Virgin Money savings accounts

Virgin Money offers a range of financial products which includes investments, credit cards, loans, insurance and mortgages.

Under its savings banner, Virgin Money offers a range of options such as ISAs, fixed rate bonds, regular deposit savings and easy access accounts and its customers will benefit from the same interest rate regardless of how they choose to open a savings account – online, in-store, by phone or post. However, it’s important to compare any Virgin Money deals with the wider savings market before investing.

 

Compare Virgin Money savings accounts - Ordered by interest rate (AER)

    • Provider/Product name Fixed Rate E-Bond Issue 127

      Virgin Money

      Fixed Rate E-Bond Issue 127

    • Interest rate (AER) 2.25% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 20.04.20
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Fixed Rate Cash E-ISA Issue 119

      Virgin Money

      Virgin Fixed Rate Cash E-ISA Issue 119

    • Interest rate (AER) 2.25% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 24.05.20
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    Online application and access only
    Withdrawals within the term are not permitted, early access will be subject to 180 days loss of interest
    • Provider/Product name Virgin Fixed Rate Cash ISA Issue 146

      Virgin Money

      Virgin Fixed Rate Cash ISA Issue 146

    • Interest rate (AER) 2.25% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 15.05.20
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Rate Bond Issue 155

      Virgin Money

      Fixed Rate Bond Issue 155

    • Interest rate (AER) 2.25% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 01.04.20
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Fixed Rate Cash E-ISA Issue 111

      Virgin Money

      Virgin Fixed Rate Cash E-ISA Issue 111

    • Interest rate (AER) 2.00% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 24.04.18
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Fixed Rate Cash ISA Issue 136

      Virgin Money

      Virgin Fixed Rate Cash ISA Issue 136

    • Interest rate (AER) 2.00% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 15.04.18
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    Postal and Branch account only – Online account available
    Withdrawals within the fixed rate period are subject to a charge equivalent to 120 days’ loss of interest on the amount withdrawn
    • Provider/Product name Virgin Young Saver Issue 2

      Virgin Money

      Virgin Young Saver Issue 2

    • Interest rate (AER) 2.00% Variable
    • Min/Max opening amount £1 to £10,000
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Rate E-Bond Issue 126

      Virgin Money

      Fixed Rate E-Bond Issue 126

    • Interest rate (AER) 2.00% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 20.04.18
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Rate Bond Issue 154

      Virgin Money

      Fixed Rate Bond Issue 154

    • Interest rate (AER) 2.00% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 01.04.18
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Fixed Rate Cash ISA Issue 141

      Virgin Money

      Virgin Fixed Rate Cash ISA Issue 141

    • Interest rate (AER) 1.65% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 15.04.16
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    This account can only be opened via post or branch. There is an online version available (same rate applies)
    • Provider/Product name Fixed Rate Bond Issue 153

      Virgin Money

      Fixed Rate Bond Issue 153

    • Interest rate (AER) 1.55% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 20.04.16
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Rate E-Bond Issue 122

      Virgin Money

      Fixed Rate E-Bond Issue 122

    • Interest rate (AER) 1.55% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 20.04.16
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Defined Access E-ISA

      Virgin Money

      Defined Access E-ISA

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    You keep all of the interest as there's no tax to pay
    Start saving from £1 and pay money in as often as you like, with a choice between monthly or annual interest
    Use Virgin's Transfer Service to bring all of your ISAs together
    But be aware that
    Suitable for those who do not intend to make regular withdrawals
    If you make four or more withdrawals in a calendar year the rate reduces to 0.75% (AER) until the end of the year
    • Provider/Product name Defined Access E-Saver

      Virgin Money

      Defined Access E-Saver

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Start saving from £1 and pay money in as often as you like
    A choice between monthly or annual interest
    But be aware that
    Suitable for those who do not intend to make regular withdrawals
    If you make four or more withdrawals in a calendar year the rate reduces to 0.75% (AER) until the end of the year
    • Provider/Product name Defined Access ISA

      Virgin Money

      Defined Access ISA

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    You keep all of the interest as there's no tax to pay
    Start saving from £1 and pay money in as often as you like, with a choice between monthly or annual interest
    Use Virgin's Transfer Service to bring all of your ISAs together
    But be aware that
    Suitable for those who do not intend to make regular withdrawals
    If you make four or more withdrawals in a calendar year the rate reduces to 0.75% (AER) until the end of the year
    There is an online product available offering the same rate
    • Provider/Product name Defined Access Saver

      Virgin Money

      Defined Access Saver

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Easy Access E-Saver Issue 13

      Virgin Money

      Virgin Easy Access E-Saver Issue 13

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Easy Access Saver Issue 13

      Virgin Money

      Virgin Easy Access Saver Issue 13

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Easy Access Cash ISA Issue 14

      Virgin Money

      Easy Access Cash ISA Issue 14

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Easy Access E-ISA Issue 14

      Virgin Money

      Easy Access E-ISA Issue 14

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

Virgin Savings Guide

Deciding where to slot away your cash can be tricky, with a wide range of savings products to pick from. You could choose an easy access savings account, with unlimited withdrawals if you think you might need short-term access to your cash. However, check the terms and conditions as many of these accounts come with a bonus for a certain period.

Another option is a fixed-rate savings account, although make sure you’re happy to tie up your savings for a specific period with one of these. Rates are typically fixed for one, two, three or more years.

If you haven’t yet set aside savings this tax year, your first port of call should be an ISA account, offering tax-free interest on any sum held up to your annual allowance.

But whatever account you pick, make sure it suits your needs, and that you understand the terms and conditions attached.

The first £85,000 of any savings held with Virgin is protected by the Financial Services Compensation Scheme (FSCS). However, remember that this protection applies per bank, not banking institution. So if you also have savings with Northern Rock, still only the first £85,000 in total will be covered.

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