Car insurance is a necessary evil. It can make a serious dent in your bank balance, but go without it and the penalties will be far worse. In 2011, the government introduced a new law called Continuous Insurance Enforcement which made it illegal to own an uninsured vehicle. Not only does this apply to cars on the road, but it also applies to any vehicles you've got gathering dust in your garage. This means if your car hasn't seen the light of day for several months and you haven't bothered to renew your insurance, you will still be breaking the law - unless your car is declared officially 'off the road'.