Direct Choice Car Insurance

Who are Direct Choice?

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Read our guide to find out what type of car insurance cover is offered by Direct Choice.

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Direct Choice is a specialist in finding competitively priced car insurance for a wide range of vehicles, including electric cars, sports cars, and performance vehicles. It has over 35 years' industry experience and uses as panel of insurers to find the most suitable level of cover at the best price.

It also offers van insurance and bike insurance, and all policies can be bought online or over the phone.

Direct Choice is part of Saga Services Limited, and is in the same stable as Saga Insurance, AA Insurance, Taylor Price, and Bennett’s bike insurance.

Contact Direct Choice

Direct Choice Insurance can be reached by calling 0800 096 3607 and via email at

What types of cover does Direct Choice offer?

Direct Choice provides three levels of cover on single car insurance policies – comprehensive, third party fire & theft cover, and third party only – and all come with a range of standard and additional benefits.

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Information about Direct Choice

Direct Choice offers a number of benefits for policyholders, including:

  • Up to 90 days’ cover for driving within the EU.
  • Unlimited cover for damage or theft of permanently fitted audio or visual equipment.

Comprehensive policyholders also get the following benefits as part of their policy:

  • Uninsured driver cover.
  • Windscreen and glass cover.
  • Up to £5,000 personal accident cover.
  • Up to £500 for emergency travel or accommodation.
  • Up to £1,000 personal belongings cover.
  • Vandalism cover.
  • Up to £300 medical expenses cover.
  • Child car seat cover.

Direct Choice Insurance’s credentials

Direct Choice is a trading name of Saga Services Limited, which is authorised and regulated by the Financial Conduct Authority.

How the type of car you drive affects the cost of car insurance

The type of car you drive can have a big effect on the cost of your car insurance. As you might expect, the cheapest cars to insure are usually the ones that are relatively cheap to buy, so if you’re looking for a car that won’t cost a small fortune to insure, go for a low-spec model with a small engine.

It’s worth noting that modifications can also bump up premium prices, so look out for cars that have had their engines tuned, or have had a body kit or any after-market add-on fitted, else you could be in for a shock when running insurance quotes.

No matter what car you own, you can save on the cost of car insurance by comparing quotes with MoneySuperMarket.

Visit our car insurance channel today and run a price comparison to see if you can reduce your car insurance premium.

READ: What are car insurance groups and how do they affect premium prices

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