 (the “Offer Period”).

  2. These Cashback Terms apply in addition to and should be read together with the M&S Credit Card Terms and Conditions. In the event of any conflict between these Cashback Terms and the M&S Credit Card Terms and Conditions, these Cashback Terms will apply.

  3. In these Cashback Terms “we”, “us” or “our” means M&S Bank. M&S Bank is a trading name of Marks & Spencer Financial Services plc, part of the HSBC Group. 

The offer

  1. If you meet the eligibility criteria set out below, you will be entitled to receive £25 cashback to your M&S Credit Card account. One cashback payment is offered per qualifying account.

  2. The cashback will be applied to your account no later than 30 April 2018. It will be treated as a payment to your account and applied in accordance with the M&S Credit Card Terms and Conditions.

  3. To be eligible for the cashback, the following requirements must be met:

    • You are not an existing M&S Credit Card holder and have not held a credit card with M&S within the past 12 months;

    • You must successfully apply for the M&S Credit Card Transfer Plus offer through MoneySuperMarket or MoneySavingExpert during the Offer Period. Successful applications made through other means will not qualify for the cashback offer;

    • A balance transfer of over £100 must be made or spending of over £100 completed before 31 March 2018;

    • Your M&S Credit Card account must remain open at the date the cashback is applied.
       
  4. With the M&S Credit Card Transfer Plus offer, there is a balance transfer fee of 0.99% (minimum £5) and 0% interest for 32 months on balance transfers made within 90 days of account opening. The Transfer Plus offer also includes 0% interest on shopping for 6 months from account opening. 

The Offer Period

  1. The Offer Period is 26 December 2017 to 31 January 2018. Any M&S Credit Card applications received after this date will not qualify for cashback.

  2. We may withdraw the cashback offer before the end of the Offer Period without notice. Any applications received after any revised Offer Period end date will not qualify for cashback.    

General Terms

  1. Additional cardholders are not eligible to receive cashback.

  2. The cashback is not transferable.

  3. We may refuse any application for a product or service.

  4. The cashback is only available to UK residents (excluding Isle of Man and Channel Islands).

*M&S Points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency or M&S reward vouchers.

Please note: To maintain your M&S Credit Card after you have benefited from the cashback, you will need to continue to comply with the M&S Bank Credit Card Terms and Conditions.

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