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Electric car insurance

Win one year's insurance free**

Cheaper car insurance with electrifying EV deals

electric vehicle campaign

Drive down the cost of your EV insurance with our special offers on electric and hybrid car insurance*.

Plus if you buy an annual policy for your EV through MoneySuperMarket before the 18th July, you’ll be in with the chance to win your premium back**.

*Look out for special offers on the results page.

**Six prizes available, one prize per person/household. Annual policy reimbursed, up to a value of £1,000. Offer running until 18th July 2022. Selected providers only. Eligibility criteria apply. T&Cs apply.


Buy a policy and be in with the chance to win one year’s car insurance completely FREE! Plus switch and save money on your energy tariff and charge your car for less.

  • Save up to £301* on your annual car insurance premiums

  • Be in with the chance to win one year’s car insurance free

  • Charge your car for 5p/kwh with OVO Drive + Anytime

*51% of consumers could save up to £301.64 on their annual car insurance premiums. Consumer Intelligence, January 2022. UK only.

Here's what's included as standard:

Whether you already own one, or are looking to buy an electric vehicle, our electric car insurance includes 24-hour emergency helpline, battery and charging cable cover for your electric or hybrid car.

Battery Cover

Electric and hybrid car batteries are covered for accidental damage, fire and theft

Charing Equipment

Protects your electric vehicle or hybrids standard charging cables against accidental damage, fire, and theft

What if someone trips over my charging cable?

If you're charging your car while it's parked in the street, there's the possibility that a member of the public might trip over your car's charging cable.

This opens you up to allegations of negligence and a personal injury claim.

Under Section 4 of your Admiral motor insurance policy ('Liability to other people'), so long as you've taken reasonable steps to prevent such an accident or injury from occurring, you're insured against this.

24 Hour Emergency Helpline

Comprehensive and third party, fire and theft customers can call if they have an incident and we’re liable for the damage

Here's what's included as standard:

  • Electric vehicle accessories covered – We cover vehicle accessories such as charging cables, in your vehicle or while in use, as well as wall box chargers installed in your garage.
  • Accidental damage protection – We’ll be there for you if your car is lost or damaged, including if it’s damaged by electrical surge while charging.

Optional Breakdown cover

If you ever run out of charge, with the RAC’s award-winning EV Boost mobile charging system, stranded out-of-charge vehicles can get moving again with a roadside power boost. Not available if you live in Northern Ireland.

Here's what's included as standard:

At Churchill we want our customers to be able to enjoy their electric vehicle (EV) or hybrid vehicle knowing they have dependable insurance that’s right for them. This includes:

  • Battery Cover: Whether your car’s battery is owned or leased, it’s covered if it’s damaged as a result of an accident, theft or any other insured incident
  • Home Charger and Cables: Charging cables and your home charger are covered for accidental damage, fire and theft. You’ll also be covered should someone trip over the charge cable while charging your car at   home or away from home.

Our full policy information is available here.

Plus, if you insure your EV or Hybrid with Churchill through MoneySupermarket before 18th July 2022, we’ll give you free access to a bundle of EV benefits. The bundle includes a range of ways to save on running costs and a dedicated support line from Zoom EV. For T&Cs and more details on what’s available, visit the website.

Is there any extra cover?

Within our insurance we have included cover to make the transition to electric cars as simple as possible.

Battery Cover

If your battery is owned or leased, we handle every part of your claim in the same way, to get you back on the road as soon as possible. Location of the battery pack varies between vehicles however our policy will cover any accidental damage caused to the battery.

Power Cable Cover

Our policy provides coverage for your electric charge cables whilst used in connection with charging your vehicle. This gives you piece of mind that this is insured along with any other vehicle accessories.

Range Anxiety?

Running out of charge is a fear associated with ownership of an electric car, however through our partners at RAC we can provide assistance. If you run out of charge, the RAC will take you and your vehicle to the closet charge point as part of the optional breakdown cover we offer to enhance your cover.

Car Hire Cover

Our cars are part of our everyday lives and we can’t imagine being without them, especially if they are helping to improve the environment. If your car is stolen and not recovered or we agree with you that it is a total loss, you will get a similar type and sized hire car by the end of the next working day for up to 21 days whilst we sort out your claim. This includes electric and hybrid cars subject to availability.

Here's what's included as standard:

  • Recovery to the nearest charge point if you run out of charge in the UK. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
  • Cover for charging cables, wall boxes and adaptors for accidental damage, fire and theft
  • Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
  • Over the air monthly updates (OTA) are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not every time you upgrade.

Plus, you'll enjoy lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)

Charge your car for 5p/kwh with OVO drive + Anytime

Need to charge your car in the face of rising energy costs? OVO Energy has partnered with us to make their EV tariff available to our electric vehicle customers. It gives you super low rates to charge your car, making it one of the cheapest EV tariffs on the market.


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Here's how OVO Drive + Anytime works

  • 1 icon

    OVO Drive and the free Anytime add-on gives you renewable electricity when you power your home and electric vehicle

  • 3 icon

    You can charge your electric vehicle when the grid is likely to be at its greenest, keep control of your energy usage and bills as well as track your carbon footprint

  • 2 icon

    The OVO Drive + Anytime bundle is a great way to charge your electric vehicle for cheaper at an ultra-low rate of 5p/kWh

  • 4 icon

    To take advantage of OVO Energy’s low Anytime EV rates, you’ll need to sign up to OVO Drive, have a smart meter and a smartphone, a compatible electric vehicle and charging point*

Moneysupermarket is giving away 6 prize draws. Each prize draw will be up to the value of a customers’ electric car insurance policy over 12 months, up to a maximum limit of £1,000.

Yes, you will.  Valid entries to the competition will take place between the 06/06/2022 and 18/07/2022. 

To be eligible for the prize draw, a customer must purchase their electric/hybrid car insurance through Admiral, Aviva, Churchill, Esure and LV= brands on Only policies purchased between the 00:00am 8th June to 18th July will qualify.

The competition winners will be drawn 30 days after the competition closes. All winners will be drawn through an independent and fair process.

All winners will be notified via the email they used at time of purchase, 24 hours of the draw taking place.

Yes, all winners be required to accept the prize, provide a copy of their electric/hybrid car insurance policy and their bank account details. 



You can find the T&Cs here.