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Smart Car Leasing

Find a Smart car leasing deal

published: 17 November 2022

Looking to lease a Smart car? Which models can you lease? And what else do you need to be aware of? Here's all the information you need.

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How does a Smart car lease work?

A Smart car lease deal allows you to drive a brand-new car from one of the world's most prestigious manufacturers for fixed monthly payments.

It’s very simple to get started. Choose the Smart model you would like to lease and then decide how much you would like to pay upfront*, the length of your lease agreement and the number of miles you wish to drive each year.

You will need to insure your lease car as you would if you were buying a car. Most leasing providers will require you to take out a fully comprehensive policy in order to protect the vehicle in case you have an accident in it.

At the end of the contract, you will hand the car back with nothing more to pay (so long as you’ve kept the car in good condition and not exceeded your mileage allowance).

*The initial rental is a non-refundable amount that goes against the monthly lease payments.

man driving car

What is the lease agreement length on a Smart deal?

You can choose to lease your new car from anywhere between two-four years.

It’s important to remember that a longer lease agreement will spread the lease cost, making the monthly payments cheaper.

If you choose a lease agreement that’s longer than three years, you will be responsible for arranging and paying for the car’s MOT on its third birthday.

For longer lease agreements, you have the option of a maintenance package that will cover the cost of your MOT and your car’s regular services.

Bear in mind that this will be to maintain parts of the car that are subject to wear and tear items, but won’t include damage caused by driver fault.

What Smart models are available to lease?

Smart has some of the best new cars on the market, most of which are available to lease.

Its entry-level model – the Smart ForTwo – is the epitome of city transport. That's down to an electric drivetrain, as well as lunchbox-on-wheels-style dimensions that are great for manoeuvrability and parking, and an urban-friendly range of 84 miles.

The big brother in Smart’s range, the ForFour has a fresh design, space for four (hence the name) and an EV powertrain that's brilliant for regular commutes. It's also very affordable to run.

For those that want to enjoy the sun a little more, the Smart ForTwo Cabrio is a two-seater convertible electric city car that certainly turns heads.

Who provides the Smart car leasing for MoneySuperMarket?

We’ve joined up with partner Moneyshake to bring you Smart car leasing deals from the UK’s top lease providers.

What are the benefits of leasing a Smart car?

Smart leasing lets you drive away in one of the most innovative city cars for fixed monthly payments.

Free UK mainland delivery, the manufacturer’s warranty and road tax are included too.

What happens at the end of my Smart leasing deal?

At the end of your Smart lease deal you can simply return your leased vehicle. Afterwards, you can take out a new deal on a different model or look elsewhere and walk away.

Compare our best Smart car leasing deals with our partner Moneyshake

We’ve joined up with our partner Moneyshake to bring you Smart car lease deals - and a wide range of other car makes and models - from the UK’s top car lease providers.   

You can compare a range of deals depending on your monthly budget, mileage or the make and model of car you want.   

Once you’ve picked your deal, the car will be delivered free of charge, with road tax and full manufacturer warranty included.  



Frequently asked questions

What’s the cheapest Smart car lease available?

The cheapest Smart you can lease is the Smart ForTwo Coupe, which is available from £330.94 per month*.

*Price based on a 9-month initial rental, 48-month contract and 5,000 annual mileage. Price accurate as of October 2022.

Am I eligible for a Smart car lease?

To be eligible for a Smart lease, you’ll need to be at least 18 years old, have a full UK driving license and a good to excellent credit rating.

It’s also important to make sure that you budget to afford the monthly payments for the vehicle you’re interested in.

Is there a limit on how many miles I can drive?

When taking out your Smart lease deal you will select your annual mileage.

If you have gone above this agreed mileage when handing your car back, you will likely be charged an excess mileage fee.

Will I have to pay for repairs if I have an accident?

Yes – you should notify your provider straight away. You will then need to take it to an approved garage for repairs.

If there isn’t information already in your contract about what garages are approved, then your provider should give you this information when you call.

Yes – you should notify your provider straight away. You will then need to take it to an approved garage for repairs. If there isn’t information already in your contract about what garages are approved, then your provider should give you this information when you call.