HSBC savings accounts

HSBC offers a range of financial products which includes investments, credit cards, loans, insurance – and mortgages.

Under its savings banner, the bank also offers a range of options such as ISAs, fixed rate bonds, regular savings and easy access accounts, which can offer competitive rates both online and offline. However, it’s important to compare any HSBC deals with the wider savings market before investing.

Compare HSBC savings accounts - Ordered by interest rate (AER)

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.10% Variable
    • Min/Max opening amount £5,000 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.08% Variable
    • Min/Max opening amount US $5,000 to US $ no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.16% Variable
    • Min/Max opening amount US $5,000 to US $99,999
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.30% Variable
    • Min/Max opening amount US $250,000 to US $ no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.24% Variable
    • Min/Max opening amount US $100,000 to US $249,999
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Saver

      HSBC Expat

      Premier Saver

    • Interest rate (AER) 0.00% Variable
    • Min/Max opening amount €10,000 to € no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Saver

      HSBC Expat

      Premier Saver

    • Interest rate (AER) 0.10% Variable
    • Min/Max opening amount £5,000 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Saver

      HSBC Expat

      Premier Saver

    • Interest rate (AER) 0.00% Variable
    • Min/Max opening amount US $10,000 to US $ no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Online Bonus Saver

      HSBC

      Online Bonus Saver

    • Interest rate (AER) 0.10% Variable
    • Min/Max opening amount £1 to £2,000,000
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Future Saver for Children

      HSBC

      Future Saver for Children

    • Interest rate (AER) 0.50% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Online Bonus Saver

      HSBC

      Online Bonus Saver

    • Interest rate (AER) 0.50% Variable
    • Min/Max opening amount £1 to £50,000
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name MySavings

      HSBC

      MySavings

    • Interest rate (AER) 0.50% Variable
    • Min/Max opening amount £3,001 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name MySavings

      HSBC

      MySavings

    • Interest rate (AER) 3.00% Variable
    • Min/Max opening amount £10 to £3,000
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier MySavings

      HSBC

      Premier MySavings

    • Interest rate (AER) 0.50% Variable
    • Min/Max opening amount £3,001 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier MySavings

      HSBC

      Premier MySavings

    • Interest rate (AER) 3.00% Variable
    • Min/Max opening amount £10 to £3,000
    • Notice / Term Notice Period: instant
    • Account type Children’s Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Regular Saver (Preferential Rate)

      HSBC

      Regular Saver (Preferential Rate)

    • Interest rate (AER) 6.00% Fixed
    • Min/Max opening amount £25 to £3,000
    • Notice / Term Term: 1 year bond
    • Account type Regular Saver Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    Existing Customers Only

    You must hold a HSBC Bank Account, Bank Account Pay Monthly, Graduate Bank Account, HSBC Premier, HSBC Advance or HSBC Graduate (Advance)

    Great for
    Committed regular savers
    But be aware that
    You must deposit a minimum of £25 and a maximum of £250 into the account each month
    Withdrawals are not permitted within the fixed term
    Maximum balance that can be held is £3,000
    • Provider/Product name Regular Saver

      HSBC

      Regular Saver

    • Interest rate (AER) 4.00% Fixed
    • Min/Max opening amount £25 to £3,000
    • Notice / Term Term: 1 year bond
    • Account type Regular Saver Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    Existing Customers Only

    Must hold one of the following accounts; Bank Account, Bank Account Pay Monthly, HSBC Premier Bank Account, HSBC Advance Bank Account, Graduate Bank Account and HSBC Passport in order to apply

    Great for
    Committed regular savers
    But be aware that
    You must deposit a minimum of £25 and a maximum of £250 into the account each month
    Withdrawals are not permitted within the fixed term
    Maximum balance that can be held is £3,000
    • Provider/Product name Flexible Saver

      HSBC

      Flexible Saver

    • Interest rate (AER) 0.05% Variable
    • Min/Max opening amount £1 to £ no limit
    • Notice / Term Notice Period: instant
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Online Bonus Saver

      HSBC

      Online Bonus Saver

    • Interest rate (AER) 0.25% Variable
    • Min/Max opening amount £50,001 to £2,000,000
    • Notice / Term Notice Period: none
    • Account type Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.01% Variable
    • Min/Max opening amount €5,000 to € no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.70% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 6 month bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.80% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 6 month bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.70% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 6 month bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.80% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 6 month bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.60% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 3 month bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.50% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 3 month bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.10% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.20% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.40% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.00% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.40% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.50% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.50% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 3 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.90% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.00% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 0.90% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 1 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.20% Fixed
    • Min/Max opening amount £50,000 to £1,000,000
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Fixed Rate Saver

      HSBC

      Fixed Rate Saver

    • Interest rate (AER) 1.10% Fixed
    • Min/Max opening amount £2,000 to £49,999
    • Notice / Term Term: 2 year bond
    • Account type Fixed Rate Bond
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.70% Variable
    • Min/Max opening amount £250,000 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.50% Variable
    • Min/Max opening amount £5,000 to £99,999
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Premier Online Bonus Saver

      HSBC Expat

      Premier Online Bonus Saver

    • Interest rate (AER) 0.60% Variable
    • Min/Max opening amount £100,000 to £249,999
    • Notice / Term Notice Period: none
    • Account type Offshore Easy Access Account
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    • Provider/Product name Help to Buy: ISA

      HSBC

      Help to Buy: ISA

    • Interest rate (AER) 2.00% Variable
    • Min/Max opening amount £1 to £12,000
    • Notice / Term Notice Period: instant
    • Account type Help To Buy ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Sorry, we can't help you to open this account.

      More details

    Great for
    The Government will top up your Help to Buy ISA by 25% up to a maximum of £3,000 when you're ready to buy your first home, subject to eligibility
    Save up to £200 per month, with the option to add an additional £1,000 in the first month of opening
    But be aware that
    You must be a first time buyer
    The scheme applies to properties in the UK

HSBC Savings Guide

As a first step to choosing the right savings account you need to decide if you’re happy to lock up your money for a specific period, or require access to your cash.

If you are happy to tie up your savings for, say, a year or more then a fixed-rate savings account would be suitable. However, if you are building a fund you might want to dip into in the short-term then an easy access account is a better option.

As a first port of call you should opt for a cash ISA before considering other savings accounts. This way you’ll benefit from tax-free interest on your savings up to the annual allowance. As with other accounts, however, make sure you pick one to suit your situation and savings goals.

The first £75,000 (as of January 2016) of any savings held with HSBC is protected by the Financial Services Compensation Scheme (FSCS). Remember that this protection applies per bank, not per banking institution so if you also have savings with First Direct, still only the first £75,000 in total will be covered.

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