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Balance Transfer Credit Cards

Find the cheapest card for you

Transfer your credit card balances to a 0% interest card.

See the best balance transfer cards that you can apply for today at MoneySuperMarket.

In order to calculate the values below, we have made some assumptions

The results below assume:

You make fixed monthly repayments, always on time

You don't add any other new debt onto the card

Once the cheap promotional period ends, you don't switch again

about your card usage.

Tell us your TOTAL credit card balance and how much you can afford to repay each month...

Choose your TOTAL card balance and what you can afford to pay each month.

The amount entered provides an idea of cost only and does not guarantee the credit limit you may receive.

* You must always make at least the minimum repayment.

In order to calculate the values below, we have made some assumptions about your card usage.

The results below assume:

You make fixed monthly repayments, always on time

You don't add any other new debt onto the card

Once the cheap promotional period ends, you don't switch again

Please increase your monthly repayment

At the current level it would take more than 10 years to clear your balance

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Cost to you

The total cost includes any balance transfer fees you pay when you move your debt, plus any interest you would pay after the 0% period ends. If you switch again at the end of the 0% period, you would avoid this interest. The cost also takes into account any cashback you may get from the credit card company, as money off your total balance.

As we know your monthly payment, we can work out how many months it would take you to repay the original balance. This will change if you alter your monthly payment, or add any extra spending or balance transfers to the card.