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Credit Monitor

Free credit score and report,
plus find credit cards you’re likely to get

See how it works

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Get a link to download the app

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Please enter a valid UK number

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We will only use your phone number to send you the link to download the Credit Monitor App. We will delete it after 30 days.

Monitor and learn how to improve your credit score

  • Get monthly updates on your credit score
  • Uncover the reasons why your score has changed
  • Receive handy and personalised tips on how to improve your score

You’ve made a lot of applications recently

Hold fire before making more applications

Things you’re doing well

  • You’ve had no missed payments
  • You’re on the electoral roll at your current address
  • You’re not withdrawing cash on your credit card

You’ve exceeded your credit limit in the past

You’ve moved around a lot recently

Update your accounts with your latest info


Check and understand your report

  • View your full credit report, with clear summaries of your accounts
  • Check all your account balances in one place
  • Easily review your financial history

Find credit cards you are likely to get

  • See credit cards based on your credit history
  • Find out whether you’re eligible before you apply

We only show you credit cards you are likely to get


We promise to keep your data safe and secure


Got a question about Credit Monitor? We can answer it with our dedicated FAQs page

Read more