Moneysupermarket.com News

Money worries making you ill? Help is at hand

Fri, 17 May 2013 00:00:00 GMT

Almost one in six Brits are so worried about money and their financial futures that it's affecting their mental health, says new research from MoneySupermarket.

Peer-to-peer: The phenomenon taking savers by storm

Thu, 16 May 2013 00:00:00 GMT

Dismal savings rates mean that people are increasingly looking for alternative ways to generate decent returns - with peer-to-peer lending proving among the most popular options.

Focus on: Loan rates hit new all-time low of 4.9%

Thu, 16 May 2013 00:00:00 GMT

If you are looking for a mid-sized personal loan, you couldn't have chosen a better time as peer-to-peer lender Zopa has unveiled the cheapest personal loan rate ever! Here, we take a closer look at what you need to know about the deal.

10 steps to securing your home

Thu, 16 May 2013 00:00:00 GMT

Everybody loves going on holiday, but there is a moment - usually an hour before you leave for the airport and your house resembles the opening of Home Alone - when you begin to wonder if it's worth the hassle.

Make money from your unwanted junk

Wed, 15 May 2013 00:00:00 GMT

One man's junk is another man's treasure - or so the saying goes. So, if it's been a while since you last had a good clear-out at home, you could be freeing up space and generating cash in one fell swoop.

The best loans for 'small' amounts

Wed, 15 May 2013 00:00:00 GMT

The fact that we are currently seeing the lowest ever rates on loans of between £7,500 and £15,000 has to be good news - but where does that leave people who don't want to borrow that much money?

Scams: how to keep you and your family safe

Wed, 15 May 2013 00:00:00 GMT

Pyramid schemes, overseas lottery wins, fake share deals and the chance to earn 'big money' working from home? It used to be easy to spot a scam from a mile off. Unfortunately, scammers these days are getting smarter and some are so convincing that you may not even realise you're being tricked until it's too late.

Get your car ready for camping

Wed, 15 May 2013 00:00:00 GMT

Camping: the art of getting closer to nature while getting further away from the nearest hot shower, flushing toilet and cold beverage.

Post Office launches current accounts

Tue, 14 May 2013 00:00:00 GMT

The Post Office has launched its new range of current accounts after announcing last month it would be taking on the nation's banks and building societies by entering the market for the first time.

Cash in on our May Money Sale!

Mon, 13 May 2013 00:00:00 GMT

When was the last time you looked at your finances? Even if it was relatively recently, offerings from the nation's banks and building societies have improved almost beyond recognition - especially when it comes to credit cards, loans and current accounts.

BT broadband customers to get 'free' live football

Fri, 10 May 2013 00:00:00 GMT

BT is taking on satellite giant Sky by offering free Premiership football matches to its broadband customers.

Essential insurance for moving home

Fri, 10 May 2013 00:00:00 GMT

Moving house? You've no doubt got a million things to remember, paperwork cascading from your table-top, and your estate agent and solicitor on speed-dial. But it's worth remembering some of the smaller details that, if neglected, could have a big impact on how smoothly you get through the inevitable stress and strife.

The true cost of keeping up with the Joneses

Fri, 10 May 2013 00:00:00 GMT

Whether it's keeping up with the latest fashions or tech trends, ensuring our kids aren't missing out or even just trying to impress our mates, most of us will have 'splashed the cash' and overspent at some point. And while this might not be a big deal in isolation, if it becomes a habit, it can have serious financial implications.

Get the cover you need for your caravan or motorhome

Fri, 10 May 2013 00:00:00 GMT

It's not surprising to see the roads starting to fill up with motorhomes and caravans as the weather improves and their drivers make the most of the freedom to take their holiday homes wherever they please.

Money transfers: Another way to pay 0% on debt

Thu, 09 May 2013 00:00:00 GMT

Paying off an expensive overdraft or loan can sometimes feel like an impossible task. But, believe it or not, a credit card could help you achieve your goal.

Hands-on with the new Samsung Galaxy S4

Thu, 09 May 2013 00:00:00 GMT

Samsung's new Galaxy S4 might look a lot like its predecessor, but its unique features and razor-sharp display set it apart from the S3 and the rest of the smartphone hoi polloi.

Focus on: Need a loan? Now pay just 5% for 5 years

Thu, 09 May 2013 00:00:00 GMT

Borrowers seeking a medium-sized personal loan can now take advantage of rates as low as 5%. And, what's more, they have a whole half-decade over which to repay the debt.

Act NOW on your savings

Thu, 09 May 2013 00:00:00 GMT

If you are holding out for savings rates to rise before deciding where to put your cash, you could be in for a long wait.

Will Sky deliver to O2 customers?

Thu, 09 May 2013 00:00:00 GMT

O2 and BE broadband customers are now Sky broadband customers, after the satellite TV giant bought the companies. Subscribers are being migrated to Sky in the autumn, and the consolidation of the three brands inevitably means there will be less competition in the broadband market.

Focus on: Switch to Halifax and pocket 100

Thu, 09 May 2013 00:00:00 GMT

Halifax is offering a tempting £100 payment to anyone who switches to one of its current accounts by July 7.

10 letters it will cost you to ignore

Wed, 08 May 2013 00:00:00 GMT

When a letter from your bank lands on your doormat, do you: a) shove it on a pile with all the others, b) stick it in a drawer to deal with it later (and then forget), or c) read it diligently?

Queen's Speech May 2013 at a glance

Wed, 08 May 2013 00:00:00 GMT

Building a stronger economy, supporting those paying for care and reforming the immigration system were key points in the Queen's Speech today. Here, we round up everything you need to know...

What should you do if you have an interest-only mortgage?

Thu, 02 May 2013 00:00:00 GMT

Nearly half (48%) of all homeowners with interest-only mortgages will be unable to clear the debt when the loan matures, according to research from new city regulator, the Financial Conduct Authority (FCA).

Should you get a prepaid card for your holiday money?

Thu, 02 May 2013 00:00:00 GMT

Managing your holiday money can be a headache. If you carry wads of cash there's always the risk of it being lost or stolen while you're travelling. And even when you reach your destination you've got the worry of where to squirrel it away safely.

The best cars for young families

Thu, 02 May 2013 00:00:00 GMT

As every parent knows, children change everything. A full night's sleep becomes a luxury, and every trip away from home becomes a military-style operation as supplies of bottles, baby food, toys, nappies and at least three weeks' worth of clothes are packed into the back of your car...

Halifax customers old and new: Prepare for changes

Wed, 01 May 2013 00:00:00 GMT

Whether you are an existing customer with Halifax, or were thinking of switching your current account over to the bank, you'll need to know about some important changes which kick in from today (May 1).

Is your energy deal about to end?

Wed, 01 May 2013 00:00:00 GMT

Is your fixed-rate energy deal due to end in the next few days or weeks? If so, you'll fall onto a more expensive standard tariff and could end up £319 a year worse off unless you take action right away.

Focus on: The best Samsung Galaxy S4 deals

Wed, 01 May 2013 00:00:00 GMT

Samsung's follow-up to the Apple-bothering Galaxy S3 smartphone, the Galaxy S4, is now available to buy. If you're looking to pick one up, here's a look at the best and cheapest ways to get one.

New Stamp Duty boost for first-time buyers

Tue, 30 Apr 2013 00:00:00 GMT

Buying a property doesn't come cheap and, while you focus on saving up enough money to pay for the deposit, it's easy to forget about additional costs such as Stamp Duty. But, from today (Tuesday April 30) mortgage lender Halifax will reimburse first-time buyers for the 1% Stamp Duty which applies to property purchases between £125,000 and £250,000.

5 reasons a prepaid card could suit you

Tue, 30 Apr 2013 00:00:00 GMT

Credit cards, when used correctly, can be a great financial tool - as well as offering consumer protection on spend between £100 and £60,260 they also allow you to spread the cost of purchases without paying interest.

You CAN dig yourself out of your overdraft!

Tue, 30 Apr 2013 00:00:00 GMT

Do you regularly rely on your overdraft to see you through to the next payday? If so, you could be forking out a fortune in interest and fees.

Universal Credit explained

Mon, 29 Apr 2013 00:00:00 GMT

Planned reforms to the UK's welfare system begin to take effect this week, with the first Universal Credit payments being piloted in Ashton-Under-Lyne, Greater Manchester - and a wider rollout of the scheme due in the coming months.

Focus on: Lowest EVER five-year fixed rate mortgage

Mon, 29 Apr 2013 00:00:00 GMT

News that the Funding for Lending Scheme (FLS) is being extended by a year to January 2015 means borrowers are likely to continue enjoying low interest rates on loans and mortgages for a while yet.

How to fight the squeeze on your household budget

Thu, 25 Apr 2013 00:00:00 GMT

We may have narrowly escaped entering a triple dip recession, but with millions of people still struggling to meet everyday living costs, it's clear that we are far from out of the woods yet.

Why a rewards credit card could be your best bet

Thu, 25 Apr 2013 00:00:00 GMT

Credit cards are not only useful for seeing you through a tight spot, a growing number also offer some fantastic rewards - if you use them wisely.

Focus on: Rack up rewards with new Sainsbury's credit card

Thu, 25 Apr 2013 00:00:00 GMT

If you are a regular shopper in Sainsbury's and want to get something back for your custom, a new launch credit card from the banking arm of the supermarket giant could be just up your street.

Start building a savings nest egg NOW!

Thu, 25 Apr 2013 00:00:00 GMT

With savings rates so low and inflation still stubbornly high, it's not hard to understand why some people think it's not worth saving at all.

10 things to know before you buy home insurance

Tue, 23 Apr 2013 00:00:00 GMT

Home insurance isn't a subject you think about every day but, whether you're buying this kind of cover for the first time, or your existing policy is coming up for renewal, ticking off some pointers first could make your life both easier and cheaper.

How to host the perfect BBQ

Tue, 23 Apr 2013 00:00:00 GMT

A third of us have admitted to using a barbecue in the winter, according to a recent survey. We clearly love a BBQ so much we're not even particularly bothered if the weather's not up to it.

See the sights without the flights

Tue, 23 Apr 2013 00:00:00 GMT

You don't have to spend a fortune to have fun and take some time out with your family, as budget holidays can prove just as memorable as expensive ones

Are you a good driver? 5 ways to make it pay!

Fri, 19 Apr 2013 00:00:00 GMT

When it comes to the cost of motor insurance, your annual premium may no longer simply reflect the demographic you represent - where you live, your age, occupation, and so on. The increasingly prevalent 'telematics' technology assesses your driving ability and charges you on that instead - and the better you drive, the lower the cost.

Do PARENTS need greater protection online?

Fri, 19 Apr 2013 00:00:00 GMT

The second you become a parent, you're faced with challenges you never even knew existed, and no matter how you approach them, it's generally just a matter of keeping the kids happy.

How good are YOU with money?

Fri, 19 Apr 2013 00:00:00 GMT

When it comes to being care-free spenders, young people in their 20s tend to suffer the worst reputation. After all, this is the age where costly new clothes and nights out are high on the agenda.

10 house-buying stress busters

Fri, 19 Apr 2013 00:00:00 GMT

Moving home is ranked as one of life's most stressful events after bereavement and divorce, but if you're planning to buy this spring there are steps you can take on the path to picking up the keys that will help keep anxiety at bay.

5 savings traps to avoid

Thu, 18 Apr 2013 00:00:00 GMT

Savers are getting a pretty raw deal right now thanks to low interest rates and high inflation. With the Consumer Prices Index (CPI) measure of inflation remaining at 2.80% in March, a basic rate taxpayer needs to find a savings account paying at least 3.50% to beat inflation, which - some tax-free ISAs aside - is frankly impossible.

Billions languish in accounts paying no interest

Thu, 18 Apr 2013 00:00:00 GMT

When was the last time you checked how much interest you're earning on your current account balance? According to research by Santander, 30% of current account holders have no idea how much interest their account pays, while a third (33%) are not earning any interest at all.

What are the best airline credit cards?

Thu, 18 Apr 2013 00:00:00 GMT

Going on holiday - especially if you have a family - can make a major dent in your finances, but pick the right plastic and you might be able to fly for free.

How much are your phone calls really costing?

Thu, 18 Apr 2013 00:00:00 GMT

The only thing worse than having to call a company to complain about a service, or even just to sort something out, is the fact that the call itself can cost YOU a fortune.

Cheap ways to fund DIY

Wed, 17 Apr 2013 00:00:00 GMT

In the UK, birds begin nesting in March. It's funny, then, that we humans start thinking about making improvements to our own 'nests' at around the same time.

Focus on: Grab a market-leading loan rate at 5%!

Wed, 17 Apr 2013 00:00:00 GMT

Whether you need a bit of extra cash to buy a new car, fund a summer wedding or pay off expensive debts, the good news is that the cost of borrowing between £7,500 and £15,000 has fallen to a record low 5%.

Focus on: Transfer your ISA balance to a leading rate of 2.30%

Wed, 17 Apr 2013 00:00:00 GMT

If you took out an easy access cash ISA a year ago and it had a bonus rate built in, the interest rate could be about to plummet, leaving you with returns of next to nothing on your cash.

Why missing a bill payment could cost you dear

Wed, 17 Apr 2013 00:00:00 GMT

Last year, nine million of us put our future chances of obtaining credit in jeopardy by missing bill payments, says new research.

Do new 'energy efficient' appliances really cut bills?

Fri, 12 Apr 2013 00:00:00 GMT

As energy bills continue to climb, the government is hoping a new generation of energy-efficient domestic appliances will help households keep their bills down. So just how 'green' are these new white goods and will energy efficiency in the home really be enough to offset energy price rises?

All you need to know about your provisional driving licence

Fri, 12 Apr 2013 00:00:00 GMT

If you've not passed your driving test but you're itching to get behind the wheel, it's probably time to sort out a provisional driving licence.

10 tips to cut the cost of being a wedding guest

Thu, 11 Apr 2013 00:00:00 GMT

Wedding season is upon us, and while most of us enjoy being invited to share in the nuptials of our nearest and dearest, what isn't exciting is the sheer cost that comes with being a guest.

The best credit cards to take on holiday this year

Thu, 11 Apr 2013 00:00:00 GMT

Despite the recent inclement weather, the summer holiday season is not too far away now.

Focus on: Protect your energy bills for two winters

Thu, 11 Apr 2013 00:00:00 GMT

Householders anxious about soaring energy bills can protect themselves against price rises for the next two winters thanks to a new deal from energy giant, EDF Energy.

Focus on: EXCLUSIVE! Grab 125 for switching to First Direct

Thu, 11 Apr 2013 00:00:00 GMT

Although many of us regularly search for the best deal on our savings account, insurance or credit card, it's easy to forget about our current accounts - and yet this is probably the part of our finances we use the most.

Post Office to shake up the current account market

Thu, 11 Apr 2013 00:00:00 GMT

In a move which is sure to shake up an established market, the Post Office has announced it will start offering current accounts from this spring.

Is it worth paying a fee to get out of your mortgage?

Thu, 11 Apr 2013 00:00:00 GMT

Mortgage rates have been in free fall for quite some time now and, while this is ideal if you're in the process of buying your first home or remortgaging, it can be extremely frustrating if you took out a long-term mortgage a few years ago and are now locked into a much higher rate.

5 ways Margaret Thatcher has impacted our finances

Wed, 10 Apr 2013 00:00:00 GMT

Whether you loved her or loathed her, Margaret Thatcher's policies changed our financial landscape forever.

Can you cancel your phone contract if prices rise?

Tue, 09 Apr 2013 00:00:00 GMT

If you're on a mobile phone contract and the provider puts its prices up, frustratingly there's not an awful lot you can do about it right now - but the winds of change are blowing.

How to protect your garden against burglars

Tue, 09 Apr 2013 00:00:00 GMT

Spring is said to be the time of plans and projects, but while you might be planning to spruce up your garden over the coming weeks, opportunist thieves may have their own nefarious plans too.

30 years of the 1 coin!

Tue, 09 Apr 2013 00:00:00 GMT

When the first pound coin was minted 30 years ago this month, we were in the midst of a recession. David Bowie was topping the charts with Let's Dance, Vauxhall was launching its new Nova supermini, and a gruesome new horror film called The Evil Dead was shocking audiences.

New law shakes up insurance buying process

Mon, 08 Apr 2013 00:00:00 GMT

It'll now be harder for insurers to turn down claims on the grounds of the non-disclosure of relevant information, thanks to the first change in the UK's insurance contract law in more than 100 years.

Focus on: Halifax chops fee to boost allure of All in One card

Thu, 04 Apr 2013 00:00:00 GMT

If you're in the market for a credit card that offers 0% interest on balance transfers but you don't want to pay a fortune to shift your debt over to it, Halifax's Online All in One credit card could be the plastic for you.

Why it can make sense to pay for a premium credit card

Thu, 04 Apr 2013 00:00:00 GMT

A credit card isn't only a convenient way to cover costs - many cards offer added benefits in return for an annual fee.

Less-than-perfect credit profile? Here are your balance transfer options

Thu, 04 Apr 2013 00:00:00 GMT

If you owe money on an expensive credit card, it makes sense to transfer the balance to a card that charges 0% interest for an introductory period.

5 things that could scupper your mortgage application

Thu, 04 Apr 2013 00:00:00 GMT

If you're prone to biting your fingernails, one thing you can be sure of when you're buying a home is that you won't have many left by the time you move in. Purchasing a property is extremely nerve-wracking and until you reach the finishing line - known as 'completion' - there are many hurdles to overcome.

Focus on: Earn 2.05% on your savings with West Brom

Wed, 03 Apr 2013 00:00:00 GMT

In the current market, it's rare to see a bank or building society launch a top-paying savings account - yet this is exactly what West Bromwich Building Society has done.

Regulator clamps down on energy mis-selling

Wed, 03 Apr 2013 00:00:00 GMT

Gas and electricity supplier SSE has been fined £10.5million by the regulator Ofgem for misleading people about how much they could save.

What's in store for your gadgets?

Wed, 03 Apr 2013 00:00:00 GMT

Nuisance calls, in-contract price rises and 4G are just some of the things the communications industry watchdog Ofcom will be barking at over the next 12 months.

How to get long term value on your savings

Wed, 03 Apr 2013 00:00:00 GMT

Good news for savers has been scarce over the last few years - and with interest rates seemingly rooted at historically low levels, you might be tempted to save the bother and stuff your savings under the mattress instead.

Happy new tax year!

Wed, 03 Apr 2013 00:00:00 GMT

April 6 marks the start of the new tax year, and while celebrations are likely to be rather more muted on April 5 than they are on December 31, there are plenty of financial reasons to get excited.

Drivers play the name game

Tue, 02 Apr 2013 00:00:00 GMT

Your name could dictate the type of car you buy, according to new research which shows Vincents have a penchant for Porsches while Normans like sensible Skodas.

What's the difference between a charge card and a credit card?

Tue, 02 Apr 2013 00:00:00 GMT

Many of us prefer the convenience of paying by plastic rather than cash, but whether you choose a credit card or a charge card will depend on your individual needs.

Focus on: Earn 2.01% on your savings with Manchester Building Society

Thu, 28 Mar 2013 00:00:00 GMT

With savers unlikely to benefit from rising interest rates any time soon, it's more important than ever to seek out the best possible home for your savings.

Spring clean your finances in 5 easy steps

Thu, 28 Mar 2013 00:00:00 GMT

It might not feel like it but spring officially sprung on March 21, which means that, as the Arctic March winds make way for April snow showers, this is the season to blow the cobwebs from your finances as well as your home.

Regulation shake-up: your questions answered

Thu, 28 Mar 2013 00:00:00 GMT

From 1 April, the way the financial services industry is regulated will change and, as a result, the companies we all buy financial products from will fall under keener scrutiny.

Should you go for the longest 0% credit card offer?

Thu, 28 Mar 2013 00:00:00 GMT

Credit card borrowers are spoilt for choice.

Will your car pass new MOT rules?

Wed, 27 Mar 2013 00:00:00 GMT

Motorists already squeezed by ever-rising fuel prices could now be hit with expensive repair bills after additional checks were introduced into the MOT test this month.

HURRY! Last chance to get your ISA!

Wed, 27 Mar 2013 00:00:00 GMT

Don't just sit there! You have just days to take advantage of your ISA allowance for this tax year.

Act on energy costs as March bills rocket by 2.2bn

Wed, 27 Mar 2013 00:00:00 GMT

If you think you're sick of the snow and cold weather now, things could get a lot worse, as energy bills for March are predicted to double.

Can you afford a baby?

Tue, 26 Mar 2013 00:00:00 GMT

Having a baby is one of the most amazing experiences ever, but parents-to-be must be prepared for the fact that their little bundle of joy will cost them bundles of cash.

Focus on: How to pay 0% on purchases and get 1.25% back

Tue, 26 Mar 2013 00:00:00 GMT

If you've got a large purchase or two coming up, how do you fancy paying no interest on it for more than a year and getting money back on top?

Young drivers: Is cheaper car cover on the cards?

Mon, 25 Mar 2013 00:00:00 GMT

Young drivers could get cheaper car insurance in return for more intensive training and driving restrictions - if the Department for Transport (DfT) has its way.

Will new mortgage scheme help you buy a house?

Mon, 25 Mar 2013 00:00:00 GMT

The government is to offer a helping hand to first-time buyers and existing homeowners with its new Help to Buy scheme, which will offer those with just a 5% deposit the chance to get on the property ladder - or climb further up it.

Cash ISA deadlines - use it or lose it!

Fri, 22 Mar 2013 00:00:00 GMT

The end of the tax year on April 5 is fast approaching, but if you are planning on leaving your cash ISA until the last-minute, be warned that some providers are closing their doors to applications well before this date.

10 ways to beat the Budget

Fri, 22 Mar 2013 00:00:00 GMT

It's clear from the steady flow of emails we are receiving here at MoneySupermarket in response to the recent Budget , that households up and down the country are really feeling the financial pain. In fact, according to our poll, a resounding 82% of you reckon the Budget won't leave you any better off.

Top deals and discounts for Easter

Fri, 22 Mar 2013 00:00:00 GMT

Easter holidays might be around the corner but household purse strings up and down the country are still tight. And the recent Budget hasn't helped matters as, according to our Budget poll, 82% of you said the Chancellor hadn't made you any better off.

How the Bank Holiday weekend could make you 2,000 richer

Fri, 22 Mar 2013 00:00:00 GMT

Easter has crept up on us and it won't be long until we're enjoying some well-earned time off.

Easter days out for less than 10

Fri, 22 Mar 2013 00:00:00 GMT

The Easter holidays have crept up earlier than normal this year, and for many parents the pressure is now on to find ways to keep the kids entertained for a week or two.

Focus on: Barclaycard ups 0% on balance transfers to best-ever 26 months

Thu, 21 Mar 2013 00:00:00 GMT

The battle for the longest balance transfer offer shows no signs of abating after Barclaycard announced it was extending the interest-free period on its Platinum Credit Card with Extended Balance Transfer to a whopping 26 months.

Telematics: The future of driving?

Thu, 21 Mar 2013 00:00:00 GMT

Regular readers will be well aware that telematics technology is increasingly being used as a way to drive down the cost of car insurance, particularly for young motorists - but is there more to this technology than meets the eye?

Focus on: 'Every little helps' with improved Tesco credit card

Thu, 21 Mar 2013 00:00:00 GMT

Tesco bank has upped the introductory 0% period on its Clubcard Credit Card for Balance Transfers to an impressive 25 months.

Top 5 DIY projects to avoid this spring

Thu, 21 Mar 2013 00:00:00 GMT

DIY stores, garden centres and Accident and Emergency departments up and down the country will be bracing themselves as we approach the Easter weekend, which is one of the most popular time for making home improvements.

5 things you should know before transferring credit card debt

Thu, 21 Mar 2013 00:00:00 GMT

Competition among credit card providers has become fiercer over recent months as they fight to offer lengthier 0% balance transfer deals, making it even easier for consumers to get rid of their existing credit card debt.

What ISA should you go for?

Thu, 21 Mar 2013 00:00:00 GMT

There are just days to go before the end of the tax year on April 5, but being uncertain about where to invest this year's allowance, could cause further and unnecessary delays

How to get your broadband speed into double digits

Wed, 20 Mar 2013 00:00:00 GMT

The average broadband speed in the UK is now 12Mbps (Megabits per second) according to industry regulator, Ofcom.

Will you be hit by April's benefit changes?

Wed, 20 Mar 2013 00:00:00 GMT

Changes to the welfare system announced in previous years' Budgets take effect from next month - and they could leave many people worse off.

Budget 2013 at a glance

Wed, 20 Mar 2013 00:00:00 GMT

Chancellor George Osborne announced today that his 2013 Budget was designed for an 'aspiration nation'.

Boost your family budget

Tue, 19 Mar 2013 00:00:00 GMT

While we wait with bated breath to hear what Chancellor George Osborne reveals in his Budget tomorrow, here at MoneySupermarket we've conducted our own research into UK households' finances with our 'Real Budget Report'.

Will you get help with childcare costs?

Tue, 19 Mar 2013 00:00:00 GMT

More than 2.5million working families will receive up to £1,200 per child each year to help them cover childcare costs - but not until autumn 2015.

Npower offers energy price fix until December 2015

Mon, 18 Mar 2013 00:00:00 GMT

Energy provider npower has launched Price Fix December 2015, which enables customers to fix the price at which they pay for gas and electricity until the end of that year. This is the longest fixed-term deal on the market.

State pension overhaul: What will it mean for you?

Mon, 18 Mar 2013 00:00:00 GMT

The government only unveiled plans for the introduction of a £144 a week flat rate state pension at the start of this year and originally, the radical reforms were to take effect from April 2017.

QA: Government social care reforms

Mon, 18 Mar 2013 00:00:00 GMT

No matter how young you feel at heart, eventually there may come a time when you need someone to take care of you.

Focus On: Earn 3.00% and receive benefits with new current account

Mon, 18 Mar 2013 00:00:00 GMT

Now more than ever, if you don't take some time to review your current account - even if you've had it for years - you could be missing out.

Focus on: Fix your mortgage at record low rate for 5 years - without a 40% deposit

Mon, 18 Mar 2013 00:00:00 GMT

Competition in the mortgage market is showing no signs of dwindling. But, as lenders fight to offer the lowest rates on record, now even those who can't stump up a 40% deposit are starting to see the benefits.

Should you get a credit card from your supermarket?

Fri, 15 Mar 2013 00:00:00 GMT

Tesco is promising to smash its rivals on the cost of groceries with its recently-improved Price Promise, launched this week.

Samsung launches new Galaxy S4 smartphone

Fri, 15 Mar 2013 00:00:00 GMT

Samsung officially unveiled its new flagship smartphone, the Galaxy S4, at a swanky launch event in New York last night.

Act NOW on your expired ISA bonus!

Fri, 15 Mar 2013 00:00:00 GMT

Savers continue to be battered by low interest rates and as a result, they now need all the help they can get.

Where will the experts invest their stocks and shares ISA allowance?

Thu, 14 Mar 2013 00:00:00 GMT

Picking the right funds into which to invest your stocks and shares individual savings account (ISA) allowance can mean the difference between returns running into thousands of pounds - or losing much of your original investment.

Tax allowances 2013/14

Thu, 14 Mar 2013 00:00:00 GMT

Want to know what your tax allowances will be for the 2013/14 tax year? Then check out our easy to read guide for all the information you'll need.

Get ahead of the Budget: 10 ways to fight the squeeze

Thu, 14 Mar 2013 00:00:00 GMT

Household finances are being squeezed left, right and centre, and with the Budget taking place next Wednesday, many of us will be anxiously waiting to see just how much harder the Chancellor's red briefcase is going to hit us.

Given up the gym? Now it's easier to get out of your contract

Thu, 14 Mar 2013 00:00:00 GMT

Three of the UK's biggest gyms have agreed to make changes to their contracts to make it easier for people to cancel their membership, following an investigation by the Office of Fair Trading (OFT).

5 ways to pay less for your home insurance

Thu, 14 Mar 2013 00:00:00 GMT

It's not very nice having to pay for something you hope you'll never have to use, like home insurance. But it's one of those things in life you can't really do without, so it's vital that you never pay a penny more than you have to for it.

Top current accounts if you are in credit

Thu, 14 Mar 2013 00:00:00 GMT

It used to be a golden rule that you should never stash your savings in your current account due to the dismal rates of interest on offer - but now some current accounts pay higher returns than savings accounts.

How a 'quick pint' could cost you 50,000

Wed, 13 Mar 2013 00:00:00 GMT

The Department for Transport's anti drink-driving initiatives have undergone a constant refinement and reinforcement over the last 30 years, and have played their part in cutting the number of drink-related deaths on UK roads from a staggering 1,640 in 1979 to just 280 in 2011.

Proposals target whiplash fraud

Wed, 13 Mar 2013 00:00:00 GMT

Is it any wonder the UK has been labelled the whiplash capital of Europe when 1,500 people are said to claim for whiplash injury following a car accident every single day?

10 ways to make money in your lunch hour

Wed, 13 Mar 2013 00:00:00 GMT

With purse strings stretched to the max, many of us would welcome the opportunity to make a bit of extra cash.

Euro motor rules: Good for boys, bad for girls

Wed, 13 Mar 2013 00:00:00 GMT

Women are bearing the brunt of the ECJ Gender Directive - paying as much as 15% more than before it came in, despite being safer drivers than men.

Funding for Lending scheme to be extended

Tue, 12 Mar 2013 00:00:00 GMT

If you're a borrower, life is pretty good right now. Thanks to the Funding for Lending Scheme, which provides cheap funds for banks to lend with, mortgage and loan rates have tumbled to record lows.

Your mortgage: Fixed versus variable

Fri, 08 Mar 2013 00:00:00 GMT

Fixed mortgage rates have plummeted in recent weeks, meaning there is no longer a higher price to pay for the security of stable payments.

It is time for telematics car insurance?

Fri, 08 Mar 2013 00:00:00 GMT

Telematics - or 'black box' - insurance is mushrooming into a major part of the car insurance market.

Focus on: Two-year fixed rate mortgages fall to new 1.74% low!

Fri, 08 Mar 2013 00:00:00 GMT

The mortgage rate war continues to rage, as lenders jostle to offer the lowest interest rates on record.

Why you should never be 'sold' home insurance

Wed, 06 Mar 2013 00:00:00 GMT

Sometimes we buy things because they're right in front of us - it's why supermarkets put all those sweets and goodies at the checkout.

How an ISA could leave you 19,000 better off

Wed, 06 Mar 2013 00:00:00 GMT

If you'd invested your full ISA allowance each year since the accounts were first launched back in April 1999, you'd have amassed £18,592 in interest alone, according to our analysis at MoneySupermarket.

How to build the perfect ISA portfolio

Wed, 06 Mar 2013 00:00:00 GMT

With thousands of different funds to choose from, working out which investments to hold in your stocks and shares ISA can seem impossible.

10 ways you will be richer as a non-smoker

Wed, 06 Mar 2013 00:00:00 GMT

It's No Smoking Day on Wednesday March 13, so if you're thinking about kicking the habit, this could be the perfect opportunity.

10 ways to eat healthily on a budget

Wed, 06 Mar 2013 00:00:00 GMT

With the cost of living rising, many of us are constantly looking for ways to make cutbacks.

Watchdog issues ultimatum to payday lenders

Wed, 06 Mar 2013 00:00:00 GMT

Business is booming for payday loan companies, but today their activities are under the spotlight after the Office of Fair Trading (OFT) issued them with an ultimatum, having uncovered evidence of irresponsible lending.

Which credit card offers the best rewards?

Wed, 06 Mar 2013 00:00:00 GMT

Savvy shoppers are catching on to the benefits offered by reward credit cards, with new research from MBNA revealing that just under a third (29%) of consumers look for these schemes when choosing a new card.

10 most common debt myths

Wed, 06 Mar 2013 00:00:00 GMT

Many of us have some sort of debt, whether we're using an overdraft, spending on a credit card or have just taken the biggest loan of our lives in the form of a mortgage.

Are Safe Young Drivers the key to cheaper car insurance?

Tue, 05 Mar 2013 00:00:00 GMT

Young drivers could see the cost of their car insurance cut by up to 20% if the government introduces full proposals to improve young driver safety, as outlined by the Association of British Insurers (ABI).

Focus on: Now you can fix your mortgage rate at just 1.79%!

Mon, 04 Mar 2013 00:00:00 GMT

Mortgage rates have been on the slide for months but now HSBC has stormed the market with the lowest EVER two-year fixed rate.

Focus on: Earn 5.00% with a Nationwide current account!

Fri, 01 Mar 2013 00:00:00 GMT

Four years of low interest rates is forcing savers to get more creative about where to stash their cash. One option you may not have thought of is the current account market, which is actually becoming increasingly competitive in terms of the interest rates it offers.

Cut out the compensation culture for cheaper car insurance

Fri, 01 Mar 2013 00:00:00 GMT

In exactly a month's time new legislation is due to take effect that will not only dramatically change the way in which personal injury claims are handled, but also how costs are recovered - bad news for no win, no fee claims management firms, but good news for motorists, who should benefit from cheaper car insurance premiums.

What have rock-bottom interest rates meant for you?

Thu, 28 Feb 2013 00:00:00 GMT

On March 7, the Bank of England base rate will have sat at a record low of 0.5% for four years. But while borrowers have been reaping the benefits, for savers, the low rate has been one big headache.

Stocks and shares ISAs: Where to start

Thu, 28 Feb 2013 00:00:00 GMT

With cash ISA rates so low an increasing number of savers are considering turning to stocks and shares ISAs in the hope of higher returns

5 questions to ask before choosing a credit card

Thu, 28 Feb 2013 00:00:00 GMT

Have you ever walked into your bank to pay in a cheque or make a transfer, and left with a new credit card on its way? Or perhaps you've opened some marketing mail that's landed on your doormat and plumped for that card because of the convenience?

New car? Spend less on cover

Thu, 28 Feb 2013 00:00:00 GMT

As the British weather becomes ever more unpredictable, the arrival of spring is not so much heralded by the blooming of snowdrops and daffodils as the sprouting of traffic cones and temporary traffic lights as local councils use up their works budgets.

A beginner's guide to stocks and shares ISAs

Thu, 28 Feb 2013 00:00:00 GMT

Dipping your toe into the stock market for the first time can be daunting, so do plenty of research before taking the plunge.

How much is your mum worth?

Thu, 28 Feb 2013 00:00:00 GMT

Sunday, March 10, marks Mother's Day. It's the one day in the year when mum can relax, put her feet up and know that for once, it's her day to be spoiled.

The home moving checklist

Thu, 28 Feb 2013 00:00:00 GMT

Spring is traditionally a time for new beginnings, but if you're soon heading off to pastures new you could be feeling a little stressed right now.

Why you won't be able to manage without a mobile

Wed, 27 Feb 2013 00:00:00 GMT

Loads of new multi-function smartphones and tablets went on show this week at Mobile World Congress (MWC 2013) in Barcelona, giving us a glimpse of the future of phones.

Fight back against greedy energy firms

Wed, 27 Feb 2013 00:00:00 GMT

With millions of households struggling to make ends meet, news that Britain's biggest energy company, British Gas, raked in £606million of profit in 2012 has triggered outrage among consumers.

Do you know what's on your credit report?

Wed, 27 Feb 2013 00:00:00 GMT

Most of us now know that banks and other lenders use credit reports compiled by specialist agencies to determine our creditworthiness.

10 tips to beat the financial squeeze

Wed, 27 Feb 2013 00:00:00 GMT

Times are already tough for household budgets - but things are getting tougher still.

Code aims to boost retirement income

Tue, 26 Feb 2013 00:00:00 GMT

Around 400,000 people a year should get a better explanation of their pension options at retirement thanks to an initiative launched this week by the Association of British Insurers (ABI).

Act now to beat the falling pound

Mon, 25 Feb 2013 00:00:00 GMT

Sterling is starting to shed its value following the loss of the UK's 'AAA' credit rating, which means now could be the time to buy your holiday currency if you want to get the best exchange rate.

Focus on: 5-year fixed rate mortgages fall to new 2.64% low!

Mon, 25 Feb 2013 00:00:00 GMT

If you're thinking about remortgaging or moving house, there really couldn't be a better time to do it.

Who are the savviest ISA savers?

Fri, 22 Feb 2013 00:00:00 GMT

Age is but a number when it comes to savings, recent research from MoneySupermarket has found.

Best for business: Pay less for your broadband and landline

Fri, 22 Feb 2013 00:00:00 GMT

We've covered a number of topics in our Best for Business series, and in this, our final part, we'll be focusing on how to get the best deal on your broadband and landline.

5 ways to get more from your savings

Fri, 22 Feb 2013 00:00:00 GMT

Savings rates are still in free-fall and with inflation sitting at a stubbornly-high 2.70%, it can feel almost impossible to get the returns you deserve on your cash.

Your motor: Petrol versus diesel

Fri, 22 Feb 2013 00:00:00 GMT

Diesel cars were once seen as dirty and sluggish but, ultimately, fuel-efficient workhorses, and the choice between buying a diesel or petrol-powered car basically came down to a choice between economy and performance. But is this still the case?

Is solar power worth investing in?

Fri, 22 Feb 2013 00:00:00 GMT

Using solar power to generate electricity for the home is viewed with scepticism by many of us in the UK. 'What if it's cloudy?' springs to mind as an obvious question, and there are others: Can I rely on the supply? Is it worth the hefty initial outlay? Am I letting myself in for a lot of up-keep and ongoing expense?

Top 10 ISA tips from the experts

Thu, 21 Feb 2013 00:00:00 GMT

If you haven't used up this year's ISA allowance, you'll need to hurry as the end of the tax year on April 5 is fast approaching.

How to make 300 in 10 minutes

Thu, 21 Feb 2013 00:00:00 GMT

Phrases like 'earn £300 in 10 minutes' are usually found taped to lampposts at roundabouts, or in dodgy sidebar advertisements online - but when it comes to renewing your car insurance, there's a genuine way of putting hundreds of pounds back in your pocket.

Life's top 20 money-wasters

Thu, 21 Feb 2013 00:00:00 GMT

With rising living costs, many of us are feeling the pinch and looking for ways to improve our finances.

Is renting or buying cheaper?

Thu, 21 Feb 2013 00:00:00 GMT

Are you planning to take your first tentative step onto the property ladder this year? Or will you be forced to continue lining your landlord's pockets, as buying your first home is a distant dream?

PlayStation 4 uncovered

Thu, 21 Feb 2013 00:00:00 GMT

The long-rumoured, eagerly-anticipated PlayStation 4 (PS4) has finally been revealed, signalling the true start of the next generation games console war between Sony and Microsoft.

Focus on: Fix in your savings at a leading 3.60%!

Thu, 21 Feb 2013 00:00:00 GMT

There's been little for savers to celebrate recently, but this week saw a new specialist provider launch a market leading fixed rate bond.

When is a credit card is better than cash?

Thu, 21 Feb 2013 00:00:00 GMT

When you hear the word 'credit card', do you automatically associate it with the word 'debt'? Many of us do and yet using a credit card can actually make great financial sense.

Don't fall victim to the latest pension scam

Wed, 20 Feb 2013 00:00:00 GMT

If you've recently received an unsolicited text or phone call from a company offering to release your pension cash before retirement, there's a good chance that someone is trying to scam you out of as much as half of your retirement fund.

Energy price hikes for next five years

Tue, 19 Feb 2013 00:00:00 GMT

After the latest round of price hikes from the Big Six energy suppliers, consumers can brace themselves for another three to five years of rising prices as the UK becomes more reliant on energy imports, according to Alistair Buchanan, the chief executive of energy regulator, Ofgem.

Reshuffle your cash and make a profit

Mon, 18 Feb 2013 00:00:00 GMT

If your salary is paid into your current account and you rely on this money until your next pay day, but also use your credit card from time to time, then you probably represent the typical working consumer.

Grab lowest ever 5% loan rate in 'spring sale'

Mon, 18 Feb 2013 00:00:00 GMT

If you are in the market for a medium-sized personal loan, there's some good news in store.

Focus on: Beat inflation with a 2.80% cash ISA

Fri, 15 Feb 2013 00:00:00 GMT

With no sign of inflation slowing anytime soon, savers need to do all they can to ensure their cash keeps pace with steep living costs.

Focus on: Halifax edges closer to 0% balance transfer crown!

Fri, 15 Feb 2013 00:00:00 GMT

Credit card providers continue to battle for top spot when it comes to offering the best 0% balance transfer deals - and now the competition has stepped up again.

Flood and storm claims top 1.19bn

Fri, 15 Feb 2013 00:00:00 GMT

Figures released by the insurance industry show the massive impact of flooding and storms last year.

Should I get pet insurance?

Fri, 15 Feb 2013 00:00:00 GMT

At the moment my living room is full of discarded toys, water and food bowls, cat baskets and blankets as I try to settle two nervous kittens into my home.

Your inflation survival guide

Fri, 15 Feb 2013 00:00:00 GMT

Rising bills are here to stay for the next few years, according to the Bank of England's quarterly inflation report.

My week with an LPG car

Thu, 14 Feb 2013 00:00:00 GMT

As petrol prices look set to soar again, it's time to consider ways in which we can cut our motoring costs. The tried and trusted methods of ridding your car of excess baggage and driving at 60mph instead of 70mph on motorways are all well and good, but they're unlikely to make a massive dent in the amount you pay at the pump.

Junior ISAs: What do you need to know?

Thu, 14 Feb 2013 00:00:00 GMT

Most adults are aware of the importance of using your annual ISA allowance each tax year - but don't forget that children have their own ISA allowance too.

Will whipping whiplash get us cheaper car cover?

Thu, 14 Feb 2013 00:00:00 GMT

A change in the way whiplash claims are handled could see car insurance premiums cut by as much as £60 per year, according to one of the UK's leading insurers.

10 tips for buying a house

Thu, 14 Feb 2013 00:00:00 GMT

Hurrah! Finally, there are signs that the housing market is picking up. Two sets of positive industry figures over the past week and a flurry of cheap mortgage deals suggest the outlook is improving.

Focus on: Nationwide launches reward scheme for card customers

Thu, 14 Feb 2013 00:00:00 GMT

Competition in the credit card market has stepped up a gear in recent months, but while balance transfer credit cards have been getting most of the glory, if you use your plastic just for spending purposes, you don't have to miss out.

Is cheap 4G heading your way?

Thu, 14 Feb 2013 00:00:00 GMT

Last year I spent a lot of time telling you 4G was on the way and would be with us in early 2013. Well, here we are, and the 4G race between mobile providers is truly well and truly on.

Make this quarter's whopping energy bill your last

Wed, 13 Feb 2013 00:00:00 GMT

If it hasn't happened already, a whopping energy bill could be crashing onto your doormat over the next few days.

5 steps to transferring your ISA to a better deal

Wed, 13 Feb 2013 00:00:00 GMT

Have you checked your ISA rate recently? With the Bank of England base rate so low and savings 'bonuses' which boost returns typically only lasting for 12 months, the risk of your hard-earned cash languishing on paltry rates is high. So don't delay in switching your existing balance to the best-paying ISA.

Focus on: NP launches market-leading 10-year fixed rate mortgage

Wed, 13 Feb 2013 00:00:00 GMT

First it was two, then five - now it's the cost of 10-year fixed rate mortgages that are tumbling to competition-busting lows.

Best for Business: Top deals for borrowers and savers

Wed, 13 Feb 2013 00:00:00 GMT

Last week, our Best for Business series focused on the best current accounts and credit cards for your business. This week, we're taking a closer look at the best places to stash any spare cash, as well as where to get a cash injection if your business is a little short.

Hands on with the new BlackBerry Z10

Wed, 13 Feb 2013 00:00:00 GMT

Given their fussy little screens and impractically small keyboards, I always chose Android and iPhone over BlackBerry, but the Canadian phone-maker has taken a radical new direction with the Z10, which could earn it some new fans.

Every ISA question answered

Mon, 11 Feb 2013 00:00:00 GMT

Whether you are new to ISAs, or you've been building up your balance for years, there may still be aspects of these tax-free savings accounts that you are not 100% clear on.

QA: What will social care changes mean?

Mon, 11 Feb 2013 00:00:00 GMT

The government will today announce plans to save thousands of elderly people having to sell their homes in order to pay for their social care.

Focus on: Lowest EVER five-year fix at 2.69%!

Fri, 08 Feb 2013 00:00:00 GMT

It might seem as though mortgage rates can't have much further to tumble, but now First Direct has stormed the market with the lowest EVER five-year fixed rate mortgage on record!

Best for Business: Bag a better bank account and credit card

Fri, 08 Feb 2013 00:00:00 GMT

Our Best for Business series has, until now, focused solely on the types of insurance you need, whether you run a small 'white collar' business, work from home, are a tradesman, shop owner, pub landlord or market trader.

Cover for your lover

Thu, 07 Feb 2013 00:00:00 GMT

Valentine's Day is only a matter of days away - it's this Thursday, if you've somehow managed to miss the barrage of balloons, hearts and fluffy toys and need to make some last-minute plans.

Should you open an ISA now?

Wed, 06 Feb 2013 00:00:00 GMT

There are just two months to go until the end of the tax year on April 5, so if you have yet to use this year's ISA allowance, act now or risk losing it for good.

10 things to know before you get a car insurance quote

Wed, 06 Feb 2013 00:00:00 GMT

The cost of car insurance had rocketed over the past few years and obviously you don't want to overpay. However, you'll be asked some questions, which if not answered accurately could result in you paying more than you need.

Snowballing: The fast way to clear credit card debt

Wed, 06 Feb 2013 00:00:00 GMT

With more snow on its way and many of us still trying to clear credit card debts leftover from Christmas, we thought it was the perfect time to talk about snowballing.

How to transfer insurance to your next car

Wed, 06 Feb 2013 00:00:00 GMT

February is a great time to grab a bargain on a used car, as drivers looking for a shiny '13' number plate come March 1 will be trading in their older models now.

Will the sale of Virgin Media mean better TV deals?

Wed, 06 Feb 2013 00:00:00 GMT

US technology giant Liberty Global has bought Virgin Media - the business established by Sir Richard Branson - in a deal worth around £15billion ($23billion). The buyout will see the Virgin brand take the fight to Rupert Murdoch's Sky in a renewed battle for pay-tv supremacy.

What mortgage should I get?

Wed, 06 Feb 2013 00:00:00 GMT

Mortgage rates are hitting record lows as lenders start to become more generous with their funds - great news for existing homeowners and first-time buyers alike

Can you cut your water bills?

Tue, 05 Feb 2013 00:00:00 GMT

Water bills will rise by an average 3.5% over the next year, according to regulator Ofwat, adding to the misery of households already squeezed by rising energy and fuel prices.

Keep your children safe online

Tue, 05 Feb 2013 00:00:00 GMT

February 5, 2013, was Safer Internet Day, an initiative designed to raise awareness of our online rights and responsibilities and how to make the internet a safe place for our children - but should our children even be allowed online?

Cash in on the best money deals in history!

Tue, 05 Feb 2013 00:00:00 GMT

Historically low interest rates are hitting savers hard. Yet if you're a borrower, you couldn't be in a better position right now.

Switching bank accounts will be easier from September

Mon, 04 Feb 2013 00:00:00 GMT

Unhappy current account customers will be able to switch to a new bank within seven days, under a raft of new rules announced by the Chancellor, George Osborne today.

Is there a cheaper alternative to Sky?

Fri, 01 Feb 2013 00:00:00 GMT

The cost of living is climbing but it's not just energy, food and petrol that's squeezing household budgets - those with Sky TV packages will now be feeling the impact of its latest round of price hikes made in December, which have pushed up monthly subscriptions by as much as 18%.

Focus on: HSBC offers lowest ever fixed rate mortgage at 1.98%!

Fri, 01 Feb 2013 00:00:00 GMT

The Funding for Lending Scheme (FLS), which has provided cheap funds for banks to lend with, has resulted in a flurry of cheap mortgage deals in recent weeks, but HSBC's 1.98% deal is the lowest fixed rate ever seen.

How to save money this half term

Fri, 01 Feb 2013 00:00:00 GMT

With half term fast approaching, many parents will be dreading the cost of keeping the kids entertained for a week, especially as the weather is so unpredictable at this time of year.

Don't dice with disaster on the slopes

Fri, 01 Feb 2013 00:00:00 GMT

Danger is part of the thrill of winter sports - how else can you explain the appeal of strapping your feet to a board and throwing yourself down a snow-covered mountain? And it's also a reason why skiers and snowboarders should ensure they've sorted their insurance before they hit the slopes.

Fight the gadget theft epidemic

Thu, 31 Jan 2013 00:00:00 GMT

Official police figures say more people are having phones and tablets stolen while using them out and about, at least in London, where opportunist 'table surfer' thieves take advantage of diners and drinkers in restaurants, cafes, bars and pubs.

Focus on: Now Derbyshire reduces loan rate to a record 5.1%!

Thu, 31 Jan 2013 00:00:00 GMT

The battle in the personal loan field continues to rage on, which is great news for anyone looking to borrow.

BlackBerry's big relaunch takes aim at Apple

Thu, 31 Jan 2013 00:00:00 GMT

There may still be a few BlackBerry users among us, but the brand has been drifting into obscurity thanks to Apple and Samsung's dominance. That could be about to change, though, thanks to some sleek new handsets and a new operating system.

What to do if you've been mis-sold a current account

Thu, 31 Jan 2013 00:00:00 GMT

If you have been paying a monthly fee for a bank account but aren't eligible to use some of the benefits it comes with, you could be in line for compensation

5 good reasons to open an ISA

Thu, 31 Jan 2013 00:00:00 GMT

There are just two months left until the start of the new tax year on April 6, making now the time to use up this year's ISA allowance, if you haven't already done so.

8 things your credit card provider doesn't want you to do

Thu, 31 Jan 2013 00:00:00 GMT

There might be some great credit card offers on the market at the moment, such as 0% on balance transfers for 25 months, but the truth remains that credit card companies are all in the business of making money.

Would you marry for money?

Wed, 30 Jan 2013 00:00:00 GMT

'It is a truth universally acknowledged that a single man in possession of a good fortune must be in want of a wife.' So begins the iconic and quintessentially English novel 'Pride and Prejudice' which has just celebrated its 200th birthday.

How to beat high fuel costs

Tue, 29 Jan 2013 00:00:00 GMT

The price of petrol and diesel could rise by as much as 4p per litre at the pumps as retailers pass on the increase in wholesale fuel prices on to motorists.

Will the Green Deal help you stay warm for less?

Mon, 28 Jan 2013 00:00:00 GMT

The government has launched the Green Deal to help householders make their homes more energy efficient and cut the cost of heating bills.

Focus on: Bag a no-strings 2.35% savings rate

Mon, 28 Jan 2013 00:00:00 GMT

If you are seeking out the best returns for your cash but are reluctant to lock it away in a fixed rate bond, BM Savings is offering a market leading variable annual equivalent rate (AER) of 2.35% on its online easy access account.

Pressure mounts to improve bank accounts

Fri, 25 Jan 2013 00:00:00 GMT

A major shake-up of the current account market could make it easier for bank customers to compare and switch providers, and force banks to be clearer about their overdraft charges.

Focus on: Longest EVER balance transfer card!

Fri, 25 Jan 2013 00:00:00 GMT

Credit card providers are showing no signs of easing off the accelerator when it comes to offering the best 0% balance transfer deals. And the competition has just got fiercer.

Do you live in a burglary claims hotspot?

Fri, 25 Jan 2013 00:00:00 GMT

London, Leeds and Bradford have been named as the UK's worst burglary home insurance claims hotspots, with residents filing more claims for theft than anywhere else in the country.

Focus on: Tesco offers more on its credit card

Fri, 25 Jan 2013 00:00:00 GMT

Interest free balance transfer offers have lengthened considerably over the past couple of years, giving borrowers much needed respite and greater opportunity to pay off their credit card debt for good.

Do you Drive Like a Girl?

Thu, 24 Jan 2013 00:00:00 GMT

It's been just over a month since the European Court of Justice (ECJ) gender directive kicked in and banned insurers from using gender as factor when calculating insurance premiums.

Top 10 money-saving tips for mums

Thu, 24 Jan 2013 00:00:00 GMT

Christmas may have been and gone, but the cost of children doesn't stop there. Rising costs are making it more difficult for hard-pressed mums to make ends meet.

Regulator gets tough on new breed of PPI products

Thu, 24 Jan 2013 00:00:00 GMT

To help prevent a repeat of the mis-selling scandal surrounding payment protection insurance, financial regulator the Financial Services Authority (FSA) and the Office of Fair Trading (OFT) have published fresh guidance for a new generation of payment protection products.

Fix your savings for a higher return

Thu, 24 Jan 2013 00:00:00 GMT

After weeks of plummeting savings rates, savers finally had something to celebrate this week after several providers raised rates on their fixed rate bonds.

What is an ISA?

Thu, 24 Jan 2013 00:00:00 GMT

Between now and the beginning of April is a crucial time for the nation's savers.

5 top tips for buying a second hand car

Thu, 24 Jan 2013 00:00:00 GMT

A new car can depreciate by as much as 20% the second it leaves the showroom, and it can have as much as 40% wiped off its value within its first year on the road - so buying used could be seen as the more financially savvy option.

Why it pays to book your 2013 holiday now

Thu, 24 Jan 2013 00:00:00 GMT

If the long-awaited first pay packet after Christmas has landed in your bank account, and you're planning a holiday in 2013, now could be the ideal time to book.

The top 5 balance transfer traps

Wed, 23 Jan 2013 00:00:00 GMT

If one of your New Year resolutions has been to get a hand on your finances - which includes clearing credit card debt - a balance transfer card can present a great way to get back in control.

How to play your credit cards right

Wed, 23 Jan 2013 00:00:00 GMT

With countless headlines telling of struggling, debt-ridden Brits, everybody knows that a credit cards make bad masters.

Switch to direct debit on energy bills

Wed, 23 Jan 2013 00:00:00 GMT

There are at least half a dozen simple ways you can lower your gas and electricity bills, so if you've yet to do anything to fight back against rising energy costs, consider this your wake-up call.

Pros and cons of fixing your mortgage rate

Wed, 23 Jan 2013 00:00:00 GMT

Lenders are busy launching some of the lowest fixed mortgage rates ever seen - but is now the right time to lock in your mortgage repayments?

Why cash could soon be extinct

Wed, 23 Jan 2013 00:00:00 GMT

Remember when mobile phones were for having conversations on? Soon, alongside all their other functions, they'll be playing a big part in the way we think about money.

ID fraud on the up... Don't get caught out!

Tue, 22 Jan 2013 00:00:00 GMT

Fraudsters are finding increasingly sneaky ways of conning innocent victims out of their money. Figures just out show that identity fraud has more than doubled in value over the past year.

Act now on PPI as banks seek complaints cut-off

Mon, 21 Jan 2013 00:00:00 GMT

Now's the time to check if you were mis-sold payment protection insurance (PPI). The UK banks that did the mis-selling are pushing for a deadline on compensation claims in a bid to rein in the pay-outs they are forced to make. The total compensation bill is expected to soar to around £25billion.

E.ON price hike hits as Britain shivers

Mon, 21 Jan 2013 00:00:00 GMT

This weekend nearly four million households have seen their typical dual fuel bill increase by around £110 a year to £1,370 - an average rise of 8.7% - as E.ON's latest price hike bites.

Don't get stuck in a holiday rut

Fri, 18 Jan 2013 00:00:00 GMT

For many of us, the January blues have kicked in. The excitement of the festive season is over for another year, temperatures have plummeted and we're well and truly back in the world of work.

Loan deals of the century!

Fri, 18 Jan 2013 00:00:00 GMT

If you need to borrow money, whether it's to make home improvements, buy a new car or pay off existing debt - you are in line for the cheapest deals this century.

Focus on: Barclaycard offers cheap solution to card debt

Fri, 18 Jan 2013 00:00:00 GMT

Barclaycard has unveiled a new credit card that provides a lengthy interest-free period on balance transfers with a cheap-as-chips balance transfer fee - perfect if you are looking to clear a fair chunk of existing card debt.

'Small wins' bring January cheer

Fri, 18 Jan 2013 00:00:00 GMT

Never mind the biting weather, more than half (53%) of us Brits feel at an all-time low throughout January because of financial worries, according to our research at MoneySupermarket - which is why we tried to ease the pain by catching some unwitting shoppers off guard with a welcome surprise.

The bank accounts that beat savings accounts

Thu, 17 Jan 2013 00:00:00 GMT

No one with savings will have escaped the fact that returns are in free fall at the moment. Last summer, the leading easy access accounts paid more than 3.00%, now you will get a top rate of 2.30%.

New help for first-time buyers

Thu, 17 Jan 2013 00:00:00 GMT

First-time buyers continue to struggle when it comes to getting a footing on the housing ladder - but the good news is more lenders are offering solutions for those finding it hard to build up that all-important deposit.

Focus on: Fix your mortgage at 1.99% for two years!

Thu, 17 Jan 2013 00:00:00 GMT

If your current mortgage deal is coming to an end, you are looking to buy your first home or step up the property ladder - you could not have chosen a better time to seek out a mortgage.

Bad weather travel delays? Get your money back!

Thu, 17 Jan 2013 00:00:00 GMT

With the weather having taken a turn for the worse, Britain's public transport will no doubt be under stress. And with several Met Office weather warnings issued in recent days, travellers relying on flights and trains may be worrying about their plans if services are affected.

Focus on: Credit score under par? You can still get a great credit card!

Thu, 17 Jan 2013 00:00:00 GMT

Having a credit rating that isn't quite up to scratch is likely to prevent you from getting access to the very best credit card deals on the market - such as those offering lengthy 0% periods on balance transfers. But on the other side of the coin, you might not need a 'bad credit' credit card either.

5 top tips for your tax return

Wed, 16 Jan 2013 00:00:00 GMT

The 'last chance saloon' online deadline for filing your completed tax return is just around the corner.

Is Apple losing its shine?

Wed, 16 Jan 2013 00:00:00 GMT

The mighty Apple is scaling back its orders for parts for the new iPhone. Does this mean demand for Apple products has finally peaked, or did the tech giant simply overreach itself? Our weekly tech round-up covers this as well as the introduction of bendy displays, Facebook's new search feature and self-driving Audis.

10 ways to tackle your Christmas credit card bill

Wed, 16 Jan 2013 00:00:00 GMT

Christmas credit card bills will be landing on doormats over the next few days, providing millions of us with a nasty reminder of the true cost of the festive season.

Don't let winter travel delays ruin your trip

Wed, 16 Jan 2013 00:00:00 GMT

Over the last couple of years, British travellers have experienced several periods of disruption to their journeys as a result of snow and ice. So, with the weather taking a decidedly chilly turn, what should you be thinking about to ensure your next journey goes smoothly?

Car insurance costs soar for young women

Tue, 15 Jan 2013 00:00:00 GMT

December 21, 2012 was an historic day for the insurance industry - this was when the European Court of Justice (ECJ) gender directive took effect and prohibited insurers from taking gender into account when calculating premium prices.

How will state pension changes affect you?

Tue, 15 Jan 2013 00:00:00 GMT

The government has announced details of a new flat rate state pension that will start in April 2017.

Slash energy bills as cold snap bites

Tue, 15 Jan 2013 00:00:00 GMT

Temperatures have dipped below zero all over the UK in the last week or so, and will be causing financial headaches for hard-pressed households reluctantly reaching for the thermostat.

HMV vouchers WILL be valid

Tue, 15 Jan 2013 00:00:00 GMT

Britain's embattled high streets have suffered yet another blow just two weeks into 2013 following the announcement that music and DVD chain HMV, which has been struggling in recent years, has appointed an administrator.

Why it pays to stay on top of your savings

Tue, 15 Jan 2013 00:00:00 GMT

Savers have been getting a raw deal for the past few years and frustratingly, the situation is only getting worse.

Is your home ready for the ravages of winter?

Tue, 15 Jan 2013 00:00:00 GMT

Parts of the UK have recorded their first snowfall of 2013 thanks to the so-called 'Beast from the East', a cold weather front that has brought with it sub-zero temperatures from Russia.

Grab a cheap mortgage!

Mon, 14 Jan 2013 00:00:00 GMT

While savers continue to suffer, at least homebuyers and remortgagers can benefit from ever-cheaper mortgage rates, with lenders including Barclays, Santander and the Yorkshire and Nationwide building societies among the latest to slash costs and unveil great new deals.

Radical pensions shake-up unveiled

Mon, 14 Jan 2013 00:00:00 GMT

Details of a radical shake-up of state pensions aimed at making the system simpler have been unveiled by the government.

What if every car was electric?

Fri, 11 Jan 2013 00:00:00 GMT

Only a few years ago, the only electric vehicles on the road were slow-moving milk floats. Electric passenger cars were certainly things of the future.

Make the January sales pay YOU!

Fri, 11 Jan 2013 00:00:00 GMT

The January sales present a perfect opportunity to hit the high street - and as we approach the second half of the month, numbers on price tags are set to fall further still.

The perils of winter driving

Fri, 11 Jan 2013 00:00:00 GMT

Forecasters are predicting Arctic conditions across the UK for the next four weeks with north and south-east England set to suffer the most. Snow is expected to reach our shores in the next day or so, which means we all need to be proactive and get prepared for what lies ahead.

Pay less for ski insurance

Thu, 10 Jan 2013 00:00:00 GMT

It's peak time for skiing and snowboarding holidays - and if you're heading to the slopes for your annual dose of winter sports action or striking out for the first time, insurance should be a priority.

Pay less to switch credit card debt

Thu, 10 Jan 2013 00:00:00 GMT

Got credit card debts? Thousands of Britons do but the start of a new year is the perfect time to get your credit card borrowing under control.

Self-employed or business owner? We can save you money!

Thu, 10 Jan 2013 00:00:00 GMT

Many of us know the importance of shopping around and getting the best deal for our household bills and insurance premiums.

Loan rates - how low will they go?

Wed, 09 Jan 2013 00:00:00 GMT

The personal loans market is hotting up - fast.

Five-step plan to your 2013 holiday

Wed, 09 Jan 2013 00:00:00 GMT

The January Holiday sales are well and truly on.

10 steps to a cleaner credit report

Wed, 09 Jan 2013 00:00:00 GMT

With a fresh new year stretching out in front of us, you may be thinking about consolidating your debts and sorting out your finances once and for all. And thanks to an array of competitive financial deals on the market, there really couldn't be a better time to do it.

Focus on: New one-year bond at market leading 2.75%

Wed, 09 Jan 2013 00:00:00 GMT

Savers looking for a home for their cash have had a difficult time of late. Paltry interest rates have resulted in limited options and many will feel frustrated that their money isn't working as hard as it could be.

Why NOW is the time to switch current accounts!

Tue, 08 Jan 2013 00:00:00 GMT

Financial resolutions are among the most common for the New Year - and for many people this will simply mean saving more or paying off debt.

Will the 1% benefits cap hit you?

Tue, 08 Jan 2013 00:00:00 GMT

The government has succeeded in pushing through controversial legislation that will impose a 1% cap on working-age benefits for the next three years.

New rights for mobile customers

Tue, 08 Jan 2013 00:00:00 GMT

Until now, mobile users on pay monthly contracts have always had to simply accept price hikes, but industry regulator, Ofcom is hoping to make in-contract price increases a thing of the past.

Are you due PPI compensation?

Mon, 07 Jan 2013 00:00:00 GMT

The bill for mis-selling payment protection insurance (PPI) is rocketing, with the final cost to banks now expected to be around £25billion, almost double the £13billion that banks have estimated so far.

What will happen to house prices in 2013?

Fri, 04 Jan 2013 00:00:00 GMT

Are you thinking of buying your first home this year? Or perhaps you are already a homeowner looking to move up the property ladder? Either way, there's some good news for starters.

What's happening to car insurance prices?

Fri, 04 Jan 2013 00:00:00 GMT

Upward pressure on car insurance prices is making it more important than ever to shop around for the best deal at renewal.

What should you do if you have an interest-only mortgage?

Thu, 03 Jan 2013 00:00:00 GMT

The number of interest-only mortgages on the market has plummeted in recent months due to lenders scrapping the once-popular deals.

Get help with hefty energy bills

Thu, 03 Jan 2013 00:00:00 GMT

Even with the mercifully mild winter we've had so far, energy prices are high enough to cause concern about the bills that'll soon be landing on our doormats. If you're worried about how you'll afford to pay, here's what to do.

Why you could get more from your credit card in 2013

Thu, 03 Jan 2013 00:00:00 GMT

Your trusty credit card may have carried you through Christmas, but as providers continue to up the ante by offering longer interest-free periods and more competitive rewards deals, have you considered that the plastic sitting in your purse or wallet could be old news that's effectively losing you money?

Five ways to claim money that's yours

Thu, 03 Jan 2013 00:00:00 GMT

The start of a new year is the perfect time to whip your finances back into shape. But, while there are numerous ways to save money by cutting back on spending and switching to a better deal, there may be cash out there that already belongs to you. And it's up to you to find it.

Get fit on a budget

Thu, 03 Jan 2013 00:00:00 GMT

The over-indulgence of the party season has finally taken its toll. Your waistband is feeling tighter, you're convinced the bathroom scales have broken, and you never want to see another sausage roll in your life.

Cut your energy bills!

Thu, 03 Jan 2013 00:00:00 GMT

We're in the depths of winter, which means the coldest season of the year will be taking an even bigger chunk of your household budget as more energy is used to light and keep the home warm.

How to tackle your money worries

Thu, 03 Jan 2013 00:00:00 GMT

Money worries is topping the list of stresses for UK consumers, as 77% of adults say their finances will become 'more difficult' as 2013 rolls by, according to a recent MoneySupermarket poll. Here we pull out some specific financial worries and provide a suggested solution to each.

The top 10 holiday destinations in 2013

Thu, 03 Jan 2013 00:00:00 GMT

Admit it. At least once since Christmas Day you have dreamed about getting away from it all - pictured yourself lazing in the sun on a golden sandy beach with the warm sea just a step away, holding a cool refreshing drink in one hand and a great book in the other.

How to maximise your savings returns

Thu, 03 Jan 2013 00:00:00 GMT

Whether you are new to the savings game or simply chasing the best returns for your existing cash, don't be disheartened by the low returns you see on offer.

10 easy steps to insuring your Christmas gadgets

Wed, 02 Jan 2013 00:00:00 GMT

Tablet sales went through the roof in 2012 and thanks to Christmas shoppers, worldwide estimates for total tablet sales last year have been revised past the 122million mark.

What's in store for your finances this year?

Wed, 02 Jan 2013 00:00:00 GMT

No one has a crystal ball to see the future with, but when it comes to your finances, we can at least have an idea of what might be in store. From savings to mortgages and current accounts, here's a round-up of 2013 financial predictions from our experts at MoneySupermarket...

Stay ahead of Child Benefit cuts

Wed, 02 Jan 2013 00:00:00 GMT

Around 1.2million families will lose some or all of their Child Benefit payments this month but if you are among those affected, there are ways to help soften the blow.

Make cash from a Christmas clear out

Mon, 31 Dec 2012 00:00:00 GMT

Christmas comes but once a year and, while we might be grateful for the presents we've received, finding the space to store them can often pose a real problem. Parents of young children in particular may be wondering just where their home's disappeared to under the mound of new toys from generous friends and relations.

Protect your home against flooding

Mon, 31 Dec 2012 00:00:00 GMT

The British weather has taken a turn for the worse in recent weeks - 2012 was the second wettest year since records began in England - and it would be a brave forecaster who predicted much of a let-up in the downpours in the weeks to come.

Focus on: Tesco unveils lowest loan rate in a decade

Mon, 31 Dec 2012 00:00:00 GMT

If you're hoping to borrow some money in 2013, perhaps to take the holiday of a lifetime or carry out some home improvements, you're in luck because the personal loan market is now at its most competitive in a decade.

Are you happy to pay for financial advice?

Mon, 31 Dec 2012 00:00:00 GMT

The UK financial advice sector has been dramatically overhauled. Financial advisors are now banned from receiving commission on the products they recommend. That means, if you want advice on an investment product such as a pension, you'll have to pay an explicit fee or charge.

Five ways to banish Christmas credit card debt

Thu, 27 Dec 2012 00:00:00 GMT

If you put the cost of Christmas on a credit card, the financial hangover may now be kicking in. But there's no need to add to your January blues as there are ways you can banish expensive card debt quickly, easily - and permanently. You may not even have to pay any interest!

Slash your household bills by more than 2,000!

Thu, 27 Dec 2012 00:00:00 GMT

Heck, it's January. Christmas is over. The gut is bloated while your skinny bank balance looks back at you with a very sad face. It seems there is little to do but mope around feel sorry for yourself until February arrives.

Focus on: New leading fee-free balance transfer credit card

Thu, 27 Dec 2012 00:00:00 GMT

If you've racked up a hefty credit card bill over the festive period and have no idea how you're going to pay it off, Barclaycard may have the solution with the launch of its new balance transfer deal lasting a record three years.

Unwanted Christmas presents? Know your rights!

Thu, 27 Dec 2012 00:00:00 GMT

Christmas is over for another year and, while many of us will have received everything on our list, there's bound to be at least one present we could have easily lived without.

Get into the savings habit in 2013

Thu, 27 Dec 2012 00:00:00 GMT

Are you surprised how quickly 2012 went? Well, the chances are 2013 is going to do just the same, so if you've been putting off starting the savings habit, don't delay any longer.

How will Euro gender ruling affect your car insurance?

Fri, 21 Dec 2012 00:00:00 GMT

Today's the day the European Court of Justice's Gender Directive comes into force.

Pay less to transfer debt to Barclaycard

Fri, 21 Dec 2012 00:00:00 GMT

Barclaycard has made it cheaper to take advantage of its leading balance transfer card just in time for Christmas. The card, which offers 0% interest for 24 months, has now reduced its fee from 3.2% to 2.1%, so long as you transfer £2,000 or more. We take a look...

10 ways to cut your energy bills

Thu, 20 Dec 2012 00:00:00 GMT

January tends to be a month for saving money, staying indoors and keeping warm. But with every one of the 'Big Six' energy suppliers now having hiked up prices, even this option is no longer cheap.

Focus on: Fix your savings at 2.50% for 2013

Wed, 19 Dec 2012 00:00:00 GMT

These days it feels like you have to either settle for paltry savings rates or lock your cash away for a long time in order to benefit. But there is some middle ground if you look for it.

Rising energy bills: fight back now!

Mon, 17 Dec 2012 00:00:00 GMT

As thousands teeter on the brink of fuel poverty, Ofgem has announced upgrades to the nation's gas and electricity networks which will push energy bills even higher.

Cracking down on whiplash fraud

Fri, 14 Dec 2012 00:00:00 GMT

There's something fishy going on with whiplash claims and motor insurance. According to official data, the number of personal injury claims related to motor accidents (which includes whiplash) rose by 60% between 2006 and 2011. But during the same period, the number of car accidents actually fell by 20%.

Focus on: New market leading 3.94% for borrowers with 10% deposit

Fri, 14 Dec 2012 00:00:00 GMT

Having pegged down the cost of several of its mortgages by up to 0.30%, Yorkshire Building Society is now offering the lowest mortgage rate for borrowers with a 10% deposit. We take a closer look at the deal and how it stands up in the wider market.

Is your car insurance up to Christmas?

Thu, 13 Dec 2012 00:00:00 GMT

With all the hustle and bustle of Christmas shopping, you probably wouldn't think twice about going back to your car to offload one lot of presents before setting off on phase two of your gift-buying mission.

Top five apps to survive Christmas

Thu, 13 Dec 2012 00:00:00 GMT

Sending cards, wrapping, cooking, entertaining, drinking - there's so much to do at Christmas, don't you wish someone had compiled a list of five apps to help you get through it all?

Pros and cons of fixing your savings rate

Thu, 13 Dec 2012 00:00:00 GMT

Savers fed up with plummeting returns may want to protect themselves against further falls by locking into a fixed rate account - but you should think carefully before tying up your cash.

10 ways to entertain the kids over Christmas

Thu, 13 Dec 2012 00:00:00 GMT

Christmas day with kids is magical. In fact, new research from insurer LV= revealed that on average, people believe Christmas feels most magical at nine years old, when they had the highest anticipation of the day.

Your Christmas and New Year travel checklist

Thu, 13 Dec 2012 00:00:00 GMT

If you're travelling to see friends or family over the festive period, the last thing you'll want is to lose any time with the ones you love because you've missed your train or are stuck in a traffic jam.

Why your hobby could cost more than you think

Thu, 13 Dec 2012 00:00:00 GMT

Are you a keen photographer? Do a bit of DJ-ing in your spare time? Or like to spend your weekends scuba diving? In any of these eventualities, you'll need to make sure that expensive equipment is fully insured against theft or accidental damage. But your standard home insurance policy may not be enough.

Be the boss of your finances

Wed, 12 Dec 2012 00:00:00 GMT

In two weeks' time we all get a fresh a start, a chance to do things differently and an opportunity to better ourselves, and what better place to start than with your finances?

Dress to impress for less

Tue, 11 Dec 2012 00:00:00 GMT

The party season has arrived, and the next couple of weeks will see many of us sipping on Christmas cocktails as we don our glad rags and let our hair down. And whether it's office shindigs, festive nights out or family get-togethers, it's time to look our best and dress to impress.

E.ON last of the 'Big Six' to hike energy prices

Mon, 10 Dec 2012 00:00:00 GMT

E.ON has joined the other 'Big Six' energy providers in announcing a price hike.

Top five New Year breaks

Fri, 07 Dec 2012 00:00:00 GMT

With just three weeks until New Year's Eve, you may be starting to feel the pressure to find somewhere special to celebrate the start of 2013.

Drive safe as winter bites

Fri, 07 Dec 2012 00:00:00 GMT

Winter has set in. The days are getting shorter, the temperatures are dropping and the weather is, once again, doing its bit for travel chaos - particularly on the roads.

Are your kids better with money than you?

Fri, 07 Dec 2012 00:00:00 GMT

Could it be that your children are better at handling their finances than you are with yours?

Steer clear of drink drivers

Fri, 07 Dec 2012 00:00:00 GMT

Drink-driving causes devastation and disruption for all concerned - and the vast majority of us understand that fact very well. But it remains a significant problem, especially at this time of year, with many people enjoying Christmas parties and other seasonal events.

Don't neglect your savings this Christmas

Thu, 06 Dec 2012 00:00:00 GMT

Christmas is always one of the busiest times of the year, but don't forget to keep an eye on what is happening to your savings.

Beat the supermarkets this Christmas

Thu, 06 Dec 2012 00:00:00 GMT

Supermarkets are experts when it comes to getting us to part with our hard-earned cash, and they pull out all the stops at Christmas time. But are the seasonal 'essentials' and special offers all they're cracked up to be?

Focus on: Fix your mortgage at just 1.99%

Thu, 06 Dec 2012 00:00:00 GMT

Mortgage rates have been sliding for months but HSBC has really now thrown down the gauntlet by issuing its cheapest-ever fixed rate mortgage.

Avoid a six-year credit card sentence

Thu, 06 Dec 2012 00:00:00 GMT

The average length of time a consumer stays loyal to their credit card provider is a staggering six years, according to new MoneySupermarket research.

Broadband allowances: know your limits

Thu, 06 Dec 2012 00:00:00 GMT

With all the festivities coming over the next few weeks, you could be forgiven for accidentally going over your limits - broadband, that is, not booze.

What the Autumn Statement means for you

Wed, 05 Dec 2012 00:00:00 GMT

The Autumn Statement will mean a winter of discontent for millions of people on benefits, as well as pension savers.

Beware the gifts that keep on costing

Tue, 04 Dec 2012 00:00:00 GMT

The season of giving is almost upon us, but could you be about to give a gift that will land the recipient with a bill to pay? Perhaps even a recurring bill stretching into 2013?

Days are numbered for interest-only mortgages

Fri, 30 Nov 2012 00:00:00 GMT

The death knell is tolling louder for interest-only mortgages as more and more lenders shut their doors on the deals. Whether you have an interest-only mortgage already, or you are thinking of getting one, here's our round-up of everything you need to know...

Time to review your current account

Thu, 29 Nov 2012 00:00:00 GMT

More than three-and-a-half million Lloyds TSB customers will soon receive letters telling them how the sale of 632 Lloyds branches to the Co-operative will affect their current account banking arrangements.

What does the Energy Bill mean for you?

Thu, 29 Nov 2012 00:00:00 GMT

The Government's new Energy Bill aims to make it easier for consumers to secure a better deal while finding a way for the country to pay for a greener energy supply and create a low-carbon economy.

Get ahead with your Christmas online shop!

Thu, 29 Nov 2012 00:00:00 GMT

If the thought of battling through swarms of people, hot stores and manic shoppers fills you with dread, you may have opted to do your Christmas shopping this year from the safety of your laptop or tablet.

Where to stash your Christmas bonus

Thu, 29 Nov 2012 00:00:00 GMT

Savers are unlikely to receive much festive cheer from the Chancellor's Autumn Statement on December 5, so will have to worker harder than ever to track down the best homes for any Christmas cash.

Top five credit cards for 2013

Thu, 29 Nov 2012 00:00:00 GMT

If one of your New Year's resolutions is to take control of your finances, now is the time to get started. With little more than four weeks until January 1, 2013, you'll need to start shopping around for the right credit card now - whether you're looking to transfer a balance, pay off other debt or start reaping rewards for your spending.

Save more than 500 on your festive travel extras

Thu, 29 Nov 2012 00:00:00 GMT

If you're lucky enough to be heading off abroad on a winter break this Christmas or New Year, chances are you'll be keeping a close eye on your budget so that you don't come home with a nasty debt hangover.

You got Gmail, big time: The week in tech

Thu, 29 Nov 2012 00:00:00 GMT

This week we look at how Google is harnessing Cloud technology to boost file-transfers and examine the latest Facebook hoax doing the rounds.

How to spend less on Christmas travel

Thu, 29 Nov 2012 00:00:00 GMT

Christmas is about spending time with our nearest and dearest, and many of us will soon be preparing to travel to all corners of the country in order to celebrate the festive season with family and friends.

Will your home be insured against flooding?

Wed, 28 Nov 2012 00:00:00 GMT

Floods have hit thousands of homes as storms and heavy rainfall have battered much of the country, including the south west of England, the Midlands,north Wales, northeast England and Scotland.

How much is fraud adding to your car insurance?

Wed, 28 Nov 2012 00:00:00 GMT

Insurance fraud comes in many guises, from exaggerated claims to dishonest policy declarations, and is a problem that is costing the insurance industry an estimated £1billion every year - a cost that adds around an extra £50 a year onto the price of every motorist's insurance policy.

How to make a flood claim

Mon, 26 Nov 2012 00:00:00 GMT

Hundreds more homes have been affected by the latest round of extreme weather, making 2012 the worst year for flooding since 2007.

How to cover long term care fees

Fri, 23 Nov 2012 00:00:00 GMT

The average life expectancy for a female born in 2010 is a ripe old 82.3 years, according to the latest figures from the Office for National Statistics (ONS), while a baby boy born in the same year can expect to grace the earth for an average 78.2 years.

From Wii to wifi, from 4G to UK BB: the week in tech

Fri, 23 Nov 2012 00:00:00 GMT

The UK's broadband infrastructure is to get an overhaul, which is just as well with all the new tablets being released lately. That and more in this week's tech news round-up.

Pay the right price for car insurance

Fri, 23 Nov 2012 00:00:00 GMT

The European Court of Justice (ECJ) Gender Directive takes effect in just under a month, on December 21.

Focus on: Pay 0% on balance AND money transfers for 22 months

Fri, 23 Nov 2012 00:00:00 GMT

If you have existing credit card debt, the fact you can switch it to another card that offers 0% on balance transfers is pretty well documented. However, what if you are paying through the nose on a different form of debt instead, such as a store card, overdraft or personal loan?

Help your kids by gifting cash

Thu, 22 Nov 2012 00:00:00 GMT

Savers continue to be hit hard by plummeting rates, but the good news is that children's accounts so far remain relatively unaffected. So there's no reason not to help out your kids by gifting them cash this year rather than investing in expensive presents that will be probably be long forgotten by next Christmas.

Are your Christmas presents insured?

Wed, 21 Nov 2012 00:00:00 GMT

It's the most wonderful time of the year...

One million throw away holiday

Wed, 21 Nov 2012 00:00:00 GMT

When you read this I will be on holiday. I will have handed over any outstanding tasks to colleagues and my out of office will be firmly switched to on.

Focus on: Fix your mortgage at 2.79% for five years

Wed, 21 Nov 2012 00:00:00 GMT

A saver's poison is a mortgage borrower's cure in this low interest rate environment.

Supermarket festive offerings for 2012

Wed, 21 Nov 2012 00:00:00 GMT

'It's beginning to look a lot like Christmas' - and with only a month left till the big day, you may be entering panic mode wondering how you're going to afford this year's festivities.

What's the best TV package?

Wed, 21 Nov 2012 00:00:00 GMT

With Sky and Virgin hiking their prices in recent months, the spotlight is on how to find the best-value TV deal - especially in the run-up to the festive season.

Why NOW is the time to switch your card debt

Wed, 21 Nov 2012 00:00:00 GMT

If you are planning to move your credit card debt to a 0% balance transfer card, don't delay.

Focus on: Co-operative unveils cheapest standard energy tariff

Wed, 21 Nov 2012 00:00:00 GMT

The government may have announced proposals to simplify the energy market, but that doesn't mean you should stop shopping around for the best deal.

Energy shake-up: will it mean cheaper prices?

Wed, 21 Nov 2012 00:00:00 GMT

The government has issued plans to simplify the energy market and make it easier for people to find the cheapest tariff.

What's the best way to borrow?

Fri, 16 Nov 2012 00:00:00 GMT

If you need to borrow a set amount to make a purchase, pay off existing debt at a cheaper rate or just to tide you over the festive period, there are several different avenues to consider.

Are gift vouchers safe?

Fri, 16 Nov 2012 00:00:00 GMT

With just five weeks until Christmas, festive preparations are gaining momentum and many of us will already be scouring the shops for gifts for family and friends. But there is always that one fussy relative that is difficult to buy for - who, in previous years, you may have considered buying a gift voucher.

Get the best home insurance for less

Fri, 16 Nov 2012 00:00:00 GMT

There's an old saying about the wisdom of fixing the roof when the sun is shining. We're deep into autumn, and the sun's appearances these days are fleeting and hardly of star quality. But it's still worth taking action now to prepare your home for the ravages of winter.

Top 10 gadgets for Christmas

Thu, 15 Nov 2012 00:00:00 GMT

'Apps downloading on a Kindle Fire, Black Ops-blasting at your foes... '

Sights and sounds, Beans and Berrys: the week in tech

Thu, 15 Nov 2012 00:00:00 GMT

There's a Virgin TV innovation, a play for the music downloads market by Google, news of Jelly Bean's roll-out and the return of BlackBerry - and more - in this week's round-up of the latest technology news.

Motor premiums: Will prices continue falling?

Thu, 15 Nov 2012 00:00:00 GMT

The latest MoneySupermarket Monitor on Car Insurance has highlighted that car insurance premiums are still falling, with the average policy price reaching an 18-month low of £478.

Should you buy Duty Free this Christmas?

Thu, 15 Nov 2012 00:00:00 GMT

With the financial pressures of Christmas mounting, finding presents at the most competitive price is important.

Focus on: Barclaycard Platinum offers 30 rebate on transfer fee

Wed, 14 Nov 2012 00:00:00 GMT

If you are looking to transfer a significant credit card balance across to one of Barclaycard's Platinum long-lasting 0% deals, now is the perfect time to do it.

Cash in on Christmas with a rewards card

Wed, 14 Nov 2012 00:00:00 GMT

With just five weeks of shopping time until Christmas, the most expensive part of the year is upon us.

How your savings can STILL beat inflation

Wed, 14 Nov 2012 00:00:00 GMT

Just when savers thought things couldn't get any worse, more providers - including Nationwide, Aldermore and NS&I - are slashing rates and now, just for good measure, the cost of living has risen again too.

How changes to financial advice will affect you

Fri, 09 Nov 2012 00:00:00 GMT

An old boss once told me, if you're writing about something complicated, try opening with a joke. So before we find out how the Retail Distribution Review will affect investors, try this 'My financial advisor made me a small fortune. All I had to do was give him a big one.'

Top five pre-Christmas breaks

Fri, 09 Nov 2012 00:00:00 GMT

The pressure of having the 'perfect' Christmas can be overwhelming as it often involves flitting from one social occasion to another, braving the heaving shops to find that one elusive purple Furby the kids have set their hearts on, and hunting down recipes to make your Christmas dinner for 14 as spectacular as Heston Blumenthal's latest creation.

Is a credit card better than an overdraft?

Fri, 09 Nov 2012 00:00:00 GMT

We are hurtling towards the most expensive time of year but, while 62% of people plan to cover festive costs using their savings or disposable income according to our MoneySupermarket poll, a further 14% will be relying on overdrafts and credit cards. But making the wrong decision about which of kind of borrowing to opt for could mean it's more costly than it needs to be.

Fight back against sinking savings rates

Thu, 08 Nov 2012 00:00:00 GMT

Savings rates continue to slide, but there are ways you can fight back against plummeting returns.

Focus on: Loan rates plummet to record 5.4% low

Thu, 08 Nov 2012 00:00:00 GMT

The personal loan rate battle has stepped up yet again, with Sainsbury's Bank slashing the headline cost of its personal loan down from a representative 5.6% Annual Percentage Rate (APR) to a record low 5.4%.

Drivers, could LPG save you a fortune?

Thu, 08 Nov 2012 00:00:00 GMT

Would you like to cut 40% off your motoring fuel bill? Who wouldn't?

One option that could be worth a look is converting your car to run on liquid petroleum gas (LPG). Not only is it easier on the pocket at the pumps, it's also easier on the environment and could even cut your running costs further by getting you a reduction on your road tax.

Focus on: Pocket 125 for switching your bank account to First Direct

Thu, 08 Nov 2012 00:00:00 GMT

We often keep our eyes peeled for great new deals on savings accounts and credit cards, but rarely stop to think about the benefits that a new current account could bring. But as well as potentially benefitting from improved customer service and overdraft terms - you could even be rewarded just for making the switch.

New Google gadgets and Virgin's landline deal: The week in tech

Thu, 08 Nov 2012 00:00:00 GMT

It's free VoIP calls from Virgin Media and new Nexus hardware from Google in this week's round-up of the latest technology news.

Five online shopping traps to avoid

Thu, 08 Nov 2012 00:00:00 GMT

There are now just six weeks until Christmas, and millions of Britons are logging on to save both money and time by doing their festive shopping online.

Top toys for Christmas 2012

Thu, 08 Nov 2012 00:00:00 GMT

The countdown to Christmas is officially on, and millions of children will be busy planning their wish-lists to send to Santa.

Having a baby? Beware hidden costs!

Thu, 08 Nov 2012 00:00:00 GMT

The second you find out you are going to be a parent, your life changes forever.

How to beat high mobile charges abroad

Wed, 07 Nov 2012 00:00:00 GMT

Chances are you've already been on holiday this year and, if you weren't careful with your mobile, you might in the past few months have been forced to pay a bloated bill for using your phone overseas.

Where do you stand if a company goes bust?

Tue, 06 Nov 2012 00:00:00 GMT

The news that Comet has gone into administration proved a timely reminder of how important it is, particularly in the run up to Christmas, to protect yourself in case a retailer you've bought something from goes bust before you've received the goods.

What's the best credit card for you?

Fri, 02 Nov 2012 00:00:00 GMT

MILLIONS of us rely on credit cards to help us cover costs, but if you haven't chosen the right one to suit your needs, you could end up paying steep interest charges that could otherwise easily be avoided.

Where to house your savings

Fri, 02 Nov 2012 00:00:00 GMT

In recent weeks and months, the nation's savers have been forced to stand by and watch returns offered by banks and building societies drop like a stone.

Switch off and save cash!

Thu, 01 Nov 2012 00:00:00 GMT

As energy prices rise and the temperature falls, now's the time to see if there are changes you can make to your home that will result in lower energy costs.

Get prepared for child benefit cuts

Thu, 01 Nov 2012 00:00:00 GMT

More than a million families are currently worried that their child benefit payments will soon be reduced or stopped altogether.

Delayed or cancelled flight? Know your rights!

Thu, 01 Nov 2012 00:00:00 GMT

An EU court judgement on October 23 clarified the rights of passengers to claim compensation if their flights are delayed by three or more hours under EC Regulation 261/2004.

Five ways to enter 2013 in the black

Thu, 01 Nov 2012 00:00:00 GMT

Presents and party outfits are already in the shops, and it seems virtually impossible to avoid the countdown to the next big event in the calendar.

Why your job affects car insurance costs

Wed, 31 Oct 2012 00:00:00 GMT

If you play sport, work in a theme park or deal in scrap metal for a living, you are probably used to paying top whack for your car insurance.

Vodafone ups stakes in 4G battle

Wed, 31 Oct 2012 00:00:00 GMT

The fourth generation (4G) mobile service has finally arrived in the UK - having already gone live in 11 cities, with six more to follow by the end of the year - and it brings with it the promise of faster, more secure internet communications.

Focus on: Pay just 6.9% on your credit card debt

Wed, 31 Oct 2012 00:00:00 GMT

AA Financial Services' new credit card, Transfer Plus, charges interest at a flat rate of 6.9% for as long as it takes you to clear a balance transfer or money transfer made now.

How to keep burglars at bay

Wed, 31 Oct 2012 00:00:00 GMT

You wake up as normal, yawn, haul yourself out of bed and trudge downstairs. But things don't look right. You are sure you didn't leave the living room light on the night before and you can feel a slight breeze blowing through the house.

Microsoft fights back against Apple and Google

Mon, 29 Oct 2012 00:00:00 GMT

While Apple was happy to release smaller and updated versions of its existing products recently, Microsoft has since launched its brand new tablet and operating system, Surface and Windows 8.

Focus on: Earn 3.25% on your savings AND do your bit for charity

Fri, 26 Oct 2012 00:00:00 GMT

With Remembrance Day only a couple of weeks away, Coventry Building Society has launched a new issue of its popular Poppy Bond, which offers a fixed rate of interest and, uniquely, makes a direct donation to the Royal British Legion.

Holiday like Bond... James Bond

Fri, 26 Oct 2012 00:00:00 GMT

'The name's Bond... James Bond' is the phrase on everyone's lips at the moment as Skyfall, the 23rd film about the world's most famous spy, arrives on general release. And, despite having been around for half a century, Bond, M, Q, the villains and the Bond girls are as popular as ever.

Women urged to act now before protection premiums rocket

Thu, 25 Oct 2012 00:00:00 GMT

The cost of most protection policies for women will shoot up when the European Court of Justice Gender Directive comes into effect on December 21, 2012.

Don't give up on children's savings

Thu, 25 Oct 2012 00:00:00 GMT

It was launched with a fanfare on November 1 last year, but there's no escaping the fact that Junior Individual Savings Accounts (ISAs) have turned out to be something of a damp squib.

Should savers get an offset mortgage?

Thu, 25 Oct 2012 00:00:00 GMT

With savings rates falling left right and centre, many savers are looking for alternative ways to make their money work harder for them.

Is it worth paying a balance transfer fee?

Thu, 25 Oct 2012 00:00:00 GMT

With most credit cards charging representative APRs of around 18%, using them to borrow long-term is always a bad idea.

Tips to save energy and slash your bill

Wed, 24 Oct 2012 00:00:00 GMT

Autumn is the season of change. The days get shorter, the leaves change colour, the clocks go back and the energy companies start putting up their prices.

The iPad mini is here and so too is a new iPad!

Wed, 24 Oct 2012 00:00:00 GMT

This week's unveiling of the iPad mini was a little underwhelming because it was so widely expected, but Apple did have at least one surprise up its sleeve.

Home insurance: what's happening to prices where YOU live?

Wed, 24 Oct 2012 00:00:00 GMT

The typical cost of home insurance has fallen by 5.4% since last autumn, according to the MoneySupermarket home insurance monitor.

Are you and your car ready for the ravages of winter?

Wed, 24 Oct 2012 00:00:00 GMT

It's around this time of year I start getting nervous about the reliability of my car. I'm the first to admit I don't look after it nearly as well as I should, but I'm also the first to complain about big repair bills.

Focus on: Amex offers 5% cashback with no annual fee

Tue, 23 Oct 2012 00:00:00 GMT

Recent weeks have seen the introduction of several new cashback and reward cards, but the biggest downside of many of these is that they charge an annual fee.

What exactly will the energy price hikes mean for you?

Fri, 19 Oct 2012 00:00:00 GMT

These are dark times for energy consumers. The nights are drawing in, the weather is getting steadily colder, and four of the Big Six energy firms have revealed substantial inflation-busting price rises.

Focus on: NatWest launches table-topping 2.85% savings account

Fri, 19 Oct 2012 00:00:00 GMT

Savings rates have plummeted in recent weeks, but NatWest has bucked the trend of falling returns by launching a new market leading easy access account.

Get ahead with your Christmas shopping

Thu, 18 Oct 2012 00:00:00 GMT

The countdown has begun. With just nine weeks to go until Christmas it won't be long before every shop on the high street is filled with frenzied shoppers and unrelenting renditions of Rockin' Robin.

10 free or cheap days out over October half term

Thu, 18 Oct 2012 00:00:00 GMT

If you're staying at home this October half term, you may be dreading the cost of keeping the kids entertained for a week when it's likely to be chilly and wet outdoors.

Focus on: Get 'a bit of everything' with MBNA's Everyday credit card

Thu, 18 Oct 2012 00:00:00 GMT

If you are trying to decide which credit card to go for, you may have been tempted by cards offering major perks such as long interest-free periods, cashback and rewards.

5 steps to banishing credit card debt

Thu, 18 Oct 2012 00:00:00 GMT

Millions of us rely on credit cards to cover major purchases or simply to make ends meet, but in these cash-strapped times, clearing these debts can seem impossible.

MoneySupermarket tests telematics

Thu, 18 Oct 2012 00:00:00 GMT

As the European Gender Directive looms over the insurance world - on December 21 it becomes illegal to use gender when setting premiums - insurers are seeking ways to calculate prices other than by using standard questions and assumptions. Telematics is one solution: it monitors actual driver behaviour, so motorists can be charged according to how, where and when they drive.

How to earn 6.00% on your savings

Thu, 18 Oct 2012 00:00:00 GMT

Savings rates have continued to slide in recent weeks, with deals being pulled left, right and centre and replaced with less attractive ones. Even the most handsome easy access accounts are now paying considerably less than 3.00%. And this already poor return is also likely to incorporate a 12-month bonus, after which time the rate will plummet even lower.

When is a current account better than a savings account?

Wed, 17 Oct 2012 00:00:00 GMT

Stashing your cash in your current account used to be the worst thing you could do if you wanted to earn a decent rate of interest - but now some current accounts offer better returns than savings accounts.

Is fear of redundancy making you too scared to call in sick?

Wed, 17 Oct 2012 00:00:00 GMT

How would you pay your bills if you were made redundant today? Or if you fell ill and couldn't work? It's a scary thought, but it happens. I personally know a few people who have been made redundant over the past few years as employers have tightened their belts.

Apple launches iPad Mini and Surface prices emerge: The week in tech

Wed, 17 Oct 2012 00:00:00 GMT

The iPad Mini will be breaking cover in a few days and Microsoft has finally announced prices for its rival Surface tablet. Here's what's new in tech this week.

Make your home your winter castle

Tue, 16 Oct 2012 00:00:00 GMT

We are barely into autumn, yet already we have experienced the wrath of the elements in the form of storms, floods and torrential rain.

Factor in the mortgage fee!

Thu, 11 Oct 2012 00:00:00 GMT

When you borrow money, the common sense reflex is to seek out the lowest rates of interest because it's going to cost you less. But when it comes to mortgages, confusingly, this might not always be the case. Here, we explain why rocketing arrangement fees can sometimes result in mortgages with a higher interest rate actually being cheaper overall.

'Ransomware' and iPlayer Radio: The week in tech

Thu, 11 Oct 2012 00:00:00 GMT

This week it's suspicious links in your Skype instant messages and iPlayer Radio on your smartphone in our weekly round-up of the latest technology news.

How to beat the energy price hikes

Thu, 11 Oct 2012 00:00:00 GMT

British Gas, npower and Scottish Power are the latest energy firms to announce price hikes in the run-up to winter.

Focus on: Grab a 5.6% loan rate while you can!

Wed, 10 Oct 2012 00:00:00 GMT

Personal loan rates are the lowest they've been for almost six years - but you'll need to act fast if you want to take advantage of some of the top deals.

Paperless tickets cause music fans a headache

Wed, 10 Oct 2012 00:00:00 GMT

A paperless ticketing system - one requiring the holder of the card used to buy the ticket to be present to gain entry to an event - is the latest attempt by artists and ticketing agencies to beat the touts. But given that the system doesn't easily allow genuine fans to pass on tickets to events they can no longer attend and puts a spanner in the works when it comes to buying tickets for someone else, does the end justify the means?

Get your credit card balancing act right

Wed, 10 Oct 2012 00:00:00 GMT

Some credit cards provide welcome respite from interest payments on debt transferred from another card, while others offer 0% on purchases for a set period - and, depending on your circumstances, both can prove very useful.

Is loyalty really rewarded?

Wed, 10 Oct 2012 00:00:00 GMT

Savings rates are falling and many current accounts pay next to nothing on credit balances.

Will you be in the firing line of benefit cuts?

Wed, 10 Oct 2012 00:00:00 GMT

The Chancellor, George Osborne, plans to cut a further £10billion from the welfare budget to help balance the government's books.

Barclays to buy ING Direct: What does it mean for you?

Tue, 09 Oct 2012 00:00:00 GMT

Barclays has agreed to buy ING Direct and will take on its £10.9billion in deposits as well as its £5.6billion mortgage book in a move that will affect 1.5million ING Direct customers.

Why Santander's 123 works for me

Mon, 08 Oct 2012 00:00:00 GMT

Reading about the nuts and bolts of a financial product might be useful but it doesn't stand up to knowing how it actually works in practice.

Focus on: Earn 6% cashback with Barclaycard

Fri, 05 Oct 2012 00:00:00 GMT

If you clear your credit card balance every month and want to earn money every time you spend, Barclaycard's new Cashback card is well worth a look.

Gender insurance shake-up: How does it affect you?

Fri, 05 Oct 2012 00:00:00 GMT

From December 21, insurers will no longer be able to use gender in their premium calculations.

Five ways to beat your financial gremlins

Fri, 05 Oct 2012 00:00:00 GMT

Halloween may not have arrived yet - but for many of us, our financial gremlins sit on our shoulders the whole year round. Whether this is in the form of debt that you just can't shift, being trapped in your overdraft, or sitting on savings that have gone stale, getting back in control can sometimes feel impossible.

Disgruntled TV, broadband or phone customer? Complain, switch and save

Thu, 04 Oct 2012 00:00:00 GMT

It's fair to say that, as a nation, we Brits don't like to make a fuss. But we also won't stand for poor service, creating a bit of a conflict when it comes to making complaints.

How far would you go to keep your car on the road?

Thu, 04 Oct 2012 00:00:00 GMT

What would you give up to keep your car on the road? The shirt off your back? The shoes off your feet? It may sound a little extreme but a recent MoneySupermarket survey indicated 70% of motorists would make some sort of sacrifice to make sure they kept on motoring.

Focus on: Virgin bucks the trend and increases its ISA rate to 3.50%

Thu, 04 Oct 2012 00:00:00 GMT

Savers have had little to celebrate in recent days and weeks as saving returns continue to plummet, but Virgin Money has bucked by raising the rate on its three-year fixed rate ISA.

The best credit cards for Christmas spending

Thu, 04 Oct 2012 00:00:00 GMT

Christmas is coming, whether you like it or not. And for many cash-strapped families, this will mean that it's time to start thinking about taking out a new credit card to cover the cost.

Savings rates slide further - what should you do?

Thu, 04 Oct 2012 00:00:00 GMT

If you switched your savings in the past few months to a better-paying account, give yourself a pat on the back. As the team at MoneySupermarket warned, savings rates have continued to slide, so you did well to grab a decent deal while they were still available.

From 4G to iPad mini rumours - rounding-up the latest technology news

Thu, 04 Oct 2012 00:00:00 GMT

As ever, there's plenty going on in the world of technology, so here's a round-up of some of the most interesting stories of the past week or so.

Focus on: Clydesdale and Yorkshire banks are new leaders in loan rate reshuffle

Fri, 28 Sep 2012 00:00:00 GMT

If you are looking for a mid-sized personal loan of between £7,500 and £15,000, the pack of providers offering the best rates is reshuffling almost on a weekly basis. This means if you want the very best deal, you will need to get up-to-speed before you apply.

How to take advantage as energy market heats up

Fri, 28 Sep 2012 00:00:00 GMT

It's energy price-hike season, and while the majority of the Big Six energy companies have yet to budge on price, they are tinkering with their tariffs.

Stop turning away free cash!

Fri, 28 Sep 2012 00:00:00 GMT

The prospect of racking up credit card debts can be frightening, but play your cards right and your plastic could end up paying you back rather than the other way round.

Focus on: Nottingham's 2.62% non-bonus savings account grows in appeal

Fri, 28 Sep 2012 00:00:00 GMT

Returns on savings have taken another tumble in recent weeks, leaving those with cash to stash even harder-up than they have been since interest rates fell to a measly 0.5% more than three years ago.

Did you know the pension rules have changed?

Thu, 27 Sep 2012 00:00:00 GMT

If paying into a pension is something you put on your 'to do' list years ago, and you still haven't ticked it off, the job could soon be taken out of your hands.

Victim of the floods? How to minimise damage and sort out your insurance claim

Thu, 27 Sep 2012 00:00:00 GMT

The torrential rain that has battered the UK this week has seen hundreds evacuated from their homes with thousands more at risk as the downpours are set to continue.

How to switch from a prepayment energy meter

Thu, 27 Sep 2012 00:00:00 GMT

Switching from a prepayment meter to a credit meter can often save you money on your energy bills as it allows you to take advantage of the more favourable tariffs on the market. And now that Ofgem has adjusted the rules on who can change meters, more people are eligible to make the switch.

What do Jelly Beans and clouds have in common?

Wed, 26 Sep 2012 00:00:00 GMT

There's always plenty going on in the world of consumer technology, so from Android's latest operating system to Amazon's new Cloud Player here's a round-up of some of the week's most interesting stories.

Could a credit union help you?

Wed, 26 Sep 2012 00:00:00 GMT

Cash-strapped families are turning to new ways of operating their finances in a bid to avoid being caught up in high borrowing costs: Enter the credit union.

How to insure your virtual social life

Wed, 26 Sep 2012 00:00:00 GMT

When the Director of Public Prosecutions starts issuing new rules on social media abuse, you know the times are changing.

Confessions of a piggybank thief

Wed, 26 Sep 2012 00:00:00 GMT

According to new research commissioned by MoneySupermarket, nearly a third (30%) of parents have raided their own kids' piggybanks.

Good news: Car insurance premiums at 18-month low!

Tue, 25 Sep 2012 00:00:00 GMT

After years of only heading in one - the wrong - direction, car insurance premiums are finally starting to fall.

Act now to protect yourself against flooding

Mon, 24 Sep 2012 00:00:00 GMT

The Met Office has predicted gale force winds, heavy rain and floods throughout the UK over the next couple of days, while the Environment agency has issued 120 flood alerts requiring immediate action across the South West, Midland and North East of England.

Will an eco car really save you money?

Fri, 21 Sep 2012 00:00:00 GMT

If, like me, you're old enough to remember the petrol crisis of the mid-1970s, you might also recall grave warnings about oil running out in the early years of the 21st century. Turns out the doom-mongers of the day were overly pessimistic, but oil is unarguably a finite resource.

The rising cost of being overdrawn

Fri, 21 Sep 2012 00:00:00 GMT

If being overdrawn is a way of life for you, now is the time to sit up and take note. After Santander hiked overdraft rates earlier this year, Lloyds TSB and Halifax will also be increasing the cost of being overdrawn from Tuesday, October 2 and Friday, November 2 respectively.

Fight back against the cold and chop your energy bills

Thu, 20 Sep 2012 00:00:00 GMT

There's no denying it: the nights are drawing in and temperatures have started to drop. As we begrudgingly reach for the thermostat, now is a good time to think about ways to keep the bills down.

Is earning 15% on your savings too good to be true?

Thu, 20 Sep 2012 00:00:00 GMT

Savers have had little to shout about over the past few years, since base rate hit a rock-bottom 0.50% and savings returns fell into the doldrums. And if this wasn't bad enough, banks and building societies have been slashing their rates even further over the past few weeks.

How much does it cost to follow your football team?

Wed, 19 Sep 2012 00:00:00 GMT

Following a football team can be an expensive game, not only in a monetary sense, but also in terms of time and emotional investment. But while we're aware we'll have numerous weekends ruined by bad results, how many of us take the time to consider how much money we actually spend each season supporting our club?

Focus on: Santander 123 credit card now pays back on travel

Wed, 19 Sep 2012 00:00:00 GMT

Rail fares are set to soar by 6% in January next year meaning more misery for commuters - but there are ways you can fight back against the price hikes.

Protect yourself against online scams and 'phishing' expeditions

Wed, 19 Sep 2012 00:00:00 GMT

Internet fraudsters are getting increasingly sophisticated. Promises of winning the jackpot on the Nigerian lottery have been replaced with official-looking emails, and you're now more likely to be contacted by what appears to be your bank than by someone claiming to be an African prince.

Young and hard up? Get in control of your credit now!

Wed, 19 Sep 2012 00:00:00 GMT

The difficult economic backdrop has taken its toll on all of us, but young people aged 18 to 34 are some of the hardest hit.

Should you opt for fibre optic broadband?

Wed, 19 Sep 2012 00:00:00 GMT

Superfast broadband via fibre optic cables sounds good, but I've always wondered how much hassle it would be to upgrade, and I assumed it would be a lot more expensive than standard ADSL broadband down the phone line.

Supermarkets give the banks a run for their money

Fri, 14 Sep 2012 00:00:00 GMT

Once upon a time, supermarkets were for the sole purpose of buying your groceries. Now we are accustomed to them stocking clothes, homeware, electrical goods and even financial products on their shelves too.

Focus on: Barclaycard offers lowest ever balance transfer fee of 1%

Thu, 13 Sep 2012 00:00:00 GMT

If you have credit card debt that you want to transfer onto a different card which offers an interest-free shelter, you will be charged what's known as a balance transfer fee. Generally speaking, this is usually around 3% of the balance you are switching across.

Are you covered to work from home?

Thu, 13 Sep 2012 00:00:00 GMT

There are many reasons why you may opt to work from home, such as flexible working hours, lower overheads, or just to cut out that irritating commute. But whether you're freelancer, run a business from home or simply work from home for your employer now and then, there could be implications for your home insurance.

Should you get the new iPhone 5?

Thu, 13 Sep 2012 00:00:00 GMT

So there you have it, Apple has finally unveiled its newest smartphone - the iPhone 5. With a range of new bells and whistles it's bound to impress faithful fans, but is it really all it's cracked up to be?

Ladies, buy life insurance now before prices rocket!

Wed, 12 Sep 2012 00:00:00 GMT

Life insurance premiums for women will leap up in December when a controversial European court ruling comes into effect. We asked our resident life insurance expert (and mum of two), Emma Walker, pictured, to explain what's happening and say why she thinks women should get themselves covered now for the sake of their families.

'Pimp up' your car at your insurance peril

Wed, 12 Sep 2012 00:00:00 GMT

Think 'car modifications', and alloy wheels, tinted windows, racing headlights and an aerodynamic spoiler on the back of a souped-up street machine will probably spring to mind.

Savers, beware of plummeting returns

Wed, 12 Sep 2012 00:00:00 GMT

As a saver, tying up your cash into high-paying fixed rate bonds is good in practice, as rates tend to be more competitive than those on easy access accounts.

Watch out for landline price hikes

Wed, 12 Sep 2012 00:00:00 GMT

It feels like everything is getting more expensive these days, with telephone landline charges the latest item to push up our monthly outgoings.

The credit crunch five years on: Are you a winner or a loser?

Wed, 12 Sep 2012 00:00:00 GMT

September 14 marked five years since the run on Northern Rock - and the official start of the global banking catastrophe that caused what became known as the 'credit crunch'.

Hidden cost of a 'good education' is 34,000

Wed, 12 Sep 2012 00:00:00 GMT

Parents who move home so they are closer to good state schools are facing tens of thousands of pounds in extra costs - despite the fact state education is supposedly 'free'.

Focus on: Large bank balance? Now you can earn 4%

Tue, 11 Sep 2012 00:00:00 GMT

Savers looking for the highest returns on their cash may never have considered simply holding it in a current account. But, in some cases, this could actually prove the best option. We take a look at some improvements to Lloyds TSB's Vantage, and assess whether the bank account with the Vantage facility could make sense for you.

Focus on: Tesco unveils new 22-month balance transfer card

Fri, 07 Sep 2012 00:00:00 GMT

Tesco has upped the stakes in the battle of the best 0% balance transfer credit cards, by unveiling a deal that offers a generous 22 months during which time customers will not have to pay interest on existing debt transferred to the card.

Top 10 tips to sell your home

Fri, 07 Sep 2012 00:00:00 GMT

You may have been itching to sell your house for a while - but been deterred by a perpetually flat market. The latest house price index from Halifax, showed that the value of the average home dropped by 0.4% in August, while annually an even steeper decline of 0.9% was reported. The average house price in the UK now stands at £160,256.

10 car insurance essentials when you want cheap cover

Thu, 06 Sep 2012 00:00:00 GMT

Millions of Brits are paying too much for their car insurance. But with annual premiums running deep into the hundreds and even thousands of pounds, at least there's lots of potential to make substantial savings.

Home insurance: Five easy steps to save money

Wed, 05 Sep 2012 00:00:00 GMT

You've probably looked at the ways in which you can cut the cost of your car insurance, but there are very worthwhile savings to be had on home insurance as well.

Grab a new energy deal while stocks last!

Wed, 05 Sep 2012 00:00:00 GMT

One of the year's most popular energy tariffs - EDF Energy's Blue +Price Promise - has been pulled from the market, just as providers have started putting up their prices ahead of the colder months.

The hidden cost of raising kids

Wed, 05 Sep 2012 00:00:00 GMT

Had anyone told me before I became a parent that the cost of bringing up a child to age 18 is estimated at £143,000, I would have assumed that child started life with a diamond-encrusted dummy in its mouth.

How should you pay for your new car?

Wed, 05 Sep 2012 00:00:00 GMT

September is a busy month for car manufacturers and dealerships, with millions of motorists ordering shiny new vehicles.

Maximise your savings: Look at all the perks

Wed, 05 Sep 2012 00:00:00 GMT

Halifax is poised to hand out prizes totalling £1million to some lucky savers as the first anniversary of its Savers Prize Draw approaches.

Should you go for a SIM-only deal?

Tue, 04 Sep 2012 00:00:00 GMT

A lot can change in two years. Since 2010 we've seen fuel prices soar, economies slump and, on the mobile communications and devices front, a surge in popularity in tablets, two new iterations of Apple's iPhone and a clutch of releases from other smartphone providers.

Focus on: Lowest ever seven-year fixed rate mortgage

Mon, 03 Sep 2012 00:00:00 GMT

Homebuyers who can't afford a big deposit received a boost this week following the launch of the lowest ever seven-year fixed rate mortgage for those with a 10% or more to put down.

How to boost your chances of getting the best remortgage

Fri, 31 Aug 2012 00:00:00 GMT

Mortgage lenders are continuing to unveil some of the cheapest deals in history but unfortunately, this doesn't mean to say you are going to qualify. But if you are a homeowner coming to the end of your current mortgage deal and looking for the next best home for the debt, how can you give yourself the best chance of being accepted?

What car should you buy?

Fri, 31 Aug 2012 00:00:00 GMT

September sees the launch of the new 62-plate vehicles, and if you're looking to change your car, then the make and model you choose can have cost implications that stretch far beyond the initial purchase price.

When using a credit card is a good thing

Thu, 30 Aug 2012 00:00:00 GMT

If you have always 'played it safe' when it comes to borrowing money and avoided credit cards like the plague, it may be time to think again.

Check your savings rate now!

Wed, 29 Aug 2012 00:00:00 GMT

Interest rates are widely expected to remain unchanged at 0.5% again on September 6 - but that doesn't mean returns on your savings will stay the same.

Contactless payments: What's the state of play?

Wed, 29 Aug 2012 00:00:00 GMT

Contactless payments have reached a significant milestone, with one million transactions now being made without Chip and PIN every month, according to research.

Is your 0% deal ending? Where to go next

Wed, 29 Aug 2012 00:00:00 GMT

If you have a balance sitting on a credit card that's sheltered by a 0% offer and it's coming to an end, you'll need to know where to turn to once that current offer expires.

Focus on: Smaller loans get cheaper at Sainsbury's

Thu, 23 Aug 2012 00:00:00 GMT

The interest rates on personal loans are falling and, although the best rates on unsecured loans are still reserved for borrowing between £7,500 and £15,000, Sainsbury's is helping those looking to borrow lower sums by cutting its rates on the £5,000 to £7,499 tier to as low as 7.1%.

Focus on: Top ISA that accepts transfers

Thu, 23 Aug 2012 00:00:00 GMT

The battle to attract ISA savers is heating up.

How to choose the right savings account

Thu, 23 Aug 2012 00:00:00 GMT

When it comes to successful saving, the key is to identify the account that matches all your needs.

Fix now as energy prices start to climb

Thu, 23 Aug 2012 00:00:00 GMT

SSE has become the first of the Big Six energy companies to announce an autumn price hike, and where one energy company leads, the rest have a tendency to follow.

Santander mortgage customers hit by rate hike

Thu, 23 Aug 2012 00:00:00 GMT

Santander, the country's second biggest mortgage lender, is ramping up its standard variable rate (SVR) by 0.50 percentage points to a stinging 4.74 %, prompting fears others might follow suit.

Overspent this summer? Don't get stung

Wed, 22 Aug 2012 00:00:00 GMT

Millions of Brits are currently counting the cost of a summer of celebrations, but if your finances have taken a battering, there are ways to help ease the pain.

One week left! Get ready for 'back to school'

Wed, 22 Aug 2012 00:00:00 GMT

The long lazy days of summer are nearly over and it won't be long before the back-to-school blues start setting in.

What's the best way to travel in the UK?

Wed, 22 Aug 2012 00:00:00 GMT

With rising fuel prices and rail fare hikes inbound, it feels like we're stuck between a rock and a hard place when it comes to travel in the UK.

What's going on with 4G telecoms?

Tue, 21 Aug 2012 00:00:00 GMT

It was supposed to be ages before the UK got 4G - the next generation of superfast mobile web, but an important decision by the industry regulator has shaken things up.

Driving abroad? Don't break the law!

Tue, 21 Aug 2012 00:00:00 GMT

With a few remaining drops of summer left to be squeezed out of August, driving over to the Continent can be an appealing option - but blasé Brits are apparently breaking the law on Europe's roads, according to new research.

Make cash from your old mobile

Tue, 21 Aug 2012 00:00:00 GMT

After suffering more leaks than the Bismarck in recent months, the iPhone 5 is apparently going to surface at one of Apple's famed media events on September 12.

Students! Watch out for these insurance pitfalls and loopholes

Tue, 21 Aug 2012 00:00:00 GMT

I never bought any insurance in my university days, meaning I would have been in trouble had my things been damaged or stolen.

Why the right plastic can be GOOD for your credit score

Fri, 17 Aug 2012 00:00:00 GMT

So you've never been in debt and never so much as touched a credit card. You MUST have a perfect credit score - right? Wrong.

10 things you should know about saving

Fri, 17 Aug 2012 00:00:00 GMT

On the face of it, saving is pretty straightforward - you simply don't spend everything you earn. However, doing a bit of homework first will stand you in good stead when it comes to choosing the right account and squeezing as much as possible from your cash. Here are 10 things you should know.

Focus on: Fix your savings rate for a year at 3.45%

Thu, 16 Aug 2012 00:00:00 GMT

Rates on easy access accounts have slipped in recent months with even the best deals on the market paying little more than 3.00%. This puts fixed rate bonds in a more appealing light as tying up your money in one of these accounts, will open the floodgates to higher returns.

Five 'must-knows' for young drivers seeking cheap cover

Thu, 16 Aug 2012 00:00:00 GMT

The thrill of passing your driving test and those dreams of hitting the open road can soon disappear when you realise that you live closer to the A66 than Route 66 - and that the roads are just as likely to be closed as they are open.

Focus on: Post Office unveils leading five-year fixed rate mortgage

Thu, 16 Aug 2012 00:00:00 GMT

Homebuyers or those looking to remortgage received a boost this week after the Post Office slashed the rate on its five-year fixed rate deal to 3.59%, as well as removing the £1,495 arrangement fee.

Fight back against the rising cost of living

Wed, 15 Aug 2012 00:00:00 GMT

Inflation jumped last month, meaning steeper living costs for people already struggling to cope financially.

What would you do with a 148m lottery win?

Wed, 15 Aug 2012 00:00:00 GMT

Imagine the scene: the Euromillions has just been drawn and the numbers look very familiar. You check each number on the ticket you are holding tightly in your shaking hand, against those on screen. The adrenaline surges as you are finally convinced; you've just won £148million.

Get to grips with the best energy prices ahead of autumn

Wed, 15 Aug 2012 00:00:00 GMT

The winds of change appear to be blowing through the energy market, as EDF Energy's popular Fixed Saver 2 tariff draws to an end and the other energy firms begin jostling for position ahead of the colder autumn and winter months.

Passed your A-levels? Now do your sums for uni

Wed, 15 Aug 2012 00:00:00 GMT

For hundreds of thousands of school leavers, A-level results day is when they find out whether they have got into the university of their choice.

Home improvements? Keep your insurer in the loop

Wed, 15 Aug 2012 00:00:00 GMT

An uncertain housing market, high rates of stamp duty and tighter lending criteria for mortgages are just some of the reasons why many of us are opting to make improvements to our current properties rather than move into a new one.

Focus on: Derbyshire unveils leading 5.8% personal loan rate

Fri, 10 Aug 2012 00:00:00 GMT

If you are looking to borrow between £7,500 and £15,000, both personal loan rates and the choice of competitive lenders are improving fast.

Why a reward card may better suit your pocket

Fri, 10 Aug 2012 00:00:00 GMT

If reward credit cards are not on your radar, perhaps they should be. According to new research from American Express, more than half (52%) of UK adults are still missing out on potential rewards - including cashback, retail vouchers and travel rewards - just because they are carrying the wrong kind of plastic in their pockets.

Stay together for the sake of the cash

Thu, 09 Aug 2012 00:00:00 GMT

It might not be the most solid reason to stay together with your partner - but combining the male and female approach to saving can provide the most handsome returns on your cash possible.

Your essential checklist for buying a new car

Thu, 09 Aug 2012 00:00:00 GMT

Got your eye on a '62' reg-plate when September arrives? Or are you getting ready to snap up a second-hand bargain when others trade in and trade up?

Focus on: Stay flexible with GE Capital Direct's 3.06% easy access account

Thu, 09 Aug 2012 00:00:00 GMT

Wanting easy access to your cash doesn't mean you have to sacrifice decent returns. So if you've got money languishing in your current account earning next to nothing, it's time to move it to an easy access account where you can earn interest more than six times' higher than the current 0.50% Bank of England base rate.

Made a flooding home insurance claim? It's still worth shopping around

Wed, 08 Aug 2012 00:00:00 GMT

The sodden summer did more than put the dampeners on a few barbeques.

Going on holiday? Pack your travel insurance!

Wed, 08 Aug 2012 00:00:00 GMT

Millions of us are jetting off abroad without any travel insurance and one-in-five of us who do get cover is under-insured, says new research.

How far will you go for your football team?

Wed, 08 Aug 2012 00:00:00 GMT

It's been a glorious summer of British sport, from Stratford to Lytham St Anne's and from Weymouth to Wimbledon. But football fans will already be turning their attention to the English 2012/13 season, which kicks off on the weekend of Saturday, August 18. Yep, that's right: August 18.

Mums go online to cut costs

Wed, 08 Aug 2012 00:00:00 GMT

The popularity of internet shopping has soared in recent years, but it appears to be spend-savvy mums who are leading the way when it comes to bagging a bargain online.

Five reasons you might be rejected for a mortgage

Mon, 06 Aug 2012 00:00:00 GMT

Applying for a mortgage might seem daunting - but by following a few simple steps, homebuyers can ensure they are in the best position to have their mortgage application approved.

Take advantage of the new mortgage rate war

Fri, 03 Aug 2012 00:00:00 GMT

Mortgage lenders have been locking horns in a battle to produce the cheapest fixed rate deals in history.

Fix your savings ahead of interest rate cut

Thu, 02 Aug 2012 00:00:00 GMT

The Bank of England held interest rates in August at 0.5% for the 41st consecutive month - but there are signs that a cut could be on the horizon.

10 things to do for less than 10 this summer

Thu, 02 Aug 2012 00:00:00 GMT

Summer is here and, even if you're staying on home turf, you are likely to be planning a few days out.

Focus on: MS offers new leading loan rate

Thu, 02 Aug 2012 00:00:00 GMT

One of the things that many people find off-putting about market-leading personal loans is that you generally have to borrow at least £7,500 to secure the lowest rates of interest.

Focus on: Settle your savings with a competitive notice account

Thu, 02 Aug 2012 00:00:00 GMT

The base rate may still be on hold at its record low of 0.5%, but with inflation having slipped to 2.4% in June, there is finally some cheer for savers.

Check you've insured your tech before take-off

Thu, 02 Aug 2012 00:00:00 GMT

The days of packing your hand luggage with little more than a puzzle book, a bag of boiled sweets, a bulky Walkman and a cartridge-loading camera are long gone.

Will faster broadband prevent buffering?

Wed, 01 Aug 2012 00:00:00 GMT

As thousands of web users stream coverage of all the sporting action in London this summer, frustrated viewers have taken to social media to complain about buffering - when video pauses while your computer downloads data before resuming playback.

How to live in harmony with your credit card

Wed, 01 Aug 2012 00:00:00 GMT

For a happy, healthy relationship, it is important to pick someone who supports you and complements your personality.

How WAGs can lower their partners' car insurance costs

Wed, 01 Aug 2012 00:00:00 GMT

By the end of this year, a new EU Directive will prevent car insurance companies from pricing premiums according to gender. And rather than bringing premiums for the average male down in line with that of the average female, the change is more likely signal an end to the current state of play, where you will pay less every year just by virtue of the fact you are female.

Make the most of your travel money

Fri, 27 Jul 2012 00:00:00 GMT

Hundreds of thousands of holidaymakers will head off overseas in the next few weeks, but a bit of forward planning can ensure you have much more spending money to enjoy.

Tricks to improve your credit score

Fri, 27 Jul 2012 00:00:00 GMT

If you've ever been turned down for credit it could be down to something as simple as not being on the electoral roll, or a change in surname.

Is it time to join the banking revolution?

Thu, 26 Jul 2012 00:00:00 GMT

The supremacy of the high street banks has been undermined more than ever in recent weeks. The Co-operative has clinched a cut-price deal for the purchase of 632 branches that Lloyds TSB has been forced to sell - giving it a significant 7% share of the current account market.

Focus on: Pack a prepaid card this summer

Thu, 26 Jul 2012 00:00:00 GMT

If you're heading to the eurozone over the summer, you will have more cash in hand than last year, as sterling is hovering close to a 3.5 year high against the euro.

Start your engines and prepare to switch motor cover!

Wed, 25 Jul 2012 00:00:00 GMT

As we approach the September anniversary of the new car buying season, millions of drivers' annual motor insurance policies will also be coming up for renewal.

Focus on: Protect yourself from energy price hikes

Wed, 25 Jul 2012 00:00:00 GMT

Scottish Power is not a name normally associated with low energy tariffs so the fact that it has not one, but two market leading products out there could provide another much-needed shake up for the energy industry

How to fund your 'kids' in their 30s

Wed, 25 Jul 2012 00:00:00 GMT

You were ecstatic when they were born, cried on their first day of school and proudly waved them off to university. Now your kids have flown the nest and are ready to make their own way in the world, right? Wrong.

Control energy usage when you're not at home

Wed, 25 Jul 2012 00:00:00 GMT

First Sky launched a smartphone app that allowed you to set your Sky+ box to record TV programmes while you were out and about. Now, British Gas has harnessed the same technology to give you remote access to your heating system.

Why now's the time to apply for a 0% purchase credit card

Wed, 25 Jul 2012 00:00:00 GMT

You don't need an economics degree to manage your money effectively.

Savers flock to ISA safe havens

Wed, 25 Jul 2012 00:00:00 GMT

With stock market turbulence showing no sign of calming down any time soon, it's hardly surprising that savers are busy piling into risk-free cash ISAs.

It's time to switch your energy provider

Fri, 20 Jul 2012 00:00:00 GMT

Energy suppliers are often the focus of customer criticism because of what seems like a never-ending series of price hikes and the complicated nature of their tariffs. But there are signs they could be making changes to win back consumer confidence.

Are your valuables properly insured?

Fri, 20 Jul 2012 00:00:00 GMT

We all cherish our belongings and, for many of us, having to replace them if they were lost or damaged would cost a small - or maybe even quite a big - fortune.

Struggling with debt? Take control with a debt action plan

Thu, 19 Jul 2012 00:00:00 GMT

The average unsecured debt held by British borrowers has fallen from £8,431 to £6,926 over the last 12 months or so.

Hooray! Easy access savings accounts now beat inflation

Thu, 19 Jul 2012 00:00:00 GMT

Savers finally have something to celebrate after inflation fell faster than expected last month.

What does the Co-op takeover of Lloyds branches mean for you?

Thu, 19 Jul 2012 00:00:00 GMT

The Co-operative will become the sixth-largest bank in the UK after agreeing to buy 632 Lloyds TSB high street branches from Lloyds Banking Group (LBG) in a deal worth close to £800million.

Five tips to get the most from your credit card

Thu, 19 Jul 2012 00:00:00 GMT

Credit cards provide useful financial firepower, giving us the flexibility to pay for goods and services without worrying about having the cash to hand and enabling us to spread the cost of big-ticket purchases. But, as with any financial product, it's vital to use your plastic sensibly so that you get maximum value and avoid unnecessary money worries.

Is your car safe?

Wed, 18 Jul 2012 00:00:00 GMT

Some see their car as a status symbol, others simply as a means of getting from A to B, but whatever its purpose; if it is not properly looked after a car can be, at best a money pit and, at worst, a death trap.

Your money questions answered

Wed, 18 Jul 2012 00:00:00 GMT

We recently asked you to get in touch with your everyday banking questions. We had a great response with queries covering everything from credit cards and savings to holiday money.

Mobile charges on the up - is it time to move?

Wed, 18 Jul 2012 00:00:00 GMT

A million Three customers on fixed term contracts will see their bills rise by 3.6% from this month as the mobile operator increases its prices.

MS challenges banks with new current account

Wed, 18 Jul 2012 00:00:00 GMT

Marks & Spencer has thrown down the gauntlet to the big banks by unveiling details of its new packaged current account.

Top 10 summer days out that won't break the bank

Wed, 18 Jul 2012 00:00:00 GMT

Most UK schools have now broken up for the long six-week summer holidays and parents up and down the country will be racking their brains trying to think of ways to keep the kids entertained.

Who's the best pay TV provider?

Wed, 18 Jul 2012 00:00:00 GMT

Pay TV operator Sky is putting its prices up in September, increasing subscribers' bills after more than a year of frozen prices.

Focus on: MBNA 5.9% rate for life credit card

Wed, 18 Jul 2012 00:00:00 GMT

Few things in life are guaranteed, but MBNA suggests otherwise with the name of its Rate for Life credit card, which promises to fix the balance transfer rate at 5.9%.

Focus on: Lowest EVER five-year fixed rate mortgage

Fri, 13 Jul 2012 00:00:00 GMT

Banking giant HSBC has launched the lowest ever five-year fixed rate mortgage deal, at just 2.99% until 2017.

Beware hidden charges on prepaid cards

Thu, 12 Jul 2012 00:00:00 GMT

More and more holidaymakers are opting to take a prepaid card with them when they jet abroad. With the majority of debit and credit cards charging for foreign usage, a prepaid card can work out cheaper. However, some cards have hidden fees that could catch you out if you're not careful, with your transaction ending up costing more than you were expecting.

How much do you owe?

Thu, 12 Jul 2012 00:00:00 GMT

Do you know the exact amount you owe to banks and other lenders once your mortgage, overdraft, credit cards and loans are all taken into account?

Savers flock to fixed rate accounts

Thu, 12 Jul 2012 00:00:00 GMT

Savers in search of high returns are piling into fixed rate bonds, with MoneySupermarket reporting a 67% increase in searches for these accounts in the last three months alone.

Tame your driving - and your premiums

Thu, 12 Jul 2012 00:00:00 GMT

Two-thirds of UK drivers admit to breaking the speed limit, with one-in-five claiming that they only do so when on a motorway, according to new research from MoneySupermarket.

Best credit cards for summer spending

Wed, 11 Jul 2012 00:00:00 GMT

Even if the Great British summer lets us down again this year, the combination of annual leave, the school holidays and rain-sodden dog days often makes for an expensive few weeks.

Where should you bank?

Wed, 11 Jul 2012 00:00:00 GMT

Following a turbulent few weeks for the banks, customers are voting with their feet and looking at alternative homes for their cash.

What you need to know for your gap year

Wed, 11 Jul 2012 00:00:00 GMT

If you're planning on setting off on a gap year adventure in the next few weeks or months, you'll be excited about the new experiences you're going to have and all the things you're going to see.

Banking apps: All you need to know about money on the move

Wed, 11 Jul 2012 00:00:00 GMT

Banking apps have taken off in a big way over the past couple of years, allowing customers to check their balances, make payments and transfers with a couple of taps of their smartphone or tablets.

Focus on: Benefit from Barclaycard's summer sale

Wed, 11 Jul 2012 00:00:00 GMT

It looks like a case of 'Summer time, and the saving is easy... ' as Barclaycard launches a seasonal sale which could save new customers an average of £40 on balance transfer fees.

Five ways to protect your home before your holiday

Tue, 10 Jul 2012 00:00:00 GMT

Sir Cliff Richard showed an uncharacteristic, reckless abandon when he sang the 1963 hit Summer Holiday - there's scarcely a mention of home insurance, automatic lighting or cancelling the milk.

Focus on: New 16-month 0% reward card!

Fri, 06 Jul 2012 00:00:00 GMT

Competition is hotting up in the credit card market as American Express launches a new rewards card that also comes with 0% on purchases for 16 months - putting it neck and neck with the Tesco Clubcard credit card.

Banking turmoil - what's going on?

Fri, 06 Jul 2012 00:00:00 GMT

What with the inter-bank interest rate-fixing scandal at Barclays and computer glitches at RBS/NatWest, it's little wonder many bank customers don't know which way to turn.

Focus on: Sainsbury's offers cheapest loan at 5.8%

Thu, 05 Jul 2012 00:00:00 GMT

Nectar cardholders can now take advantage of the lowest loan rate for years, thanks to Sainsbury's Bank slashing the headline rate on its flagship loan to as little as 5.8%.

Are extended warranties a waste of money?

Thu, 05 Jul 2012 00:00:00 GMT

It's a grim moment. You've traipsed around a couple of electrical retailers, listened to the salesman's patter and finally decided to lay out a small fortune on a fridge, washing machine or TV. You approach the till, and here it comes: 'Can I interest you in extended warranty cover?'

Loan rates drop to six-year low

Thu, 05 Jul 2012 00:00:00 GMT

Savvy borrowers can now pay as little as 5.8 percent for personal loans of between £7,500 and £15,000, thanks to a rate war sparked by Derbyshire Building Society.

Why smart shoppers go online

Wed, 04 Jul 2012 00:00:00 GMT

If this summer's grey skies and drizzle have dampened your mood, what better way to cheer yourself up than with a bit of retail therapy?

Focus on: Earn a market-leading 3.80% for two years with AA

Wed, 04 Jul 2012 00:00:00 GMT

There's good news for savers as the AA has launched a two-year fixed rate bond that pays a market leading 3.80% for two years.

Savings rates are on the up

Wed, 04 Jul 2012 00:00:00 GMT

With the base rate going nowhere fast at 0.5%, there was at least some solace for savers this week thanks to a flurry of savings rate increases.

The five best credit cards for your holidays

Wed, 04 Jul 2012 00:00:00 GMT

If you are heading overseas in the next few weeks, the kind of credit card you take can make a big difference to the amount you spend when you arrive.

Driving abroad - the rules and regulations

Tue, 03 Jul 2012 00:00:00 GMT

Before you head off in the car to Europe or hire a car in North America, make sure you're aware of the regulations that apply in each country you'll pass through. For example, did you know the French government has made it a legal requirement for all motorists driving in France to carry a breathalyser?

Google joins the battle of the tablets

Tue, 03 Jul 2012 00:00:00 GMT

Microsoft might be touting its new tablet Surface as a real alternative to Apple's hugely successful iPad, but Google could have pulled the rug from under both of them with its new £159 tablet - the Nexus 7.

Cash in on your lost savings

Fri, 29 Jun 2012 00:00:00 GMT

A forgotten fortune worth billions of pounds is sitting in bank and building society accounts, and you could be entitled to a share.

Focus on: New market leading easy access account paying 3.25%

Fri, 29 Jun 2012 00:00:00 GMT

There's been little for savers to celebrate recently, but this week Coventry Building Society provided some cheer with the launch of its new Telephone Saver account.

Focus on: Get 0% for 16 months on purchases with Tesco credit card

Thu, 28 Jun 2012 00:00:00 GMT

If you are looking to make a large purchase and spread the cost without paying a penny in interest, the good news is it's become even easier to compare the best 0% purchase credit cards.

Are energy tariffs getting simpler?

Thu, 28 Jun 2012 00:00:00 GMT

Energy suppliers are notorious for their complex tariffs that leave customers struggling to work out the best deal for their gas and electricity. But there have been signs that some firms are getting the message and simplifying their approach to pricing.

Finding the best deals for young drivers

Thu, 28 Jun 2012 00:00:00 GMT

It typically costs more for someone in their teens or early 20s to insure their car than it costs to buy the car itself.

Cut your credit card down to size

Thu, 28 Jun 2012 00:00:00 GMT

Most of us use credit cards to pay for major purchases or to help us cover living expenses, yet worryingly many people aren't aware of exactly how much they owe.

Why we're becoming a nation that loves a bargain

Wed, 27 Jun 2012 00:00:00 GMT

We all like to bag a bargain - but the popularity of discount vouchers and deals has soared in recent years as our purse strings have become tighter.

Get the right cover for your caravan

Wed, 27 Jun 2012 00:00:00 GMT

The freedom of the open road and the ability to pretty much take your holiday home with you wherever you go are big attractions of owning a caravan.

Take advantage of unlimited mobile phone tariffs

Wed, 27 Jun 2012 00:00:00 GMT

As the big mobile networks continue to trade blows in the fight for your business, another challenger has entered the ring to go toe-to-toe with some of the most competitive 'unlimited' tariffs on the market.

Five steps to cheaper home insurance

Wed, 27 Jun 2012 00:00:00 GMT

No-one likes spending money on insurance. But having adequate cover is important for peace of mind and financial well-being. So the trick is to get the right policy at the keenest price possible.

Switch to a better bank account

Wed, 27 Jun 2012 00:00:00 GMT

What would it take to make you switch your current account? A better deal elsewhere? Incentives? A massive technical glitch preventing you from sending or receiving money for the better part of a week?

Why buying a home could save you 200,000

Fri, 22 Jun 2012 00:00:00 GMT

Owning your own home is something many of us aspire to do, but the findings of a recent report by Barclays could be enough to turn an aspiration into a lifetime ambition.

NatWest technical failure - where do you stand?

Fri, 22 Jun 2012 00:00:00 GMT

Technical difficulties which left millions of NatWest, Royal Bank of Scotland and Ulster Bank customers struggling to access their money for up to six days are now largely fixed says RBS, as it works through the backlog created by the glitch.

Get fit without breaking the bank

Thu, 21 Jun 2012 00:00:00 GMT

The summer of sport is upon us. Not only is Euro 2012 in full swing and the Tour de France around the corner, but this week signalled the start of the strawberries and Pimm's season with the arrival of Wimbledon.

Focus on: West Brom launches 3.22% savings exclusive

Thu, 21 Jun 2012 00:00:00 GMT

The base rate may still be on hold at its record low of 0.5%, but rates on easy access accounts have been climbing steadily in recent weeks - and West Bromwich has now entered the fray with a competitive new deal paying 3.22%.

Focus on: Woolwich launches Helpful Start for struggling homebuyers

Thu, 21 Jun 2012 00:00:00 GMT

Woolwich - the mortgage lending arm of Barclays - has unveiled a new mortgage scheme called Helpful Start that allows struggling homebuyers to factor their family's income into the affordability equation.

Are your possessions covered when camping?

Thu, 21 Jun 2012 00:00:00 GMT

The festival season is upon us once more and if you're heading off to one this summer then insuring your possessions is probably the last thing on your mind as you make sure you've got the tickets, the tent and enough beer to flood the main stage.

Good news for savers as inflation falls

Thu, 21 Jun 2012 00:00:00 GMT

Savers breathed a sigh of relief this week as the latest figures show inflation fell to 2.8% during May - its lowest level for two and a half years.

Could you cope financially in a crisis?

Thu, 21 Jun 2012 00:00:00 GMT

How good is your safety net? Or, to ask the question another way, how would you manage financially if you were no longer earning?

Top tips for using the internet on the move

Wed, 20 Jun 2012 00:00:00 GMT

Unless the Mayan-predicted apocalypse actually does happen this year, 2012 will be remembered for two things: the London 2012 Olympic Games and the Diamond Jubilee. What it probably won't be remembered for is the London Underground getting wi-fi.

What is telematics insurance?

Wed, 20 Jun 2012 00:00:00 GMT

Insurers are increasingly turning to driver monitoring technology, better known as telematics, to identify safe drivers and reward them with reduced car insurance prices.

Golden dos and don'ts of credit cards

Wed, 20 Jun 2012 00:00:00 GMT

Credit cards are a financial staple for many Brits. But exactly how you choose to use your plastic can make a huge impact on your wallet. Here we look at when your credit can be your best flexible friend - and when it's the very last payment method you should use.

The battle of the tablets: Microsoft takes on Apple

Tue, 19 Jun 2012 00:00:00 GMT

Microsoft has put months of rumours to bed by announcing its own family of tablet computers, called Surface.

Pension changes: What they mean for you

Tue, 19 Jun 2012 00:00:00 GMT

If you are one of the many people worried about how you are going to fund your retirement, the answer could be closer than you think.

Is your current account about to change?

Mon, 18 Jun 2012 00:00:00 GMT

The retail banking sector saw a raft of twists and turns this week with Lloyds TSB and the Bank of Scotland announcing major changes to their overdrafts, and RBS and NatWest launching a mobile banking app which allows you to withdraw money from an ATM without a cash card.

Focus on: New market leading easy access account

Fri, 15 Jun 2012 00:00:00 GMT

Base rate may still be held down firm at 0.50% but savings providers are upping the stakes when it comes to offering the best rates on easy access accounts. Only at the end of May, the Post Office announced a market leading rate of 3.17% (variable) with its Online Saver (Issue 5). Now Santander has trumped the traditional savings provider with its Easy Access eSaver (coincidentally, also Issue 5).

Focus on: Earn rewards while rebuilding your credit

Fri, 15 Jun 2012 00:00:00 GMT

The market leading cashback credit cards are generally only open to people with tip-top credit scores.

Protect yourself against flooding

Thu, 14 Jun 2012 00:00:00 GMT

Flooding has brought misery to thousands of homeowners in recent weeks. In early June, parts of south-east England saw a month's rain in 24 hours, while villages and caravan sites inland of Aberystwyth in Wales were inundated when rivers burst their banks following record-breaking downpours.

Beetles are the nation's favourite cars

Wed, 13 Jun 2012 00:00:00 GMT

Volkswagen tops the list of veteran vehicles still on the road, according to research from MoneySupermarket.

How to make a major purchase at 0%

Wed, 13 Jun 2012 00:00:00 GMT

If you are looking to fund a large purchase on a credit card, pay no interest, and spread the cost over several months, there has never been a better time to do so.

Five ways to inspire the kids on a budget

Wed, 13 Jun 2012 00:00:00 GMT

We all know that having children isn't cheap. But the additional cost of hobbies, extra-curricular activities and sports clubs can result in you spending a small fortune.

Facebook, Twitter, Google Plus - do you need social media insurance?

Wed, 13 Jun 2012 00:00:00 GMT

Workers sacked over Facebook posts, a Twitter user arrested and summoned over a bomb threat joke - we've entered a brave new world when it comes to social media and the law, begging the question: do we need social media insurance?

Don't be tripped up by savings 'bonuses'

Wed, 13 Jun 2012 00:00:00 GMT

A 'bonus' is usually deemed as a good thing but - when it comes to savings accounts where the bonus is already embedded in the rate you see - they can be something of a mixed blessing. In other words, to make the most of savings bonuses, you will need to keep on your toes.

How to stream the internet through your TV

Tue, 12 Jun 2012 00:00:00 GMT

Television and the web are converging - you can watch BBC programmes on your computer using iPlayer and you can log into Facebook on your internet-enabled TV.

Are the days of free banking numbered?

Thu, 07 Jun 2012 00:00:00 GMT

Free banking - where customers are not charged for having a straightforward bank account so long as they stay in the black - is something we have all come to expect in the UK.

How household savings have changed in 60 years

Thu, 07 Jun 2012 00:00:00 GMT

The amount we save has soared over the past 60 years, proving that, in good times and in bad, most Brits try to squirrel away as much as possible.

Factor in higher mortgage fees

Thu, 07 Jun 2012 00:00:00 GMT

When shopping around for a new mortgage deal, most people concentrate on the interest rate charged.

The true value of a Dad

Thu, 07 Jun 2012 00:00:00 GMT

Father's Day, on Sunday June 17, is fast approaching. It's the one day in the year when children of all ages can really spoil their Dads and let them know just how much they care for and appreciate them.

Pick your financial dream team

Wed, 06 Jun 2012 00:00:00 GMT

The 2012 European Championships are upon us and, seeing as you won't be able to escape the football for the next few weeks anyway, we've jumped aboard the bandwagon to give you our financial dream team.

10 things you need to know about home insurance

Wed, 06 Jun 2012 00:00:00 GMT

If your home is your castle, then home insurance is the moat and drawbridge that provide essential protection for the building and your belongings.

How to be a wedding guest for less

Wed, 06 Jun 2012 00:00:00 GMT

We might all love a good wedding but the sheer expense of being a guest can easily send you into a spin.

Focus on: Amex pays YOU for 0% on purchases

Thu, 31 May 2012 00:00:00 GMT

Most credit cards which offer cashback don't come with generous introductory rates on spending - that is until now...

What's the best value tariff for your iPad?

Thu, 31 May 2012 00:00:00 GMT

The warm weather, the Diamond Jubilee, the Olympics - there's been a lot to entice us outside lately, which can be expensive for techy types who won't be torn away from their tablets.

OFT slams 'dysfunctional' car insurance market

Thu, 31 May 2012 00:00:00 GMT

Drivers are forking out £225million in unnecessary car insurance premiums every year because insurers have scant control of the costs they bear following an accident.

Hand luggage tips

Mon, 28 May 2012 00:00:00 GMT

When travelling on a city break or a short trip, taking hand-lugage only will not only save you time, it can also save you pounds on checking in your luggage. However, to get the best value for money, be careful not to fall foul of hand luggage weight and size restrictions. Read our tips below...

Are you better travelled than the Queen?

Mon, 28 May 2012 00:00:00 GMT

The BBC recently published an interactive map allowing you to compare the number of countries you have visited with those of the Queen.

Should I go to Greece this year?

Mon, 28 May 2012 00:00:00 GMT

Greece has hit the headlines in recent weeks due to the possibility that it might exit the euro and because of the political uncertainty that is sweeping the country. As a result, many holidaymakers are becoming concerned about travelling to the destination in the coming months.

Focus on: Post Office launches new market leading easy access account

Fri, 25 May 2012 00:00:00 GMT

A whole raft of savings providers have edged their rates downward in recent weeks, but it's certainly not all bad news for savers.

Reign over your finances

Fri, 25 May 2012 00:00:00 GMT

Jubilee celebrations to mark 60 years of the Queen's reign are in full swing, providing welcome relief from all the economic doom and gloom of late.

Should you buy your euros now?

Thu, 24 May 2012 00:00:00 GMT

The escalating crisis in the eurozone has resulted in the pound going from strength to strength, with it recently hitting a three and a half year high against the euro.

How to use your smartphone abroad

Thu, 24 May 2012 00:00:00 GMT

'Passport, tickets, money... Passport, tickets, money...' That's been the memory-jogging mantra of holidaymakers for generations. Now we have to extend it to include 'mobile' because, for most of us, to head abroad without our phone would be unthinkable.

Focus on: Now you can get 0% for 18 months on purchases

Thu, 24 May 2012 00:00:00 GMT

If you are making a necessary major purchase any time soon and would benefit from spreading the cost, there's some good news in store. The Royal Bank of Scotland (RBS) and its sister bank, NatWest have launched two brand new credit cards, both of which offer a market leading 18 months 0% on purchases - and that's not even where the perks end.

Stock up for summer!

Thu, 24 May 2012 00:00:00 GMT

It seems that summer has finally arrived and with the extended Jubilee Bank Holiday around the corner, it's all about barbecues, picnics, street parties and general fun.

Don't let breakdown blues drive you to breaking point

Wed, 23 May 2012 00:00:00 GMT

If your car has ever broken down you'll know just how stressful it can be to stand by your stricken vehicle waiting for the breakdown recovery service to arrive.

Why NOW is the time to open a savings account

Wed, 23 May 2012 00:00:00 GMT

Savers looking to earn top rates of interest on their hard-earned cash can't afford to hang around as the best returns are disappearing fast.

The rise of the 'greyday loan'

Wed, 23 May 2012 00:00:00 GMT

'Neither a borrower nor a lender be,' as Polonius famously advised his son Laertes in Shakespeare's Hamlet, written in 1602. And for nearly 400 years - right up until my grandparents' generation - the same mantra has largely applied.

What's best: Cashback or rewards credit cards?

Tue, 22 May 2012 00:00:00 GMT

Credit card companies offer all sorts of perks to get our business, such as cards that reward us for spending with cashback schemes or reward points.

Don't drop your guard in the summer burglary season

Tue, 22 May 2012 00:00:00 GMT

Traffic jams on roads to the coast, cremated barbecue food and shirtless supermarket-goers - just some of the things that annoy me about British summers. But at least we can get outside in the garden and enjoy a bit of sun.

Is your house safe from weather extremes?

Thu, 17 May 2012 00:00:00 GMT

We normally write about extremes of weather as winter approaches.

Focus on: Switch to First Direct and pocket 125

Thu, 17 May 2012 00:00:00 GMT

If you are fed up with the service or offerings from your existing current account provider, telephone and internet bank First Direct is offering an eye-catching £125 incentive to switch to its 1st account - a deal which is exclusive to MoneySupermarket.

Should a credit card or overdraft tide you over?

Thu, 17 May 2012 00:00:00 GMT

Many of us fall short on cash when we are approaching payday. But exactly how you choose to plug the gap can make a world of difference to your pocket.

Top 10 money mistakes

Wed, 16 May 2012 00:00:00 GMT

We're all feeling the effects of having to tighten our purse strings and cut our spending.

What does the eurozone crisis mean for you?

Wed, 16 May 2012 00:00:00 GMT

Economic turmoil in Europe has caused stock markets to plummet, the pound to strengthen against the euro and widespread alarm for those with savings, investments and overseas property holdings.

Focus on: Could a low rate credit card be better than a 0% deal?

Wed, 16 May 2012 00:00:00 GMT

In these difficult times, many of us simply aren't in a position to clear our credit card debts quickly.

Why saving monthly will make you a winner

Wed, 16 May 2012 00:00:00 GMT

Setting up a direct debit is the best way of making sure you save regularly, according to First Direct.

Have you lost out to energy doorstep sellers?

Wed, 16 May 2012 00:00:00 GMT

Energy firm SSE has been fined £1.25million for misleading door-to-door sales practices. Doorstep selling is less common these days - most of the big energy firms have stopped doing it - but consumers could still be missing out on better deals because of the hard sell.

Stay safe in a world of apps and social networks

Wed, 16 May 2012 00:00:00 GMT

We use Facebook to share photos with friends, Twitter to tell people what's on our mind and FourSquare to 'check in' to our favourite places, but are we sharing too much information via social networking sites?

How pet insurance saved me more than 1,000

Tue, 15 May 2012 00:00:00 GMT

Unless you're a pet owner or animal lover you may think I'm a bit mad, but my cat Queenie means the absolute world to me.

Are you really insured to drive?

Tue, 15 May 2012 00:00:00 GMT

While the number of uninsured drivers on Britain's roads has soared in recent years, most drivers would not get behind the wheel without the proper cover in place.

Focus on: Earn 0.5% cashback despite bad credit

Thu, 10 May 2012 00:00:00 GMT

Credit cards with perks such as cashback and rewards have traditionally been the preserve of those with excellent credit ratings. But things are changing.

Don't let low interest rates pass you by

Thu, 10 May 2012 00:00:00 GMT

The Bank of England base rate stayed put this week at 0.50% but this is unremarkable news. Interest rates, which are agreed by the Monetary Policy Committee (MPC) every month, have not budged since March 2009. And many experts are forecasting no change for at least a further two years.

Focus on: Long bonus on easy access ISA

Thu, 10 May 2012 00:00:00 GMT

We're just over a month into the new tax year, and if you've yet to decide where to invest your 2012/13 allowance, the good news is there are plenty of competitive accounts to choose from.

Buying a car? Get the best insurance deal

Thu, 10 May 2012 00:00:00 GMT

Sales of new and secondhand cars are rocketing, despite the economic gloom that is cloaking so much of the country.

Tackle the recession without feeling the impact

Thu, 10 May 2012 00:00:00 GMT

More than a third (37%) of Britons are more concerned about their financial situation as a result of the double-dip recession, according to a poll we carried out at MoneySupermarket.

What's happening to mortgages?

Wed, 09 May 2012 00:00:00 GMT

You might think a low interest rate environment is good for borrowers, but this isn't necessarily the case.

Inadequate home cover puts millions at risk

Wed, 09 May 2012 00:00:00 GMT

Millions of Britons are putting their homes and possessions at risk by failing to take out adequate home contents and buildings insurance, according to new research from MoneySupermarket.

Sift out the best credit card for you

Wed, 09 May 2012 00:00:00 GMT

There are hundreds of different credit cards to choose from, which can make tracking down the right one to suit your needs seem like a daunting process.

Fix your energy before prices rise

Wed, 09 May 2012 00:00:00 GMT

History tells us that energy firms tinkering with their tariffs often signals incoming price hikes, so with both Scottish Power and Npower each making changes to their tariffs, is now a good time to fix your energy prices?

Get the best TV in time for a summer of sport

Tue, 08 May 2012 00:00:00 GMT

With Euro 2012, the Olympic Games and a clutch of other sporting highlights, we're in for a cracking summer of sport this year. If you really want to do it justice, though, you'll need a telly which puts you right in the action.

Focus on: Fix your savings at 3.50% for a year

Thu, 03 May 2012 00:00:00 GMT

The Bank of England is widely expected to hold interest rates at 0.50% again next Thursday, but there is some good news for savers as rates on one-year fixed term bonds continue to tick up.

Government cracks down on whiplash cheats

Thu, 03 May 2012 00:00:00 GMT

Radical government action has been announced to tackle the huge problem of fake or exaggerated whiplash claims submitted by drivers and passengers following car accidents.

Know your rights about continuous payments

Thu, 03 May 2012 00:00:00 GMT

Many consumers have no idea what a Continuous Payment Authority (CPA) is - but plenty have unwittingly signed up for one and are discovering that getting out again is both difficult and confusing.

Apply for your holiday credit card now

Wed, 02 May 2012 00:00:00 GMT

The pound has hit a 22-month high against the Euro so now is a great time to get your travel money if you're planning to kick start the summer with some guaranteed overseas sunshine this June Bank Holiday.

Why travel insurance saved us!

Wed, 02 May 2012 00:00:00 GMT

Have you booked a break to make the most of the long Jubilee weekend or the June half term next month? Are you starting to get excited about your long summer holiday? If so, buying sun cream and loading new books onto your Kindle may be top of your to-do list, but don't forget about travel insurance.

Get your facts right to avoid home cover headaches

Wed, 02 May 2012 00:00:00 GMT

Accuracy is essential when buying home insurance. It is vital to give insurers spot-on information about your own circumstances and about the buildings and contents to be covered.

Focus on: New leading low cost balance transfer card

Wed, 02 May 2012 00:00:00 GMT

From the start of May, Barclaycard hiked up the interest-free term on its Platinum Balance Transfer card with Low Fee. Previously offering 16 months at a rate of 0% on all balances transferred to the card from a different provider, it will now offer 17 months.

Use the recession to kick-start your savings

Wed, 02 May 2012 00:00:00 GMT

Saving should be even more of a priority now that we have slipped back into recession again.

Don't get caught in the store card trap

Wed, 02 May 2012 00:00:00 GMT

Discounts offered at the checkout in exchange for signing-up for the store's own-brand credit card can be tempting, but such cards are one of the most expensive forms of credit out there.

Revamp your summer wardrobe on the cheap

Tue, 01 May 2012 00:00:00 GMT

With the dismal 'spring' weather making itself felt and the promise of worse to come, what better way to cheer ourselves up then with a bit of retail therapy?

What's the best smartphone?

Tue, 01 May 2012 00:00:00 GMT

Samsung reveals its much-hyped Galaxy S3 this week, looking to prove there's more to the smartphone market than just the iPhone.

10 top tips for buying a home

Thu, 26 Apr 2012 00:00:00 GMT

Buying a home is as difficult as it's ever been. According to our research at MoneySupermarket, the average age young people expect to get on the property ladder is 37 - a clear sign of the tough economic climate taking its toll.

Focus on: Loan rates fall to a near five-year low

Thu, 26 Apr 2012 00:00:00 GMT

Amidst all the gloomy financial news this week, there were at least some glad tidings for anyone looking to take out a loan, after rates reached their lowest level for nearly five years.

How much is your life worth?

Thu, 26 Apr 2012 00:00:00 GMT

If you're immortal, you can skip this article. Same applies if you can 100% guarantee that you are never going to fall seriously ill.

Focus on: Fix your savings at 3.45% for one year

Wed, 25 Apr 2012 00:00:00 GMT

United National Bank's one-year fixed rate deposit account is now paying a new-and-improved return of 3.45% AER (Annual Equivalent Rate). But why is this news?

How to perfect your motor excess balancing act

Wed, 25 Apr 2012 00:00:00 GMT

Keeping down the cost of your annual car insurance premium by agreeing to a pay a bigger amount towards any claim - something known as your voluntary excess - is very understandable. After all, in the past two years alone, car insurance premiums have risen by 8.8%, according to our figures at MoneySupermarket.

The best savings accounts without short-term bonuses

Wed, 25 Apr 2012 00:00:00 GMT

Savvy savers want to earn as much interest as possible - but many don't have the time or the inclination to keep moving accounts in search of the best returns.

How I got a 1,300 PPI refund

Wed, 25 Apr 2012 00:00:00 GMT

If you were one of the thousands of people who were mis-sold payment protection insurance, you may be tempted to use a claims management company to help you recoup your losses.

How to sidestep credit card fees

Wed, 25 Apr 2012 00:00:00 GMT

MBNA's hike to the cost of some of its credit card fees at the end of April, might only affect a minority of its customers, but it serves as a timely reminder of just how expensive your flexible friend can be.

Double-dip recession - what does it mean for you?

Wed, 25 Apr 2012 00:00:00 GMT

The UK has returned to recession after the economy shrank by 0.2% over the first three months of the year.

When will your bank offer contactless payments?

Tue, 24 Apr 2012 00:00:00 GMT

As Barclaycard makes further moves into contactless payment with its new sticky 'PayTag' technology, it certainly seems that contactless payments are here to stay.

Beware of Apple 'bait apps'

Tue, 24 Apr 2012 00:00:00 GMT

Apple is to face a lawsuit in the United States from angry parents who have seen their children rack up huge bills by downloading so-called 'bait-apps' from iTunes. And this is something I have first-hand experience of as my six-year-old ran up a bill of nearly £200 on my iTunes account by doing exactly that.

Getting to grips with car insurance groups

Fri, 20 Apr 2012 00:00:00 GMT

Car insurance groups play a huge part in determining the size of your motor premium. But do you know which group your vehicle falls into - and why it's in one and not another? And how much difference would it make to the cost of your premium if you switched to driving a car in a different group?

What's in store for house prices?

Fri, 20 Apr 2012 00:00:00 GMT

The price of property is a subject close to the nation's heart. After all, if you are a homeowner or want to be one at any point in the future, the state of the property market will directly affect you. So what's happening now and what is the outlook? We step back and take a measured look.

Focus on: MBNA makes 20-month balance transfer comeback

Thu, 19 Apr 2012 00:00:00 GMT

There's good news in store for credit card holders who have existing debt languishing on their plastic. MBNA is returning to the market from Monday, April 23 with its Balance Transfer credit card having pulled the deal temporarily in September last year. The card offers a rate of 0% for a generous 20 months on debt transferred from another card.

Focus on: Maximise savings returns with a two-year fixed rate ISA

Thu, 19 Apr 2012 00:00:00 GMT

Last month's rise in inflation shows that savers can't afford to take their eye off the ball.

Are you being priced out of entertainment?

Thu, 19 Apr 2012 00:00:00 GMT

The total cost for one adult to attend a football match is now a staggering £112.87 once ticket travel and other expenses have been taken into account, according to a recent study by Virgin Money. And it's not just football fans that are being squeezed as a weekend ticket to the Leeds or Reading festival will set you back a whopping £197.50.

How to switch to a better current account

Wed, 18 Apr 2012 00:00:00 GMT

Whether you're out shopping, paying your bills or booking a holiday, chances are you rely on your current account on a daily basis.

Don't let home improvements damage your insurance

Wed, 18 Apr 2012 00:00:00 GMT

If you're building a conservatory, extending your home or knocking through a wall to combine two rooms, did you know you could accidentally invalidate your home insurance in the process?

Time to get smart about smart meters

Wed, 18 Apr 2012 00:00:00 GMT

Smart meters are new energy meters designed to help reduce our household energy consumption and cut our bills by enabling us to us to monitor, in real time, exactly how much gas and electricity we're using.

How savers can tackle inflation

Wed, 18 Apr 2012 00:00:00 GMT

Just when savers thought they could breathe a sigh of relief that inflation is falling, the cost of living has nudged up again.

The perils of misusing your credit card

Wed, 18 Apr 2012 00:00:00 GMT

Credit cards can be a great financial tool. Not only do they allow you to spread the cost of purchases, they also offer rewards for spending and increased protection against fraud.

Are your digital downloads insured?

Wed, 18 Apr 2012 00:00:00 GMT

A 64GB smartphone or mp3 player can hold around 14,000 songs and a Kindle e-reader stores up to 3,500 books - but what happens to all those albums and novels if you lose your device or destroy it beyond all repair?

Focus on: Capital One launches new range of cashback cards

Fri, 13 Apr 2012 00:00:00 GMT

If you pay your credit card off in full each month a card that rewards you for your spending is well worth taking advantage of.

Act now to beat rising mortgage rates

Thu, 12 Apr 2012 00:00:00 GMT

Homeowners have spent more than three years basking in the glory of the cheapest mortgage rates on record - but the climate is changing.

Millions break the law to get cheaper car cover

Wed, 11 Apr 2012 00:00:00 GMT

Millions of British drivers are breaking the law, or would consider doing so, by 'fronting' a car insurance policy.

Focus on: Santander's 3.50% one-year fixed rate ISA

Wed, 11 Apr 2012 00:00:00 GMT

From the start of the new tax year on April 6, savers are permitted to stash a new and improved £5,640 into a cash ISA, without paying a penny of tax on the interest they earn.

Virgin ups its game on TV and broadband

Wed, 11 Apr 2012 00:00:00 GMT

Virgin's new Collections offering, which starts at £20 a month, is designed to bring superfast broadband to the masses while its TiVo service is being promoted as the first 'truly connected' TV package.

Is switching energy deal set to get easier?

Wed, 11 Apr 2012 00:00:00 GMT

Millions of people are paying more than they need to for their gas and electricity because they have been on the same price plan for years even though there are cheaper deals available.

Get yourself an early bird ISA

Wed, 11 Apr 2012 00:00:00 GMT

The new tax year has begun, and with a range of new tempting ISAs up for grabs it's definitely a case of the early bird catches the worm.

The dos and don'ts of using a credit card

Tue, 10 Apr 2012 00:00:00 GMT

Ask someone what they think of credit cards and they'll probably tell you one of two things. They'll either recommend credit cards as an indispensable, convenient way to pay for things or they'll tell you to steer well clear.

The true cost of raising a child

Tue, 10 Apr 2012 00:00:00 GMT

Cash-strapped consumers are struggling to make ends meet as they battle with rising prices, particularly food and fuel bills. The latest figures show that the Consumer Price Indices measure of inflation is now at 3.4%.

Focus on: The Post Office's Premier Cash ISA

Wed, 04 Apr 2012 00:00:00 GMT

The Post Office has announced that its new Premier Cash ISA will offer a tax-free variable interest rate of 3.01% AER and will be available from the start of the new tax year on April 6.

Give your home an MOT

Wed, 04 Apr 2012 00:00:00 GMT

Millions of us will spend time sprucing up our homes with a spot of DIY over the Easter break, but don't neglect the more boring maintenance jobs, or you could risk hefty repair bills later on.

Focus on: Barclaycard offers 3% cashback for small businesses

Wed, 04 Apr 2012 00:00:00 GMT

Cashback deals on financial products are in vogue following the huge promotional push behind the Santander 123 current account earlier this year.

Happy new tax year!

Tue, 03 Apr 2012 00:00:00 GMT

The start of the new tax year (2012/2013) arrived on April 6, which makes it an ideal time to get your personal finances in order.

Revving up for summer with cheap bike cover

Tue, 03 Apr 2012 00:00:00 GMT

Rising fuel costs and gridlocked city centres can make motorbikes an appealing option for anyone wanting to get around town.

Kick start your savings with an Easter nest egg

Tue, 03 Apr 2012 00:00:00 GMT

The Easter break is the perfect time to start thinking about building a savings nest egg. With most of us still feeling the pinch thanks to steep living costs and government spending cuts, it's vital that everyone has some savings in place, but it can be difficult finding time to hunt out the best accounts.

Still paying for Christmas?

Tue, 03 Apr 2012 00:00:00 GMT

The arrival of the warmer weather has banished thoughts of Christmas far from our minds.

Save money and power with efficient appliances

Mon, 02 Apr 2012 00:00:00 GMT

Under European Union (EU) law, energy efficiency labels are mandatory for new appliances such as TVs, washing machines, tumble dryers, fridges, freezers and dishwashers.

How to claw back up to 2,500 lost in Stamp Duty

Fri, 30 Mar 2012 00:00:00 GMT

If you are in the process of buying your first home, it might feel something of a wrench that you have just missed the government's Stamp Duty concession which expired on March 24. For two years up until that date, first-time buyers were able to avoid the 1% property tax on homes priced between £125,000 and £250,000, leaving them a potential £2,500 better off.

Top tips for summer driving

Fri, 30 Mar 2012 00:00:00 GMT

Blue skies, warm sun, gentle breezes... Britain has basked in unseasonably warm weather of late, allowing drivers of convertibles to put the roof down at last.

EDF Energy shakes up a beleaguered energy market

Fri, 30 Mar 2012 00:00:00 GMT

EDF Energy has thrown down the gauntlet to the other Big Six suppliers by launching a new tariff that, according to the company, will focus firmly on the needs of both the consumer and the environment.

Top 10 Easter days out that won't break the bank

Fri, 30 Mar 2012 00:00:00 GMT

If you're not going away over the Easter holidays, you may be struggling to think of ways to keep the kids entertained. But you don't need to get on a plane to have fun; there are plenty of options on our doorstep that will keep both you and the children amused.

Focus on: Exclusive 0% on purchases with Capital One

Thu, 29 Mar 2012 00:00:00 GMT

Capital One is offering an exclusive credit card deal through MoneySupermarket, which gives customers looking to build up their credit score the kind of interest break typically reserved for those with best credit scores. We take a look at the small print to see if the card could work for you...

Have you been mis-sold PPI? Here's how to claim

Wed, 28 Mar 2012 00:00:00 GMT

The number of complaints about Payment Protection Insurance (PPI) mis-selling has rocketed, according to the latest complaints report from the Financial Services Authority (FSA) - up by a whopping 85% in the second half of 2011 to 977,000.

Get where you're going this Easter with the right sat-nav

Wed, 28 Mar 2012 00:00:00 GMT

Easter's a great time to get out on the road and visit somewhere new, and many of us rely on a trusty sat nav to get where we need to go - but how do you pick one which won't direct you into a river or oncoming traffic?

Focus on: NEW market leading one-year bond paying 3.65%

Wed, 28 Mar 2012 00:00:00 GMT

Savers with a large lump sum to invest who have already used this year's ISA allowance may want to consider Cahoot's new one-year fixed rate bond paying a generous 3.65%.

Are bells and whistles on your home insurance policy worth the cost?

Wed, 28 Mar 2012 00:00:00 GMT

If you've ever bought any sort of insurance product, you'll know that insurers clamber to offer all sorts of optional extras - at a price.

Credit cards and the great gender divide

Wed, 28 Mar 2012 00:00:00 GMT

Men may be from Mars and women from Venus, but do the planets align where our spending habits are concerned?

Is your life in limbo because you are strapped for cash?

Wed, 28 Mar 2012 00:00:00 GMT

A staggering 65% of Britons are putting their lives on hold as a direct result of the financial climate, according to new figures from MoneySupermarket.

ISA allowance: Use it NOW or lose it!

Wed, 28 Mar 2012 00:00:00 GMT

There are just a few days to go before the end of the tax year, so if you haven't used this year's allowance you'll need to hurry if you want to beat the April 5 deadline.

Moving home, moving mortgage

Fri, 23 Mar 2012 00:00:00 GMT

The clocks have gone forward, the flowers are in bloom and the year's spring home-moving season is now upon us too. But if you are looking at swapping your home for a new one and want to pack your mortgage in your case too, it might not be as easy as you think. Here, we take a look at the potential pitfalls you could encounter and how to prepare for them in advance.

How to be accepted for a credit card

Thu, 22 Mar 2012 00:00:00 GMT

Transferring the balance from your current credit card to take advantage of a 0% balance transfer offer from another provider could be a big part of your financial spring clean. However, if your application is rejected, this will leave a 'footprint' on your credit report, which can have a negative effect upon your credit score and leave you with a nasty financial headache.

10 reasons to use this year's ISA allowance

Thu, 22 Mar 2012 00:00:00 GMT

There is less than a fortnight to go before the end of the tax year on April 5, and if you still haven't used your ISA allowance, you are throwing away the opportunity to earn tax-free returns.

Give your business a boost

Thu, 22 Mar 2012 00:00:00 GMT

One of the more positive announcements in this year's Budget was the launch of a scheme aimed at giving the nation's small businesses a boost by offering them cheaper loans - but not all firms will be eligible.

How to cut the cost of the Easter holiday

Thu, 22 Mar 2012 00:00:00 GMT

The Easter holidays are just around the corner, and whether you are spending them at home or abroad, there are plenty of ways you can keep your spending to a minimum.

Be your family's own Chancellor

Thu, 22 Mar 2012 00:00:00 GMT

As expected, there was little in the way of giveaways by the Chancellor in this year's Budget.

Why older drivers should shop around for cover

Thu, 22 Mar 2012 00:00:00 GMT

The freedom that comes with driving is something many of us take for granted. For elderly motorists, it can be a real lifeline, providing mobility they wouldn't otherwise enjoy. However, according to a report from RIAS, the over 50s motor insurance provider, one in four Brits believe motorists should hang up their keys at age 75, 70, or even younger.

Focus on: Cheshire's improved easy access ISA now paying 3.50%

Thu, 22 Mar 2012 00:00:00 GMT

The end of the tax year is almost upon us and, in a last gasp attempt to get us to invest, interest rates on cash ISAs are getting more competitive.

Budget 2012 at a glance

Wed, 21 Mar 2012 00:00:00 GMT

We knew a lot about this year's Budget before the Chancellor, George Osborne, had even take to the dispatch box. Unsurprisingly, it was much of the good news that had been leaked. An increase in the personal allowance, the reduction of the 50% tax band and a clamp down on tax avoidance were all confirmed, but some of the finer details revealed that we won't actually start benefiting from the 'giveaways' this year.

Why home insurance could be the best thing you ever bought

Wed, 21 Mar 2012 00:00:00 GMT

Imagine if your home burned down to the ground. Virtually everything you own, gone up in smoke. No roof over your head. Your life would literally be in ruins. But at least your insurance would provide funds to get you back on your feet.

Tax allowances 2012/13

Mon, 19 Mar 2012 00:00:00 GMT

Want to know what your tax allowances will be for the 2012/13 tax year? We've compiled these easy-to-read tables, giving you all the information you need.

What benefit changes take effect in April 2012?

Mon, 19 Mar 2012 00:00:00 GMT

A series of changes to the benefits system will affect thousands of households when they take effect next month.

How to get the best deal on your new iPad

Mon, 19 Mar 2012 00:00:00 GMT

Unless you're a die-hard Apple fan and queued through the night to get your hands on the new iPad at launch, you've got some time to consider your options to get the best deal.

Is it time to switch your credit card?

Fri, 16 Mar 2012 00:00:00 GMT

If you currently hold a balance on a credit card, there is a chance that the rate of interest you pay, could soon be on the way up - credit card interest rates are variable after all.

What first-time buyers need to know

Fri, 16 Mar 2012 00:00:00 GMT

Spring is in their air, and first-time buyers are starting to come out of their winter hiding to view the property market's fresh stock. But the 2012 generation of first-timers will face the same struggle as their post credit crunch predecessors when it comes to raising a deposit and satisfying banks and building societies' ever-stringent lending criteria.

Get in on the ISA trend!

Thu, 15 Mar 2012 00:00:00 GMT

Times may be tight, but savvy savers are making sure their hard-earned cash works as hard as possible for them by boosting the amount they hold in tax-free ISAs.

Focus on: Halifax's five-year fixed rate ISA at 4.50%

Thu, 15 Mar 2012 00:00:00 GMT

Halifax is leading the charge on fixed rate cash ISAs, with a clutch of deals over one to five years. The savings provider is paying a hefty 4.50% AER over the five-year term via its ISA Saver Fixed, which puts the deal as current market-leader over this timeframe.

Stay safe with car insurance that fits your budget

Wed, 14 Mar 2012 00:00:00 GMT

A worrying one in six British motorists admits to having broken the law by driving a vehicle without insurance, according to new figures from MoneySupermarket.

Focus on: Derbyshire Building Society's 6% personal loan exclusive

Wed, 14 Mar 2012 00:00:00 GMT

Derbyshire Building Society, which is part of Nationwide, has created a ripple through the personal loan market by launching a joint market leading deal with a representative APR of 6%.

Digital money: Time to kiss goodbye to cash?

Wed, 14 Mar 2012 00:00:00 GMT

New digital payment technologies seem to be popping up every week and giving us alternative ways to pay - without using cash or even a credit or debit card.

Over 65? Don't pay over the odds for your travel insurance

Wed, 14 Mar 2012 00:00:00 GMT

If you are over 65, enjoying your retirement and busy planning the holiday of a lifetime, it may come as a shock to discover just how costly obtaining travel insurance can be.

Take your slice of credit card rewards

Wed, 14 Mar 2012 00:00:00 GMT

Paying sky-high interest on credit card purchases is something that many consumers have been reluctantly doing for years. But now things are changing and a growing number of credit card holders are seeking not only to avoid interest, but to get something back for their spend, be it rewards points, air miles or plain, old cash.

Cash in by recycling phones and tablets

Tue, 13 Mar 2012 00:00:00 GMT

Given the rate at which new phones and tablet computers are released, it seems daft to pay full price for a new model when you can subsidise the cost by recycling your old gadgets.

The perils of buying home cover from your mortgage lender

Tue, 13 Mar 2012 00:00:00 GMT

If you're buying a house you'll need buildings cover, but buying cover from your mortgage lender might not be the cheapest option.

Can you afford your excess?

Mon, 12 Mar 2012 00:00:00 GMT

Motor insurance premiums have risen by a staggering 15.3% in the 12 months to January 2012, according to research from the AA - so the nation's drivers would be forgiven for seeking out any legitimate means possible of keeping costs down.

Why now is the time to remortgage

Fri, 09 Mar 2012 00:00:00 GMT

The Bank of England base rate has remained at its historic 0.50% low for more than three years, but there have been stirrings in the mortgage market nonetheless.

The new iPad has landed

Thu, 08 Mar 2012 00:00:00 GMT

The feverishly anticipated new iPad will be on sale in the UK from March 16 with a host of new features, Apple has announced in its official unveiling in California's San Francisco.

Focus on: New market leading 18-month fixed rate ISA

Thu, 08 Mar 2012 00:00:00 GMT

Competition between ISA providers is hotting up as we approach the end of the tax year on April 5, so if you haven't yet used your allowance, now if the perfect time to grab a great rate.

The true value of a Mum

Thu, 08 Mar 2012 00:00:00 GMT

We all love our Mums and Mothering Sunday, which falls on March 18, gives us the chance to show just how much we appreciate them. But being a parent is a tough job and it often falls on Mums to juggle everything including a career, housework and childcare.

Where to invest your ISA allowance

Thu, 08 Mar 2012 00:00:00 GMT

The end of the tax year on April 5 is fast approaching, so you don't have long to decide where to invest this year's ISA allowance.

Do you know what your home insurance covers?

Thu, 08 Mar 2012 00:00:00 GMT

Home contents cover is a must-buy insurance product. It's there to replace your belongings if they are damaged, lost or stolen - risks that confront us all. But is everything covered by your policy?

Time to spring clean your finances

Thu, 08 Mar 2012 00:00:00 GMT

Spring has officially sprung - but this year your finances are more likely to be in need of an overhaul than your home.

Spread the cost of Bank Holiday DIY

Thu, 08 Mar 2012 00:00:00 GMT

The Easter holidays are approaching and for some the long weekend is also a long overdue chance to put up those bookshelves, repaint the bedroom or spruce up the garden. And if you are planning on doing some DIY over the holidays, now is the time to start thinking about how you're going to pay for it.

Should you lease your car?

Wed, 07 Mar 2012 00:00:00 GMT

March is traditionally a busy time of year for motor traders, largely due to the launch of the new registration plates on March 1. But with so many vehicles available and so many ways to buy, how do make sure that you are getting the deal that's right for you?

Focus on: Santander's 123 current account

Mon, 05 Mar 2012 00:00:00 GMT

Santander's 123 account pays cashback on basic household spend including mortgage repayments, as well as up to 3% interest on credit balances. But is it all it's cracked up to be? We take a look at the small print to find out.

Winners and losers of low interest rates

Thu, 01 Mar 2012 00:00:00 GMT

The Bank of England base rate has remained unchanged at its historic low of 0.50% for three years. However, despite the flat interest rate environment, savings and mortgage rates have been anything but static. Here we take a closer look at what's been happening and who the winners and losers are...

Ahead in the Cloud?

Thu, 01 Mar 2012 00:00:00 GMT

Cloud computing is a buzz phrase in the tech world. It sounds mysterious and even a bit intimidating, but it's actually a simple concept: you access an online service - the cloud - that allows you to store data, which can be anything from spreadsheets to video files, on a third party server. This means you can then access it from any device with an internet connection.

How to transfer your ISA

Thu, 01 Mar 2012 00:00:00 GMT

If you are already a seasoned ISA saver, now is the time review your existing accounts to make sure your money is working as hard as possible for you.

How to buy a second-hand car safely

Wed, 29 Feb 2012 00:00:00 GMT

Few motorists will be able to afford a brand new car from March 1 when the new registration plates hit the nation's forecourts - but buying a second-hand vehicle could be a feasible option.

Vote with your feet if your bank is letting you down

Wed, 29 Feb 2012 00:00:00 GMT

Independent arbitration service The Financial Ombudsman Service (FOS), published its latest complaints data on February 28, which counts the number and type of consumer gripes about individual financial businesses - including banks, insurance companies and investment firms - over a six-month period.

Check for cracks in your home insurance

Wed, 29 Feb 2012 00:00:00 GMT

Drought? In March? Seems crazy, especially as we had deep snow and freezing conditions barely a month ago - but the Environmental Agency has indeed declared that there is a drought in central, eastern and southern England.

Combat rising fuel prices

Wed, 29 Feb 2012 00:00:00 GMT

Cash-strapped motorists are being urged to join a mass lobby of MPs at Westminster to fight back against escalating fuel prices.

What sort of energy user are you?

Wed, 29 Feb 2012 00:00:00 GMT

Does your household consume a low, medium or high amount of energy? It's certainly worth finding out because the type of energy user you are has a huge impact on your gas and electricity bills.

Spring clean your credit cards

Wed, 29 Feb 2012 00:00:00 GMT

Millions of people stick with the same plastic year after year. If you're one of them, now's the perfect time for a credit card clear out.

March insurance renewal? Time to save on car cover

Mon, 27 Feb 2012 00:00:00 GMT

March 1 sees the arrival of the new '12' car registration plates, which signals a busy time for car purchases and a peak period for insurance renewals.

The best tech for runners

Mon, 27 Feb 2012 00:00:00 GMT

Casual joggers might be content just to amble about their local park with a pair of headphones and a bottle of water, but there are tons of gadgets available for tech-loving runners who want to measure their performance and progress - or lack of it - in real-time.

Don't pay to clear debt

Thu, 23 Feb 2012 00:00:00 GMT

Plans to impose a penalty for paying off Student Loans early are set to be abandoned, to the delight of the country's graduates.

Focus on: plan next year's ISA now

Thu, 23 Feb 2012 00:00:00 GMT

If you are looking for a catch-free competitive ISA in the lead-up to the new tax year, take a look at Virgin Money's Easy Access Cash E-ISA, which is provided by Northern Rock.

Don't miss the ISA boat!

Thu, 23 Feb 2012 00:00:00 GMT

The countdown is on to the end of the tax year on April 5, which means savers will need to act quickly if they want to take advantage of their annual tax-free ISA allowance.

Cut life insurance costs down to size

Thu, 23 Feb 2012 00:00:00 GMT

It's grim thinking about life insurance. After all, someone needs to die for the policy to pay out. But it's important to bite the bullet and put cover in place, especially if you have dependants. And it clearly makes sense to find the best policy at the best price.

Leap into action and save 1,000

Thu, 23 Feb 2012 00:00:00 GMT

You would have to be exceptionally astute with your finances to realise it, but this year, you benefit from an extra days' insurance cover for the same annual cost. That's because 2012 is a leap year which means you are getting 366 days' cover instead of the usual 365.

12 ways to cut the cost of motoring

Wed, 22 Feb 2012 00:00:00 GMT

The price of unleaded petrol has hit new record highs, according to industry analysts Experian Catalist. The average cost of a litre of unleaded fuel now sits at 137.44 pence, which just tops the previous record in May 2011 of 137.43 a litre.

When to use a credit card

Wed, 22 Feb 2012 00:00:00 GMT

Reaching for your credit card when you can't afford to pay for a large purchase with cash savings, might seem unnecessary and even reckless. But there are some clear benefits to using credit cards that you just won't get from paying cash.

How to save when times are tight

Wed, 22 Feb 2012 00:00:00 GMT

Almost half of Brits have stopped saving, or reduced the amount they save, in the last year, according to new research from MoneySupermarket.

Focus on: NEW 0% balance transfer card for 'average' credit scores

Mon, 20 Feb 2012 00:00:00 GMT

A new balance transfer card from Capital One, which launched on Friday 17 February, is giving borrowers with 'average' credit scores a rare chance to pay 0% on balance transfers. We take a closer look at the deal.

Focus on: Leading 3.06% cash ISA

Thu, 16 Feb 2012 00:00:00 GMT

The end of the tax year on April 5 is fast approaching, and, if you haven't used your tax-free ISA allowance by this date, it will be gone forever.

Cut car insurance costs with better driving

Thu, 16 Feb 2012 00:00:00 GMT

If you consider yourself a careful driver then you're probably fed up with hearing how uninsured drivers and personal injury claims are forcing up the price of your car insurance policy. But would you be prepared for insurers to monitor your driving style in return for the possibility of a lower premium?

Relief for savers as inflation falls

Thu, 16 Feb 2012 00:00:00 GMT

INFLATION fell last month, providing welcome relief for savers struggling to find decent real returns.

Clampdown on interest-only mortgages

Thu, 16 Feb 2012 00:00:00 GMT

Mortgage lenders are making it tougher for borrowers to take out interest-only mortgages.

Focus on: Tesco launches 2.50 unlimited broadband

Wed, 15 Feb 2012 00:00:00 GMT

While the three main broadband providers have been busy locked in a winter price-war, Tesco has stolen the show by offering the cheapest 12-month broadband package on the market.

Are you covered for your action-packed holiday?

Wed, 15 Feb 2012 00:00:00 GMT

In the excitement of booking your holiday, building an iPod beach playlist or loading your Kindle will probably trump reading the terms and conditions of your travel insurance policy.

Sony PS Vita lands in Europe

Tue, 14 Feb 2012 00:00:00 GMT

Having already taken Japan and parts of Asia by storm, Sony has unleashed the PlayStation Vita on Europe and the US.

Identity fraud: How to protect yourself

Tue, 14 Feb 2012 00:00:00 GMT

Next time you crumple up an old gas bill and throw it in the bin, you may want to stop and think again.

How to consolidate your debt

Tue, 14 Feb 2012 00:00:00 GMT

Sainsbury's Finance is expecting a rush of new business as consumers keen to reduce the amount they owe take out personal loans for debt consolidation.

Savers welcome inflation fall

Tue, 14 Feb 2012 00:00:00 GMT

Savers caught a break today as the Bank of England announced further falls in inflation, meaning greater returns on their cash.

Is vinyl better than downloads?

Tue, 14 Feb 2012 00:00:00 GMT

Visit any music store and you might be surprised to see vinyl albums for sale.

Get to grips with your energy bill

Tue, 14 Feb 2012 00:00:00 GMT

Energy bills are notoriously difficult to read - which makes it difficult to know for sure you are getting the best deal. Here's how to decipher your bill and find out if switching supplier could save you money.

Should you protect your no claims discount?

Tue, 14 Feb 2012 00:00:00 GMT

We all want to pay less for our car insurance, and one of the best ways to chop down the premium is to amass as much no claims discount (NCD) as possible.

Is your home insurance up to scratch?

Tue, 14 Feb 2012 00:00:00 GMT

Imagine making a home insurance claim only to find that, after paying all those premiums, you're not actually covered for the damage.

Focus on: NEW leading fee-free five-year fixed rate mortgage

Thu, 09 Feb 2012 00:00:00 GMT

Interest rates were held at 0.5% again this week, and with no sign of things changing any time soon, longer term fixed rate mortgages are looking increasingly appealing.

ISA rates on the up

Thu, 09 Feb 2012 00:00:00 GMT

The tax year ends in less than two months' time, but nearly half of us (44%) have yet to use our full individual savings account (ISA) allowance, according to a MoneySupermarket poll - and are therefore missing out on valuable tax-free returns.

Will whiplash clampdown cut insurance costs?

Thu, 09 Feb 2012 00:00:00 GMT

With the cost of both car insurance and petrol soaring in recent years, the nation's motorists are hopeful of anything that can lessen the impact on their pocket.

Make your salary go further

Wed, 08 Feb 2012 00:00:00 GMT

According to research from Halifax, one in five of us spend half the month worrying that we won't have enough money to see us through until our next payday. And by the time we are a week away from our next wage packet this becomes a concern for half the population.

The 10 credit card commandments

Wed, 08 Feb 2012 00:00:00 GMT

Credit cards can be a fantastic way to manage your finances and control your spending - but only if they are used in the right way.

Focus on: 3.00% savings account

Wed, 08 Feb 2012 00:00:00 GMT

The easy access savings account market is dominated by accounts which offer a bonus, usually only for the first year.

Lower your next energy bill

Wed, 08 Feb 2012 00:00:00 GMT

If the past week's cold snap has you dreading your next energy bill, now is the time to switch to a cheaper deal.

Half-term savings

Tue, 07 Feb 2012 00:00:00 GMT

School's out and parents up and down the country are faced with the prospect of keeping the kids entertained. But with Christmas debts barely paid off, and families everywhere feeling the pinch, the arrival of half term - which for most schools falls between February 13 and 17 - can be a real worry.

How to switch your mobile phone contract

Tue, 07 Feb 2012 00:00:00 GMT

Last month, mobile phone provider O2 was forced to apologise to its customers after inadvertently sending their phone numbers to every website they'd visited via mobile internet.

Why missing a payment could cost you dear

Tue, 07 Feb 2012 00:00:00 GMT

More than one in six Britons - or about 8million people - missed a bill payment of some kind in the last 12 months, according to research from MoneySupermarket.

Are your gadgets insured for travel?

Tue, 07 Feb 2012 00:00:00 GMT

Look around any airport's departure lounge today, and you'll see a multitude of smartphones, e-readers, tablet computers and laptops.

How much does your job cost you?

Thu, 02 Feb 2012 00:00:00 GMT

We are all used to the taxman taking a chunk of our annual salary, but new research by Guardian Jobs has revealed that, while at work, we're eating our way through thousands of pounds each year in expensive sandwiches and coffees.

Protect your home against burglaries and high premiums

Thu, 02 Feb 2012 00:00:00 GMT

Homeowners in Leeds and London are the most likely to claim on their home insurance policies as a result of theft or burglary, according to new research from MoneySupermarket.

Focus on: Amex doubles cashback rate to 5%

Thu, 02 Feb 2012 00:00:00 GMT

Recent weeks may have been full of depressing financial news but American Express (Amex) has bought some cheer by doubling the cashback paid on its Platinum Cashback card to 5%.

The best savings account for you

Thu, 02 Feb 2012 00:00:00 GMT

If you are looking to open an easy access savings account, it's a no-brainer to head for the one that pays the most handsome returns.

The best ways to research and book your holiday online

Thu, 02 Feb 2012 00:00:00 GMT

Savvy travel shoppers are carrying out up to three months' research to ensure that they get the most for their holiday budget. And, increasingly, British holidaymakers are doing their travel planning online.

Why you should buy travel cover when you book

Wed, 01 Feb 2012 00:00:00 GMT

If you've booked your main 2012 holiday and are already counting down the days, don't let it be ruined by leaving it too late to buy travel insurance.

Last chance to cash in on switching your current account

Wed, 01 Feb 2012 00:00:00 GMT

If you want to make money by switching current accounts, you will have to act fast.

Celebrate Valentine's Day for less

Wed, 01 Feb 2012 00:00:00 GMT

Men! This is your early warning! Valentine's Day is fast approaching. Women! The global economy is in a bad way, you're going to have to cut us men some slack this year.

Repair your credit score for free

Wed, 01 Feb 2012 00:00:00 GMT

If you are in the process of rebuilding your credit score, increased competition between 'credit builder' credit card providers looks as though it's made things cheaper. But you don't want to be paying any interest in the first place.

Cost of water set to rise by 5.7%

Wed, 01 Feb 2012 00:00:00 GMT

Recent cuts in gas and electricity bills may have provided some small relief, but for many people, forthcoming increases in water bills will wipe out any savings.

How to land the best broadband deal

Tue, 31 Jan 2012 00:00:00 GMT

Broadband providers regularly bombard us with messages about connection speeds, download speeds, ultrafast broadband, superfast broadband and usage limits. Right now, three of the main providers are all promoting offerings like these to attract your custom.

Don't let the cold snap cost you

Tue, 31 Jan 2012 00:00:00 GMT

Now could be the most dangerous time of the year to be on the roads, according to research from an insurer.

Why unemployment bumps up car insurance costs

Thu, 26 Jan 2012 00:00:00 GMT

UK unemployment has reached its highest level since 1996 - and car insurance companies could be cashing in on this trend by charging the jobless more for their cover.

Travel insurance with pre-existing medical conditions

Thu, 26 Jan 2012 00:00:00 GMT

If you're planning on jetting off to warmer climes this summer and have a pre-existing medical condition, obtaining travel insurance can seem like a frustrating process.

First-time buyers should act now to avoid stamp duty

Thu, 26 Jan 2012 00:00:00 GMT

First-time buyers keen to take advantage of 0% stamp duty should act now - as from March 24, the land tax will become payable again on all homes costing more than £125,000.

Will welfare reform plans affect you?

Wed, 25 Jan 2012 00:00:00 GMT

The government has unveiled plans to make the welfare system fairer by introducing a £26,000-a-year cap on benefits paid to non-working households. Although the proposals suffered a hitch this week when they were defeated in the House of Lords, they are still likely to go ahead.

Why you should book your 2012 holiday now

Wed, 25 Jan 2012 00:00:00 GMT

The first payday after Christmas has finally arrived and there are some tempting travel deals around, so it's a great time to book your main 2012 holiday to benefit from affordable prices.

Five ways to boost your credit score

Wed, 25 Jan 2012 00:00:00 GMT

A healthy credit score is the best passport to any kind of borrowing, so making an effort to improve yours can really pay dividends.

How to tackle your financial fears

Wed, 25 Jan 2012 00:00:00 GMT

Money worries are keeping millions of us awake at night as we fret about how we will cover steep utility bills, as well as food and petrol costs.

Should you take a credit card or a loan?

Wed, 25 Jan 2012 00:00:00 GMT

There's a whole host of reasons why you might be looking to borrow. It could be that you need to make a large purchase, fund an emergency repair or even consolidate various existing debt into one lump on which you pay a lower interest rate. In any of these cases, your first instinct may well be to take out a loan. But, in some instances, borrowing on a credit card can be a more cost effective option.

Making your cash go further in 2012

Wed, 25 Jan 2012 00:00:00 GMT

Last year, we all tightened our belts and crossed our fingers that the economy would improve. But it's 2012 and, despite negligible falls in inflation and energy prices, times are just as tough.

Focus on: Last chance to get a two-year balance transfer credit card

Tue, 24 Jan 2012 00:00:00 GMT

If you want to get your hands on the Barclaycard Platinum with Longest Balance Transfer credit card, which offers a market-leading two-year 0% interest on balance transfers, you'll need to act fast. Barclaycard has announced it is withdrawing the card on Wednesday February 1 and, with no equivalent on the market, this could be your last chance to take advantage.

But what do you need to know?

What is a cash ISA?

Tue, 24 Jan 2012 00:00:00 GMT

With interest rates low and inflation high, it's more important than ever for savers to earn as much as possible on their savings and ISAs offer a great way of doing this because returns are tax-free.

Getting a mortgage with a small deposit

Tue, 24 Jan 2012 00:00:00 GMT

Mortgage lenders are quick to boast about helping first-time buyers with smaller deposits - but the truth is most of the effort will have to come from you.

Is the iPad 3 just around the corner?

Tue, 24 Jan 2012 00:00:00 GMT

The iPad 3 could be hitting the shelves as soon as March, if rabid internet speculation and Apple's track record of speedy product releases are anything to go by.

We take a look at the reasons behind the mounting speculation and how the must-have gadget is likely to compare to its predecessor, the iPad 2.

Santander to raise overdraft charges

Thu, 19 Jan 2012 00:00:00 GMT

Santander is increasing the cost of going into the red for its Preferred and Everyday current account customers by raising its daily overdraft fees with effect from March 16.

Focus on: NEW purchase credit card offering 0% for 18 months

Thu, 19 Jan 2012 00:00:00 GMT

Credit cards that offer 0% on purchases and balance transfers are a great way to spread the cost of a big purchase or to pay down existing credit card debt as you are not charged interest for the duration of the 0% offer.

Get the best value holiday in 2012

Thu, 19 Jan 2012 00:00:00 GMT

Research from TravelSupermarket has found that price will be the number one consideration for British holidaymakers in 2012 - beating factors such as accommodation and even weather. So, make sure that you are one of the growing number of savvy travel shoppers this year.

Should you go for a fixed or variable rate mortgage?

Wed, 18 Jan 2012 00:00:00 GMT

January's base rate freeze came as no surprise after nearly three years of no change. In fact, some experts are now forecasting that interest rates will remain frozen at 0.5% until as late as 2016.

Focus on: West Brom Direct Bonus Account 3

Wed, 18 Jan 2012 00:00:00 GMT

The Bank of England base rate could stay at 0.50% until 2016 which is the last thing savers want to hear as it has already been at this historically low level since March 2009.

Relief for savers as inflation falls

Wed, 18 Jan 2012 00:00:00 GMT

Inflation dropped last month, providing a glimmer of hope to savers who have suffered months of soaring living costs eroding the value of their hard-earned cash.

Find the right balance transfer credit card

Wed, 18 Jan 2012 00:00:00 GMT

Borrowers can avoid paying interest on their debts for up to two years if they choose the right credit card - but remember to factor in balance transfer fees.

Deal with debt now

Tue, 17 Jan 2012 00:00:00 GMT

Every day in the UK, 331 people are declared insolvent or bankrupt, according to new figures from charity Credit Action. However, bankruptcy is still regarded as an extreme measure to get out of debt. Here we look at steps you can take to help avoid this outcome.

How to stay safe on the slopes

Tue, 17 Jan 2012 00:00:00 GMT

Every year, thousands of Britons take to the snow-covered slopes of Europe, America and Canada on their skiing holidays - and the vast majority have a great time. However, the dangers of mountain sports should not be taken lightly.

Who should switch to save on energy bills?

Tue, 17 Jan 2012 00:00:00 GMT

The Big Six energy suppliers may have all finally bowed to pressure to cut their prices, but millions of householders could still benefit by switching to a better deal.

How to get bargains all year round

Mon, 16 Jan 2012 00:00:00 GMT

Now that the January sales are in full swing you're probably used to buying things for less than the advertised price. But have you ever considered that you may be able to land similar discounts all year round?

Avoid a boiler breakdown

Mon, 16 Jan 2012 00:00:00 GMT

Given the huge costs of repairing or replacing a boiler, you can't afford to be caught out by a cold snap. Looking after your boiler and knowing what to do when there is a problem could save you money.

Will the new MOT rules cost you?

Mon, 16 Jan 2012 00:00:00 GMT

Drivers already struggling with soaring fuel and insurance prices could face the added sting of unexpected repair bills because of new MOT rules which came into force this month.

Making your home more energy efficient

Fri, 13 Jan 2012 00:00:00 GMT

Pressure is mounting on the one remaining energy supplier to cut costs - but you don't have to wait for them to take action to reduce your gas and electricity bills.

How to make an energy complaint

Thu, 12 Jan 2012 00:00:00 GMT

British consumers could be missing out on millions of pounds in unclaimed compensation as unresolved complaints to Energy providers are not being passed on to the Energy Ombudsman for resolution, according to a report from consumer group Which?

Top credit cards for 2012

Thu, 12 Jan 2012 00:00:00 GMT

There are some fantastic credit card deals available at the moment. The benefits on offer vary widely though, so it is vital to find the right one for your needs.

Millions miss out on cheap energy bills

Thu, 12 Jan 2012 00:00:00 GMT

EDF Energy, SSE and British Gas, npower and E.ON have all announced a reduction in energy prices and more providers are expected to follow suit. However, millions of householders will still struggle to meet the cost of their bills.

Savings rates higher than a year ago

Thu, 12 Jan 2012 00:00:00 GMT

The Bank of England base rate was held at 0.50% for the 35^th month in a row today, but it's not all bad news for savers as savings rates continue to tick upwards.

British Gas and SSE cut prices

Thu, 12 Jan 2012 00:00:00 GMT

Five of the Big Six energy firms - British Gas, EDF Energy, SSE, npower and E.On announced price cuts but millions of customers won't benefit from the lower prices and even those who do could save more money by switching to a better deal.

Mortgages most affordable for 10 years

Wed, 11 Jan 2012 00:00:00 GMT

It is cheaper to own a home than it has been for a decade, yet many people continue to pay over the odds for their mortgages.

Affordable Valentine's breaks

Wed, 11 Jan 2012 00:00:00 GMT

Valentine's Day is fast approaching - and if you want to wow your loved one with a romantic break, now is the time to book. It doesn't have to be as expensive as you think though. Here we offer tips on booking the perfect Valentine's trip at an affordable price.

Focus on: NEW low-fee balance transfer card

Wed, 11 Jan 2012 00:00:00 GMT

If you're feeling the effects of overspending at Christmas, then reducing the amount of interest you're paying on existing credit card debts could help you get your finances back under control.

Don't pay more than you need for a loan

Wed, 11 Jan 2012 00:00:00 GMT

If you're thinking of taking out a personal loan, your own bank might be a natural first port of call - but it won't necessarily be the cheapest. Depending on how much you want to borrow, it could cost you more than if you were to shop around for a better rate.

The best way to pay for car insurance

Wed, 11 Jan 2012 00:00:00 GMT

Millions of drivers are hit with extra charges for their car insurance because they pay for it monthly rather than annually.

Focus on: 2.85% savings account with no bonus

Wed, 11 Jan 2012 00:00:00 GMT

With the dust settled on Virgin's acquisition of Northern Rock, the newest-formed bank on the high street, Virgin Money, is offering an easy access savings account paying 2.85%.

Go to the cinema for less

Tue, 10 Jan 2012 00:00:00 GMT

Next month the great and the good from the world of cinema will be assembling for the 84th annual Academy Awards in Hollywood - better known as The Oscars.

Guide to starting your own business

Mon, 09 Jan 2012 00:00:00 GMT

The number of people who are becoming self-employed has reached a record high, with many having no other option but to go it alone.

Northern Rock acquisition brings new savings accounts

Mon, 09 Jan 2012 00:00:00 GMT

Today marks the completion of Virgin's takeover of Northern Rock, the ailing bank which was taken into public ownership in 2008. Rebranded as Virgin Money bank, this week the brand launches two new 'straight-forward' savings accounts.

Financial diary dates for 2012

Mon, 09 Jan 2012 00:00:00 GMT

If you're looking to sort out your finances this year, there are some key dates in 2012 which can help you get organised.

NEW cheapest fixed dual fuel energy tariff

Fri, 06 Jan 2012 00:00:00 GMT

Pressure is mounting on the Big Six energy suppliers to cut their prices after Ovo Energy announced it is slashing 5% off bills for new customers on its fixed dual fuel tariff.

Should you 'lease' an iPhone 4S?

Fri, 06 Jan 2012 00:00:00 GMT

In the ever-changing world of technology, are you the sort of person who always likes to have the latest gadgets and gets frustrated by lengthy contracts locking you in?

Why exercise helps your pockets as well as your health

Thu, 05 Jan 2012 00:00:00 GMT

January is traditionally a time when people hit the treadmills, determined to work off the Christmas calories, but research by MoneySupermarket has shown that this year could be different.

Focus on: Loan rates fall to 6.0%

Thu, 05 Jan 2012 00:00:00 GMT

Borrowers received some New Year cheer this week after loan rates dropped to as low as 6.0%.

What to do when storms strike

Thu, 05 Jan 2012 00:00:00 GMT

Storms have ravaged much of the UK in recent days, and with more bad weather on the way, insurers are advising homeowners to batten down the hatches.

How you can save more than 1,000 in 2012

Thu, 05 Jan 2012 00:00:00 GMT

Times were tight for most of us in 2011, and with little sign of things improving any time soon it's more important than ever to make your money work as hard as possible for you.

Make the most of your travel budget in 2012

Thu, 05 Jan 2012 00:00:00 GMT

Recent research by TravelSupermarket shows that, despite household finances being stretched, Britons are prioritising holidays in 2012 with 96% planning on taking at least one break this year. We look at this year's travel trends and explain how you can still get away on a tight budget.

Bank account wars: The banks want you

Wed, 04 Jan 2012 00:00:00 GMT

Competition in the current account market has been hotting up in recent days, with several banks launching tempting incentives in an attempt to make us switch.

How to clear Christmas debts

Wed, 04 Jan 2012 00:00:00 GMT

Millions of people will have run up credit card debts and overdrafts to help pay for Christmas and must now count the cost of their borrowing.

Do you have enough home insurance?

Wed, 04 Jan 2012 00:00:00 GMT

If you or your family were lucky enough to be showered with valuable presents this Christmas, it may mean that you no longer have adequate home insurance cover.

Top tips for winter driving

Wed, 04 Jan 2012 00:00:00 GMT

Winter is the worst time of the year for motorists with bad weather increasing the likelihood of an accident or a breakdown.

Focus on: NEW market-leading ISA paying 3.07%

Wed, 04 Jan 2012 00:00:00 GMT

Anyone who has made saving more one of their New Year's resolutions may want to consider the new West Bromwich WeBSave ISA 4.

How to escape the debt trap

Tue, 03 Jan 2012 00:00:00 GMT

Thousands of young people struggling with debts are being forced to take drastic action because their money problems have spiralled out of control.

Set your 2012 savings goal

Tue, 03 Jan 2012 00:00:00 GMT

The New Year is the perfect time to set yourself a savings goal - whether it's trying to build up some cash to pay for your summer break, putting money away for a property deposit or even saving up for Christmas next year.

New Year financial resolutions

Wed, 28 Dec 2011 00:00:00 GMT

Once the Christmas and New Year party season comes to an end, many of us come back down to earth with a bump - especially if we have overspent on our festivities.

What will happen to house prices in 2012?

Wed, 28 Dec 2011 00:00:00 GMT

The property market has proved remarkably resilient in recent months, despite the increasingly gloomy economic backdrop. House prices rose by 1% nationally in 2011according to Nationwide Building Society with London seeing the strongest growth at 5.5%. However, the picture was very different in Northern Ireland where property values dropped by 8.9%. But what does 2012 hold in store for homeowners and buyers?

Focus on: New market-leading 24-month 0% balance transfer card

Fri, 23 Dec 2011 00:00:00 GMT

Many of us will have racked up debts over Christmas, but the good news is that Barclaycard has just introduced a fantastic balance transfer card offering an introductory 0% period for two whole years.

Best ways to give to charity

Thu, 22 Dec 2011 00:00:00 GMT

At this time of year, many of us will stop to think about those less fortunate than ourselves, yet often our gifts to charity only extend to dropping a few coins in collecting tins.

Focus on: Current account paying 6% in-credit interest

Thu, 22 Dec 2011 00:00:00 GMT

Most of us are used to our banks paying paltry rates of interest on any money held in our current accounts, but HSBC has bucked this trend by offering a massive 6% to people switching their accounts.

Holiday like a star

Thu, 22 Dec 2011 00:00:00 GMT

When pictures of celebrities' exotic holidays are splashed across newspapers, you may feel a twang of jealously and assume that you could never afford to follow in their footsteps. However, there are plenty of holiday bargains about. We take a look at celebrity breaks from the last year and offer tips on how to recreate them.

Take control of your finances

Wed, 21 Dec 2011 00:00:00 GMT

After what has been a pretty miserable year financially, most of us will be hoping that 2012 gets off to a better start.

January sales survival guide

Wed, 21 Dec 2011 00:00:00 GMT

If you found all that Christmas shopping stressful, then hitting the January sales might just tip you over the edge - unless you go prepared.

Alternative options for savers

Wed, 21 Dec 2011 00:00:00 GMT

With inflation still high and the Bank of England base rate showing no sign of rising any time soon, many savers are looking outside conventional savings accounts to generate returns.

How to return unwanted Christmas presents

Wed, 21 Dec 2011 00:00:00 GMT

Most of us will have received at least one present this year that we wish we'd left unopened, but if you are planning on taking unwanted gifts back, it pays to swot up on your consumer rights first.

It's not too late for a New Year break

Thu, 15 Dec 2011 00:00:00 GMT

Christmas shopping may almost be over for another year but, if you haven't already made plans for New Year celebrations, you may be starting to panic. We give advice on how to find a last-minute holiday deal as well as offering some destination inspiration.

Save ahead for Christmas 2012

Thu, 15 Dec 2011 00:00:00 GMT

If you're one of the many who have found financing Christmas this year painful, then you can avoid money misery next year by starting to save now for Christmas 2012.

Where to find last-minute Christmas bargains

Wed, 14 Dec 2011 00:00:00 GMT

There may be only a few days to go until Christmas, but there are still plenty of last-minute bargains to be had if you know where to look.

How to keep Christmas debt in check

Wed, 14 Dec 2011 00:00:00 GMT

Almost 10 million UK consumers will take on debt to cover the cost Christmas, according to new research by MoneySupermarket.com.

Focus on: AA launches leading savings account

Wed, 14 Dec 2011 00:00:00 GMT

The AA has thrown down the gauntlet to its savings account rivals with the launch of a new easy-access account paying a headline interest rate of 3.20% on £1 or more.

Focus on: Barclaycard Platinum with Extended Balance Transfer

Wed, 14 Dec 2011 00:00:00 GMT

With 2011 nearly at an end, now's the time to start getting your finances in shape for 2012.

Why insurance is the perfect present for your pet

Tue, 13 Dec 2011 00:00:00 GMT

Pampered pets across the country will be spoilt by devoted owners this Christmas, but despite treating them like one of the family, many people don't have insurance in place to cover vet bills if their animal were to become seriously ill or injured.

Travel cover for festive breaks

Mon, 12 Dec 2011 00:00:00 GMT

Thousands of people will get away from it all this Christmas by heading overseas, but if you're planning a holiday abroad, don't forget to pack travel insurance.

Savers' silver lining

Thu, 08 Dec 2011 00:00:00 GMT

Most savers won't be sorry to see the back of 2011, with interest rates seemingly stuck at 0.5%, inflation running at more than double the government's 2% target and the continuing eurozone crisis.

Beat your credit card gripes

Thu, 08 Dec 2011 00:00:00 GMT

Millions of us rely on plastic to help make ends meet, but as with any form of borrowing, you need to be careful, or you could end up paying back much more than you planned.

Know your limits this Christmas

Thu, 08 Dec 2011 00:00:00 GMT

When travelling at Christmas, it can be easy to be swept away with festive cheer and to forget the basics of what you can and can't pack. But don't let an unexpected charge or a confiscated gift ruin your holiday.

Don't lose control of debts

Thu, 08 Dec 2011 00:00:00 GMT

Millions of people are turning to payday loans to help them cover the cost of Christmas in these difficult times.

Focus on: 2.89% three-year fixed rate mortgage

Wed, 07 Dec 2011 00:00:00 GMT

In these difficult times, Chelsea Building Society's new 2.89% fixed rate mortgage can provide homeowners with peace of mind that their payments won't change for three more festive seasons to come.

Top 10 ways to save energy this Christmas

Wed, 07 Dec 2011 00:00:00 GMT

We may have enjoyed an unseasonably mild start to winter, but there's no escaping the fact that colder weather is now beginning to bite.

Focus on: Market-leading loan

Wed, 07 Dec 2011 00:00:00 GMT

The loan war continues to rage, with peer-to-peer lender Zopa introducing a new market-leading deal for those looking to borrow £7,500 over three years.

Drink driving isn't worth the risk

Wed, 07 Dec 2011 00:00:00 GMT

With the Christmas party season upon us, UK police forces have begun their festive drink-driving crackdown.

How to complete a tax return

Wed, 07 Dec 2011 00:00:00 GMT

Anyone who has to file a tax return for the year ending April 5, 2011 has just over a month left to submit their forms - or risk being hit with a £100 fine.

'Appy Christmas - five apps for the festive season

Tue, 06 Dec 2011 00:00:00 GMT

If your local high street resembles the Blackpool Illuminations and you can't seem to find a radio station that isn't playing Slade at least three times an hour, then you'll know that the holiday season has arrived.

Focus on: Market-leading 3.16% easy access account

Thu, 01 Dec 2011 00:00:00 GMT

High inflation and low interest rates have given savers little reason to celebrate recently, but Northern Rock provided some good news this week with the introduction of a new market-leading easy access account.

Best homes for cash Christmas presents

Thu, 01 Dec 2011 00:00:00 GMT

With so many of us feeling the pinch this year, cash Christmas presents are likely to be more popular than ever - but make sure any money you receive earns as much interest as possible.

Whisk your loved one away this Christmas

Thu, 01 Dec 2011 00:00:00 GMT

With Christmas less than a month away, many shoppers will be racking their brains for the perfect gift. Why not book a holiday for a loved one? It will be a great winter pick me up, and can be something to look forward to when the post-Christmas blues kick in.

Focus on: Get even more cash back on shopping this January

Thu, 01 Dec 2011 00:00:00 GMT

The January sales in 2012 will be even more anticipated than usual as UK households feel the pinch of rising winter bills and start to buffer against the prospect of a double-dip recession

Top television packages

Thu, 01 Dec 2011 00:00:00 GMT

Christmas Day is just a few weeks away, but what will you be doing once the presents have been unwrapped and everyone is stuffed full of turkey?

MoneySupermarket's 12 deals of Christmas

Thu, 01 Dec 2011 00:00:00 GMT

'Tis the season to be jolly' and here at MoneySupermarket we've got a sack load of treats on offer for anyone looking to save cash or scoop some fantastic prizes this Christmas.

Shoppers flock online

Wed, 30 Nov 2011 00:00:00 GMT

Millions of us will shun the high street this year in favour of doing our Christmas shopping online

Avoid a festive debt hangover

Wed, 30 Nov 2011 00:00:00 GMT

Christmas is less than a month away, but for many people the festive season can be a financially fraught time.

What the Autumn Statement means for you

Tue, 29 Nov 2011 00:00:00 GMT

The Autumn Statement was never going to be filled with festive cheer given current difficult economic conditions, but there were a few measures announced which will help those struggling to meet living costs.

Prepare your car for winter

Tue, 29 Nov 2011 00:00:00 GMT

Winter weather can cause chaos for drivers - with snow, ice and freezing conditions threatening to make even the shortest journey demanding and dangerous.

Loan rates hit four year low

Fri, 25 Nov 2011 00:00:00 GMT

The loan war continues to rage, with rates on borrowing over £7,500 the lowest they have been for four years.

Focus on: Longest EVER balance transfer and purchase credit card

Thu, 24 Nov 2011 00:00:00 GMT

Halifax has thrown down the gauntlet to other credit card providers by launching the longest ever combined balance transfer and purchase card.

Fix your mortgage at 4.99% for 10 years

Thu, 24 Nov 2011 00:00:00 GMT

With the Bank of England expected to hold interest rates at 0.50% for at least another year many homebuyers and those remortgaging are looking to lock into a fixed rate mortgage for at least five years.

Current accounts made fairer for all

Thu, 24 Nov 2011 00:00:00 GMT

New improvements are set to make banking fairer for millions of current account holders who are regularly stung by complicated and expensive fees on unauthorised overdraft borrowing.

Could you have a forgotten fortune?

Thu, 24 Nov 2011 00:00:00 GMT

Hundreds of thousands of savers could be missing out on valuable returns because they have lost track of money in bank accounts that now pay little or no interest.

Thomas Cook: Your questions answered

Thu, 24 Nov 2011 00:00:00 GMT

With news of Thomas Cook's financial difficulties hitting the headlines this week and concerns about its future, you may be nervous about booking a holiday. We take a look at the current situation and tell you the three golden rules when booking any trip.

Airmiles has changed - what's different?

Tue, 22 Nov 2011 00:00:00 GMT

After 23 years in operation, the travel loyalty scheme Airmiles has changed its name to Avios.

New affordable housing plan - will it help you?

Tue, 22 Nov 2011 00:00:00 GMT

First-time buyers struggling to get on the property ladder finally received some good news this week, after the government announced plans for a new affordable housing strategy.

Cover up this winter

Tue, 22 Nov 2011 00:00:00 GMT

The weather may still be unseasonably warm, but the recent fog has provided a timely reminder of how the elements can affect our festive plans.

New bank on the high street

Fri, 18 Nov 2011 00:00:00 GMT

We have a new high street bank. On Thursday Virgin Money finally succeeded in taking over Northern Rock, which means we'll have a new banking presence on the high street.

Buy now pay nothing for 18 months

Fri, 18 Nov 2011 00:00:00 GMT

MANY of us will rely on plastic to help us cover all our Christmas costs, but if you do plan to pay this way, finding a credit card with a lengthy 0% introductory rate on spending should be a priority.

Focus on: Creation launches 20-month 0% credit card

Thu, 17 Nov 2011 00:00:00 GMT

With one of the most expensive times of the year fast approaching, the last thing any of us want is for existing credit card debts to add to the already steep cost of Christmas.

Focus on: NEW market-leading ISA rate

Thu, 17 Nov 2011 00:00:00 GMT

Savers can earn up to 3.10% tax free and get instant access to their money following the launch of the latest issue of Nationwide's Online ISA.

Top films for Christmas 2011

Wed, 16 Nov 2011 00:00:00 GMT

Forget repeats of The Royle Family and Only Fools' - there are enough great film releases this Christmas to keep you entertained until there's nothing left in the chocolate tin but wrappers.

Has inflation peaked?

Wed, 16 Nov 2011 00:00:00 GMT

Inflation fell last month, providing a glimmer of hope to those struggling to cope with steep living costs, but offering little comfort for savers.

Market-leading broadband deal

Wed, 16 Nov 2011 00:00:00 GMT

Internet users should make the most of increased competition in the broadband market which is driving down monthly fees in return for faster connection speeds and greater usage limits.

Money-saving Christmas tips

Wed, 16 Nov 2011 00:00:00 GMT

The festive season is fast-approaching, but many of us will be wondering exactly how we are going to cover all those Christmas costs.

10 tips to cut the cost of fuel

Tue, 15 Nov 2011 00:00:00 GMT

Steep fuel prices are hitting motorists hard, but the government is coming under increasing pressure to do more to help drivers next year.

Act now to snap up the cheapest mortgages

Fri, 11 Nov 2011 00:00:00 GMT

UK interest rates might still be stuck at 0.5%, but the economic crisis in Europe is pushing up the cost of our mortgages with the best deals disappearing fast.

Why you can't afford not to save

Thu, 10 Nov 2011 00:00:00 GMT

Current economic uncertainty means it's more important than ever to have a savings cushion in place to protect yourself in the event that you lose your job.

Best credit cards for purchases and balance transfers

Thu, 10 Nov 2011 00:00:00 GMT

There are plenty of cards which offer a great deal either on balance transfers or on purchases, but if you don't want the hassle of having two cards, you may want to consider one which combines both.

Focus on: NEW bond that pays interest upfront

Wed, 09 Nov 2011 00:00:00 GMT

Savers who tie up their cash in fixed rate bonds will be used to receiving their interest when their accounts mature, but Santander has shaken things up with the launch of a bond which pays interest upfront.

Getting your life covered

Wed, 09 Nov 2011 00:00:00 GMT

No-one likes to think about dying, but it's vital to consider how your family would survive financially if you were no longer around.

What's the best new smartphone?

Wed, 09 Nov 2011 00:00:00 GMT

The iPhone might have kick-started the smartphone boom but it no longer dominates the market like it used to. With so many phones competing for your cash, what's the smart choice?

Why you should write a Will

Wed, 09 Nov 2011 00:00:00 GMT

More than half of us have never got round to writing a will, despite the fact that dying without one could cause major stress for loved ones.

Is boiler cover worth it?

Wed, 09 Nov 2011 00:00:00 GMT

With household purses already stretched to the limit this winter, the added cost of boiler breakdown cover can seem like an unnecessary expense

Save and give to charity

Fri, 04 Nov 2011 00:00:00 GMT

You may have bought a poppy this year, but now you can do more for charity and earn a market-leading rate on your savings with a new account from Coventry Building Society.

What is an offset mortgage?

Thu, 03 Nov 2011 00:00:00 GMT

With the Bank of England Base Rate stuck in 'freeze frame' at 0.5% and inflation hitting a record 5.2% in September, Britain's savers are feeling increasingly hard done by as they battle against low returns and high inflation.

Best airline credit cards

Thu, 03 Nov 2011 00:00:00 GMT

If you're a frequent flyer a credit card that rewards you with 'miles' each time you spend on it can be a hugely valuable and useful benefit.

Cut home insurance costs

Wed, 02 Nov 2011 00:00:00 GMT

Tempting as it may be to stick with the same home insurance company year after year, loyalty definitely doesn't pay.

Focus on: New credit card that helps improve your credit score

Wed, 02 Nov 2011 00:00:00 GMT

Having a poor credit rating can make life extremely difficult, but help may be at hand with the re-launch of Capital One's Classic Credit Card designed to help people improve their credit score.

Packaged accounts: the next mis-selling scandal?

Wed, 02 Nov 2011 00:00:00 GMT

ONE in five of us now has a packaged bank account that we pay a monthly fee for, but many people don't - or can't - make the most of the benefits on offer.

Warm Home Discount Scheme - do you qualify?

Wed, 02 Nov 2011 00:00:00 GMT

The cost of energy is a hot topic as the cold weather kicks in and the recent gas and electricity price hikes begin to bite.

Have you got breakdown cover?

Wed, 02 Nov 2011 00:00:00 GMT

Winter weather can cause chaos for motorists - but breakdown cover will ensure you don't get left out in the cold.

How to complain about your energy provider

Mon, 31 Oct 2011 00:00:00 GMT

The energy regulator Ofgem has fined npower £2million for mishandling customer complaints.

Focus on: lowest loan rates for four years

Fri, 28 Oct 2011 00:00:00 GMT

The loan war took off again on Friday after Sainsbury's slashed its loan rate to just 6.1% - the lowest rate we've seen since 2007.

Focus on: Get 10 cashback boost with a Capital One credit card

Thu, 27 Oct 2011 00:00:00 GMT

With Christmas fast approaching, many people will be looking for a credit card which offers them cashback on all their festive spending.

Sign up for solar panels NOW

Thu, 27 Oct 2011 00:00:00 GMT

SOARING energy bills have prompted an increasing number of people to look into generating their own electricity through solar panels - but make sure you know all the facts before signing up.

It's 'game on' this winter

Thu, 27 Oct 2011 00:00:00 GMT

The festive season always gives gamers plenty to be excited about with several new launches, and this year is certainly no exception.

Junior ISAs explained

Wed, 26 Oct 2011 00:00:00 GMT

November 1 sees the launch of Junior individual savings accounts (ISAs) which will enable parents, grandparents, relatives and friends to build up a tax-free lump sum for their children.

How to avoid a Christmas credit card hangover

Wed, 26 Oct 2011 00:00:00 GMT

Millions of us are struggling financially at the moment and will need to cover the cost of Christmas with a credit card.

Give your savings a tax-free boost

Wed, 26 Oct 2011 00:00:00 GMT

Times may be tough, but that isn't deterring savvy savers from making the most of their annual tax-free allowances.

Top tips for setting up your own business

Thu, 20 Oct 2011 00:00:00 GMT

Rising unemployment is prompting increasing numbers of people to go it alone and set up their own businesses.

How to bring your rate of inflation down

Thu, 20 Oct 2011 00:00:00 GMT

Inflation hit 5.2% in September, mainly due to gas and electricity price hikes, but there are things we all can do to tackle the soaring cost of living and ensure we keep our bills to a minimum.

Why I'm now a discount queen

Thu, 20 Oct 2011 00:00:00 GMT

The country has gone coupon crazy. Discount vouchers, codes, special offers, freebies - many of us won't go shopping these days unless we can also bag a bargain. And when did you last go out for a meal and pay full price?

What's your energy provider doing to help this winter?

Wed, 19 Oct 2011 00:00:00 GMT

The major energy firms have been criticised for not doing enough to help customers save money on their gas and electricity bills but they're fighting back and claim to have a range of measures to make bills more affordable.

Picking the right credit card

Wed, 19 Oct 2011 00:00:00 GMT

Soaring living costs combined with the looming expense of Christmas mean that many of us will have to rely on plastic to help us through the next few months.

Focus on: Switch current account and get 200

Wed, 19 Oct 2011 00:00:00 GMT

Banks and building societies are bending over backwards to tempt customers to switch their current accounts, with the Co-operative Bank the latest to offer a cash incentive.

How to switch energy provider

Tue, 18 Oct 2011 00:00:00 GMT

The government, energy regulator Ofgem and the country's six biggest energy providers met at an emergency summit to discuss how to tackle rising energy prices. The main recommendation that came out of the meeting? Consumers need to switch to a more competitive energy tariff.

Government steps in to cut energy bills

Mon, 17 Oct 2011 00:00:00 GMT

Are gas and electricity bills too high? It appears that the government now shares the view of consumer groups that households are paying too much for their energy.

Is your 0% credit card offer about to end?

Wed, 12 Oct 2011 00:00:00 GMT

Credit cards which charge 0% on balance transfers for the first few months are a great way to avoid paying interest on your debts - but remember to keep a note of when the 0% period ends.

Get ready for winter

Wed, 12 Oct 2011 00:00:00 GMT

We may have enjoyed an unusually warm start to winter, but there's no escaping the fact that cold weather is just around the corner.

The best iPhone 4S deals

Wed, 12 Oct 2011 00:00:00 GMT

It may not have been the iPhone 5 that fans were hoping for, but the iPhone 4S has created the usual new-Apple-product hype with its new bells and whistles.

Focus on: Earn 4.10% on your savings

Wed, 12 Oct 2011 00:00:00 GMT

West Bromwich has launched a new Regular Saver account for adults paying a fixed rate of 4.10%.

Countdown to Christmas

Tue, 11 Oct 2011 00:00:00 GMT

Like it or not, Christmas is just a few weeks away, and if you want to avoid the usual expensive last minute buying frenzy you should start preparing as soon as possible.

Should you protect your savings from inflation?

Tue, 11 Oct 2011 00:00:00 GMT

With inflation continuing to soar, and interest rates still at record lows, savers face a real struggle to generate any sort of real returns.

10 tips to beat financial woes

Tue, 11 Oct 2011 00:00:00 GMT

In the face of fresh economic uncertainty and rising living costs, it's little wonder that near three-quarters of us are worried about our current financial situation - but there are things you can do to help ease your money worries.

How safe is your bank?

Fri, 07 Oct 2011 00:00:00 GMT

The financial world is still reeling from the financial crisis that erupted in 2007/08. Not surprisingly, customers of banks and building societies - you and me - are concerned about the health of our financial institutions.

Focus on: HSBC personal loans

Thu, 06 Oct 2011 00:00:00 GMT

The loan war continues to rage, with HSBC announcing that it is slashing the representative APR on personal loans of between £7,000 and £15,000 from 6.9% to 6.4%.

iPhone 4S - was it worth the wait?

Thu, 06 Oct 2011 00:00:00 GMT

Apple fans are this week mourning the loss of Steve Jobs, co-founder and CEO of the company who has died aged 56, just a day after the unveiling of the latest version of the iPhone range.

Focus on: NEW market-leading cash ISA paying 3.07%

Thu, 06 Oct 2011 00:00:00 GMT

The Bank of England base rate may have been held at 0.5% for the 25th consecutive month this week, but there was some good news for savers this week following the launch of a new market-leading individual savings account (ISA).

What is quantitative easing?

Thu, 06 Oct 2011 00:00:00 GMT

Despite the economy having grown by just 0.1% in the second quarter of the year, the Bank of England has chosen to keep the base rate on hold at 0.5% again.

Make money from unwanted gadgets

Wed, 05 Oct 2011 00:00:00 GMT

The number of gadgets we have in our homes has shot up by three and a half times in the last 40 years, and our addiction to mobile phones, MP3 players and games consoles shows no signs of abating.

Beware the savings time bomb

Wed, 05 Oct 2011 00:00:00 GMT

Financial pressures mean that increasing numbers of people are struggling to save every month, and risk leaving themselves with a savings time bomb later on in life.

Savings returns about to plummet

Wed, 05 Oct 2011 00:00:00 GMT

Thousands of savers with fixed rate bonds could lose out on hundreds of pounds in interest if they fail to act when their accounts expire.

Should you fix your mortgage at 1.99%?

Wed, 05 Oct 2011 00:00:00 GMT

The cost of fixing your mortgage for two years has fallen to an all time low and Leeds Building Society is offering the chance to fix your mortgage payments at en eye-wateringly low rate of just 1.99%.

What's your postcode doing to insurance costs?

Tue, 04 Oct 2011 00:00:00 GMT

Why does your postcode matter? It can affect where your children go to school; which doctor you can sign up for; what direct mail marketing literature you receive; the amount you pay for Council Tax...

Focus on: Three extends 'all-you-can-eat' data offer

Thu, 29 Sep 2011 00:00:00 GMT

Smart phone sales continue to surge and, with the launch of the iPhone 5 just around the corner, Three this week threw down the gauntlet to other networks by offering 'all you can eat' data to all its customers for an extra £3 a month.

There's bad and good news for savers

Thu, 29 Sep 2011 00:00:00 GMT

Just when savers though things couldn't get any worse, recent days have seen a number of the leading fixed rate bonds pulled from the market and replaced with new deals offering lower rates of interest.

Get your Christmas credit card

Wed, 28 Sep 2011 00:00:00 GMT

There may still be three months to go before Christmas, but savvy shoppers are already thinking about buying presents.

How to be more energy efficient

Wed, 28 Sep 2011 00:00:00 GMT

The latest round of energy price hikes have pushed up the cost of gas and electricity by an average of 17.4% and 10.8% respectively, prompting many of us to look for ways to reduce our bills.

Do you suffer from bill phobia?

Wed, 28 Sep 2011 00:00:00 GMT

Ever-increasing financial pressures mean that one in four of us are now scared about opening our monthly bills, according to MoneySupermarket research.

More mortgage choice for first time buyers

Wed, 28 Sep 2011 00:00:00 GMT

AFTER months of lenders only offering competitive deals to those with deposits of at least 25% to put down, is the tide finally starting to turn for first-time buyers?

Focus on: Sainsbury's new low rate credit card

Thu, 22 Sep 2011 00:00:00 GMT

There has been plenty of activity in the balance transfer credit card market recently, but relatively little movement when it comes to cards which offer consistently low standard rates - until now that is.

Tips if you're trying to clear debt

Thu, 22 Sep 2011 00:00:00 GMT

One in four British workers spend a massive 40% or more of their wages repaying unsecured debts such as those held on credit cards and loans, according to new MoneySupermarket research.

QA: What's happening to stock markets?

Thu, 22 Sep 2011 00:00:00 GMT

Billions of pounds have been wiped off the values of shares after stock markets suffered their biggest falls since the collapse of US investment bank Lehman Brothers in September 2008, last week.

Top gadgets for kids

Thu, 22 Sep 2011 00:00:00 GMT

Long-gone are the days when the nearest to technology children got was using a calculator - now many are as addicted to gadgets as their parents.

Halifax gives savers chance to win 500,000 a month

Thu, 22 Sep 2011 00:00:00 GMT

Halifax is launching a monthly prize draw giving savers the chance to win prizes of up to £100,000. With savers suffering the effects of two-and-a-half years of low interest rates this is likely to be very attractive to people - look how popular Premium Bonds are.

Bag a bargain, feel great!

Thu, 22 Sep 2011 00:00:00 GMT

Do you feel brilliant when you bag a bargain?

Five savings catches to watch out for

Wed, 21 Sep 2011 00:00:00 GMT

Banks and building societies do their upmost to tempt us with competitive headline rates of interest, but read the small print and you might find that your savings account comes with a catch.

Cut your energy bills now

Wed, 21 Sep 2011 00:00:00 GMT

With higher energy bills causing misery for millions of households, the government has pledged to 'get tough' on providers.

How to beat rising home insurance

Fri, 16 Sep 2011 00:00:00 GMT

The cost of home insurance is set to increase over the next few months but taking a few simple measures now you can help keep premiums to a minimum.

Focus on: 300 for switching current account

Thu, 15 Sep 2011 00:00:00 GMT

The idea of switching current accounts can seem like a lot of unnecessary hassle, but banks are offering increasingly tempting incentives to persuade us to move.

EDF hikes energy prices

Thu, 15 Sep 2011 00:00:00 GMT

EDF Energy has become the last of the big six energy suppliers to put up prices - yet another blow to consumers already struggling to cope with soaring living costs.

Focus on: Orange Broadband Exclusive

Thu, 15 Sep 2011 00:00:00 GMT

Competition is rife in the broadband market with providers not only claiming to offer the fastest speeds but also offering low cost deals.

Which is the best savings account for you?

Wed, 14 Sep 2011 00:00:00 GMT

Hundreds of thousands of savers risk missing out on the potential to earn higher returns elsewhere if they fail to keep a close eye on how much interest they are earning.

The best iPad 2 deals

Wed, 14 Sep 2011 00:00:00 GMT

The iPad is this year's must-have gadget, with almost three quarters of tablet computer users choosing Apple's iconic version.

10 credit card tips

Wed, 14 Sep 2011 00:00:00 GMT

Credit cards can be hugely useful when it comes to spreading the cost of large purchases; they can also help you to make big savings if you take advantage of the many cashback and rewards schemes on offer.

Drive down car insurance costs

Wed, 14 Sep 2011 00:00:00 GMT

The Office of Fair Trading (OFT) is to investigate the soaring cost of car insurance to establish whether drivers are being overcharged for cover, but in the meantime there are plenty of steps motorists can take to keep premiums down.

Focus on: New low-fee balance transfer cards

Mon, 12 Sep 2011 00:00:00 GMT

If you are looking for a credit card to spend on as well as to move a debt over from another card onto, then Virgin's two new credit cards that have an introductory offer on balance transfers and purchases could be worth a look.

What will the banking reforms mean for you?

Mon, 12 Sep 2011 00:00:00 GMT

The British banking system is facing a huge shake-up. The Independent Commission on Banking (ICB) has today published a long-awaited report that makes recommendations about radical changes to the structure of our high street banks.

Focus on: Exclusive new 0% cashback card

Fri, 09 Sep 2011 00:00:00 GMT

Earlier this year Capital One proved itself to be a serious contender in the cashback field when it re-launched its World MasterCard, abandoning its annual fee and offering a generous 5% cashback for the first 3 months.

Switch current account and earn up to 300

Thu, 08 Sep 2011 00:00:00 GMT

Banks are bending over backwards to tempt new customers, with Santander offering as much as £300 if you switch your main current account to them.

Focus on: New market-leading easy access account

Thu, 08 Sep 2011 00:00:00 GMT

Recent days have seen a flurry of activity in the easy access account market, and rates are now more competitive than they have been for months.

Ten ways to cut transport costs

Thu, 08 Sep 2011 00:00:00 GMT

Petrol prices are sky-high and train fares are set to rocket next year, but there are ways to keep travel costs down.

Base rate held again but savings rates rise

Thu, 08 Sep 2011 00:00:00 GMT

The Bank of England's Monetary Policy Committee held the base rate at 0.50% again this month, marking two and a half years since it first dropped to this level.

Is a long-term fixed rate mortgage for you?

Wed, 07 Sep 2011 00:00:00 GMT

FIXED mortgage rates are cheaper than ever before, making it tempting to lock in for homebuyers and those looking to remortgage to lock in for as long as they possibly can.

Why it pays to have travel insurance

Wed, 07 Sep 2011 00:00:00 GMT

When it comes to preparing for a round-the-world trip, forking out for comprehensive travel insurance on top of all your other costs often seems about as appealing as going for your Hepatitis jabs.

How to give your savings a boost

Thu, 01 Sep 2011 00:00:00 GMT

Higher energy bills, steeper food prices and soaring motoring costs have hit millions of us hard, so it's little wonder that many people are finding it a struggle to put money away every month.

Focus on: New cashback card - earn 3% on fuel

Thu, 01 Sep 2011 00:00:00 GMT

With many people feeling the pinch and struggling to cope with rising bills it's great when there are ways to offset some of the effect of spiralling prices. A new credit card from Santander could therefore prove popular.

Insurance options for students

Thu, 01 Sep 2011 00:00:00 GMT

The average student heading to university this autumn will take with them possessions worth a staggering £2,652 - but many will fail to protect them.

Beat BT home phone hikes

Wed, 31 Aug 2011 00:00:00 GMT

Telecoms giant BT is hiking call charges for residential customers by up to 5% from December 3.

Counting the cost of the summer

Wed, 31 Aug 2011 00:00:00 GMT

The summer holidays are finally over, but millions of families will soon be receiving credit card and bank statements reminding them exactly how much they have spent over the past few weeks.

Talking point: Buy or rent?

Wed, 31 Aug 2011 00:00:00 GMT

Renting rather than buying property could become the norm in the next few years unless more affordable housing is created, according to a new report from the National Housing Federation (NHF).

How to choose the best mortgage for you

Fri, 26 Aug 2011 00:00:00 GMT

Rising mortgage arrangement fees were one of the main factors which pushed inflation up last month.

Are we heading back to recession?

Thu, 25 Aug 2011 00:00:00 GMT

Recent stock market turmoil has been perpetuated by mounting fears that the economy could slip back into recession.

How to achieve your savings goal

Thu, 25 Aug 2011 00:00:00 GMT

Most of us are saving up for something, whether it's a wedding, a deposit on a property, children's university fees or even retirement, but finding the best homes for your money to help you achieve your goal isn't always easy.

Motorists waste 2.4 billion a year

Wed, 24 Aug 2011 00:00:00 GMT

Autumn is one of the busiest times of the year for car insurance renewals, but millions of drivers will waste money by sticking with their existing insurer rather than looking for a better deal elsewhere.

Where to find back to school bargains

Wed, 24 Aug 2011 00:00:00 GMT

The summer holidays are nearly over, but now parents face the cost of kitting their kids out for school.

Focus on: NEW five-year mortgage from Chelsea

Wed, 24 Aug 2011 00:00:00 GMT

Interest rates could stay put at 0.5% until as late as 2013, according to latest forecasts, meaning that a tracker mortgage - which moves in line with interest rates - may be well worth considering.

Focus on: NEW lower loan rates

Wed, 24 Aug 2011 00:00:00 GMT

Just when it seemed loans couldn't get any cheaper, they have.

Best Bank Holiday offers

Thu, 18 Aug 2011 00:00:00 GMT

The last summer Bank Holiday weekend is nearly upon us, and, if you haven't already made plans, then there are plenty of things you can do to make the most of the extra day off.

Travel insurance: all you need to know

Thu, 18 Aug 2011 00:00:00 GMT

Travel insurance is an essential purchase, but with so many options it's easy to leave yourself without the right cover. In this mini-series, Bob Atkinson delves into all aspects of travel policies...

Flash floods: are you protected?

Thu, 18 Aug 2011 00:00:00 GMT

Flash floods across Southern England have caused widespread disruption and damage to homes and vehicles.

Focus On: Amex revamps its leading cashback card

Thu, 18 Aug 2011 00:00:00 GMT

American Express has long been known for its credit and charge cards that offer attractive reward and cashback schemes.

Beat energy hikes: generate your own power

Thu, 18 Aug 2011 00:00:00 GMT

With British Gas price rises having taken effect, npower announcing price hikes and EDF Energy pulling its cheapest fixed-rate plan, there has never been a better time to think about producing your own energy.

Who's inflation hitting the hardest?

Wed, 17 Aug 2011 00:00:00 GMT

Inflation rose again in July, providing yet more bad news for millions of people already struggling to cope with soaring living costs.

How should you pay for car insurance?

Wed, 17 Aug 2011 00:00:00 GMT

When money is tight, finding the cash to cover your annual insurance policies can be a big burden - especially as premium hikes of up to a third last year alone mean that a typical driver now pays close to £1,000 for his or her car cover.

How to buy cheap property

Wed, 17 Aug 2011 00:00:00 GMT

House prices are falling further within the reach of first-time buyer affordability, according to new figures. But finding a mortgage to take advantage of this fact is still a tricky business...

Money tips for gap year travellers

Tue, 16 Aug 2011 00:00:00 GMT

Thousands of students will take a gap year before starting university, but plenty of forward planning is vital if you don't want to run out of cash half way through your trip.

Npower announces energy price hikes

Tue, 16 Aug 2011 00:00:00 GMT

Npower has become the fifth of the six big energy suppliers to announce gas and electricity price hikes, leaving just EDF Energy to show its hand.

Focus on: NEW leading two-year fixed rate bond

Fri, 12 Aug 2011 00:00:00 GMT

With many economists now forecasting that the Bank of England base rate could remain static until 2013, seeking out the very best returns on your savings has never been more important.

Tips to beat inflation

Thu, 11 Aug 2011 00:00:00 GMT

Most of us are already struggling to make ends meet due to soaring living costs, but things are likely to get even worse before they get better.

What are the best sports TV packages?

Thu, 11 Aug 2011 00:00:00 GMT

As the new football season kicks off, armchair sports fans around the country will want to ensure they don't miss out on any of the action.

How comprehensive is fully comprehensive car insurance?

Thu, 11 Aug 2011 00:00:00 GMT

Competition in the car insurance market has resulted in the level of cover being diluted as insurers battle to offer the lowest premiums.

Focus on: Exclusive current account offer!

Thu, 11 Aug 2011 00:00:00 GMT

Banks are bending over backwards to encourage us to switch current accounts, with Santander offering a £25 Amazon voucher AND £100 if you use their switching service.

How to survive stock market turmoil

Wed, 10 Aug 2011 00:00:00 GMT

Stock market turmoil has left millions of people with pensions and investments wondering which way to turn.

Are you protected against riots?

Tue, 09 Aug 2011 00:00:00 GMT

'It's bedlam on the streets' said one resident of Clapham in south London - one of the areas worst-affected by riots and looting over the last few days.

What do credit ratings mean?

Tue, 09 Aug 2011 00:00:00 GMT

Credit rating agency Standard & Poor's decision to downgrade the US government's rating from AAA to AA+ for the first time in history has sent global stock markets into shock.

Focus on: Best credit cards for spending

Mon, 08 Aug 2011 00:00:00 GMT

Summer can be an expensive time of year with holidays and family days out eating into your finances.

E.ON hikes energy prices

Fri, 05 Aug 2011 00:00:00 GMT

E.ON has become the fourth of the big six gas and electricity providers to announce price hikes - but you can still protect yourself from rising energy costs.

Focus on: New market-leading cash ISA for transfers

Thu, 04 Aug 2011 00:00:00 GMT

Interest rates remained unchanged at 0.50% again on Thursday, but there was still some good news for savers last week following the launch of a new market-leading online cash ISA from Northern Rock.

Best ways to reduce your energy costs

Thu, 04 Aug 2011 00:00:00 GMT

Soaring gas and electricity costs are a real concern for millions of people and, with price hikes kicking in this month, Les Roberts decided to road test an energy usage monitor to find out how he could be more energy efficient. Here's how he got on...

Lowest EVER fixed rate mortgages

Thu, 04 Aug 2011 00:00:00 GMT

The Bank of England may have held interest rates at 0.5% for the 29th consecutive month this week, but the cost of fixed rate mortgages is falling.

The real cost of summer holidays

Wed, 03 Aug 2011 00:00:00 GMT

One in five parents expects the cost of family days out over the summer to push them into the red, according to our new research..

Holidays4U collapse: your rights

Wed, 03 Aug 2011 00:00:00 GMT

Holidays4U, which offers budget holidays and flights to Turkey, this week became the latest victim of the economic downturn when it went into administration, with around 13,000 of its customers currently overseas.

How fast is your broadband?

Wed, 03 Aug 2011 00:00:00 GMT

Broadband services are speeding up, but many providers continue to advertise faster speeds than they deliver.

Top tips to help start the savings habit

Wed, 03 Aug 2011 00:00:00 GMT

Steep living costs are making it harder than ever before for people to save, but putting away just a few pounds a month is better than nothing at all.

Metro Bank one year on

Thu, 28 Jul 2011 00:00:00 GMT

They promised us a banking revolution, but one year on since the launch of Metro Bank, how much have things really changed for consumers?

Where to find the best student bank accounts

Thu, 28 Jul 2011 00:00:00 GMT

There is less than a month to go before thousands of A-Level students discover whether they have made the grades to get into the universities of their choice.

Grab great credit card deals while you can

Thu, 28 Jul 2011 00:00:00 GMT

Recent months have seen a flurry of activity in the credit card market with providers trying to outdo their rivals by introducing increasingly competitive deals.

QA: Yorkshire Building Society buys Egg - how will it affect you?

Thu, 28 Jul 2011 00:00:00 GMT

Yorkshire Building Society is to buy Egg's £430m mortgage book and £2.5 billion savings business from Citigroup, it was announced this week.

Easy access savings war hots up

Wed, 27 Jul 2011 00:00:00 GMT

Competition in the easy-access savings account market is hotting up this summer with the launch of a new market-leading account paying 3.11% AER.

Junior ISAs: How they'll work

Wed, 27 Jul 2011 00:00:00 GMT

November 1 saw the launch of the Junior ISA - a new form of children's saving account for those who have missed out on Child Trust Funds.

Focus on: NEW fee-free 3.69% five-year fixed rate mortgage

Wed, 27 Jul 2011 00:00:00 GMT

Interest rates may be forecast to remain low for a while yet, but you can bet your bottom dollar they will go up during the next five years.

Top 10 tips to minimise summer spending

Tue, 26 Jul 2011 00:00:00 GMT

Summer can be an expensive time, and with many people feeling the pinch due to steep living costs, keeping spending to a minimum is likely to be a priority for most...

Fix your savings for the best returns

Fri, 22 Jul 2011 00:00:00 GMT

The Bank of England may have held the base rate at 0.5% for the 28th consecutive month in July, but that hasn't stopped savings providers introducing several new fixed rate accounts - with some paying as much as seven times the base rate for a year.

Act NOW to beat soaring energy prices!

Thu, 21 Jul 2011 00:00:00 GMT

Scottish and Southern Energy (SSE) has become the latest of the big six gas and electricity providers to announce price hikes - but it's not too late to protect yourself against rocketing costs.

When it pays to buy home insurance online

Thu, 21 Jul 2011 00:00:00 GMT

An increasing number of people are buying home insurance online through price comparison sites according to new research from Defaqto.

Focus on: Barclaycard's new Platinum Balance Transfer card

Thu, 21 Jul 2011 00:00:00 GMT

Barclaycard has thrown down the gauntlet to its rivals by increasing the 0% period offered on its Platinum Balance Transfer Card from 20 to 24 months - the longest-ever deal of this kind.

Focus on: Earn 125 for switching current account

Wed, 20 Jul 2011 00:00:00 GMT

Your current account is the financial product you probably use most frequently yet most people have never switched bank and as a result aren't getting the best deal.

Beat the 31 July tax deadlines!

Wed, 20 Jul 2011 00:00:00 GMT

Tempting as it may be to push paperwork aside and enjoy the summer, failing to renew your claim for tax credits or pay any tax owed by 31 July could cost you dear.

Take advantage of lower mortgage rates

Wed, 20 Jul 2011 00:00:00 GMT

If you are shopping around for a mortgage this summer, it might be with a sense of trepidation.

Cash in on the credit card war

Tue, 19 Jul 2011 00:00:00 GMT

The credit card companies' battle for your business continued apace this week, with Barclaycard launching a balance transfer card offering an incredible 24 months at 0%.

What sort of survey should you go for?

Mon, 18 Jul 2011 00:00:00 GMT

When you're buying a new home, whether it be a house or a flat, you want to be sure that it is not going to start falling down within a few years of you handing over the money.

Focus on: Nationwide offers cheapest loan

Fri, 15 Jul 2011 00:00:00 GMT

Competition in the loans market continues to be rife with rates the lowest they have been for more than three years.

Pre-paid cards - the best option for holiday spending?

Thu, 14 Jul 2011 00:00:00 GMT

Millions of holidaymakers prefer to pay by plastic when they are abroad rather than carrying wads of cash - only to find they've hit by steep fees when they open their statements back home.

Focus on: Capital One World MasterCard

Thu, 14 Jul 2011 00:00:00 GMT

The cashback credit card market until now has been dominated by American Express, but Capital One has thrown its hat into the ring by re-launching its World MasterCard with a generous cashback offer.

Does your credit card tide you over each month?

Thu, 14 Jul 2011 00:00:00 GMT

High living costs are taking their toll on British families, despite the rate of inflation slowing slightly from 4.5% to 4.2% in June.

Are savings rates about to fall?

Thu, 14 Jul 2011 00:00:00 GMT

Interest rates may have remained unchanged earlier this month, but some banks are lowering their savings rates, so it's more important than ever to keep a close eye on your accounts.

Inflation down - what it means for you

Tue, 12 Jul 2011 00:00:00 GMT

The cost of living dropped unexpectedly in June, with the consumer prices index (CPI) measure of inflation down to 4.2% from 4.5%, according to Office of National Statistics (ONS) figures out today.

Why getting fit will save you money

Tue, 12 Jul 2011 00:00:00 GMT

Long summer days make it easy to exercise outdoors, which means there's no need to sign up for pricey gym memberships.

Make the most of low cost mortgages

Mon, 11 Jul 2011 00:00:00 GMT

Homeowners with variable rate mortgages face some tough decisions after the Bank of England base rate was last week left at 0.5% for the 28th month in a row.

British Gas hikes prices

Fri, 08 Jul 2011 00:00:00 GMT

British Gas, the country's largest energy supplier, has become the second firm to announce price hikes. It will increase gas prices by 18% and electricity prices by 16% on 18th August. This will mean the company's millions of customers will see their annual bills climb by an average of £190.

Do you have the wrong credit card?

Thu, 07 Jul 2011 00:00:00 GMT

An incredible six in 10 Britons with credit cards pay their balances off in full every month, despite the financial hardships many households currently face.

Focus on: More choice in the 0% credit card world

Thu, 07 Jul 2011 00:00:00 GMT

The war between credit card providers rages on, with Barclaycard, MBNA and Virgin all improving their deals last week in a bid to top the best buy tables.

Should you get an offset mortgage?

Thu, 07 Jul 2011 00:00:00 GMT

You've probably heard of offset mortgages but if you're not really sure what they are and how they work, don't worry you aren't alone.

Why apathy is costing savers billions

Thu, 07 Jul 2011 00:00:00 GMT

The Bank of England base rate was held at 0.5% for the 28th consecutive month, but while there's no sign of things getting much easier for savers, many are doing little to help themselves.

What is a European Health Insurance Card?

Thu, 07 Jul 2011 00:00:00 GMT

Millions of people risk huge medical bills by travelling abroad without any form of medical insurance.

Focus on: New leading two-year savings rate

Wed, 06 Jul 2011 00:00:00 GMT

The past few days have brought some welcome respite for hard-pressed savers, with a number of providers including the Post Office and Santander launching new deals with competitive rates.

Bag a last minute holiday bargain

Wed, 06 Jul 2011 00:00:00 GMT

Are you watching the pennies, cutting back on luxuries and deciding that your summer holiday is just going to be a dream this year?

The rising cost of being a parent

Wed, 06 Jul 2011 00:00:00 GMT

Families need to earn over 20 per cent more than they did last year just to achieve a minimum acceptable standard of living, according to new research.

Who will fund long-term care costs?

Tue, 05 Jul 2011 00:00:00 GMT

The question of how to fund long-term care for the elderly and disabled is a massive headache for the government and the country as a whole...

Focus on: Beat inflation with an index-linked bond

Thu, 30 Jun 2011 00:00:00 GMT

Inflation is making many people's lives miserable at the moment, particularly those of savers who are also having to cope with low interest rates.

10 insurance myths - busted!

Thu, 30 Jun 2011 00:00:00 GMT

With the summer holidays around the corner and the soaring cost of car insurance prompting more drivers to shop around for their policies, the number of people looking for value-for-money cover is higher than ever.

Fixed rate mortgages fall

Thu, 30 Jun 2011 00:00:00 GMT

The average interest rate on two-year fixed-rate mortgages has fallen to the lowest level the Bank of England dropped the base rate to 0.50% in March 2009.

How to profit from the credit card war

Wed, 29 Jun 2011 00:00:00 GMT

There's a battle being fought in the credit card world as providers go to new lengths to attract your custom.

Mobiles abroad:Top tips to keep costs down

Wed, 29 Jun 2011 00:00:00 GMT

Most of us know roughly what our mobile phone bills will be each month, but if you're planning on taking your phone abroad this summer, you could be in for a nasty shock when you get home.

Live webchat: Got a question about mortgages?

Tue, 28 Jun 2011 00:00:00 GMT

Should you fix now? First-time buyer? Interest only or repayment? Join Clare Francis & experts David Hollingworth from mortgage broker L&C Mortgages and Richard Tolchard from First Direct.

How to save energy and cut bills

Tue, 28 Jun 2011 00:00:00 GMT

Energy prices are on the way up, causing yet more pain for people already struggling to make ends meet, but there are things you can do to keep costs to a minimum.

Benefits of spending on credit

Tue, 28 Jun 2011 00:00:00 GMT

Thousands of consumers could be left out of pocket following the collapse of Möben Kitchens and Dolphin Bathrooms, because they didn't use a credit card to pay their deposits.

How to get on the property ladder

Thu, 23 Jun 2011 00:00:00 GMT

Property prices may be flat or falling in many areas but life is still tough for those trying to get onto the first rung of the housing ladder.

Time called on cheque guarantees

Thu, 23 Jun 2011 00:00:00 GMT

The mention of a 'cheque guarantee' would probably draw a sea of blank faces from the younger generation. But for those who still write the odd cheque, it's worth knowing that from 30 June the payment won't be guaranteed.

Focus on: 0% credit cards get even better

Thu, 23 Jun 2011 00:00:00 GMT

There's been quite a lot happening in the credit card market over recent weeks with providers battling it out to get top spot in the best buy tables.

Brits most worried about rising bills

Wed, 22 Jun 2011 00:00:00 GMT

Escalating household bills are the biggest cause of worry for people at the moment.

What is 'the Cloud' exactly?

Wed, 22 Jun 2011 00:00:00 GMT

You may have heard a lot about 'the Cloud' recently, especially since Steve Jobs' announcement that Apple were going to offer iCloud services to its customers. But what exactly is it and why should you care?

Savings rates hit 12-month high

Wed, 22 Jun 2011 00:00:00 GMT

Savers are being urged to act now to avoid missing out on the highest interest rates for the last 12 months.

Rural drivers hardest hit by record fuel prices

Wed, 22 Jun 2011 00:00:00 GMT

Motorists living in the countryside are being hit hardest by rising fuel prices, and almost a third could give up driving altogether, according to a new repost from the RAC.

Guide to student finance

Tue, 21 Jun 2011 00:00:00 GMT

Thousands of A level students will finish their exams in the next few days and face an anxious wait to find out whether they have got the grades they need to start university later this year.

The end of free banking?

Fri, 17 Jun 2011 00:00:00 GMT

Changes to the way banks are structured could mean less competitive products for customers, including the end of free banking.

Hurry! Fix your energy now!

Thu, 16 Jun 2011 00:00:00 GMT

Consumers worried about rising energy prices are being urged to switch to a fixed tariff now - before gas and electricity suppliers bring in their next round of price hikes.

Avoid credit card catches

Thu, 16 Jun 2011 00:00:00 GMT

There are some fantastic credit card deals available at the moment, but make sure you play your cards right as there are plenty of catches which could trip you up.

Focus on: New leading fixed rate cash ISA

Wed, 15 Jun 2011 00:00:00 GMT

With inflation showing no sign of falling, it's more important than ever for savers to ensure they are earning as much interest as possible.

Take control of your debts

Wed, 15 Jun 2011 00:00:00 GMT

Thousands of people are struggling to pay off their debts and cover steep living costs at the same time.

Inflation wipes 36 billion off our savings

Wed, 15 Jun 2011 00:00:00 GMT

Inflation has wiped a staggering £36 billion off the value of Britons' savings during the past year alone - and there's little sign of things improving any time soon.

Beware free music downloads

Tue, 14 Jun 2011 00:00:00 GMT

Internet users are being warned to avoid supposedly 'free' music downloads, which could not only be illegal, but might also leave them vulnerable to viruses.

Best plastic for your summer holiday

Fri, 10 Jun 2011 00:00:00 GMT

The summer holidays are just around the corner, but if you're heading off abroad in the next few months, make sure you don't get stung by steep charges for using your credit card overseas.

Rates held: where next for savers and borrowers?

Thu, 09 Jun 2011 00:00:00 GMT

The Bank of England base rate was today held at 0.5% for the 27 consecutive month, leaving many savers and borrowers wondering which way to turn.

How to get the best deal on your holiday money

Thu, 09 Jun 2011 00:00:00 GMT

The summer holiday season has started and many of us are looking forward to a well earned break abroad. Scores of Brits have bagged a bargain this year on their holiday, taking advantage of some great discounts and deals with their savvy shopping skills.

How bikers can save even more on motorbike insurance

Thu, 09 Jun 2011 00:00:00 GMT

If biking is one of your passions, are you getting the best deal on your motorbike insurance? Unless you shop around each year and compare prices, chances are you're probably not.

Focus on: NEW market-leading 0% card for spending and balance transfers

Thu, 09 Jun 2011 00:00:00 GMT

With competition in the credit card market hotting up, there is now more choice than ever if you are looking for a new card for your summer spending.

Should you fix your savings?

Wed, 08 Jun 2011 00:00:00 GMT

Savers were dealt another bitter, but not unexpected blow, when the Bank of England voted to keep interest rates on hold at 0.50% again this month. However, there has been some cheer for the nation's embattled savers in recent weeks as there are some attractive fixed rate bonds available.

How to improve your credit score

Wed, 08 Jun 2011 00:00:00 GMT

Borrowers with less than perfect credit scores can find their applications for the best credit card and loan deals rejected, but there are ways to improve your chances of being accepted.

Households forced to make cutbacks

Wed, 08 Jun 2011 00:00:00 GMT

Four in 10 of us, equivalent to around 20 million Britons, have been forced to make significant cutbacks to our everyday spending since the end of last year, according to new research from Axa.

Is your car insured abroad?

Wed, 08 Jun 2011 00:00:00 GMT

Britons taking their cars on holiday to Continental Europe this summer are being warned to check their motor insurance policy terms and conditions before setting off - or risk travelling without sufficient cover.

Energy price hikes begin

Tue, 07 Jun 2011 00:00:00 GMT

Scottish Power is hiking energy prices from August 1, and with other providers expected to follow suit, now's the time to lock into a fixed deal.

Don't get short-changed on your holiday money

Mon, 06 Jun 2011 00:00:00 GMT

We are all guilty of it - you've been frantically running around, getting ready for your holiday and you think you're on top of it.

Five steps to financial freedom

Thu, 02 Jun 2011 00:00:00 GMT

Do you rely on someone else to make all the major financial decisions, or have you lost track of your finances? If so, it's time to reclaim your financial independence.

Focus on: Best two-year fixed mortgage

Thu, 02 Jun 2011 00:00:00 GMT

Yorkshire Building Society has launched a new market-leading two year fixed rate mortgage, but is it the deal for you? Read on to find out more...

What mortgage should you go for?

Thu, 02 Jun 2011 00:00:00 GMT

If the end of your current mortgage deal is in sight, or you're looking to buy a new home, planning your next move is no easy feat as fears of imminent interest rate rises are present, but fading...

Counting the cost of half term

Thu, 02 Jun 2011 00:00:00 GMT

Parents across the country will be busy counting the cost of last week's half-term break, but if your plastic's feeling the pressure, there are ways to ease the pain of paying it all back.

How to complain

Thu, 02 Jun 2011 00:00:00 GMT

Think you've been badly treated by your bank? You could win up to £150,000 in compensation if the Financial Ombudsman Service rules in your favour.

Stop wasting tax!

Wed, 01 Jun 2011 00:00:00 GMT

Nine out of ten of us admit to doing nothing to reduce the amount of tax we pay each year, and as a result will fork out an eye-watering £13.5 billion in unnecessary tax payments this year alone.

Mobile broadband: where to find the best deals

Wed, 01 Jun 2011 00:00:00 GMT

If you're out and about with your laptop but don't have a wi-fi hotspot nearby, you have to rely on a mobile broadband connection to access the internet - but make sure you find the right deal to suit your needs.

How young drivers can beat record insurance costs

Wed, 01 Jun 2011 00:00:00 GMT

The average cost of insuring a car for young drivers has soared to a record high of £3,688, according to figures from moneysupermarket.com - but there are things you can do to keep insurance bills down.

Focus on: New low-fee credit card

Fri, 27 May 2011 00:00:00 GMT

There has been an influx of new balance transfer cards offering longer than ever interest-free introductory periods - but Virgin has taken a different approach by slashing its balance transfer fee.

Top tips to keep flight costs down

Thu, 26 May 2011 00:00:00 GMT

We all love a bargain. And if we can combine that with getting away on a short break to a favourite city or a week on the beach, then even better.

Mixed fortunes for borrowers

Thu, 26 May 2011 00:00:00 GMT

Borrowers wanting to take out a large personal loan may be surprised to learn that they will be charged much less interest than those looking to borrow smaller amounts.

Save now for a secure future

Thu, 26 May 2011 00:00:00 GMT

Despite the fact that many of us can expect to spend around 20 years or more in retirement, worrying new research reveals we are saving less as higher living costs bite.

10 ways to cut motoring costs

Wed, 25 May 2011 00:00:00 GMT

Soaring fuel prices combined with steep insurance costs are driving already stretched motorists round the bend - but there are ways to keep costs down.

Spending on plastic soars

Wed, 25 May 2011 00:00:00 GMT

Cash-strapped families are increasingly turning to credit cards to cover rising living costs, new figures suggest.

Get covered for summer getaways, whatever your age

Wed, 25 May 2011 00:00:00 GMT

Travel disruption caused by Icelandic volcanic ash has reaffirmed the need for travel insurance - but older travellers face a battle to find competitively priced cover.

Are 3D TVs just a gimmick?

Tue, 24 May 2011 00:00:00 GMT

Years after the films first started being shown in the cinema, 3D is finally coming to our living rooms, thanks to the latest generation of flat-screen high-definition TVs.

Ash cloud threatens travel plans

Tue, 24 May 2011 00:00:00 GMT

Just over a year after the ash cloud paralysed air travel, the eruption of another Icelandic volcano is threatening the plans of millions of UK travellers.

Age of first time buyers hits 38

Fri, 20 May 2011 00:00:00 GMT

Steep house prices and the on-going shortage of mortgages mean more than six million Brits have given up on the idea of buying a home - but it's not all doom and gloom for first-time buyers.

Focus on: NEW improved credit card offer from Tesco

Fri, 20 May 2011 00:00:00 GMT

Credit card providers have been busy launching new lengthy balance transfer offers in recent weeks, but until now there has been little activity on cards designed with spending in mind.

What's the right credit card for you?

Fri, 20 May 2011 00:00:00 GMT

There are hundreds of different credit cards to choose from - but make sure you pick the right one for your needs.

10 ways to make the most of your savings

Thu, 19 May 2011 00:00:00 GMT

With inflation at a two-and-a-half year high and interest rates remaining stubbornly at 0.50%, there's been little for savers to celebrate recently.

Dress for less

Wed, 18 May 2011 00:00:00 GMT

Tempting as it may be to splash out on a whole new wardrobe in the summer sales, in these cash-strapped times many of us will be looking at ways we can dress for less.

Live webchat: Beat the rising cost of living

Wed, 18 May 2011 00:00:00 GMT

What are the steps you can take to help you save or invest those vital pennies? Join Clare Francis and two of moneysupermarket.com's experts plus Pavan Gata-Aura from debt counselling charity Consumer Credit Counselling Service (CCCS) to find out what you need to know...

Think twice before modifying your car

Wed, 18 May 2011 00:00:00 GMT

Splashing out on alloy wheels or adding a built-in car phone could see the cost of your car insurance rocket, so always check what impact any modifications will have on your premiums before going ahead.

Fix your energy bills NOW!

Wed, 18 May 2011 00:00:00 GMT

It may be summer and the heating may be off, but now's the time to switch your energy deal.

How to prepare for redundancy

Wed, 18 May 2011 00:00:00 GMT

Almost one in three Britons are worried about being made redundant in the next 12 months, but if you think your job is under threat, there are ways to prepare for the worst.

Cost of living reaches two-and-a-half year high

Tue, 17 May 2011 00:00:00 GMT

Surging petrol prices and soaring airfares helped to push the rate of inflation to 4.5% - its highest level in two-and-a-half years - last month, according to figures released today.

25 money mistakes that cost you dear

Fri, 13 May 2011 00:00:00 GMT

Most of us will admit to making the odd money mistake now and again, but make too many of them and the chances are you'll end up seriously out of pocket.

Household finances at breaking point

Thu, 12 May 2011 00:00:00 GMT

Soaring living costs mean that nearly one in four people wouldn't be able to cope if their monthly expenditure was stretched any further - but there are ways to help relieve the financial pressure.

Best credit cards for summer holiday spending

Thu, 12 May 2011 00:00:00 GMT

The summer holidays are just around the corner, but make sure you don't get hit by hefty credit card charges when using your plastic abroad.

Beware no-win no-fee companies

Thu, 12 May 2011 00:00:00 GMT

British consumers could be in line for compensation payments totalling £9 billion after banks pulled out of the appeal to overturn the High Court ruling on the mis-selling of payment protection insurance - but it isn't just victims who will be trying to get a share.

Focus on: American Express Platinum Cashback Exclusive

Thu, 12 May 2011 00:00:00 GMT

The American Express Platinum Cashback card is one of the most generous cashback cards around, enabling borrowers to earn up to £100 cashback in the first three months alone.

Summer holiday bargains

Thu, 12 May 2011 00:00:00 GMT

With Easter starting to feel like a distant memory, thoughts are turning to summer holidays - and if you've yet to book a break, there are some great deals available.

What will happen to house prices?

Wed, 11 May 2011 00:00:00 GMT

The stuttering housing market continues to struggle to make any real headway, according to the latest figures from house price analysts, but where does this leave buyers and sellers?

New car insurance rules affect everyone

Wed, 11 May 2011 00:00:00 GMT

Drivers could be hit with a fine of up to £1,000 when new car insurance rules take effect in June.

Brits turn to payday loans to cover costs

Wed, 11 May 2011 00:00:00 GMT

The number of people searching for payday loans has shot up as cash-strapped Britons count the cost of double Bank Holiday fun.

How to finance a new car

Wed, 11 May 2011 00:00:00 GMT

If you're looking to buy a car, brand new or second-hand, choosing the best way to pay for it could save you hundreds of pounds in interest.

How to make a PPI claim

Mon, 09 May 2011 00:00:00 GMT

If you think you've been mis-sold Payment Protection Insurance (PPI) then an important decision today means you should start looking at your options for claiming back the money.

Va-va-voom: What's the car of choice for motorists?

Fri, 06 May 2011 00:00:00 GMT

What is the UK's most popular car? Find out with our nifty infographic...

Focus on: NEW market-leading loan at 6.7%

Thu, 05 May 2011 00:00:00 GMT

After a brief lull in the loan war recently, Sainsbury's Finance recently upped the ante by slashing its personal loan rate to just 6.7% APR if you are borrowing between £7,500 and £15,000.

Sony challenges the iPad

Thu, 05 May 2011 00:00:00 GMT

Sony Corporation is the latest company to try and put a dent in Apple's dominance, after announcing it will launch two tablets to rival the iPad. They're not available yet but what will Sony be offering and is it likely to succeed in drawing ardent Apple fans away from the iconic iPad?

Interest rates held but for how long?

Thu, 05 May 2011 00:00:00 GMT

The Monetary Policy Committee today kept the Bank of England base rate unchanged at 0.5% - but many believe rates won't remain this low for much longer.

How to beat the income squeeze

Thu, 05 May 2011 00:00:00 GMT

Households will be £780 worse off on average this year as high inflation, stagnant salaries and benefit cuts take their toll - but there are ways to recoup this money.

Tips for travelling light on your wallet

Thu, 05 May 2011 00:00:00 GMT

Travelling abroad has always been a temporary assault on the finances, which is something most people are well prepared for.

10 reasons to have a credit card

Wed, 04 May 2011 00:00:00 GMT

Credit cards tend to hit the headlines for negative reasons such as steep interest rates - but play your cards right and you could increase your wealth by paying on plastic rather than with cash.

How small cars cut insurance costs

Wed, 04 May 2011 00:00:00 GMT

The spiralling cost of motoring is driving increasing numbers of people to use smaller, more economical cars in a bid to keep bills down.

Playstation hack - what it means for you

Tue, 03 May 2011 00:00:00 GMT

Sony has admitted that hackers may have stolen the personal details, including credit card information, of a further 25 million gamers, bringing the total number of people affected by the security breach to 102 million.

Renting versus buying: which is cheaper?

Tue, 03 May 2011 00:00:00 GMT

Getting on the property ladder may be a challenge, but most of those who have managed it currently enjoy much lower monthly costs than people who are renting.

White iPhone 4 hits the UK!

Thu, 28 Apr 2011 00:00:00 GMT

Apple fans will finally be able to get their hands on the white iPhone 4 from today, some 10 months after the initial UK release of the handset in black.

Car insurance: Are you breaking the law?

Wed, 27 Apr 2011 00:00:00 GMT

With car insurance premiums soaring, particularly for younger drivers, an increasing number of parents are insuring their son or daughter's car in their name adding their child as a named driver. While this can reduce the cost of cover, it's illegal and could result in the policy being invalidated.

Home insurance costs rise fastest in Surrey

Wed, 27 Apr 2011 00:00:00 GMT

People living in Surrey and Scotland have seen the biggest hikes in the cost of home insurance, according to new research from moneysupermarket.com.

Credit card balance transfer fees fall

Wed, 27 Apr 2011 00:00:00 GMT

We've had the war of the interest-free periods on balance transfer cards, but now providers are busy slashing their transfer handling fees in a bid to entice new customers.

Prepare your savings for higher rates

Wed, 27 Apr 2011 00:00:00 GMT

While borrowers will be hoping the Bank of England's Monetary Policy votes to keep interest rates on hold again on Thursday, savers will be wanting a rise.

How to get ahead of rate rises

Wed, 27 Apr 2011 00:00:00 GMT

This time last month, it seemed a foregone conclusion that interest rates would finally start to rise in May. The soaring cost of living was putting increasing pressure on the Bank to put up rates from their rock bottom 0.5%, leaving millions of borrowers facing the prospect of steeper mortgage bills.

How to beat home phone price hikes

Wed, 27 Apr 2011 00:00:00 GMT

Millions of BT and TalkTalk customers face higher line rental and call costs - but you can avoid bigger bills by ringing in the changes with a different provider.

10 ways to keep overseas call costs and internet costs down

Wed, 27 Apr 2011 00:00:00 GMT

The summer holidays are just around the corner, but if you're planning on packing your mobile phone, remember that keeping in contact while you're abroad comes at a cost.

How to find the right car insurance cover at the right price

Tue, 26 Apr 2011 00:00:00 GMT

The cost of car insurance has soared by 40% over the last 12 months, leaving many motorists struggling to afford to stay on the road.

Focus on: Santander Tracker Bond

Tue, 26 Apr 2011 00:00:00 GMT

Savers have had a tough time over the past couple of years, although they may only have to wait a few more months before interest rates increase.

How to protect your dependants financially

Thu, 21 Apr 2011 00:00:00 GMT

British adults with dependants spend an average of £10,339 a year supporting them, new research shows.

Focus on: Halifax credit cards revamp

Thu, 21 Apr 2011 00:00:00 GMT

Halifax has lengthened the interest-free introductory periods on some of its most popular cards and is also altering its pricing structure - but what do the changes mean for new and existing customers?

Court rules against banks on PPI mis-selling

Wed, 20 Apr 2011 00:00:00 GMT

Millions of consumers who think they have been mis-sold payment protection insurance (PPI) could be in line for compensation after a High Court judge today ruled that the banking industry must consider their claims.

What the merger of Yorkshire Building Society and Norwich Peterborough Building Society means for you

Wed, 20 Apr 2011 00:00:00 GMT

Yorkshire Building Society and Norwich and Peterborough Building Society (N&P) have agreed to merge, it was announced today.

Focus on: Protect your savings from inflation

Fri, 15 Apr 2011 00:00:00 GMT

Inflation may have dropped last month, but it is still double the Government's target and a serious problem for savers seeking real returns.

Is your multi-car policy costing you more?

Fri, 15 Apr 2011 00:00:00 GMT

If you've got more than one car, then it might seem obvious to go for a multi-car policy, but this may not always be the most cost-effective route.

Is it worth saving?

Thu, 14 Apr 2011 00:00:00 GMT

With interest rates still stuck at 0.5% and steep living costs leaving us stretched, you could be forgiven for thinking you might as well not bother saving at all.

Choosing a mortgage: fixed or variable?

Thu, 14 Apr 2011 00:00:00 GMT

The Bank of England base rate may have been held at 0.5% for the 25th consecutive month in April, but there's no escaping the fact that the clock is ticking, and a rise could be just around the corner.

Save 200 a year on your mobile

Thu, 14 Apr 2011 00:00:00 GMT

Millions of people are forking out up to £200 extra a year on mobile phone bills because they are on the wrong tariffs - so if you think you might be one of them, you should review your contract now.

Prepare to be Spelbound by MoneySupermarket

Wed, 13 Apr 2011 00:00:00 GMT

When the new series of Britain's Got Talent explodes onto the nation's screens this Saturday, keep your eyes peeled for moneysupermarket.com's starring role.

How to switch bank account

Wed, 13 Apr 2011 00:00:00 GMT

Banks should make it easier for customers to switch current accounts, the Independent Commission on Banking's interim report said this week, but don't wait for the system to change if you want to move to a better deal.

Why we're wasting 3.2billion a year

Wed, 13 Apr 2011 00:00:00 GMT

Government spending cuts and the soaring cost of living are placing a serious financial strain on many of us, yet millions of people are missing easy opportunities to save cash.

Debt - have you got a problem?

Wed, 13 Apr 2011 00:00:00 GMT

Britons are running up thousands of pounds in debt before the reality of how much financial trouble they are in hits home.

Surprise fall in inflation to 4%

Tue, 12 Apr 2011 00:00:00 GMT

Inflation unexpectedly dropped last month, according to official figures out today.

Focus on: Fixed rate ISA paying 4.40%

Fri, 08 Apr 2011 00:00:00 GMT

The Bank of England base rate may have been held at 0.5% again this week, but savers have the opportunity to earn nearly nine times more interest than this with Halifax's four -year fixed rate ISA.

Don't get caught without cover on the Continent

Fri, 08 Apr 2011 00:00:00 GMT

Trips across the Channel are always popular at Easter, and the fact that we have an extra Bank Holiday courtesy of Wills and Kate this year makes it an even better time to take the car over to the Continent for a short break.

Pension reforms: Your questions answered

Thu, 07 Apr 2011 00:00:00 GMT

The Government has finally unveiled proposals to radically reform the current complicated state pension system, suggesting the introduction of a flat rate pension of £140 a week.

Save hundreds on your Easter spending

Thu, 07 Apr 2011 00:00:00 GMT

Thousands of people will take advantage of the forthcoming glut of bank holidays by heading abroad for a spring break. But if you're jetting off overseas this Easter, are you spending more than you need to on foreign currency?

Brace yourself for rate rises

Thu, 07 Apr 2011 00:00:00 GMT

Homeowners were granted another reprieve from rising interest rates this week after the Monetary Policy Committee held the base rate at 0.5% for the 25th consecutive month - but rates won't remain this low forever.

New tax year, new ISA allowance

Wed, 06 Apr 2011 00:00:00 GMT

The new tax year has begun, and savers shouldn't delay if they are looking to make the most of their higher 2011/2012 ISA allowance.

What changes for you in the new tax year?

Wed, 06 Apr 2011 00:00:00 GMT

Nearly 50 changes come into effect this tax year, many of which will have serious financial implications for thousands of people. But what's changing for you?

It happened to me: Fraudsters attacked my mum's PC

Tue, 05 Apr 2011 00:00:00 GMT

We all know to avoid phishing emails from supposedly wealthy Nigerians who want to transfer $5m into our bank accounts in return for our help. But when a polite, professional-sounding man from an online PC care company phoned my mother and used her name, she was completely taken in. Here's what happened and how you can avoid falling into the same trap...

Where to save for your kids

Fri, 01 Apr 2011 00:00:00 GMT

The Government has finally confirmed details of the long-awaited Junior ISA - a new form of children's saving account for those who have missed out on Child Trust Funds, but what do the new accounts mean for you?

How long should you fix your mortgage?

Thu, 31 Mar 2011 00:00:00 GMT

The Monetary Policy Committee meets on Thursday to decide whether or not to raise interest rates, and those wanting to protect themselves from potentially higher mortgage payments in the future may be wondering how long to lock into a fixed rate for.

Save more than 700 on holiday essentials

Thu, 31 Mar 2011 00:00:00 GMT

With the Easter holidays fast approaching, many people will be busy preparing for travel abroad.

How to save money on nearly everything

Thu, 31 Mar 2011 00:00:00 GMT

Last year, people in the UK redeemed more than 2.4million discount vouchers every single day, an increase of 25% on the previous 12 months.

Top 10 cards for the bank holiday bonanza

Thu, 31 Mar 2011 00:00:00 GMT

Millions of us are looking forward to the long Easter bank holiday weekend, and this year we're set to enjoy two four-day weekends as we celebrate the Royal Wedding on 29 April and the first May Bank Holiday on 2 May.

Which home improvements boost your property's value?

Thu, 31 Mar 2011 00:00:00 GMT

The housing market may be showing signs of improvement - according to Nationwide house prices rose 0.5% in March - but if you are planning on selling your home it makes sense to ensure it is looking as good as it possibly can.

Focus on: Best purchase and reward credit card

Wed, 30 Mar 2011 00:00:00 GMT

Although there has been plenty of competition in the balance transfer credit card market, purchase cards haven't seen much movement over the last 12 months - until now that is.

The best iPad 2 tariffs

Wed, 30 Mar 2011 00:00:00 GMT

The iPad 2 finally hit Britain on 25 March, causing long queues of gadget worshippers at Apple stores across the country.

Five ways to beat the banks

Wed, 30 Mar 2011 00:00:00 GMT

You work hard for your money, so when you put it in the bank, you want to know it is working as hard as possible for you.

The hidden cost of speeding convictions

Wed, 30 Mar 2011 00:00:00 GMT

We all know that if you get caught speeding you can expect to pay a fine, but do you know how much a speeding conviction can cost you in the long-term?

More help for first-time buyers

Fri, 25 Mar 2011 00:00:00 GMT

Tight lending restrictions combined with steep property prices have made it almost impossible for many first time buyers to get on the first rung of the property ladder - but there is some help available.

Fix your filing

Fri, 25 Mar 2011 00:00:00 GMT

Is your home paperwork a mess? Do you struggle to find bills, P60s and bank statements? Get back in control of your paperwork by using a simple system like this one.

Look for a low-cost loan

Fri, 25 Mar 2011 00:00:00 GMT

Rates on personal loans are at the lowest in years, with some lenders offering loans at just 6.8%. Consider consolidating your more expensive debt onto a better deal.

Interest is avoidable

Fri, 25 Mar 2011 00:00:00 GMT

Need to make a large purchase and want to spread the cost? The market-leading purchase credit card now comes with 15 months at 0% on new shopping.

Pick up a pension pay rise

Fri, 25 Mar 2011 00:00:00 GMT

Does your job come with a pension scheme? If the company agrees to match your contributions then that's effectively a pay rise, so don't turn it down. Speak to an adviser if you're stuck.

Last chance to use your ISA allowance

Fri, 25 Mar 2011 00:00:00 GMT

There are now just a few days left to use this year's ISA allowance, but if you leave it until the very last minute you risk missing out altogether.

What the 2011 Budget means for you

Fri, 25 Mar 2011 00:00:00 GMT

George Osborne described his 2011 Budget as 'budget for growth' but not many of us are likely to see much of an improvement in our personal finances over the next year.

How to build a balanced portfolio

Thu, 24 Mar 2011 00:00:00 GMT

Given recent stock market volatility caused by the terrible events in Japan and unrest in the Middle East, savers might be forgiven for thinking they should give stocks and shares ISAs a wide berth.

Save your summer!

Thu, 24 Mar 2011 00:00:00 GMT

Looking forward to your big summer break? As soon as you've booked anything, protect yourself against disaster by taking out travel insurance. That's the only way to give yourself full protection.

Focus on: New car insurance for young drivers

Thu, 24 Mar 2011 00:00:00 GMT

While the fuel duty reduction announced in the Budget may have brought some relief to young drivers, for many the cost of motoring remains unaffordable due to steep insurance premiums.

Get more from your current account

Thu, 24 Mar 2011 00:00:00 GMT

You're more likely to leave your partner than your bank. But moving is simple and you can even earn up to £100 switching incentive or a monthly reward. Check out our video 'How to switch current account' to see how easy it really is.

Don't ignore your direct debits

Thu, 24 Mar 2011 00:00:00 GMT

It's all too easy to lose track of your direct debits, so check them regularly to make sure you're not paying for things you don't need. That gym membership from years ago could still be coming out...

Check your broadband speed

Thu, 24 Mar 2011 00:00:00 GMT

If you think your internet connection is crawling when you're paying for it to fly, don't just put up with it. Test your broadband speed and find out exactly how your web is performing.

Tax allowances for 2011/2012

Thu, 24 Mar 2011 00:00:00 GMT

Want to know what your tax allowances will be for the 2011/12 tax year? We've compiled these easy-to-read tables, giving you all the information you need.

Compare more than car insurance

Thu, 24 Mar 2011 00:00:00 GMT

The internet lets you compare much more than insurance. Our shopping channel lets you compare prices on major purchases before you make them, so you know you've found the best deal.

10 best money-saving apps

Thu, 24 Mar 2011 00:00:00 GMT

We all know there are millions of apps we can download to our smartphones, from popular puzzle video game Angry Birds to the obscure RunPee, which tells you at which point in a film you can 'run' and 'pee' without missing the good bits.

Beat identity thieves

Thu, 24 Mar 2011 00:00:00 GMT

Fraud by identity theft is on the rise, so you need to keep your details safe when you're shopping or eating out. Crooks can be clever, so you need to be up to date on the scams if you want to protect your purse.

10 top tips for cheaper travel

Thu, 24 Mar 2011 00:00:00 GMT

The Easter school holidays are just around the corner, but for anyone considering a last minute break, or planning a summer holiday later on, keeping costs down is usually a priority.

Don't fear the meter

Thu, 24 Mar 2011 00:00:00 GMT

Avoid unexpected energy bills by reading your meter regularly. Switch to an online tariff and you can do it all with your computer - and save cash on bills.

Are 'Stop Start' drivers putting you at risk?

Wed, 23 Mar 2011 00:00:00 GMT

The chances you will have to make a car insurance claim could be pushed up by a new hazard on the roads - the 'Stop Start' driver.

Stop inflation eating your savings

Wed, 23 Mar 2011 00:00:00 GMT

Just when savers thought things couldn't get any worse, inflation has risen again, making it even harder than ever to make real returns.

Live webchat: Budget 2011 with ITV News

Wed, 23 Mar 2011 00:00:00 GMT

Join ITV News at 6.30pm on 23 March for a second live Budget 2011 webchat with an expert panel including moneysupermarket.com's head of banking Kevin Mountford. Put your Budget question to the experts...

Budget 2011 at a glance

Wed, 23 Mar 2011 00:00:00 GMT

The Chancellor promised a 'Budget for growth' but did he deliver and what will it mean for you?

Focus on: Best 5-year fixed rate mortgage

Wed, 23 Mar 2011 00:00:00 GMT

There's growing speculation that the Bank of England will hike the base rate soon in order to curb soaring inflation, leaving millions of homeowners on variable rate mortgages facing steeper costs.

Beat the 2011 Budget

Wed, 23 Mar 2011 00:00:00 GMT

There may have been some relief for motorists and first time buyers in today's Budget, but millions of people are still struggling to cope with soaring living costs.

Time is money

Tue, 22 Mar 2011 00:00:00 GMT

Compared car insurance recently? Buy the cheapest policy straight away. Prices are rising so fast that a 30-day wait can add more than £13 to your premium.

Major reforms for energy firms

Mon, 21 Mar 2011 00:00:00 GMT

Have you been confused by the huge number of different energy tariffs available? You're not alone. The watchdog Ofgem has accused providers of 'bamboozling' customers with a complicated number of different tariffs and payment plans.

Top tips to cut Easter holiday costs

Thu, 17 Mar 2011 00:00:00 GMT

Thousands of people will head off on holiday abroad this Easter, but if you're one of them, make sure you don't end up paying for your break long after you've landed back in the UK.

Is mobile broadband costing you too much?

Thu, 17 Mar 2011 00:00:00 GMT

If you don't know how much monthly data you use on your smartphone, laptop or tablet computer you could be paying for more than you need to for your tariff.

Beat the April ISA deadline

Thu, 17 Mar 2011 00:00:00 GMT

Savers now have just over two weeks to make the most of this year's ISA allowance, so you'll need to get your skates on if you want to take advantage of the top rates currently on offer.

Should you open a joint account?

Thu, 17 Mar 2011 00:00:00 GMT

Britons in serious relationships often avoid opening joint accounts because they do not trust their partners not to take advantage of the situation, new research shows.

The best credit card deals EVER

Thu, 17 Mar 2011 00:00:00 GMT

Borrowers have seldom had it so good with some of the best credit cards deals ever launched this week.

QA: First-time buyers offered council cash

Wed, 16 Mar 2011 00:00:00 GMT

First-time buyers are being offered deposits of up to 20% by five local councils to help them onto the property ladder. But will you be able to benefit? We explain how the scheme works... .

Focus on: NEW market-leading cashback card

Wed, 16 Mar 2011 00:00:00 GMT

Competition in the credit card market continues to hot up, with the launch of two cash back credit cards enabling customers to earn an unlimited amount of cashback for their card purchases.

Improve your chances of climbing the property ladder

Wed, 16 Mar 2011 00:00:00 GMT

Spring is one of the most popular times of the year to move home, but if you're planning to step up a rung on the property ladder, doing plenty of homework first could really pay off.

Cost of calls to mobiles to fall

Tue, 15 Mar 2011 00:00:00 GMT

After an exhaustive campaign that saw hundreds of thousands of people sign a petition demanding an end to unreasonable and excessive mobile phone costs, Ofcom has finally called time on hidden phone charges.

How uninsured drivers cost us all dear

Tue, 15 Mar 2011 00:00:00 GMT

You might think uninsured drivers are only a problem if you're involved in a collision with one, but in reality they are pushing up insurance costs for all of us.

Loan war rages on: NEW 6.8% deal

Thu, 10 Mar 2011 00:00:00 GMT

There's a loan war in full swing just now, with rates now as low as 6.8%. So if you're looking to borrow, make sure you take advantage of the cheapest rates out there.

Get ready for interest rate rises

Thu, 10 Mar 2011 00:00:00 GMT

The Bank of England base rate has been held at 0.5% for yet another month, marking two years since it was first cut to this historic low. But are rises on the cards?

Focus on: NEW 3.01% market-leading easy access account

Thu, 10 Mar 2011 00:00:00 GMT

Savers may not have had much to celebrate after the base rate was held at 0.5% again on Thursday, but the good news is that this hasn't stopped savings providers from launching some impressive new accounts.

Ten reasons to invest in an ISA

Thu, 10 Mar 2011 00:00:00 GMT

The end of the tax year on April 5 is looming, and if you haven't yet made use of your ISA allowance this year, then you're as good as giving money to the taxman.

Focus on: 18-month 0% balance transfer card

Thu, 10 Mar 2011 00:00:00 GMT

Credit card customers looking to move their balance elsewhere can now take advantage of the longest 0% introductory period ever offered. But is the market-leading Barclaycard 18-month deal right for you?

The great British savings raid

Thu, 10 Mar 2011 00:00:00 GMT

Almost one in four Britons with savings are being forced to dip into their nest eggs to pay for everyday expenses, new research from moneysupermarket.com shows.

When is a credit card better than a debit card?

Wed, 09 Mar 2011 00:00:00 GMT

Unless you're making a major purchase, you probably use your debit card for day-to-day spending, but using a credit card instead could give you extra perks.

Live webchat: Ask the experts your savings investments questions

Wed, 09 Mar 2011 00:00:00 GMT

Put your savings & investment questions to the experts. Join independent financial adviser Philippa Gee, and moneysupermarket.com's head of banking Kevin Mountford for a live savings and investment webchat at 1pm on Wednesday March 9th.

Red Nose Day: Make charity donations go further

Wed, 09 Mar 2011 00:00:00 GMT

Red Nose Day takes place on March 18 but if you are considering making a donation to this, or any other charity, make sure you get the taxman to contribute too.

How young drivers can cut insurance costs

Tue, 08 Mar 2011 00:00:00 GMT

If you're a teenage driver you'll know already that the cost of car insurance is high - but did you know that a recent EU ruling on gender discrimination could send some teen premiums even higher?

Focus on: Fixed rate ISA paying 4.00%

Fri, 04 Mar 2011 00:00:00 GMT

Banks and building societies are bending over backwards to entice savers who have yet to make use of this year's ISA allowance with interest rates eight times higher than the current 0.5% Bank of England base rate.

Should you buy the new iPad 2?

Thu, 03 Mar 2011 00:00:00 GMT

The usual hype and rumour preceded the launch of Apple's iPad2 at the Yerba Buena Center for the Arts in San Francisco, California last Wednesday. And much of the speculation turned out to be accurate.

Broadband: Not getting the speed you pay for?

Thu, 03 Mar 2011 00:00:00 GMT

If you're frustrated by the speed of your broadband, then you're not alone - new Ofcom research shows that the average speeds received by households are less than half the average speeds advertised.

Where should you invest your ISA allowance?

Thu, 03 Mar 2011 00:00:00 GMT

Savers and investors are spoilt for choice with special ISA offers in the run up to the end of the tax year, but make sure you pick the right investment to suit your needs.

What the end of sex discrimination means for you

Thu, 03 Mar 2011 00:00:00 GMT

Following a landmark ruling from the European Court of Justice, insurers will no longer be allowed to factor in gender when working out premiums. But the implications go far beyond car insurance...

Beat card fraud

Thu, 03 Mar 2011 00:00:00 GMT

Nearly 15 million people in the UK have fallen victim to card fraud, as criminals come up with increasingly inventive ways to rip us off.

Save 240 with the right bank account

Wed, 02 Mar 2011 00:00:00 GMT

If you spend more time in the red than the black, make sure you aren't paying more than you need to in overdraft charges.

How to make money from junk mail

Tue, 01 Mar 2011 00:00:00 GMT

Fed up with junk mail dropping through your letter box? Now there's a way to ensure you only get the post you want - and cash in when companies use your information.

EU bans insurers from sex discrimination

Tue, 01 Mar 2011 00:00:00 GMT

Insurers will soon be banned from using an applicant's gender to determine the price of their policy, following a ruling from the European Court of Justice.

Where to bag the best bank account

Fri, 25 Feb 2011 00:00:00 GMT

Most of us are guilty of sticking with the same current account provider year after year, but with two new accounts on the market - one of them market-leading for overdrafts - there's seldom been a better time to consider switching.

Focus on: The best new ISA deals

Fri, 25 Feb 2011 00:00:00 GMT

Tensions have been simmering in the cash ISA market for the last few weeks but the war has finally broken out as banks and building societies battle for our savings in the run up to the end of the tax year.

Talking point: Are the banks making too much profit?

Fri, 25 Feb 2011 00:00:00 GMT

The issue of banks' profits is always a contentious one, but it seems to have become even more so since billions of pounds of taxpayers' money was used to bail out some of our biggest financial institutions.

Borrowers warned as mortgage rates rise

Thu, 24 Feb 2011 00:00:00 GMT

The Bank of England base rate may have remained at 0.5% for nearly two years, but mortgage rates are creeping up steadily in anticipation of a rise.

Drivers pour 1.7billion down the drain

Thu, 24 Feb 2011 00:00:00 GMT

If your car insurance policy comes up for renewal in the next few weeks, don't automatically accept the quote from your existing insurer - or you could end paying much more than you need to.

What's the best broadband and phone package?

Thu, 24 Feb 2011 00:00:00 GMT

With so many different deals to choose from, finding the best broadband and home phone package to suit your needs at the right cost can seem daunting.

Why we're wasting 2.3bn a year in credit card interest

Wed, 23 Feb 2011 00:00:00 GMT

Millions of credit card users leave debts languishing on high-interest charging credit cards each month, racking up hundreds of pounds a year in interest.

Focus on: New leading card for balance transfers

Wed, 23 Feb 2011 00:00:00 GMT

Competition in the credit card market is hotting up and those looking to transfer a balance across from another card can now pick from a range of tempting deals.

ISA rules explained

Mon, 21 Feb 2011 00:00:00 GMT

Individual Savings Accounts (ISA) enable you to save tax-free, but before you open one, there are a few essential things you need to know, such as how much your annual allowance is, and where exactly you can invest it.

Savings rates climb

Fri, 18 Feb 2011 00:00:00 GMT

There's been little for savers to celebrate recently, with returns continuing to be ravaged by rising inflation and interest rates remaining at record lows - but it's not all doom and gloom.

Cut your debt now to fight inflation

Thu, 17 Feb 2011 00:00:00 GMT

Inflation is at a two-year high and wages aren't keeping up. But could managing your borrowing more effectively help free up some cash?

Top tips if you're buying a property with a friend

Thu, 17 Feb 2011 00:00:00 GMT

Increasing numbers of first-time buyers are boosting their purchasing power by clubbing together with a friend or partner - but make sure you think carefully about the pros and cons first.

Focus on: NEW market-leading easy access rate!

Thu, 17 Feb 2011 00:00:00 GMT

With savers being hammered by rising inflation, every little helps when it comes to the interest you earn on your savings so Nationwide Building Society's decision to increase the rate on its MySave Online Plus account is welcome news.

Earn more on your spending than on your savings

Wed, 16 Feb 2011 00:00:00 GMT

Credit card users who pay off their bills in full every month could boost their bank balance by more than £500 a year if they choose the right plastic.

Ten ways to make more money

Wed, 16 Feb 2011 00:00:00 GMT

Most of us are feeling the pinch due to tax increases, high inflation and pay freezes, but there are plenty of things you can do to generate some extra cash.

What's the best smartphone?

Wed, 16 Feb 2011 00:00:00 GMT

The iPhone took the world by storm when it launched in January 2007, but three years on there are plenty of worthy smartphone competitors taking a bite out of Apple.

Inflation rockets to 4%

Tue, 15 Feb 2011 00:00:00 GMT

The cost of living continues to soar, with inflation now at its highest level for two years.

What mortgage should I go for?

Fri, 11 Feb 2011 00:00:00 GMT

Homeowners on variable rate mortgages are set to enjoy another month of low interest rates in February - but the party could soon be over, so review your mortgage now...

Focus on: Leading credit card for use abroad

Fri, 11 Feb 2011 00:00:00 GMT

Millions of holidaymakers every year return home only to find they have been stung with steep foreign usage fees for paying by plastic while overseas.

Don't lose your ISA allowance!

Thu, 10 Feb 2011 00:00:00 GMT

Millions of people continue to pay tax unnecessarily on their savings by failing to make use of their annual ISA allowance, so make the most of yours while you still can.

Entertain the kids for free this half-term

Thu, 10 Feb 2011 00:00:00 GMT

Keeping the children entertained at half-term while keeping costs down is always a challenge, especially in February when the weather is often dismal.

Talking point: Is car insurance sexist?

Thu, 10 Feb 2011 00:00:00 GMT

Next month the European Court of Justice will rule on whether or not it's legal to consider gender when calculating insurance premiums. But is it really sexist that women pay less for cover than men?

Act now to clear credit card debt

Thu, 10 Feb 2011 00:00:00 GMT

Don't let those ambitious plans you made at the start of the year to slash your debts go stale. Now is the perfect time to get on top of those credit card bills - here's how to do it...

Base rate unmoved by inflation fears

Thu, 10 Feb 2011 00:00:00 GMT

Despite mounting pressure on the Bank of England to increase interest rates, the base rate has been held at 0.5% for the 23rd consecutive month.

How to organise your household filing

Thu, 10 Feb 2011 00:00:00 GMT

It can be hard enough to find time to vacuum the stairs, let alone keep on top of the bills, bank statements, TV licence, car tax, insurances and everything else.

10 things you should know before applying for a loan

Wed, 09 Feb 2011 00:00:00 GMT

Planning to apply for a loan to fund a big purchase or consolidate existing debt? Here's what you need to know...

Year-end tax planning tips

Wed, 09 Feb 2011 00:00:00 GMT

There are less than two months to go before the end of the tax year on April 5, so if you want to make the most of your annual tax-free allowances, you'd better get your skates on.

Extra protection for 6m more tourists

Mon, 07 Feb 2011 00:00:00 GMT

The ATOL protection for package holiday tourists could be extended as early as next year, supporting 6million more UK holidaymakers...

WiFi costs when you're out and about

Thu, 03 Feb 2011 00:00:00 GMT

Having the ability to access the internet on the move is vital for anyone who works while they travel and, provided you know where to look, you don't have to pay to stay connected.

Focus on: Best credit card for use abroad

Thu, 03 Feb 2011 00:00:00 GMT

More than 30% of holidaymakers use a credit card while they're abroad but many will be unaware of just how expensive this can be.

10 more things you can do with a credit card

Thu, 03 Feb 2011 00:00:00 GMT

If you think a credit card is just for borrowing then think again. There are hundreds of cards offering many different perks...

Last of the big six hikes energy bills

Thu, 03 Feb 2011 00:00:00 GMT

The last of the big six energy companies has finally increased its prices, meaning the vast majority of customers have now been hit with hikes.

Focus on: New leading cash ISA

Thu, 03 Feb 2011 00:00:00 GMT

Cash ISA rates are soaring, so if you haven't already made use of this year's allowance yet, you should do so as soon as possible.

Great news for savers as ISA rates climb

Thu, 03 Feb 2011 00:00:00 GMT

The battle to attract ISA savers in the run up to the end of the tax year has begun, with recent days seeing several providers launch tempting high-interest paying accounts.

How to live your dream

Thu, 03 Feb 2011 00:00:00 GMT

With freezing winter weather, rising living costs and government spending cuts all making life in the UK hard at the moment, it is little wonder so many of us dream of escaping to a new life overseas.

How best to pay for a car

Wed, 02 Feb 2011 00:00:00 GMT

After your home, buying a car is probably one of the biggest purchases you'll ever make, so it's important you find the best way to pay for it.

Climbing up the property ladder

Wed, 02 Feb 2011 00:00:00 GMT

Moving up the property ladder is always a big step, whether it's your second, third, fourth or fifth home, but there are ways you can make the process less stressful.

Top tips if you're buying a car

Wed, 02 Feb 2011 00:00:00 GMT

Buying a car is an expensive business and there's a lot to consider, whether it's fresh off the production line or simply new to you.

Tax hike shock for 750,000

Mon, 31 Jan 2011 00:00:00 GMT

Could you be one of the 750,000 people about to be dragged into the higher-rate tax band?

Advice if you're travelling to Egypt

Mon, 31 Jan 2011 00:00:00 GMT

With the fast moving political situation in Egypt, advice for travellers has been changing daily, if not hourly over the past few days.

Car insurance: Delays cost cash

Fri, 28 Jan 2011 00:00:00 GMT

Every day you waste before buying your policy could increase what you pay...

Mums miss out following benefit cut

Thu, 27 Jan 2011 00:00:00 GMT

Around 150,000 families will miss out on the £500 Sure Start maternity grant each year after it was restricted to the first child only on January 24.

Brits have 6.1bn in forgotten accounts

Thu, 27 Jan 2011 00:00:00 GMT

Despite the fact that every penny counts during these difficult times, millions of us seem to find it surprisingly easy to lose track of our savings.

Focus on: Earn 3.20% on your savings for 12 months

Thu, 27 Jan 2011 00:00:00 GMT

With inflation still uncomfortably high, savers need to ensure they are earning as much interest as possible.

Internet-enabled TVs - should you buy one?

Thu, 27 Jan 2011 00:00:00 GMT

These days, it's difficult to buy a new TV without the niggling feeling that your prized goggle-box will be obsolete before you've even paid off the credit card, such is the pace of development.

When is a credit card better than a loan?

Thu, 27 Jan 2011 00:00:00 GMT

Finding the lowest interest rate possible is the top priority for anyone looking to borrow money in these difficult times.

Avoid paying VAT - the legal way

Thu, 27 Jan 2011 00:00:00 GMT

We've looked at what to buy before the VAT increase, ways to offset the hike and how to fight back against VAT, but can you ever avoid paying it altogether?

How overdraft changes affect you

Wed, 26 Jan 2011 00:00:00 GMT

The big banks are changing the way you pay for going overdrawn, with Lloyds TSB reducing costs for those who slip into the red without permission but charging authorised overdraft customers more, and NatWest and Santander re-vamping their overdraft charges along similar lines.

Stop fraudsters pretending to be you

Wed, 26 Jan 2011 00:00:00 GMT

More than 89,000 people last year became victims of fraudsters who impersonated them to create fake identities.

Fix your mortgage now!

Thu, 20 Jan 2011 00:00:00 GMT

Homeowners planning to switch to the shelter of a cheap fixed rate mortgage ahead of climbing interest rates don't have a second to waste, as the best deals are disappearing fast.

Focus on: Santander's ZERO current account

Thu, 20 Jan 2011 00:00:00 GMT

With many of us having to dip into our overdrafts each month to make ends meet, an account which doesn't penalise you for going into the red is an appealing prospect.

Are the days of the iPad numbered?

Thu, 20 Jan 2011 00:00:00 GMT

Apple's iPad was undoubtedly the must-have gadget of 2010, with techno lovers everywhere desperate to get their hands on the first multi-touch tablet computer.

Savers: Don't wait for interest rate rises

Thu, 20 Jan 2011 00:00:00 GMT

Savers who are delaying seeking out the best homes for their money in the hope that interest rates will start to rise soon are missing out on valuable returns.

Why you should apply for credit today

Thu, 20 Jan 2011 00:00:00 GMT

If you're thinking of taking out a credit card or loan then apply before the end of January. If you don't, you'll reduce your chances of being offered the rate you see advertised.

Booked your holiday? Protect it NOW

Thu, 20 Jan 2011 00:00:00 GMT

January is one of the busiest months for booking holidays online, but if you're planning a break, don't forget to buy travel insurance too.

Inflation - beat soaring living costs

Tue, 18 Jan 2011 00:00:00 GMT

Rocketing prices are gnawing away at the value of our savings, reducing our spending power. But how can you beat the pain?

Why you don't have to work 'til you drop

Mon, 17 Jan 2011 00:00:00 GMT

The government is going ahead with plans to scrap compulsory retirement at 65 but, provided you start pension planning early enough, this shouldn't mean you have to work into your seventies or eighties.

QA: Tunisia travel troubles

Mon, 17 Jan 2011 00:00:00 GMT

If you're in Tunisia or you've booked a holiday there any time soon, you'll want to cancel following the government's advice not to travel there. But what are your holiday booking rights?

The Consumer Credit Directive: What does it mean for you?

Fri, 14 Jan 2011 00:00:00 GMT

If you are looking for a credit card or an unsecured personal loan a number of things are changing that will affect the way products are displayed and advertised and also the way applications are assessed.

Focus on: NEW market-leading savings account

Fri, 14 Jan 2011 00:00:00 GMT

With interest rates still at a record low of 0.50% there's little for savers to celebrate this New Year, but the launch of a new market-leading notice account should provide some cheer.

Warning to all savers

Fri, 14 Jan 2011 00:00:00 GMT

Thousands of savers will see the amount of interest they earn plummet over the next few weeks as introductory bonuses on their accounts come to an end - unless they take action now.

Prepare for interest rate rises

Thu, 13 Jan 2011 00:00:00 GMT

It was no surprise that the Bank of England's Monetary Policy Committee (MPC) voted to keep base rate on hold at 0.50% this month. But after 22 months of flat interest rates, it's time for borrowers and savers to start preparing for rate increases.

Clear your Christmas debts

Thu, 13 Jan 2011 00:00:00 GMT

The turkey's long gone, the tree's been recycled and the decorations are back in the box. But any day now, your credit card bill for all the festivities is going to land - are you prepared?

Top wedding planning tips

Wed, 12 Jan 2011 00:00:00 GMT

Wedding fever is gripping the nation as Kate and Will prepare to tie the knot on April 29, but if you're getting married this year, make sure it goes without a hitch by sorting out your finances first.

Give yourself a 20% pay rise

Wed, 12 Jan 2011 00:00:00 GMT

While the recession has been particularly tough for people who've lost their jobs, those who are still employed also face difficult times ahead.

E.ON joins the price hikers

Tue, 11 Jan 2011 00:00:00 GMT

E.ON has become the latest of the big six energy suppliers to announce it is hiking gas and electricity prices, dealing consumers another blow after the coldest December on record.

How to complain to the Financial Ombudsman Service

Tue, 11 Jan 2011 00:00:00 GMT

The Financial Ombudsman Service (FOS) handles more than 3,500 complaints every single working day. So how can you complain if your bank or building society has fallen short?

What are your refund rights?

Fri, 07 Jan 2011 00:00:00 GMT

Millions of us have received an unwanted Christmas present or bought something we later regret in the January sales, but do you know what your rights are when it comes to getting a refund?

Focus on: LIMITED OFFER Earn 500 Tesco Clubcard points

Fri, 07 Jan 2011 00:00:00 GMT

From January 9, and for a limited time only, Tesco is offering new credit card customers an extra 500 Clubcard points if they spend £300 or more on their card within the first two months.

Why now's the time to book your summer break

Thu, 06 Jan 2011 00:00:00 GMT

Give yourself something to look forward to and save some cash at the same time by booking a bargain summer break now.

Focus on: NEW top purchase and balance transfer card

Thu, 06 Jan 2011 00:00:00 GMT

Credit cardholders wanting to transfer a balance to a card that charges 0% interest on their existing borrowing as well as new purchases can soon benefit from a card which provides both for 13 months.

Benefit from falling loan rates

Thu, 06 Jan 2011 00:00:00 GMT

Rates on personal loans are plummeting as lenders battle to attract customers - great news for those who need to borrow money.

Brits stash 7 billion under the mattress

Thu, 06 Jan 2011 00:00:00 GMT

More than £7 billion in cash is lying around in people's homes, with 1% of people admitting to stashing a staggering £10,000 or more at home.

Focus on: Longest EVER 0% credit card offer

Thu, 06 Jan 2011 00:00:00 GMT

Finances are often stretched in the New Year following the expense of Christmas, so make sure you aren't paying any more interest than you need to on credit card debts.

Shift pounds with best balance transfer cards

Thu, 06 Jan 2011 00:00:00 GMT

More than 2.8 million Britons will move debts of more than £2.8 billion on to new credit cards to take advantage of lower interest rates this year, according to new research from Santander Cards.

Focus on: NEW market-leading loan

Wed, 05 Jan 2011 00:00:00 GMT

There's been a flurry of activity in the loans market, as lenders compete to attract borrowers, and now there's a market-leading rate of just 7.3%.

The VAT hike - how to fight back

Wed, 05 Jan 2011 00:00:00 GMT

The VAT hike to 20% is finally upon us - but there are ways you can fight back and keep household bills to a minimum.

A better deal for credit card users in 2011

Thu, 30 Dec 2010 00:00:00 GMT

This year, a number of important changes come into play for the UK's 30 million credit card customers. But what are they and how will they affect you?

How to clear your debts

Thu, 30 Dec 2010 00:00:00 GMT

Most of us end up over-spending at Christmas, but it's worth working out how you're going to pay off what you owe now rather than worrying about it well into next year.

The best homes for your savings

Thu, 30 Dec 2010 00:00:00 GMT

Savers now have more protection than ever before, giving greater peace of mind during these turbulent times.

QA: Changes to the Financial Services Compensation Scheme

Thu, 30 Dec 2010 00:00:00 GMT

New rules and changes due to be introduced in January will mean that consumers will have greater cover and the comfort of faster payouts if they need to turn to the Financial Services Compensation Scheme (FSCS).

Focus on: a new personal loan rate of 7.6%

Thu, 30 Dec 2010 00:00:00 GMT

Many people resolve to sort out their finances in the New Year, especially after the expense of Christmas, and that can often mean consolidating debts with a market-leading loan.

10 New Year's savings resolutions

Wed, 29 Dec 2010 00:00:00 GMT

New year, new you - but does that extend to your savings too?

What will happen to house prices in 2011?

Wed, 29 Dec 2010 00:00:00 GMT

Despite all the doom and gloom surrounding house prices over the 12 months, average property prices actually remain broadly unchanged compared to this time last year.

How to get a mortgage

Wed, 29 Dec 2010 00:00:00 GMT

Interest rates have been at record lows for almost two years now, but that is cold comfort to homebuyers who are struggling to get a mortgage.

Take control of your finances

Wed, 29 Dec 2010 00:00:00 GMT

It's that time of year again when we make a commitment to change and improve things - and one of the more important priorities for many of us should be 'fixing our finances'.

Focus on: the best fixed rate bond

Wed, 29 Dec 2010 00:00:00 GMT

There is no time like the start of a new year to get into the savings habit - and when you do, you'll want the best returns on your cash.

Who owns who?

Tue, 21 Dec 2010 00:00:00 GMT

Before the banking crisis, most savers wouldn't have thought twice about putting their money in a bank or building society account. But the events of the last couple of years have changed all this, so how do you keep your savings safe?

Stranded by snow? Your rights

Tue, 21 Dec 2010 00:00:00 GMT

We take a look at your rights if your travel plans are disrupted by the heavy snowfall...

Focus on: Balance transfer card with 20 refund

Fri, 17 Dec 2010 00:00:00 GMT

The run-up to Christmas is the most expensive time of the year, so if you already have debts languishing on a credit card, you don't want to pay more interest on them than you need to.

Why pet insurance is for life and not just for Christmas

Thu, 16 Dec 2010 00:00:00 GMT

Rescue centres regularly report a post-Christmas deluge of unwanted moggies and doggies given as gifts, with cost often cited as the reason their owners cannot care for them.

What to buy before the VAT hike kicks in

Thu, 16 Dec 2010 00:00:00 GMT

On January 4, the rate of VAT rises from 17.5% to 20%, with the increase set to cost UK shoppers hundreds of pounds a year. So should you be shopping in advance of the hike and which items are worth buying now?

How to cover the cost of your sales purchases

Wed, 15 Dec 2010 00:00:00 GMT

If you're looking to bag some bargains in the January sales, but don't want to end up saddled with expensive debts, you'll need to play your cards right.

Ten top tips for Santa Claus

Wed, 15 Dec 2010 00:00:00 GMT

Father Christmas is all set to deliver his sackloads of presents this Christmas, but like the rest of us, he might have splashed out more than he intended.

Fight inflation with a top savings account

Wed, 15 Dec 2010 00:00:00 GMT

Inflation rose again in November, as prices for food, furniture and clothing rocketed. So what does this mean for your savings?

Beat the January 31 tax return deadline

Wed, 15 Dec 2010 00:00:00 GMT

The expense of Christmas can be crippling, but millions of people have the added worry of working out how to pay their tax bill at the end of January.

Focus on: The best iPad tariffs just in time for Christmas

Thu, 09 Dec 2010 00:00:00 GMT

The iPad is one of this year's must-have Christmas presents, and now it's possible to pick one up for less than half its usual price.

Top ten ways to beat a festive financial hangover

Thu, 09 Dec 2010 00:00:00 GMT

Millions of us will be tempted to spend more than we'd planned to in the run up to Christmas, but if you're not careful you could end up with a serious festive financial hangover.

Mortgages: To fix or not to fix?

Thu, 09 Dec 2010 00:00:00 GMT

Deciding whether to fix your mortgage rate or plump for a variable deal has never been a tougher call...

How to offset the VAT hike

Thu, 09 Dec 2010 00:00:00 GMT

Next year, VAT rises from 17.5% to a full 20%, a move that could cost the average family £225 a year - but there are ways you can beat the hike.

Are your presents safe this Christmas?

Thu, 09 Dec 2010 00:00:00 GMT

People will put an average of £195 worth of presents under the tree this year, so it pays to check your household insurance policy will cover costs if they get stolen or damaged.

Switch energy provider NOW!

Thu, 09 Dec 2010 00:00:00 GMT

Forget writing your Christmas cards or finishing off the Christmas shopping - top of your to-do list should be moving to the best energy deal.

The Big Freeze: interest rates held

Thu, 09 Dec 2010 00:00:00 GMT

The country's base rate has been kept at 0.5% for yet another month, making this the 21st month with no change.

Best homes for kids' cash Christmas presents

Wed, 08 Dec 2010 00:00:00 GMT

Parents will fork out billions of pounds on Christmas presents for their kids this Christmas, but a cash gift is likely to prove much more valuable in the long term.

How to speed up your broadband before 2015

Tue, 07 Dec 2010 00:00:00 GMT

Slow broadband speeds can be incredibly frustrating, but under new government proposals, every community in Britain will be able to enjoy superfast speeds by the year 2015.

10 tips for getting your car ready for winter

Mon, 06 Dec 2010 00:00:00 GMT

Last week's big freeze caught thousands of motorists unawares and demonstrated just how important it is to ensure your car is prepared for cold weather.

Focus on: Coventry Family Saver account

Thu, 02 Dec 2010 00:00:00 GMT

Families across the country are feeling the pinch more than ever before due to soaring living costs and cuts in tax credits, so it's vital to ensure that every penny is working as hard as possible.

Focus on: Orange offers the iPad for less than 200

Thu, 02 Dec 2010 00:00:00 GMT

The iPad proved a runaway success when it was launched in the UK at the end of May this year, but with even the basic model costing at least £429, it remained unaffordable for many - until now.

Energy bills: the postcode lottery

Thu, 02 Dec 2010 00:00:00 GMT

Homes in southern Scotland, North Wales and Liverpool pay more for their gas and electricity than those living in the south-east, so we decided to investigate why some of us face higher bills than others - and what you can do about it.

Beating financial confusion

Thu, 02 Dec 2010 00:00:00 GMT

Older Britons find financial products such as annuities and insurance confusing, according to new research from the charity Age UK.

Grab yourself a festive phone deal

Thu, 02 Dec 2010 00:00:00 GMT

If you're looking to ring in the changes with a new mobile this Christmas, or if you want to give one as a present, there's never been a better time to pick up a bargain.

ISAs versus fixed rate bonds - which is best?

Thu, 02 Dec 2010 00:00:00 GMT

Fixed rate bonds continue to prove hugely popular with savers due to the high rates of interest they offer - but you can earn even better returns by opting for a fixed rate ISA.

Why you deserve more from your credit card

Thu, 02 Dec 2010 00:00:00 GMT

More than 25million shoppers now make regular online purchases with their credit cards and an astonishing 1.2million people spend more than £1,000 online a month - but there are ways to get extra value from your plastic.

Winter-proof your home

Tue, 30 Nov 2010 00:00:00 GMT

As freezing temperatures grip the country, homeowners should take steps as soon as possible to avoid cold weather damage that might result in an insurance claim.

How much does your overdraft cost?

Mon, 29 Nov 2010 00:00:00 GMT

Lloyds TSB is re-vamping its overdraft charges from December 2. Costs will fall for those who exceed their agreed overdraft limits or go overdrawn without permission, but millions of customers who use an authorised overdraft facility will pay more for going into the red.

Don't miss last orders this Christmas

Fri, 26 Nov 2010 00:00:00 GMT

What are the deadlines for guaranteed Christmas delivery? We've taken a look at some of the biggest retailers...

Avoid Christmas debt

Thu, 25 Nov 2010 00:00:00 GMT

Christmas is one of the most expensive times of the year, making it easy to slip into the red.

Protect yourself from further price hikes

Thu, 25 Nov 2010 00:00:00 GMT

Freezing temperatures have arrived throughout much of the UK, prompting millions of us to crank up the heating.

10 ways to cut your energy bills

Thu, 25 Nov 2010 00:00:00 GMT

Energy companies are busy pushing up the cost of gas and electricity just as the cold weather starts to bite, but there are ways to reduce your bills.

Cashback websites: what are the risks?

Wed, 24 Nov 2010 00:00:00 GMT

This week, two of the biggest cashback websites - Cashbackkings.com and Rpoints.com - went bust. But thrifty shoppers shouldn't panic - there are other ways of saving money on your Christmas shop...

The calm before the true online shopping storm

Wed, 24 Nov 2010 00:00:00 GMT

Millions of shoppers are expected to hit the internet over the next few days in search of Christmas bargains, with December 6 set to be the busiest day this year for online shopping.

Santa comes early for savers

Wed, 24 Nov 2010 00:00:00 GMT

'Tis the savers' season to be jolly with a flurry of top deals entering the market - but don't hang around as they're disappearing fast.

ALERT: More energy price hikes

Fri, 19 Nov 2010 00:00:00 GMT

The season of rising energy bills continues for millions of people, not only have British Gas and Scottish and Southern Energy (SSE) already announced increases to their energy prices but now Scottish Power is also raising the cost of gas by 2% and the cost of electricity by 8.9% from November 25.

Good news for loan hunters

Thu, 18 Nov 2010 00:00:00 GMT

If you are in the process of hunting down an unsecured personal loan - which means borrowing that is not taken against your home - some good news lies in store...

Where to bag your Christmas bargains

Thu, 18 Nov 2010 00:00:00 GMT

There are just six weeks to go before Christmas, but if you're feeling faint at the thought of all that festive spending, there are plenty of ways to bag a bargain.

Ten essential tips for savers

Thu, 18 Nov 2010 00:00:00 GMT

Savers received yet another bitter blow this week, following news that inflation has risen once again.

Focus on: Earn 8% on your savings

Thu, 18 Nov 2010 00:00:00 GMT

With inflation climbing to 3.2% in October and the base rate stubbornly sticking at 0.5%, the outlook for savers is looking bleaker than ever.

Focus on: Credit card that gives you two free flights!

Thu, 18 Nov 2010 00:00:00 GMT

There is a huge choice of reward credit cards available, but the Lloyds TSB Airmiles Duo credit card is more unusual than most in that it is two cards rather than one.

Are my Irish savings safe?

Thu, 18 Nov 2010 00:00:00 GMT

Ireland is under growing pressure to accept financial help to support its beleaguered economy, leaving more than two million savers with money held in Irish banks wondering which way to turn.

Protect yourself against floods

Wed, 17 Nov 2010 00:00:00 GMT

It's that time of year again when certain pockets of the country are suddenly gripped by devastating flash floods.

Don't ruin your holiday

Wed, 17 Nov 2010 00:00:00 GMT

When taking out travel insurance, it can be tempting to opt for the cheapest possible level of cover.

Mortgages: fix now before rates rise

Wed, 17 Nov 2010 00:00:00 GMT

Homeowners and buyers thinking of fixing their mortgage are being urged to act now before the cost of fixed rate deals go up.

Focus on: New top card for balance transfers

Mon, 15 Nov 2010 00:00:00 GMT

The battle to top the credit card best buy tables continues. Virgin is the latest provider to enhance its balance transfer offering in order to steal the title of 'market-leader'. So what makes this the best balance transfer card available at the moment?

Beat energy price hikes

Fri, 12 Nov 2010 00:00:00 GMT

Hot on the heels of Scottish and Southern Energy's gas price hikes, due to kick in on December 1, British Gas has announced that it is raising both gas and electricity costs by an average of 7% from December 10.

Product review: Cheapest broadband in the UK

Thu, 11 Nov 2010 00:00:00 GMT

Plusnet has thrown down the gauntlet to other internet providers by launching the cheapest standalone broadband service available in the UK.

How to keep your smartphone safe

Thu, 11 Nov 2010 00:00:00 GMT

If you're one of the millions of people who use a smartphone, you could be a sitting target for fraudsters and hackers.

Good news for first-time buyers

Wed, 10 Nov 2010 00:00:00 GMT

Since the credit crunch hit in 2007, first-time buyers have had a rough ride, but at last the tables are starting to turn.

Why it's important to check your credit file

Wed, 10 Nov 2010 00:00:00 GMT

Knowledge is power, so the saying goes, and never more so than when it comes to applying for credit after the one of the most dramatic economic meltdowns in history.

Top credit cards for Christmas spending

Wed, 10 Nov 2010 00:00:00 GMT

Christmas is looming, but if you're feeling the pinch this year, you'll need to act now if you want to spread the cost by paying with plastic.

10 ways to beat soaring bills

Wed, 10 Nov 2010 00:00:00 GMT

With money tight and household bills on the up, it has never been more important to shop around for the best deals on everything from gas and electricity to family days out.

How 194 a month can change your life

Wed, 10 Nov 2010 00:00:00 GMT

It's easy to feel 100% happy about your finances - you just need to put away £194 a month.

Bank base rate held again - but borrowers should be prepared

Thu, 04 Nov 2010 00:00:00 GMT

The Bank of England left interest rates unchanged again this week, marking the 20th consecutive month that base rate has remained slumped at 0.5%. But analysts are predicting that a rise in the cost of borrowing could be just around the corner.

Get more from your current account

Thu, 04 Nov 2010 00:00:00 GMT

Millions of us have had the same current account for years and years, but are you getting the most from yours?

Savers win as easy access rates climb

Thu, 04 Nov 2010 00:00:00 GMT

Savings rates are on the up, at last providing some good news for savers struggling to make decent returns in today's low interest rate environment.

Don't get burnt - switch energy provider now

Thu, 04 Nov 2010 00:00:00 GMT

Nearly £4 billion is going up in smoke every year because UK consumers are failing to switch gas and electricity suppliers.

Beware uninsured drivers!

Thu, 04 Nov 2010 00:00:00 GMT

Everybody knows that driving in winter brings greater risks.

Protect your car and home against winter woes

Wed, 03 Nov 2010 00:00:00 GMT

The weather is turning and the nights are darker - two sure signs for homeowners and motorists to begin preparing for the wrath of winter...

Focus on: Exclusive credit card for first timers

Wed, 03 Nov 2010 00:00:00 GMT

Borrowing is not easy for anybody post-credit crunch but, if you have been plagued with credit problems in the past, or have never had a credit card before things will be even tougher.

With APD rises, are holidays still affordable?

Wed, 03 Nov 2010 00:00:00 GMT

Airline Passenger Duty (APD) increased on 1 November, but what will it mean to the cost of your holiday?

Avoid post-Christmas misery

Wed, 03 Nov 2010 00:00:00 GMT

The cost of Christmas is already weighing heavily on the minds of cash-strapped families up and down the country.

Review of the week: Top easy access account

Tue, 02 Nov 2010 00:00:00 GMT

If you're looking for a new savings account then Nationwide Building Society's MySave Online Plus account could be ideal.

Single mum saves 680 using moneysupermarket.com

Tue, 02 Nov 2010 00:00:00 GMT

Chantel Mason works in corporate banking but she never seemed to have enough cash left in her own bank account at the end of the month.

Review of the week: Coventry Building Society Poppy Bond 5

Fri, 29 Oct 2010 00:00:00 GMT

Most of us will sport a poppy on our jackets this November but Coventry Building Society has given savers the opportunity to go one stage further with the launch of its Poppy Bond 5.

Where loyalty doesn't pay

Thu, 28 Oct 2010 00:00:00 GMT

Loyalty does not pay when it comes to your financial affairs, with the 'exclusive' deals banks offer to their existing customers often falling short of those available elsewhere.

QA: New approach to pensions from 2012

Thu, 28 Oct 2010 00:00:00 GMT

If you were worried about funding your retirement, the problem could soon be taken out of your hands following government plans this week to introduce automatic enrolment into workplace pensions. So what's the lowdown?

What you need to know about Junior ISAs

Wed, 27 Oct 2010 00:00:00 GMT

Parents whose children fell outside the Labour government's Child Trust Fund scheme will soon have a new option - the tax-free Junior ISA.

Top tips to get the best deals on your Christmas shopping

Wed, 27 Oct 2010 00:00:00 GMT

Treading the balance between treating the kids at Christmas and keeping a rein on the family finances is an age-old challenge for parents.

Post Office savers gain FSCS protection

Wed, 27 Oct 2010 00:00:00 GMT

From November, savers with Post Office accounts will become protected under the UK's Financial Services Compensation Scheme (FSCS) instead of the Irish Deposit Guarantee Scheme.

Protect your home as nights draw in

Wed, 27 Oct 2010 00:00:00 GMT

The clocks go back on Sunday, meaning darker evenings for opportunistic thieves to target your home and car. So how can you keep you and your belongings safe? We take a look...

New state pension proposals - what are they all about?

Tue, 26 Oct 2010 00:00:00 GMT

Government ministers have announced plans to make the state pension system fairer and more transparent. But, while the news has been widely welcomed, it also unleashes a whole raft of new questions...

How Google's failure could save your data

Mon, 25 Oct 2010 00:00:00 GMT

Google's admission that its fleet of high-tech Street View cars inadvertently collected private emails and passwords from many of the nation's homes is a timely reminder for consumers to protect their internet's wireless network...

Redundancy worries? What you need to know

Fri, 22 Oct 2010 00:00:00 GMT

With the news that nearly half a million public sector jobs are to go, many people will be worrying about their workplace stability.

Beat winter worries

Thu, 21 Oct 2010 00:00:00 GMT

Energy costs are soaring and the government is adding to the pain with huge spending cuts that will hit families up and down the country.

Review of the week: New market-leading 2.90% easy access account

Thu, 21 Oct 2010 00:00:00 GMT

There's been little for savers to celebrate for months now, with the Bank of England base rate still at a record low of 0.5%, but the good news is that rates on easy access accounts continue to pick up.

How to make holiday spending money go further

Thu, 21 Oct 2010 00:00:00 GMT

If you save up for your holiday but then fail to get the most out of your spending money, you're wasting cash that could go on having fun.

Why sticking with your mortgage could cost you dear

Thu, 21 Oct 2010 00:00:00 GMT

Hundreds of thousands of people who came to the end of their short term mortgage deals a year or more ago have been languishing on their lenders' standard variable rates ever since. But as it's certain rates will go up eventually, they could find themselves paying well over the odds if they don't consider locking into a low rate deal now.

Spending Review at a glance

Wed, 20 Oct 2010 00:00:00 GMT

The spending cuts have finally been announced and at last we know what's in store for us over the next four years. Virtually all of us will be affected in one way or another - here we take a look at the changes that are happening and what they mean for you.

Equitable Life compensation: QA

Wed, 20 Oct 2010 00:00:00 GMT

Victims of the collapse of Equitable Life learned today that they will receive £1.5 billion in compensation - less than a third of the £6 billion they were campaigning for.

Beat the Spending Review

Wed, 20 Oct 2010 00:00:00 GMT

So the axe has fallen, the cuts have been confirmed and they are going to affect everyone. So how can you offset them?

The Government Spending Review - LIVE webchat

Wed, 20 Oct 2010 00:00:00 GMT

What does the government Spending Review mean for you and your finances? Join Clare Francis and ITV News for a live webchat for an expert anlysis of how the spending review will affect your household...

Get someone online in Get Online Week

Mon, 18 Oct 2010 00:00:00 GMT

The Race Online 2012 campaign, which aims to get millions more people using the internet, has been in full flow for months now and moneysupermarket.com has been partnering it all the way. But now it's Get Online Week - and we want your help.

Review of the week: Fix your mortgage for 3 years at just 3.49%

Thu, 14 Oct 2010 00:00:00 GMT

The mortgage market continues to be sluggish, as homeowners and buyers brace themselves for the spending cuts due to be announced on October 20.

The coalition cuts so far

Thu, 14 Oct 2010 00:00:00 GMT

With everyone braced for Wednesday's Spending Review, we take a look at the cuts that have already been made and how they'll affect you.

Savers in a fix as rates fall

Thu, 14 Oct 2010 00:00:00 GMT

Several of the most competitive fixed rate bonds have been withdrawn from sale in recent weeks, making it increasingly difficult for savers to lock into inflation-beating returns.

Pension changes: What do they mean?

Thu, 14 Oct 2010 00:00:00 GMT

The government has announced changes to the pensions rules which will result in a reduction in the tax relief savers receive on money they invest in a pension.

How to have a merry thriftmas

Wed, 13 Oct 2010 00:00:00 GMT

Christmas is a little over two months away and the thought of forking out for all the festivities is already beginning to make the nation lose sleep.

Stay safe online

Mon, 11 Oct 2010 00:00:00 GMT

When you're shopping on the internet, you don't want to have to worry about whether you're at risk of identity theft.

Review of the week: Get 500 off energy bills with a Halifax mortgage

Thu, 07 Oct 2010 00:00:00 GMT

Banks and building societies frequently offer free valuations or legal fees to tempt borrowers to sign up to their mortgages, but now lenders are coming up with increasingly innovative ways to attract customers.

Savers: Beware disappearing bonuses

Thu, 07 Oct 2010 00:00:00 GMT

Thousands of savers who took out best buy easy access savings accounts at the end of last year risk losing as much as £130 in interest if they don't switch to a better deal when the bonuses on their accounts end.

Top tips if you're struggling to get a mortgage

Thu, 07 Oct 2010 00:00:00 GMT

First-time buyers are being stung by higher rates, lending restrictions remain tight and new Financial Services Authority proposals risk cutting off some credit-worthy buyers altogether, leaving thousands of people looking for a mortgage wondering which way to turn.

Has the double dip started?

Thu, 07 Oct 2010 00:00:00 GMT

House prices fell by a record 3.6% in September, according to Halifax - the biggest monthly drop since it started monitoring them in 1983.

How to be debt free

Thu, 07 Oct 2010 00:00:00 GMT

More than six million British people have had an outstanding balance on their credit card for a year or more, costing them a small fortune in interest. Here, we look at the best ways to tackle your debts head on...

Base rate deadlock continues

Thu, 07 Oct 2010 00:00:00 GMT

The Bank of England's Monetary Policy Committee (MPC) has voted again to keep base rate at the historically low rate of just 0.5%, making it the 19th unchanged month in a row.

Grab yourself a bargain winter break

Wed, 06 Oct 2010 00:00:00 GMT

With the cold weather drawing in and summer starting to feel like a distant memory, there's never been a better time to start planning a winter break.

QA: What the collapse of Crown Currency means for you

Tue, 05 Oct 2010 00:00:00 GMT

Holidaymakers could lose hundreds or thousands of pounds following the collapse of foreign exchange website Crown Currency Exchange.

Child Benefit: Your questions answered

Mon, 04 Oct 2010 00:00:00 GMT

Child benefit is to be stripped from more than a million families in an attempt to reduce the budget deficit, the Chancellor George Osborne has revealed.

Top credit cards unravelled

Thu, 30 Sep 2010 00:00:00 GMT

There are so many different credit cards available that navigating the maze of interest rates, rewards and charges can seem a daunting task.

Isa switching set to get easier

Thu, 30 Sep 2010 00:00:00 GMT

After years of savers missing out on interest due to lengthy delays when transferring ISAs, switching to a new provider is finally becoming easier.

Review of the week: New market-leading savings account

Thu, 30 Sep 2010 00:00:00 GMT

Interest rates on easy access accounts have remained stagnant for some time now, with the average rate of the top 5 accounts fluctuating between 2.75% and 2.76% since August this year.

Ten ways to beat the fuel hikes

Tue, 28 Sep 2010 00:00:00 GMT

The cost of petrol seems to go up and up. Here, we look at some of other ways you can beat rising fuel costs...

Mortgages: Ignore fees at your peril

Tue, 28 Sep 2010 00:00:00 GMT

If you are a homeowner, it makes perfect sense that you will want to pay the cheapest mortgage rate available on the market. But finding what this is - in real terms - may not be as straightforward as it looks...

Debt management firms warned to clean up their act

Tue, 28 Sep 2010 00:00:00 GMT

The Office of Fair Trading (OFT) has threatened 129 debt management companies that they could lose their consumer credit licenses unless they take immediate steps to improve their standards.

Should young drivers be kept off the roads?

Thu, 23 Sep 2010 00:00:00 GMT

It's a tough time to be a teenage driver; this week saw recommendations that newly qualified young drivers should be banned from driving at night, while car insurance premiums for this age group continue to soar.

Get 600 of benefits FREE!

Thu, 23 Sep 2010 00:00:00 GMT

Move your current account to Co-operative Bank and you'll get the range of benefits on its Privilege and Privilege Premier accounts free for the first year. But how do these accounts compares to the rest of the best and is it worth paying for your current account?

Review of the week: New TOP 0% balance transfer credit card

Thu, 23 Sep 2010 00:00:00 GMT

Credit card providers are battling to attract customers with a range of tempting offers and MBNA this week entered the fray with the launch of a new 16 month 0% balance transfer deal.

Beware the 'portable' mortgage trap

Thu, 23 Sep 2010 00:00:00 GMT

Homeowners who took out mortgages believing they were easily transferable when they moved home could find their deals aren't as portable as they thought, as Melanie Wright discovered...

Don't get burnt by energy bills

Wed, 22 Sep 2010 00:00:00 GMT

Winter is fast approaching and millions of us will turn the heating on over the next few weeks. But if you want to avoid paying more than you need to for your gas and electricity, you should act now and switch.

Fix savings now before rates fall

Tue, 21 Sep 2010 00:00:00 GMT

Interest rates on fixed rate bonds have fallen back to the same level they were three months ago, so should you fix now before they drop even further?

Beat the home phone price hikes

Thu, 16 Sep 2010 00:00:00 GMT

BT and TalkTalk are both raising their line rental and call costs from October 1, so now's the perfect time for customers to review their current home phone package and to see if they can get a better deal through a bundled offer.

Review of the week: Earn 4.00% on your savings for 3 years

Thu, 16 Sep 2010 00:00:00 GMT

With inflation high, savers are turning to fixed rate bonds to boost their returns. But is one of the top three-year deals right for you?

Countdown to Christmas: 100 days to go

Thu, 16 Sep 2010 00:00:00 GMT

It might feel as though you've only just packed away the tinsel from last year, but there are now only 100 days until Christmas, and the sooner you start planning the less stressful it will be.

Why you need a savings cushion

Wed, 15 Sep 2010 00:00:00 GMT

Tens of thousands of people could face losing their jobs due to public sector cuts but, if yours is on the line, how would you cope financially?

HMRC tax errors: Beware online scams

Wed, 15 Sep 2010 00:00:00 GMT

Fraudsters are taking advantage of HMRC tax code errors by sending out scam emails encouraging people to hand over personal details, so how can you stay safe?

Top tips for first-time buyers

Wed, 15 Sep 2010 00:00:00 GMT

The number of mortgages being offered to first-time buyers continues to fall, but there are things you can do which will make it easier to get on the property ladder. We look at some of the difficulties first-time buyers face and how they can improve their chances of buying a home...

Civil servant sorts out savings with moneysupermarket.com

Tue, 14 Sep 2010 00:00:00 GMT

Building a savings nest egg is Kathryn Geddes' top priority and she wants to make sure every penny is working as hard as possible for her.

Review of the week: NEW leading credit card for home and abroad

Thu, 09 Sep 2010 00:00:00 GMT

Competition in the credit card market continues to hot up following the launch of Sainsbury's new Gold Credit Card.

New market-leading loan rates

Thu, 09 Sep 2010 00:00:00 GMT

After months of loan rates remaining stubbornly high, three providers have cut their rates in the last two weeks alone. Here, we give a rundown of the best deals if you're looking to borrow now...

How to win when interest rates are low

Thu, 09 Sep 2010 00:00:00 GMT

Interest rates have been at rock bottom for 18 consecutive months now, spelling misery for savers. Borrowers are faring better but millions of people are failing to reorganise their finances to maximise the benefits in this low-rate environment. We look at what savers and borrowers should do...

Base rate at 0.5% for 18 full months

Thu, 09 Sep 2010 00:00:00 GMT

The Bank of England's Monetary Policy Committee has voted to keep base rate at 0.5% for another month - making it a year and a half since it first fell to this historic low.

Insurers get tough on fraud

Wed, 08 Sep 2010 00:00:00 GMT

Insurance firms are starting to automatically check the claims histories of car insurance applicants as one in 10 fail to tell the truth when applying for cover. Here, we explain how to get the best deal on your car insurance, without resorting to fraud...

Tax code errors: Your questions answered

Tue, 07 Sep 2010 00:00:00 GMT

Around 1.4 million UK workers will be asked to repay an average of more than a thousand pounds each in underpaid tax following errors by HM Revenue & Customs. Here, we explain what you need to know...

Review of the week: NEW unlimited mobile tariff

Mon, 06 Sep 2010 00:00:00 GMT

There's seldom been a better time to review your mobile phone tariff, following the launch of several cheap new deals.

Saving money on student insurance

Fri, 03 Sep 2010 00:00:00 GMT

Students typically carry more than £1,300-worth of gadgets such as mobiles, laptops and iPods around with them, according to research from Endsleigh. If you're one of them, it pays to make sure your possessions are protected.

Beat energy price hikes

Thu, 02 Sep 2010 00:00:00 GMT

Around 1.2 million EDF Energy customers will see their electricity bills increase from October 1, and other providers have hiked the cost of some of their best energy tariffs. We explain why you need to act now to avoid getting burnt by steep bills...

Are you caught in the negative equity trap?

Thu, 02 Sep 2010 00:00:00 GMT

If you bought your home back in 2007 at the peak of the property boom, you may need to brace yourself for a further four years of negative equity - a sticky situation whereby your mortgage is greater than the value of your property.

Pension savers hit by shrinking payouts

Thu, 02 Sep 2010 00:00:00 GMT

The income you can expect to receive from your pension pot is at a record low due to falling annuities; employers are predicted to start cutting their contributions to company pension schemes; and even those who build up good-sized funds can have them decimated by stock market falls.

Review of the week: New market-leading personal loan

Thu, 02 Sep 2010 00:00:00 GMT

Competition is returning to the loans market, with providers increasingly offering some really tempting low rates. But is the newest low-rate loan right for you?

How to build a savings safety net

Thu, 02 Sep 2010 00:00:00 GMT

With the threat of interest rate rises hanging over us and the Emergency Budget's tax hikes starting to kick in, it's never been more important to have a savings safety net in place.

Review of the week: Card that helps rebuild your credit history

Wed, 01 Sep 2010 00:00:00 GMT

There are plenty of tempting credit card offers available for people with impeccable credit records, but what about those who have a less-than-perfect history?

Where to bag a 'back to school' bargain

Tue, 31 Aug 2010 00:00:00 GMT

Kitting out the kids for the new term can cost a fortune, so where can you find the best deals?

Review of the week: New top 0% balance transfer card

Thu, 26 Aug 2010 00:00:00 GMT

There's never been a better time to transfer your credit card balance, with providers offering interest-free introductory periods as long as 16 months.

Save 233 by shopping round for motor cover

Wed, 25 Aug 2010 00:00:00 GMT

Up to nine million drivers could be missing out on substantial savings by automatically renewing their car insurance with their existing provider.

Ten steps to improve energy efficiency at home

Wed, 25 Aug 2010 00:00:00 GMT

With autumn fast approaching, now is the perfect time to start checking your home is as energy-efficient as possible to help keep those winter fuel costs down.

Mortgages: Is it time to get fixing?

Wed, 25 Aug 2010 00:00:00 GMT

Interest rates could reach as high as 8% in just two years' time according to some experts, so should homeowners and buyers snap up low rate fixed mortgages while they can?

Why it's time to dump your current account

Tue, 24 Aug 2010 00:00:00 GMT

One in five people have had the same current account for more than 30 years, according to new research. That means they could be missing out on loads of benefits, including cashback. Are you?

Is your travel insurance up to scratch?

Mon, 23 Aug 2010 00:00:00 GMT

It's the last bank holiday of the summer and thousands of people will be hitting the roads or heading overseas to take advantage of the long weekend. But is your travel insurance up to scratch?

What funding can I get for my degree?

Fri, 20 Aug 2010 00:00:00 GMT

If you've just received your 'A' level results and will be heading off to university next month, you can finally start planning the finer details about life as a student. One key factor will be money - but what sources of funding do you have?

Review of the week: NEW low-rate two-year fixed mortgage

Thu, 19 Aug 2010 00:00:00 GMT

Borrowers looking to protect themselves from future interest rate rises are benefiting from some of the lowest fixed rate mortgages ever.

What would you do for 400?

Thu, 19 Aug 2010 00:00:00 GMT

Money for nothing is always appealing and many cash-strapped consumers are prepared to go to extreme lengths to get their hands on some extra pounds.

How to have a bargain bank holiday

Thu, 19 Aug 2010 00:00:00 GMT

Thousands of us will be looking to make the most of the last long weekend this summer without breaking the bank. But how can you keep costs down and do more for less?

Three golden rules for safer holiday bookings

Thu, 19 Aug 2010 00:00:00 GMT

Three tour operators have now folded in just one month, affecting around 150,000 holidaymakers. Here, we look at what you can do to protect yourself in the event that your holiday company goes bust.

How to get the best mobile tariff

Wed, 18 Aug 2010 00:00:00 GMT

We are all looking for ways to cut down on our monthly outgoings and our mobile phone bills are one of the easiest places to start.

How to inflation-proof your savings

Wed, 18 Aug 2010 00:00:00 GMT

Inflation fell slightly last month, but this will provide little relief for savers still struggling to earn decent returns. Here, we explain the best inflation-beating savings options.

Kiss Flights collapse: Your questions answered

Wed, 18 Aug 2010 00:00:00 GMT

Yet another travel firm has collapsed, throwing the holiday plans of thousands more British travellers into disarray.

Why is my RBS or NatWest account being sold to Santander?

Tue, 17 Aug 2010 00:00:00 GMT

RBS is selling its English and Welsh branches, plus its Scottish NatWest branches to Santander, but how does this affect you? We answer your questions...

Don't score an own goal with football accounts and credit cards

Mon, 16 Aug 2010 00:00:00 GMT

Love it or loathe it, football fever is back following the kick off of the 2010 Premiership at the weekend.

Sun 4 U collapse - your questions answered

Fri, 13 Aug 2010 00:00:00 GMT

The collapse of Sun 4 U, hard on the heels of Goldtrail Travel's insolvency last month, means more worry for a troubled holiday industry. If you're affected, here's what you need to know...

BAA strikes: Your questions answered

Fri, 13 Aug 2010 00:00:00 GMT

UPDATE August 17, 2010: The strike action has now been called off.

Review of the week: Scottish Power Platinum Fixed Energy

Fri, 13 Aug 2010 00:00:00 GMT

As providers start to pull their cheapest energy deals, now could well be the time to consider fixing your bills. But is the new Scottish Power fixed tariff right for you?

Loans: Save 500 by borrowing more

Thu, 12 Aug 2010 00:00:00 GMT

The cost of a small personal loan has hit a 10-year high while rates on bigger loans have started to fall, so you could end up paying more for borrowing less. We explain how to make loan rates work to your advantage...

Earn 4.25% tax-free on your savings now

Thu, 12 Aug 2010 00:00:00 GMT

If you haven't yet taken advantage of this year's ISA allowance then you're missing out on several months of tax-free returns on your savings.

Cut food waste and save on bills

Wed, 11 Aug 2010 00:00:00 GMT

A staggering 7.6million tonnes of food and drink is thrown away in the UK every year, but a bit of careful planning could help you reduce both waste and your grocery bills.

Could you cut motor premiums with a pick and mix policy?

Tue, 10 Aug 2010 00:00:00 GMT

There's a new car insurance policy on the market that allows you to buy basic cover and then add options like breakdown cover or legal assistance if you want them. But could this kind of pick and mix policy save you cash?

Why it's time to fix your energy bills

Tue, 10 Aug 2010 00:00:00 GMT

The cheapest fixed rate gas and electricity tariff on the market has just been pulled and energy experts are predicting more deals will be withdrawn in the next few weeks.

What long-term low interest rates mean for your mortgage

Mon, 09 Aug 2010 00:00:00 GMT

Fears among the nation's borrowers that interest rates may soon be on the rise were tamed last week after experts predicted rates could stay at their current record low for the next four years.

Student accounts: Where to begin?

Mon, 09 Aug 2010 00:00:00 GMT

Thousands of students are anxiously awaiting their A level results next week, but those who do get the grades for university will need to swot up on the best bank accounts before they go.

Do you live in a top 20 home theft hotspot?

Fri, 06 Aug 2010 00:00:00 GMT

Homeowners are being urged to be more vigilant when it comes to security, after the Association of British Insurers revealed 80,000 domestic burglary claims totalling £84 million were made last summer alone.

How to read your annual energy statement

Thu, 05 Aug 2010 00:00:00 GMT

Over the next few months, you'll be receiving your first annual energy statement - a simple piece of paper that will revolutionise how you think about your energy bills. Or will it?

Base rate stays at 0.5%

Thu, 05 Aug 2010 00:00:00 GMT

The Monetary Policy Committee (MPC) has once again decided to leave base rate at 0.50%, meaning it has remained at its historic low for 17 months in a row.

Top TV packages for this football season

Thu, 05 Aug 2010 00:00:00 GMT

Football fans mourning the end of the World Cup have less than two weeks to wait until the Premiership season kicks off.

Take advantage of the longest 0% credit card deals

Wed, 04 Aug 2010 00:00:00 GMT

Interest-free introductory offers on credit cards are longer than they've ever been before, making it an ideal time for anyone considering a card to take action.

Children's savings: Where next for parents when Child Trust Funds disappear?

Wed, 04 Aug 2010 00:00:00 GMT

Parents with babies born after August 1 will only receive a £50 rather than a £250 Child Trust Fund voucher as the scheme is gradually phased out.

Plan your gap year finances

Tue, 03 Aug 2010 00:00:00 GMT

Tens of thousands of people are taking time out to travel the world before they start university, but make sure you plan your finances as carefully as your route.

Louise saves over 1,000 to treat the kids

Tue, 03 Aug 2010 00:00:00 GMT

Despite being in the enviable position of not having a mortgage or credit card debts to pay, Louise Broerse still finds that she has limited cash left over at the end of the month.

Review of the week: Great new easy access savings rate

Fri, 30 Jul 2010 00:00:00 GMT

The average easy access savings account held in the UK pays a pitiful 0.68% interest and far too many of us are letting our savings languish in rubbish accounts.

Cut the cost of summer - top offers and tips

Fri, 30 Jul 2010 00:00:00 GMT

Ready or not, the school summer holidays have officially arrived. But entertaining the kids for six weeks solid is not easy and it's certainly not cheap.

Mobiles: don't get stung with big summer bills

Fri, 30 Jul 2010 00:00:00 GMT

Summer is here and many of you will be heading overseas and relying on your mobile phones to keep in touch with everyone back home. But do you know exactly how much it costs to use your phone abroad?

Metro Bank: new bank on the high street

Thu, 29 Jul 2010 00:00:00 GMT

We've finally seen the long-awaited launch of Metro Bank, the first new high street UK bank to open its doors for more than a century, but can it really deliver its promise to 'transform the face of British banking'?

Could you help someone get online?

Thu, 29 Jul 2010 00:00:00 GMT

moneysupermarket.com is one of the official partners of Race Online 2012 and has run its first training session to help people in the local community, who don't know how to use the internet, to get online.

Will Metro Bank be revolutionary?

Thu, 29 Jul 2010 00:00:00 GMT

It's not often we see the launch of a new bank. In fact it's been more than 100 years since we saw a new name in banking hit the high street.

PPI: Your questions answered

Wed, 28 Jul 2010 00:00:00 GMT

Lloyds Banking Group was this week applauded for scrapping sales of much-criticised payment protection insurance (PPI) to customers who borrow money through its mortgages, loans or credit cards.

How to speed up your broadband

Tue, 27 Jul 2010 00:00:00 GMT

Broadband speeds to UK homes are growing ever faster but many people are still not getting the broadband speeds they've signed up for.

Is a payday loan ever the right choice?

Mon, 26 Jul 2010 00:00:00 GMT

With APRs as high as 1,120%, it's easy to see why payday loans get a bad press. But can they be the right way to borrow in some situations?

Review of the week: Tesco Clubcard Credit Card

Mon, 26 Jul 2010 00:00:00 GMT

Long interest-free deals on credit cards are back with a vengeance with Tesco re-launching its Clubcard Credit Card.

Time to fix your savings?

Fri, 23 Jul 2010 00:00:00 GMT

Easy access savings rates are falling but there have been some new higher paying fixed rate accounts launched in recent weeks, so now could be the time to lock into one of these deals and bag yourself hundreds of pounds in extra interest.

WARNING: Don't use one card for everything!

Fri, 23 Jul 2010 00:00:00 GMT

Credit cards are a brilliant invention. You can buy something and not pay for it immediately; you can reduce the cost of an existing credit card debt by transferring it onto a cheaper deal; you can take cash out of an ATM; and you can even be collect reward points or earn cashback just for spending! But use one card for all of these things and you'll get stung.

Don't miss the tax credit deadline

Thu, 22 Jul 2010 00:00:00 GMT

If you haven't yet registered for next year's tax credits then time is running out - you only have until July 31 to submit your claim.

Is it time to fix your energy deal?

Thu, 22 Jul 2010 00:00:00 GMT

If you want to protect your budget from rising energy bills then you may want to consider a fixed price energy tariff. But how do you find the cheapest energy deal?

Review of the week: NEW 3-year market-leading fixed savings account

Mon, 19 Jul 2010 00:00:00 GMT

It's been a tough few months for savers...

Savers lose 1.6billion

Fri, 16 Jul 2010 00:00:00 GMT

The value of the money held in cash ISAs alone has depreciated by £1.6billion this year and to make matters worse average savings rates have fallen over recent months as the Bank of England base rate remains at its historic low of 0.5%.

What is a prepaid card?

Fri, 16 Jul 2010 00:00:00 GMT

If you're going abroad on holiday this year, it's well worth considering a prepaid card. You may wonder why if you've never used one before and don't really know what they are. Well wonder no more, we'll explain all.

Switching mobiles gets easier

Thu, 15 Jul 2010 00:00:00 GMT

Switching your mobile provider is set to get easier. This is great news as it should make it even simpler for people to take advantage of the great deals available.

How to improve your credit score

Thu, 15 Jul 2010 00:00:00 GMT

With banks and building societies having clamped down on who they'll lend to, a good credit score is more important than ever.

Instant access to your credit report

Wed, 14 Jul 2010 00:00:00 GMT

With credit card, loan and mortgage providers becoming more choosy about who they'll lend to it's more important than ever to know what information is held on your credit file. The good news is it's getting easier to access that information.

Where to find the best graduate account

Tue, 13 Jul 2010 00:00:00 GMT

If you've just graduated and are turning your thoughts to how you are going to repay your student debts, the good news is that the preferable terms and conditions you enjoyed on your student current account won't suddenly come to an end.

Tighter mortgage rules - what now for borrowers?

Tue, 13 Jul 2010 00:00:00 GMT

The Financial Services Authority has announced a further clampdown on mortgages which will make it harder for many people to get a loan. We take a look at what's been announced and what it will mean.

Why Martha Lane Fox wants you to get the nation online

Mon, 12 Jul 2010 00:00:00 GMT

Martha Lane Fox, the UK's official digital champion, has launched a major drive to get everyone in the country online and will today present her manifesto to Downing Street.

Live QA with Martha Lane Fox

Mon, 12 Jul 2010 00:00:00 GMT

Join Martha Lane Fox at 3.30pm today for a live webchat. She'll be answering your questions on Race Online 2012, the launch of the 'Manifesto for a networked nation' and explaining how you can get involved. It's a rallying cry to help millions more people get online by the end of 2012. Find out how you can help...

Don't be loyal to your home insurer

Fri, 09 Jul 2010 00:00:00 GMT

Millions of people are missing out on potential savings of well over a hundred pounds a year by automatically accepting the home insurance renewal quote offered by their insurer.

Review of the week: NEW market-leading credit card for foreign spending

Fri, 09 Jul 2010 00:00:00 GMT

A third of all adults use a credit card when they're abroad, but most people end up being charged for the privilege. However, foreign usage fees are avoidable - you just need the right card.

Review of the week: Sainsbury's Personal Loan - double Nectar points offer

Thu, 08 Jul 2010 00:00:00 GMT

Activity in the personal loan market remains subdued, with many people struggling to find a good rate. However, there are a couple of lenders competing in this arena, one of them being Sainsbury's Finance.

Is now the right time to buy a house?

Thu, 08 Jul 2010 00:00:00 GMT

If you are considering buying your first home, or even taking the next step up the housing ladder, and have been trying to assess the right time to jump - expect to be confused.

MPC freezes Bank of England base rate

Thu, 08 Jul 2010 00:00:00 GMT

Another Monetary Policy Committee decision, another freeze of the Bank of England's base rate. This is sixteenth consecutive month that the rate has been held at 0.5%.

How much does it really cost to go overdrawn?

Thu, 08 Jul 2010 00:00:00 GMT

We all know that it is better to stay in the black on our current accounts if possible due to the fees and often punitive interest rates charged when we go overdrawn.

Where to find the best personal loans

Wed, 07 Jul 2010 00:00:00 GMT

If you have a big purchase to make this summer, you might be considering a loan in order to spread the cost, but where are the best deals?

How to save 380 on your travel extras

Wed, 07 Jul 2010 00:00:00 GMT

So, you've scoured the internet to book your summer break and you're happy that you've bagged a bargain. But it isn't time to relax just yet - you could still save money on your holiday extras.

Beat the rise in Insurance Premium Tax

Mon, 05 Jul 2010 00:00:00 GMT

Tucked away in all the changes to taxes and benefits in the Emergency Budget was a little known tax on insurance.

Where to invest a savings lump sum

Mon, 05 Jul 2010 00:00:00 GMT

Almost 600,000 savers with money held in fixed rate bonds will face a rate shock when their accounts mature this month, making it more important than ever to take action and seek out the best available returns.

Review of the week: NEW leading 3-year fixed rate mortgage

Fri, 02 Jul 2010 00:00:00 GMT

Fixed rate mortgages are proving popular at the moment as borrowers seek to take advantage of the low interest rate environment and lock into a competitive rate before they start rising again.

New rules reduce mobile charges

Thu, 01 Jul 2010 00:00:00 GMT

New mobile pricing rules have taken effect which will mean lower bills for many of us who use our mobiles abroad.

What is an annual energy statement?

Thu, 01 Jul 2010 00:00:00 GMT

This month, a new rule comes into force that means you'll soon receive an annual energy statement from your gas and electricity provider. But what information will it include and how will it help?

10 top tips to get the best deal on your holiday money

Thu, 01 Jul 2010 00:00:00 GMT

With Britain's finances having been chastised by the government's Emergency Budget, the pound has hit its highest point against the euro for 19 months - great news if you are about to head off on your summer break.

Car insurance: Why third party cover isn't the cheapest option

Wed, 30 Jun 2010 00:00:00 GMT

The more comprehensive and inclusive your motor insurance, the more it will cost, right? Actually that's wrong, new research from moneysupermarket.com has shown.

Savers promised a better deal on ISAs

Tue, 29 Jun 2010 00:00:00 GMT

Good news for savers this week as, after years of complaints from exasperated consumers, the Office of Fair Trading (OFT) has agreed a new set of standards with the country's banks and building societies.

How to choose the right savings account

Mon, 28 Jun 2010 00:00:00 GMT

With interest rates at an all-time low life's tough for savers. But rather than being despondent and taking the attitude that there is little point in saving at the moment, it's time to take action and ensure you are earning the best return possible on your hard earned cash.

Every penny counts

Fri, 25 Jun 2010 00:00:00 GMT

It's pretty much a case of belt tightening all round following the Emergency Budget and it's more important than ever to make sure you are earning the best rates possible on your savings.

Credit card review: New 15-month balance transfer offer

Fri, 25 Jun 2010 00:00:00 GMT

Nationwide has extended its interest-free period for balance transfers, making it one of the leading deals. But is it the right plastic for you?

Why your energy bill is about to soar

Thu, 24 Jun 2010 00:00:00 GMT

It's hard to start thinking about heating bills when the sun is out and the football's on, but if you're enjoying a lazy summer then you could be sleepwalking into a massive hike in your energy bills.

Budget announcements explained

Thu, 24 Jun 2010 00:00:00 GMT

We know that most families will be worse off due to the changes announced in the government's emergency deficit-busting Budget.

Tax allowances for 2010/2011

Tue, 22 Jun 2010 00:00:00 GMT

If you're wondering what your tax allowances will be for the next tax year, we've compiled some easy-to-read tables for you. These should provide all the information you need.

How to beat the budget cuts

Tue, 22 Jun 2010 00:00:00 GMT

With the swingeing cuts outlined by the Chancellor George Osborne today, there has simply never been a better time to make efficiencies to your own household budget.

Emergency Budget webchat live with ITV News

Tue, 22 Jun 2010 00:00:00 GMT

This webchat has now ended. Many thanks for taking part.

Join ITV News at 12.15 today for a live Budget webchat with moneysupermarket.com's Clare Francis, Tom Stevenson, Investment Director at Fidelity International, ITV News's political editor, Tom Bradby, economics editor Daisy McAndrew and Social Media correspondent, Phil Reay-Smith. They'll be picking out the key features of the Emergency Budget and explaining what it means for you and your wallet.

Emergency Budget at a glance

Tue, 22 Jun 2010 00:00:00 GMT

George Osborne has delivered his first Budget, but what's in it that affects you?

Couple saves 6,000 on credit card debt

Fri, 18 Jun 2010 00:00:00 GMT

Like many of us, Ian Lindley and his girlfriend Lorraine Jones are concerned that they shell out more than they need to on bills, and especially on credit card debt.

10 reasons you've been rejected for a credit card

Fri, 18 Jun 2010 00:00:00 GMT

If you've spent time browsing the best buy tables to find the perfect credit card for you, it can be extraordinarily frustrating to have your application rejected.

Are you really ready for summer?

Thu, 17 Jun 2010 00:00:00 GMT

Summer holidays are just around the corner - but are your finances as prepared as you are?

FSA scrapped in major shake-up

Thu, 17 Jun 2010 00:00:00 GMT

The chancellor George Osborne has unveiled plans that could completely transform the way the UK's financial sector is regulated, so exactly what is changing?

Review of the week: ICICI Bank HiSAVE 5 Year Fixed Rate Account

Wed, 16 Jun 2010 00:00:00 GMT

As savers scrabble to find accounts paying a real return on their money, we take a closer look at a five-year fixed rate bond that's paying 5.00%.

Is it worth paying for a current account?

Wed, 16 Jun 2010 00:00:00 GMT

Would you pay for a current account? The benefits of packaged accounts are getting better, so we decided to take a look at some of the leading deals and the fee-free alternatives.

What should savers and borrowers do?

Fri, 11 Jun 2010 00:00:00 GMT

We know interest rates will start rising, we just don't know when. With base rate having been held at 0.5% for the 15th month in a row, many savers and borrowers feel as though they're in limbo at the moment. However, a flat base rate environment doesn't mean you should sit back and do nothing.

How to be the master of your credit card

Thu, 10 Jun 2010 00:00:00 GMT

Credit card providers are falling over each other to attract new customers with some great offers. But if you're not careful, you won't actually benefit. Instead, your card could end up controlling you.

So when will base rate rise?

Thu, 10 Jun 2010 00:00:00 GMT

The Bank of England's Monetary Policy Committee (MPC) has once again held base rate at 0.5%. This is now the 15th month in a row where it's been kept at this historic low.

Review of the week: The Co-operative Bank 5-yr fixed rate mortgage 3.99%

Thu, 10 Jun 2010 00:00:00 GMT

For many people, the decision of whether to fix their mortgage or take a bit of a gamble and go for a variable rate is a tough one to make.

Be a World Cup winner...

Thu, 10 Jun 2010 00:00:00 GMT

Even people who hate football can be World Cup winners this summer, with shops bending over backwards to entice consumers with bargains.

Halifax Reward Account with exclusive 50 cashback

Mon, 07 Jun 2010 00:00:00 GMT

We're getting better at shopping around for things like car insurance and credit cards but most people have never switched their current account. But there are some great deals available so it's well worth doing.

Finally some good news for savers

Fri, 04 Jun 2010 00:00:00 GMT

Savers continue to battle low interest rates and rising inflation, but at last there's a glimmer of hope as some savings rates begin to creep up.

Ten steps to keep your garden safe

Thu, 03 Jun 2010 00:00:00 GMT

Here in the UK, we may not get much sun but when it does start to shine, we start to splurge. Many of us have gardens crammed full of expensive ornaments, tools, plants and recreational gear like barbeques and outdoor furniture.

Ten ways to beat a rip-off summer

Thu, 03 Jun 2010 00:00:00 GMT

Summer can be expensive enough, without falling foul of cheats or needlessly high charges, so what can you do to avoid rip-offs and scams?

Build your own financial dream team

Thu, 03 Jun 2010 00:00:00 GMT

The teams have been announced, the players are making their way to South Africa and the excitement is building. Many of us will be submitting our dream teams in preparation for the tournament and moneysupermarket.com is no different.

Top tips for bagging a holiday bargain

Fri, 28 May 2010 00:00:00 GMT

People in the UK really value their summer break and it's often one of the last luxuries to be given up when money starts to get tight.

Is your credit card costing you too much?

Fri, 28 May 2010 00:00:00 GMT

Almost 5million UK adults admit regularly using their credit card to pay household bills, new research from moneysupermarket.com has found, while a further 2.5million withdraw money using their cards.

How to beat soaring car insurance costs

Thu, 27 May 2010 00:00:00 GMT

Motorists are getting a shock when their car insurance comes up for renewal because prices are rocketing. Premiums have risen by around 20% over the past year according, to The AA. But don't despair, there are still ways to beat these rises.

Review of the week: ING Direct Savings Account 2.75%

Thu, 27 May 2010 00:00:00 GMT

With many people only now realising the impact last year's interest rate falls have had on their savings returns, ING's savings account, which guarantees to pay 2.75% for the next 12 months, is proving a hit.

How to choose a mortgage

Wed, 26 May 2010 00:00:00 GMT

If you are totally confused by mortgages and unsure how to work out which deal is the most suitable don't worry, you're not alone.

Child Trust Funds scrapped - your questions answered

Mon, 24 May 2010 00:00:00 GMT

Child Trust Funds (CTFs) have been an early casualty of the government's spending cuts, with the announcement that they are to be entirely scrapped.

How to find the right mortgage

Fri, 21 May 2010 00:00:00 GMT

There's good news for those looking for a mortgage. We've seen a number of lenders reduce their rates in recent weeks and there are more deals available for those with small deposits.

Mobile deals - which one to choose?

Fri, 21 May 2010 00:00:00 GMT

Mobile phone tariffs have come a long way in the past few years as more handsets come onto the market which can do so much more than the standard call and text function - who wants a phone to just do that with anyway?

Top tips for savers as inflation bites

Fri, 21 May 2010 00:00:00 GMT

Inflation is eating into the value of your savings, meaning now's the time to find better returns. But where?

Review of the week: Tesco Clubcard Credit Card

Fri, 21 May 2010 00:00:00 GMT

If you're looking for an interest-free credit card, the Tesco Clubcard Credit Card has a 12-month 0% period on purchases. What's more, you earn Clubcard points each time you spend.

Is your fixed energy tariff about to end?

Wed, 19 May 2010 00:00:00 GMT

Many households are about to face the harsh reality that if they don't shop around now for a better energy deal they will have a nasty bill shock once their fixed tariff deal ends.

QA: 100% Northern Rock guarantee ends

Tue, 18 May 2010 00:00:00 GMT

From May 24, the government will withdraw its unlimited guarantee of Northern Rock savings. If you're a saver with the bank, what does it mean for you?

Volcanic ash: Your travel questions answered

Mon, 17 May 2010 00:00:00 GMT

Are you high and dry at Heathrow? Marooned in Malta? Stranded in Spain? The volcano has struck again and many travellers face problems and delays. If you're one of them, what are your rights and will anyone reimburse you?

Home insurance hotspots revealed

Fri, 14 May 2010 00:00:00 GMT

Here it is - a map of the cheapest and most expensive places to buy home insurance in the UK.

Your questions answered on new BA strikes

Fri, 14 May 2010 00:00:00 GMT

There could be fresh disruption this summer as the British Airways cabin crew threaten to take part in new strike action.

Review of the week: Post Office 2-year fixed rate mortgage 5.45%

Fri, 14 May 2010 00:00:00 GMT

Are you a first-time buyer looking for a mortgage or an existing homeowner who's struggling to move or remortgage because you don't have much equity in your property? If you are, the good news is that the outlook is improving.

10 reasons to use a credit card

Fri, 14 May 2010 00:00:00 GMT

The perks of spending with a credit card go far beyond simply spreading the cost. Here are our top 10 reasons to put it on plastic.

Coalition government: What now for your finances?

Fri, 14 May 2010 00:00:00 GMT

So, after several days of negotiation and behind-closed-doors wheeler-dealing, we finally have a new government. But despite all the analysis that surrounds the Conservative-Lib Dem pact, on a practical level, what is it actually going to mean for you and your money?

Is yours the most expensive area for home insurance?

Thu, 13 May 2010 00:00:00 GMT

Home insurance premiums vary hugely and it's not just down to the size of the property you live in and value of your belongings. Your postcode is also a contributing factor - so is where you live one of the cheapest or more expensive areas of the country?

Coalition government - what will it mean for your finances?

Thu, 13 May 2010 00:00:00 GMT

After lengthy negotiations, the Liberal Democrats and Conservatives this week finally agreed to form a coalition government, with David Cameron taking the helm as our new Prime Minister. But how will it affect you?

How to beat the looming tax hikes

Wed, 12 May 2010 00:00:00 GMT

Days of discussions are over and now the country is entering relatively unknown waters and the challenges of a coalition government. But one thing seems certain - cuts are coming and tax hikes are on the cards, so how can you beat them?

What's happening to the stock markets?

Mon, 10 May 2010 00:00:00 GMT

Stockmarkets went into freefall following Friday's election results, as the uncertainty of a hung parliament sent shockwaves through the City. They've started the new week up but further falls can't be ruled out - expect the roller coaster to continue.

Base rate held but is a rise on the horizon?

Mon, 10 May 2010 00:00:00 GMT

Amid the chaos and uncertainty of a hung parliament, perhaps we can take comfort in the fact that one thing remains unchanged - the Bank of England base rate.

Is your 0% credit card deal about to end?

Fri, 07 May 2010 00:00:00 GMT

It's always great to take advantage of a 0% interest period on a new credit card but it can be painful when it ends. Are you one of the thousands about to be hit by rate shock?

What now for household energy bills?

Fri, 07 May 2010 00:00:00 GMT

Is your household one of many about to be hit with steep hikes in energy bills as your fixed price deal comes to an end? How can you beat the bills?

How to avoid identity theft

Fri, 07 May 2010 00:00:00 GMT

A few years ago identity theft was the stuff of spy novels, but now it's a real and growing problem for millions of people - so how can you keep yourself safe?

Review of the week: Halifax Web Saver Extra

Fri, 07 May 2010 00:00:00 GMT

Where can you get the best return on your savings?

Playing the savings game

Thu, 06 May 2010 00:00:00 GMT

Finding the best return on your money is an uphill struggle in the current savings climate. That's why a fixed rate bond - where you lock up your cash for a given time period in return for the best rates - is seemingly the obvious first choice.

How to keep your kids safe online

Tue, 04 May 2010 00:00:00 GMT

Every parent will worry about internet safety for children, especially when they use social networks. So how can you let your youngsters use the internet while protecting them from the dangers?

Review of the week: Alliance Leicester Personal Loan

Fri, 30 Apr 2010 00:00:00 GMT

A price war, albeit a small one, has broken out in the personal loan market.

The best credit cards for summer 2010

Thu, 29 Apr 2010 00:00:00 GMT

Summertime and the spending is easy... The summer months can be expensive but, from spreading the cost of a holiday to safely shopping overseas, a credit card can be a great help. But how can you use a card to smooth the way and where are the market-leading cards?

Is travel insurance worth buying?

Thu, 29 Apr 2010 00:00:00 GMT

Thousands of travellers who were affected by the volcanic ash cloud have been left out of pocket because they aren't covered by their travel insurance.

Bikers! Bring down your premiums

Wed, 28 Apr 2010 00:00:00 GMT

The sun is coming out, the rain is holding off and across the country, men and women are climbing into their leathers and onto their bikes - but how can they pay less for cover?

Mortgages: fixed vs variable rate

Tue, 27 Apr 2010 00:00:00 GMT

Can't decide whether to go for a fixed or variable rate mortgage? You could go for both...

Get a mortgage without damaging your credit rating

Fri, 23 Apr 2010 00:00:00 GMT

Making sure you bag the best mortgage deal can save thousands of pounds in interest payments. But even the very cheapest deals are not worth applying for if the process is going to jeopardise your credit rating...

Review of the week: Virgin Charity Credit Card

Fri, 23 Apr 2010 00:00:00 GMT

If the sight of thousands of people pounding the streets in the London Marathon inspires you to do more for charity, one option is to opt for a charity credit card.

The best cash ISAs for transfers

Thu, 22 Apr 2010 00:00:00 GMT

Savers are looking to use their ISA allowance early this year as they seek to beat low interest rates and rising inflation. But don't overlook the money you invested in previous tax years...

How to reclaim volcano travel costs

Thu, 22 Apr 2010 00:00:00 GMT

If you've been stranded overseas by the ash cloud then you're probably hundreds, if not thousands, of pounds out of pocket. EU rules say you can reclaim that money - but how?

Are your digital downloads insured?

Thu, 22 Apr 2010 00:00:00 GMT

Would your digital music collection be covered if you were forced to make a claim on your home insurance? The average UK adult has almost £1,200-worth of music, films and software but just three in 10 of the most popular contents policies cover it...

iPhone vs BlackBerry - which one to choose?

Thu, 15 Apr 2010 00:00:00 GMT

The debate rages on in the smartphone world as to which is better: iPhone or BlackBerry?

Sarah Beeny's top tips for homebuyers and sellers

Thu, 15 Apr 2010 00:00:00 GMT

A flying start to 2010: predicted double dips, stamp duty cuts, the election and more mean the property market is even more uncertain than ever.

Leading current accounts unpicked

Thu, 15 Apr 2010 00:00:00 GMT

You can get a lot out of a current account, if you choose the right one for you. From switching incentives to high interest rates and linked savings accounts, there's a lot to consider.

Top tip: Use a credit card instead of a loan

Thu, 15 Apr 2010 00:00:00 GMT

If you think you need a loan, think again: a credit card could be a better option.

Internet or High Street - where would you go to find your next home?

Tue, 13 Apr 2010 00:00:00 GMT

Twenty years ago if you wanted to buy a house, you would visit the local estate agents. Now it seems most of us look online.

Review of the week: Sainsbury's Credit Card 0% for 12 months

Fri, 09 Apr 2010 00:00:00 GMT

The credit card arena continues to be a hive of activity with Sainsbury's Finance the latest provider to enhance its offerings.

Your personal finance manifesto

Fri, 09 Apr 2010 00:00:00 GMT

We all face difficult and challenging personal finance decisions, whether we're savers searching for the best returns, or borrowers trying to bring down the cost of our debt.

How to beat record petrol prices

Fri, 09 Apr 2010 00:00:00 GMT

Petrol prices are at a record high, but we've compiled a list of top tips that should help you offset the rising cost of driving.

Beat the national savings crisis

Fri, 09 Apr 2010 00:00:00 GMT

The amount UK savers are earning in interest has halved since 2008, new figures show, so where are the top rates and how can you secure them?

Mortgage rates fall

Fri, 09 Apr 2010 00:00:00 GMT

The birds are singing and the evenings are lighter - both of which have got to mean that the start of the 2010 house-hunting season is underway...

Base rate held but economy perks up

Thu, 08 Apr 2010 00:00:00 GMT

Once again, the Bank of England's Monetary Policy Committee has left base rate unchanged at 0.5%, despite inflation staying above the target 2%. So what's going on?

New tax year: time to open an ISA

Tue, 06 Apr 2010 00:00:00 GMT

Another week, another tax year and do you know what that means? Time to start thinking about your ISA.

Avoid the latest mobile phone sting

Tue, 06 Apr 2010 00:00:00 GMT

If you use your mobile overseas, do you have any idea how much it's costing? We've taken a look at what you pay and how to cut it.

Review of the week: HSBC Two-Year Fixed Rate mortgage 2.99%

Tue, 06 Apr 2010 00:00:00 GMT

First-time buyers received a boost in last month's Budget when the Chancellor announced they would be exempt from stamp duty on properties worth up to £250,000 for the next two years.

The best credit cards

Tue, 06 Apr 2010 00:00:00 GMT

With so many different credit cards available, it can be hard to choose the right one for you. The best deal all depends on how you use it.

Why mobile phone bills will fall

Thu, 01 Apr 2010 00:00:00 GMT

Success! After a lengthy campaign, supported by moneysupermarket.com, Ofcom has ruled that the cost of calling mobile phones must fall.

Speeding map of the UK

Tue, 30 Mar 2010 00:00:00 GMT

The map (below) is based on almost 2million car insurance quotes run over the past few months on moneysupermarket.com. It shows the location of people (not where the offence took place) who have got 'SP30'driving convictions - that's speeding in a 30 mile an hour zone.

QA Quinn Insurance Group in administration

Tue, 30 Mar 2010 00:00:00 GMT

Quinn Insurance Group has gone into administration, meaning Quinn Insurance UK has been ordered to stop writing new policies. But what does it mean if you're already insured by the company?

Your finances: How the political parties compare

Mon, 29 Mar 2010 00:00:00 GMT

The outcome of the General Election may be a difficult thing to call but one thing's for sure: the party that forms the next government will have to make some tough choices as it seeks to reduce the country's huge budget deficit. But what will these decisions mean for you and me?