Understanding Car Insurance Group 15
Key takeaways
Cars in insurance group 15 are on the more affordable side of mid-range vehicles, ideal for budget-conscious drivers, young professionals and small families
Popular models in this group like the Ford Focus and Volkswagen Golf give a balance of reasonable insurance costs as well as good performance and features
They might not be the cheapest cars to insure but they are far from the most expensive - and those in group 15e can be cheaper still thanks to more safety features
What cars are in insurance group 15?
Insurance group 15 features a range of popular car models, such as:
Ford Focus: Renowned for smooth handling and robust safety features, it is popular among families and young professionals
Volkswagen Golf: This car offers comfort and efficiency at a relatively affordable price
Honda Civic: Known for durability and fuel efficiency, it attracts those seeking value and comfort
Toyota Corolla: A reliable vehicle staple, it provides excellent resale value and advanced safety technologies
Cars in insurance group 15 share several common features, such as a relatively smaller engine size of 1.4 to 1.8 litres, standard safety features, low repair costs and low theft risk.
What is insurance group 15e?
Insurance group 15e is a category within the wider group 15, and cars in this group are generally sorted so as they have extra safety and security features. As such, you might find that cars in group 15e are generally cheaper to insure as these features will reduce the car’s theft and damage risk.
Is insurance group 15e or 15 cheaper?
Cars in group 15e are generally cheaper to insure thanks to the extra safety and security features these cars are likely to have. However, some modifications on cars in group 15e can actually add to a car’s repair costs, so these could have the opposite effect and raise premiums.
Who is group 15 suitable for?
We think cars in insurance group 15 will be suitable for a range of drivers that want to balance affordability with decent car performance and features. This can include young professionals and small families that need a reliable and economical car.
Is group 15 high?
Group 15 is not particularly high on the scale of car insurance groups, far closer to the cheaper end than the more expensive groups. Car insurance groups go up to 50, with those in group 1 being the least costly to insure and 50 being the most.
On the lower end of mid-range, cars in group 15 will generally offer drivers a balance of affordability, comfort, performance and features. Repair costs are relatively low with parts being readily available.
How significant are insurance groups in car insurance pricing?
The insurance group your car falls in can be a significant factor when it comes to deciding your insurance premiums, as it gives an indication of the risks associated with that particular make and model. It takes into account the car’s safety features, theft risk and repair costs.
However, insurers also consider a number of other factors, such as your age, location and driving history. The price will also vary between different insurers, so it’s always worth comparing quotes to find the best deal that meets your needs.