Is it just me or does the renewal date for car insurance always come round extremely quickly? And is it deliberate that it regularly occurs in the month you're particularly skint? With our busy lives, it can be tempting to simply accept your existing insurance provider's renewal quote and forget all about it. But although this can make life easier, it could also lead to you forking out far more than necessary for your insurance and result in you skipping over some important conditions of your policy. Car insurance can be confusing at the best of times, and it's easy to assume it covers you for something it doesn't. Here, we reveal five of the most common car insurance confusions.