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More Than Car Insurance

Who are More Than?

Find out more on what type of car insurance cover is offered by More Than

By Anita Shargall

Published: 13 December 2016

Person driving car through mountains

Established in 2001 as part of the Royal & Sun Alliance (RSA) Group, More Than was launched as a modern financial brand backed by RSA Group’s heritage. It provides home, pet, travel, life and car insurance, including telematics and multi-car insurance, where a number of cars can be covered under one policy.

Contact More Than

More Than can be reached by calling 0330 100 7823 and by emailing

What types of cover does More Than offer?

More Than provides a variety of car insurance policies, including single car, multi-car, and ‘black box’ telematics cover.

It also offers breakdown cover in association with RAC.

READ:  Would you save money with multi-car insurance?

Information about More Than

More Than offers a number of benefits for policyholders, including:

  • 24-hour freephone helpline and emergency assistance after an accident.
  • Uninsured driver protection to cover your excess payments and protect your no claims discount if a driver who has no insurance hits you.
  • Cover for personal belongings damaged or stolen from your car.
  • Cover to drive abroad, limitation and conditions apply.

Comprehensive policyholders also get:

  • A courtesy car when your car is in for repair with a recommended repairer.
  • Cover for damage to windscreens, windows, and glass sunroofs.

More Than’s credentials

More Than is a trading name of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.

How to reduce the cost of car insurance

Car insurance can be one of the most expensive outgoings drivers pay out, but there are ways to help bring down how much you pay for your cover. Here are our top tips:

  • Don’t ‘auto-renew’: Many drivers auto-renew their cover with their existing insurer, often at a higher price than the year before. Running a car insurance quote is free and easy to do, and could help reduce your annual premium.
  • Boost your voluntary excess: As a general rule, the higher the excess, the lower your cover will be. Make sure the excess level you choose is affordable should you have to make a claim.
  • Pay annually: Some insurers charge interest if you choose to pay for your cover monthly. Paying for your cover upfront reduces any extra costs on top of your quoted premium.

Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced. 

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