Lloyds Bank savings accounts

Lloyds Bank offers a range of financial products which includes investments, credit cards, loans, insurance, mortgages and current accounts.

Under its savings banner, the bank also offers a range of options such as ISAs, fixed rate bonds, regular savings and easy access accounts, which can offer competitive rates both online and offline. However, if you are planning on opening a Lloyds account, remember to compare the rates available with the wider savings market first.

Compare Lloyds Bank savings accounts - Ordered by interest rate (AER)

    • Provider/Product name Club Lloyds Monthly Saver

      Lloyds Bank

      Club Lloyds Monthly Saver

    • Interest rate (AER) 4.00% Fixed
    • Min/Max opening amount £25 to £4,800
    • Notice / Term Term: 12 month bond
    • Account type Regular Saver Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Existing Customers Only

    You must hold a Club Lloyds Current Account or Club Lloyds Added Value Account to apply for this account

    Great for
    Consistent regular savers
    But be aware that
    You are required to save between £25 and £400 each month via standing order
    Maximum you can hold within the account is £4,800
    • Provider/Product name Young Saver

      Lloyds Bank

      Young Saver

    • Interest rate (AER) 3.00% Variable
    • Min/Max opening amount £1 to £20,000
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Monthly Saver

      Lloyds Bank

      Monthly Saver

    • Interest rate (AER) 2.00% Fixed
    • Min/Max opening amount £25 to £3,000
    • Notice / Term Term: 12 month bond
    • Account type Regular Saver Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Three Year Fixed Rate Cash ISA

      Lloyds Bank

      Three Year Fixed Rate Cash ISA

    • Interest rate (AER) 1.50% Fixed
    • Min/Max opening amount £40,000 to £ no limit
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Two Year Fixed Rate Cash ISA

      Lloyds Bank

      Two Year Fixed Rate Cash ISA

    • Interest rate (AER) 1.40% Fixed
    • Min/Max opening amount £40,000 to £ no limit
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond Online

      Lloyds Bank

      Fixed Bond Online

    • Interest rate (AER) 1.40% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond

      Lloyds Bank

      Fixed Bond

    • Interest rate (AER) 1.40% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Three Year Fixed Rate Cash ISA

      Lloyds Bank

      Three Year Fixed Rate Cash ISA

    • Interest rate (AER) 1.30% Fixed
    • Min/Max opening amount £3,000 to £39,999
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond Online

      Lloyds Bank

      Fixed Bond Online

    • Interest rate (AER) 1.25% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond

      Lloyds Bank

      Fixed Bond

    • Interest rate (AER) 1.25% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond Online

      Lloyds Bank

      Fixed Bond Online

    • Interest rate (AER) 1.20% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond

      Lloyds Bank

      Fixed Bond

    • Interest rate (AER) 1.20% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Two Year Fixed Rate Cash ISA

      Lloyds Bank

      Two Year Fixed Rate Cash ISA

    • Interest rate (AER) 1.20% Fixed
    • Min/Max opening amount £3,000 to £39,999
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond Online

      Lloyds Bank

      Fixed Bond Online

    • Interest rate (AER) 1.05% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond

      Lloyds Bank

      Fixed Bond

    • Interest rate (AER) 1.05% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond

      Lloyds Bank

      Fixed Bond

    • Interest rate (AER) 1.00% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond Online

      Lloyds Bank

      Fixed Bond Online

    • Interest rate (AER) 1.00% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond Online

      Lloyds Bank

      Fixed Bond Online

    • Interest rate (AER) 0.80% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Fixed Bond

      Lloyds Bank

      Fixed Bond

    • Interest rate (AER) 0.80% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Cash ISA Saver

      Lloyds Bank

      Cash ISA Saver

    • Interest rate (AER) 0.80% Variable Includes Fixed bonus of 0.25% for 12 months
    • Min/Max opening amount £40,000 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    Rate includes a bonus, after 12 months the rate will drop to 0.50%
    • Provider/Product name Cash ISA Saver

      Lloyds Bank

      Cash ISA Saver

    • Interest rate (AER) 0.75% Variable Includes Fixed bonus of 0.25% for 12 months
    • Min/Max opening amount £1 to £39,999
    • Notice / Term Notice Period: instant
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    Great for
    Transferring existing ISA balances
    But be aware that
    Rate includes a bonus, after 12 months the rate will drop to 0.50%
    • Provider/Product name Club Lloyds Saver

      Lloyds Bank

      Club Lloyds Saver

    • Interest rate (AER) 0.75% Variable Includes Fixed bonus of 0.55% for 12 months
    • Min/Max opening amount £1,500 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name eSavings

      Lloyds Bank

      eSavings

    • Interest rate (AER) 0.75% Variable Includes Fixed bonus of 0.35% for 12 months
    • Min/Max opening amount £10,000 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name eSavings

      Lloyds Bank

      eSavings

    • Interest rate (AER) 0.55% Variable Includes Fixed bonus of 0.35% for 12 months
    • Min/Max opening amount £1 to £9,999
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Easy Saver

      Lloyds Bank

      Easy Saver

    • Interest rate (AER) 0.50% Variable Includes Fixed bonus of 0.30% for 12 months
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Young Saver

      Lloyds Bank

      Young Saver

    • Interest rate (AER) 0.50% Variable
    • Min/Max opening amount £20,001 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

    • Provider/Product name Club Lloyds Saver

      Lloyds Bank

      Club Lloyds Saver

    • Interest rate (AER) 0.20% Variable Includes Fixed bonus of 0.55% for 12 months
    • Min/Max opening amount £1 to £1,499
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we have no link

      More details

Lloyds Bank Savings Guide

Which savings account you pick depends on your circumstances. If you need to get hold of your cash then an easy access account will be the most suitable. This allows you to dip into your savings when needed, rather than tying up for cash for a specific period, and top up your balance when you like.

Alternatively, you could benefit from a higher rate by opting for a fixed-rate savings account. This will give you the security of a certain rate over a period of, for example, a year, but will restrict access to your cash.

For any UK taxpayer, the first port of call for savings should be a cash ISA, paying tax-free interest on balances. However, these come with rules including how much you can put in these accounts each tax year.

When choosing a Lloyds Bank savings account, make sure to select the best one for your circumstances.

The first £85,000 of any savings held with Lloyds Bank is protected by the Financial Services Compensation Scheme (FSCS). Remember that this protection applies per bank, not per banking institution. However, while HBOS comes under the Lloyds Banking Group umbrella, it comes under a separate license, so any savings with HBOS brands will be protected separately up to £85,000 per person.

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