Is it cheaper to own a scooter?

Couple on scooter in the sun

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If you live in a busy city and are always on the go, you may have given some thought to the idea of swapping four wheels for two, and going about your daily routine on a scooter, rather than in your car. Buying a car can prove pretty costly, and if you’re buying brand new, the value can then depreciate almost by a third the second you drive it off the forecourt. Buying second hand will clearly cost you less, but can still make a significant dent in your finances.

Forking out for a scooter, on the other hand, won’t have you digging half so deep. You might, of course, want to splash out on a top-of-the-range model, but even the most expensive scooters on the market are a lot less expensive than most motorbikes and the most economic models of car. Once you’ve bought your trusty new two-wheeled steed, the benefits will quickly become apparent, as not only will you find your new vehicle far more convenient when it comes to nipping across town without having to sit for hours in heavily-congested traffic, you’ll also find it far more fuel-efficient.

As any scooter owner will testify, a scooter will go much further on a tank of petrol than anything other than the greenest of cars will, meaning you won’t have to fill it up anywhere near as often. This could be a particularly persuasive reason for some people to think about making the switch from car to scooter right now, given that petrol prices have rocketed sky high.

Equally, as you can equip your scooter with extra storage compartments, you can easily run several local errands on one tank of petrol – helping you to keep a lid on costs. On top of this, the day-to-day expenses of keeping a scooter in good running order are only a fraction of the expense of keeping a car in roadworthy condition. And even if you do have the odd bump or incident, you’re unlikely to incur the sort of damage that you would in even a small car.

It’s also worth bearing in mind that, while you will have to arrange scooter insurance to avoid falling foul of the recently-introduced Continuous Insurance Enforcement (CIE) regulations, cover is usually far cheaper than it is for those driving a motorbike or a car, as repairs cost less, and fewer claims are made by scooter-owners –giving you another simple way to keep costs down. In addition to the low fuel and insurance expenses, scooters are often also cheaper to tax than other vehicles.

This is because they are kinder to the environment than a larger bike or car, due to the reduced C02 emissions. Scooters come in all shapes and sizes to suit most builds and requirements, and can make particularly good sense for students, young professionals who don’t have families to ferry around, and those who have to travel through heavy traffic every day for work or other commitments. If you decide to settle on a scooter, there will be some initial outlay when you buy a helmet and jacket, as well as other accessories such as knee-pads, storage units, lock and cable, and cover. But once you’re out and about on your scooter, you may wonder why you ever needed a car.

You can weave through rush hour traffic, park easily in the smallest of spaces, and store the vehicle simply at home without the need for a large driveway or garage. Clearly a scooter is not going to suit those who need to make regular journeys with family members and other passengers, or for those who commute with loads of luggage or other goods, but for those on a budget who need a cheap and simple way to get around, a scooter may well make good financial sense.

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