O2 Drive car insurance

Who are O2 Drive?

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Our guide to the kind of car insurance cover offered by O2 Drive

Navy blue car driving past fields

O2 is offering car insurance in the form of O2 Drive, focusing on customer service and competitive prices.

And if you’re already an O2 mobile phone customer, you could potentially enjoy a lower quote due to the data O2 collects on you. By using the mobile signal from your phone, O2 can build up a pattern of your journeys and give you a price personal to you and your driving habits.

You will be able to manage your car insurance through the O2 Drive app, and you’ll earn perks throughout the year, including offers from O2’s Priority service – even if you don’t have an O2 mobile contract. The app will also help you book servicing, repairs and MOTs.

Then there’s a parking finder tool to help you search for on- and off-street parking, and check prices and availability, while a fuel station finder includes up-to-date fuel prices.

Contact O2

You can call O2 Drive’s car insurance line on 0330 018 3302, or connect via Facebook or Twitter.

What cover does O2 Drive offer?

O2 Drive offers several different levels of car insurance cover: ‘comprehensive’, ‘third-party only’ and ‘third-party, fire and theft’.

New and young drivers may also want to consider O2 Drive’s Box on Board telematics car insurance. The box sends data to the O2 Drive app and gives you a score so you can see how well you’re driving. The app will then provide you with tips and hints on how to drive more safely and could even save you money on your future car insurance premiums with O2.

Why choose O2 Drive car insurance?

O2 Drive policyholders can enjoy a range of benefits. The comprehensive cover package includes:

  • Uninsured driver promise: if you're hit by an uninsured driver, your insurer will refund the cost of any excess you have to pay. If the accident isn't your fault you won't lose your no-claims discount
  • Personal possessions cover up to £500
  • A courtesy car when using an approved repairer, subject to availability
  • Theft-of-keys cover, up to £500 towards the cost of replacing door/boot locks, ignition lock and keys (conditions apply)
  • A 24-hour claims helpline

O2 Drive’s credentials

O2 Drive is authorised and regulated by the Financial Conduct Authority. O2 Drive is arranged and administered by BISL Limited, and underwritten by a panel of leading insurers.

Why it pays to shop around

If you auto-renew your car insurance with your existing insurer, you’re one of nearly a quarter of motorists who could be missing out on substantial savings as these renewal premiums are often set at a higher price than the year before.

Visit our car insurance channel today and run a price comparison to see if your car insurance premium could be reduced.

Insurance policy and app terms apply. Please visit o2.co.uk/terms for details.

O2 Drive is a trading name of Telefónica UK Limited. Registered Office: 260 Bath Road, Slough, Berkshire, SL1 4DX. Registered in England No. 1743099 authorised and regulated by the Financial Conduct Authority.

Priority: You must be an active O2 customer, 16 or over with Internet access. Priority registration required. Data charges may apply. Certain offers for 18+ only, subject to eligibility criteria and availability. Terms apply, see o2.co.uk/terms.

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