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Car Leasing

COMPARE 12 MONTH LEASING DEALS

  • Compare deals from 23 leasing companies.

Purple car

Why compare 12-month lease deals with MoneySuperMarket?

We’ve partnered with the experts at Moneyshake to bring you 12-month car leasing deals from across the UK market. 

  • It’s quick and easy

    We’ll show you the latest in-stock deals and the information to make your choice. 

  • Filter your search

    Search by budget or for specific makes and car models.  

  • Free home delivery

    Your chosen car will be delivered free of charge, including road tax and warranty. 

    Find a lease deal 



How does a 12-month car lease work?

Most car leases tend to be for two years or more, but you can also get shorter term leases, such as ones for 12 months. Here’s how it works... 

  • Select car and terms

    Choose the make and model and agree on terms, including estimated mileage. A higher maximum mileage will increase your monthly payments.

  • Pay an upfront fee

    You’ll usually pay the equivalent of one, three or six months of the fixed lease price upfront. The more you pay the lower your monthly payments will be.

  • Return the car

    Once the 12 months are up, you hand the car back with nothing more to pay provided it’s still in good condition and you didn’t exceed your agreed mileage.  

What are the pros and cons of leasing a car for 12 months?

There are a number of things to weight up with a short-term lease:  

  • Tick

    Advantages

    • Gets you on the road quickly and easily with a brand new car 

    • You can hand the car back after one year and get a new lease contract  

    • Comes with road tax and full warranty included 



  • Cross

    Disadvantages

    • Monthly payments may be high due to the shorter lease term 

    • May struggle to get a 12-month lease with a bad credit rating 

    • Any excessive wear and tear or high mileage could cost extra 

How to find the best deal on a 1 year car lease

Make sure you’re getting the best contract deal when choosing a 12-month lease. Here are some points to think about: 

  • Set a budget

    It can be easy to get carried away, butset a limit on your monthly spend and remember to include running costs such as fuel. 

  • Choose the right vehicle

    Make sure it’s practical and meets your needs. The monthly cost will vary depending on the value of the lease car you choose. 

  • Estimate your mileage

    Try to be accurate. While it’s tempting to go low to keep costs down, you’re likely to be charged extra if you exceed the agreed mileage. 

  • Compare your options

    See what’s out there before making a final decision. We’ve partnered with leasing experts Moneyshake to help find you a great deal on your next lease car. 

Compare 12 month leasing deals with MoneySuperMarket

It’s straightforward to compare one-year leasing deals with MoneySuperMarket. We’ve partnered with leasing specialistMoneyshake to bring you the best car finance deals in the UK from 23 leasing companies. 

  • Personal or business lease

    Tell us why you’re leasing the vehicle and refine your search depending on your monthly budget, preferred contract term, expected mileage, make and model of car. 



  • Compare quotes

    We’ll help you compare a range of different leasing deals, so you can find the ideal leasing option for your needs. 

  • Apply with free delivery

    Once happy, just apply for your new 12 month lease and your car will be delivered with free road tax, warranty and home delivery. 

    Compare lease deals 



You should be eligible for a 12-month car leasing deal if you are a UK resident and meet the terms of the leasing company.  

An affordability assessment and credit check will be carried out when you apply to make sure you can afford the monthly payments. You may struggle to get a lease if you have struggled with debts in the past and have a low credit rating. The good news is that there are steps you can take to improve your credit rating


There are a range of brand new cars you can drive on a short-term lease. Each lease hire company will have different makes and models to choose from that suit different budgets. 

With a typical car lease, you hand the car back to the lease provider once the 12 months have passed. If you’re looking to purchase the car after the initial lease period or would like that option, then you could consider a different type of car finance such as hire purchase or personal contract purchase.  

You will be able to end the 12 month leasing term early, but you may have to pay a penalty charge. The amount will depend on the terms of the lease provider and how much of the lease you have left to pay. If you think you may want to end the lease early always read the small print of the contract before you sign – so you know where you’ll stand. 

No. When you lease a vehicle, you are effectively borrowing the car on credit and paying for the loan of the vehicle. When you take out credit through a credit card, loan, mortgage or car lease the provider will always run a credit check on your finances to satisfy itself that the lending is responsible and affordable for you. 

MoneySuperMarket gives you lots of clever ways to save a lot, by doing very little.

  • Take control of your credit score by checking and improving it for free with Credit Monitor 

  • Never overpay again with Energy Monitor, our energy monitoring service 

  • Over 50 ways to Get Money Calm

So how do we make our money? In a nutshell, when you use us to buy a product, we get a reward from the company you’re buying from.

But you might have other questions. Do we provide access to all the companies operating in a given market? Do we have commercial relationships or ownership ties that might make us feature one company above another?

We commit to providing you with clear and informative answers on all points such as this, so we have gathered the relevant information on this page.