Northern Rock savings accounts

Northern Rock offers a range of financial products which includes investments, credit cards, loans, insurance, mortgages and current accounts.

Under its savings banner, the bank also offers a range of options such as ISAs, fixed rate bonds, regular savings and easy access accounts, which can offer competitive rates both online and offline. However, always compare any Northern Rock savings with the wider savings market before opening any account.

Northern Rock was bought by Virgin Money in 2012 and are no longer trading under the Northern Rock brand. Why not compare Virgin Money accounts below.

Compare Virgin Money savings accounts - Ordered by interest rate (AER)

    • Provider/Product name Virgin Fixed Rate Cash E-ISA Issue 115

      Virgin Money

      Virgin Fixed Rate Cash E-ISA Issue 115

    • Interest rate (AER) 2.35% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 24.04.20
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    Online application and access only
    Withdrawals within the term are not permitted, early access will be subject to 180 days loss of interest
    • Provider/Product name Virgin Fixed Rate Cash ISA Issue 142

      Virgin Money

      Virgin Fixed Rate Cash ISA Issue 142

    • Interest rate (AER) 2.35% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 15.04.20
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Fixed Rate Cash E-ISA Issue 111

      Virgin Money

      Virgin Fixed Rate Cash E-ISA Issue 111

    • Interest rate (AER) 2.00% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 24.04.18
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Fixed Rate Cash ISA Issue 136

      Virgin Money

      Virgin Fixed Rate Cash ISA Issue 136

    • Interest rate (AER) 2.00% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 15.04.18
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    Postal and Branch account only – Online account available
    Withdrawals within the fixed rate period are subject to a charge equivalent to 120 days’ loss of interest on the amount withdrawn
    • Provider/Product name Virgin Young Saver Issue 2

      Virgin Money

      Virgin Young Saver Issue 2

    • Interest rate (AER) 2.00% Variable
    • Min/Max opening amount £1 to £10,000
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Fixed Rate Cash E-ISA Issue 114

      Virgin Money

      Virgin Fixed Rate Cash E-ISA Issue 114

    • Interest rate (AER) 1.65% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 24.04.16
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Market leading

    Market Leading 1 year fixed rate ISA

    Great for
    A longer-term savings option, with no tax to pay
    Transferring existing ISA balances
    A choice between monthly or annual interest
    But be aware that
    Not suitable for regular deposits
    Withdrawals are subject to 60 days' loss of interest on the amount withdrawn
    This is a limited issue so don't delay
    • Provider/Product name Virgin Fixed Rate Cash ISA Issue 141

      Virgin Money

      Virgin Fixed Rate Cash ISA Issue 141

    • Interest rate (AER) 1.65% Fixed
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Term: until 15.04.16
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    This account can only be opened via post or branch. There is an online version available (same rate applies)
    • Provider/Product name Fixed Rate Bond Issue 153

      Virgin Money

      Fixed Rate Bond Issue 153

    • Interest rate (AER) 1.55% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 20.04.16
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Rate E-Bond Issue 122

      Virgin Money

      Fixed Rate E-Bond Issue 122

    • Interest rate (AER) 1.55% Fixed
    • Min/Max opening amount £1 to £1,000,000
    • Notice / Term Term: until 20.04.16
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Defined Access E-ISA

      Virgin Money

      Defined Access E-ISA

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    You keep all of the interest as there's no tax to pay
    Start saving from £1 and pay money in as often as you like, with a choice between monthly or annual interest
    Use Virgin's Transfer Service to bring all of your ISAs together
    But be aware that
    Suitable for those who do not intend to make regular withdrawals
    If you make four or more withdrawals in a calendar year the rate reduces to 0.75% (AER) until the end of the year
    • Provider/Product name Defined Access E-Saver

      Virgin Money

      Defined Access E-Saver

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Start saving from £1 and pay money in as often as you like
    A choice between monthly or annual interest
    But be aware that
    Suitable for those who do not intend to make regular withdrawals
    If you make four or more withdrawals in a calendar year the rate reduces to 0.75% (AER) until the end of the year
    • Provider/Product name Defined Access ISA

      Virgin Money

      Defined Access ISA

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    You keep all of the interest as there's no tax to pay
    Start saving from £1 and pay money in as often as you like, with a choice between monthly or annual interest
    Use Virgin's Transfer Service to bring all of your ISAs together
    But be aware that
    Suitable for those who do not intend to make regular withdrawals
    If you make four or more withdrawals in a calendar year the rate reduces to 0.75% (AER) until the end of the year
    There is an online product available offering the same rate
    • Provider/Product name Defined Access Saver

      Virgin Money

      Defined Access Saver

    • Interest rate (AER) 1.41% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Easy Access E-Saver Issue 13

      Virgin Money

      Virgin Easy Access E-Saver Issue 13

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Virgin Easy Access Saver Issue 13

      Virgin Money

      Virgin Easy Access Saver Issue 13

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £100,000
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Easy Access Cash ISA Issue 14

      Virgin Money

      Easy Access Cash ISA Issue 14

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Easy Access E-ISA Issue 14

      Virgin Money

      Easy Access E-ISA Issue 14

    • Interest rate (AER) 1.21% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

Northern Rock Savings Guide

There are many different savings accounts to choose from, and potential catches – so do your homework to find the best account for you. If you want access to your cash, an easy access savings account may be suitable, but these don’t always carry the highest rates and can come with short-term bonuses.

If you’re happy to tie up your cash for a certain period, then another option is a fixed-rate savings account. These often pay higher rates than easy access accounts, although they come with restrictions, so aren’t suitable if you’re setting aside an emergency fund, say, that you might need instant access to.

However, before considering your savings account make sure you’ve used up your ISA allowance for the tax year. This is the first place to stash spare cash, offering tax-free interest on your annual ISA allowance.

Before picking any savings product, make sure you’ve read the fine print to ensure it’s suitable for you.

The first £85,000 of any savings held with Northern Rock is protected by the Financial Services Compensation Scheme (FSCS). Remember that this protection applies per bank, not per banking institution, so if you also have savings with Virgin, only the first £85,000 is covered.

Close

Cookie use

MoneySupermarket uses cookies, small text files which are downloaded to your computer's hard drive when you visit most websites.

Read more

Cookies are harmless files which can help improve the experience. Cookies allow websites to respond to you as an individual. The website can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

Read less | Cookie Policy

Close