Why buy wedding insurance
With the average wedding now costing on average £21,000, can you really afford to go without wedding insurance?
moneysupermarket.com has teamed up with the top UK wedding insurance providers to help you find the right policy for your big day. There are a number of set packages available for you to compare wedding insurance and some providers will even allow you to tailor a policy to suit your individual needs.
The advantages of wedding Insurance
As with any insurance, it is there to protect you from the unexpected. If you need to cancel your wedding due to an unexpected illness or extreme weather conditions, then having wedding cancellation insurance will help cover the costs to re-arrange the wedding.
Not only that, but it will cover the cost of wedding vendors such as caterers, photographers or car hire companies who fail to supply. You will also find cover to protect the most important parts of the wedding, the wedding dress and the wedding rings. Costs can be recovered to repair and/or replace these items in the event of damage, loss or even theft.
Additional cover is available for those extra special items such as ceremonial swords, marquees and public liability cover if you decide to have a firework show at night.
What to look out for in a wedding insurance policy
In a difficult economic climate it is not unusual for wedding companies or venues to go bust. Having wedding reception insurance will cover you in the event that the venue for your reception has to cancel. There will be upper limits to the amount the insurer pays out so check this will cover the amount you have paid.
There are a number of policies to compare, differing in price and the coverage they offer. Always read the terms and conditions and pick the policy that suits you best. While wedding insurance will not cover you if either the bride or groom gets cold feet some policies do cover the cost of any counselling that may be required as a result.
Guide to wedding insurance
Finding a cheap wedding insurance policy is not that difficult. However getting the correct coverage for your individual needs can be quite tricky. Read our wedding insurance guide to make sure your new wedding insurance policy ticks all the right boxes.