WiseDriving provides telematics-based policies for younger drivers, new drivers, and low-mileage motorists – the aim is to cut the cost of cover by making sure you’re a safe driver. If there’s room for improvement, your WiseDriving dashboard will offer tips to encourage safer driving and potentially reduce your premium.
If you’re a young or new driver, telematics can cut costs for you as policy prices are calculated using real-time driver data instead of a set of assumptions, meaning a lack of experience on the road won’t necessarily count against you.
If you’re a low-mileage motorist, you might pay less because you can prove how many miles you cover each year –and the less time you spend on the road, the less chance there is of you having an accident.
Your driving score is reviewed each month, so you could see a drop in price after just four weeks. You could also see your premium price increase though, as WiseDriving does penalise poor driver scores.
Contact WiseDriving Insurance
WiseDriving Insurance can be reached by calling 01733 308 357, or via email at firstname.lastname@example.org.
What types of cover does WiseDriving Insurance offer?
Information about WiseDriving Insurance
WiseDriving Insurance offers a number of benefits for comprehensive policyholders, including:
- Courtesy car while yours in is for repairs (conditions apply).
- Windscreen cover.
- Personal belongings cover.
Breakdown and legal cover are available as optional extras.
WiseDriving is a trade name of iGO4, which is authorised and regulated by the Financial Conduct Authority.
How telematics can help cut the cost of car insurance
Insurers see young drivers as a ‘higher risk’ group and push up the price of cover accordingly, but there are a few simple steps you can take to help keep costs down, even if you’re a teenager and you’ve just passed your test.
If you’re careful driver, a telematics policy offers an ideal way to cut the cost of cover as your premium price is based on your actual driving style, and not upon how other drivers in your age group perform. Some policies even offer discounts after just a few months.
Adding an older, named driver to your policy can also lower prices, as can cutting down on the number of miles you drive each month. Check out the video below for more cost-cutting tips.
And it always pays to shop around for cover, to see which insurer is offering the best deal. Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced.