Young drivers have more accidents and make higher value claims than any other group of motorists, which means car insurance companies charge more for cover to mitigate this increased risk.
My Policy provides telematics black boxes to help safe young drivers prove to they can be trusted behind the wheel, and then uses this driver data to negotiate lower premiums with some of the UK’s leading insurers.
An online dashboard means you can check on your driver score at any time, and My Policy will offer tips to help you improve it, to become a safer driver and pay less for your insurance.
It also provides van insurance, and low-mileage policies for drivers aged over 25.
Contact My Policy Insurance
What types of cover does My Policy Insurance offer?
My Policy provides telematics car insurance and van insurance policies, and cover for learner drivers.
Information about My Policy Insurance
My Policy Insurance offers a number of benefits for comprehensive policyholders, including:
- Windscreen cover
- Personal accident cover
- Audio/stereo equipment cover
My Policy’s credentials
My Policy is authorised and regulated by the Financial Conduct Authority.
How young drivers can cut the cost of car insurance
Young drivers pay more for car insurance, but the good news is there are a few things you can do to help keep the cost of cover down. Taking out a telematics insurance policy can be a good way to cut costs if you’re a careful driver, as your premium price is calculated on your actual driving style, and not upon how other drivers in your age group perform.
Cutting the number of miles can also help as the less time you spend on the road, the less chance there is of you having an accident. Some telematics providers will put a limit on the number of miles you can cover, for this very year. Adding an older, named driver to your policy can also lower prices, check out the video below for more cost-cutting tips.
It always pays to shop around for cover too, to see which insurer is offering the best deal. Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced.