http://www.moneysupermarket.com Current Account News from Moneysupermarket.com 15 en-us /newsandcommunity/img/news/ms-logo.gif http://www.moneysupermarket.com <![CDATA[If you want to make money by switching current accounts, you will have to act fast. ]]> http://www.moneysupermarket.com/c/news/last-chance-to-cash-in-on-switching-your-current-account/0013488/ Wed, 01, Feb 2012 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/last-chance-to-cash-in-on-switching-your-current-account_0013488.aspx <![CDATA[Last year, we all tightened our belts and crossed our fingers that the economy would improve. But it's 2012 and, despite negligible falls in inflation and energy prices, times are just as tough.]]> http://www.moneysupermarket.com/c/news/making-your-cash-go-further-in-twenty-twelve/0013454/ Wed, 25, Jan 2012 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/making-your-cash-go-further-in-twenty-twelve_0013454.aspx <![CDATA[Santander is increasing the cost of going into the red for its Preferred and Everyday&nbsp;current account customers by raising its daily overdraft fees with effect from March 16.]]> http://www.moneysupermarket.com/c/news/santander-to-raise-overdraft-charges/0013308/ Thu, 19, Jan 2012 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/santander-to-raise-overdraft-charges_0013308.aspx <![CDATA[Banks and building societies are battling to attract new current account customers. High interest rates, free overdrafts and cash incentives may sound great but there are other things you also need to take into consideration when choosing a current account. We give our top tips.]]> http://www.moneysupermarket.com/newsandcommunity/news/how_to_choose_a_bank_account_0013203.aspx Thu, 12, Jan 2012 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how_to_choose_a_bank_account_0013203.aspx <![CDATA[Competition in the current account market has been hotting up in recent days, with several banks launching tempting incentives in an attempt to make us switch.]]> http://www.moneysupermarket.com/c/news/new-year-current-account-offers/0012725/ Wed, 04, Jan 2012 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/new-year-current-account-offers_0012725.aspx <![CDATA[Most of us are used to our banks paying paltry rates of interest on any money held in our current accounts, but HSBC has bucked this trend by offering a massive 6% to people switching their accounts.]]> http://www.moneysupermarket.com/c/news/focus-on-current-account-paying-6-percent-in-credit-interest/0012659/ Thu, 22, Dec 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/focus-on-current-account-paying-6-percent-in-credit-interest_0012659.aspx <![CDATA[After what has been a pretty miserable year financially, most of us will be hoping that 2012 gets off to a better start.]]> http://www.moneysupermarket.com/c/news/take-control-of-your-finances/0012644/ Wed, 21, Dec 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/take-control-of-your-finances_0012644.aspx <![CDATA[Almost 10 million UK consumers will take on debt to cover the cost Christmas, according to new research by MoneySupermarket.com.]]> http://www.moneysupermarket.com/c/news/how-to-keep-christmas-debt-in-check/0012628/ Wed, 14, Dec 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-to-keep-christmas-debt-in-check_0012628.aspx <![CDATA[New improvements are set to make banking fairer for millions of current account holders who are regularly stung by complicated and expensive fees on unauthorised overdraft borrowing.]]> http://www.moneysupermarket.com/c/news/current-accounts-made-fairer-for-all/0012489/ Thu, 24, Nov 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-accounts-made-fairer-for-all_0012489.aspx <![CDATA[ONE in five of us now has a packaged bank account that we pay a monthly fee for, but many people don't - or can't - make the most of the benefits on offer.]]> http://www.moneysupermarket.com/c/news/packaged-accounts-the-next-mis-selling-scandal/0012398/ Wed, 02, Nov 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/packaged-accounts-the-next-mis-selling-scandal_0012398.aspx <![CDATA[Banks and building societies are bending over backwards to tempt customers to switch their current accounts, with the <strong>Co-operative Bank </strong>the latest to offer a cash incentive.]]> http://www.moneysupermarket.com/c/news/focus-on-switch-current-account-and-get-two-hundred-pounds/0012360/ Wed, 19, Oct 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/focus-on-switch-current-account-and-get-two-hundred-pounds_0012360.aspx <![CDATA[40 per cent of Brits check their savings rates once a year or less]]> http://www.moneysupermarket.com/c/news/check-your-rates-as-bonus-deals-always-come-to-an-end/0012337/ Thu, 06, Oct 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/check-your-rates-as-bonus-deals-always-come-to-an-end_0012337.aspx <![CDATA[The idea of switching current accounts can seem like a lot of unnecessary hassle, but banks are offering increasingly tempting incentives to persuade us to move.]]> http://www.moneysupermarket.com/c/news/focus-on-three-hundred-pounds-for-switching-current-account/0012279/ Thu, 15, Sep 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/focus-on-three-hundred-pounds-for-switching-current-account_0012279.aspx <![CDATA[The British banking system is facing a huge shake-up. The Independent Commission on Banking (ICB) has today published a long-awaited report that makes recommendations about radical changes to the structure of our high street banks.]]> http://www.moneysupermarket.com/c/news/what-will-the-banking-reforms-mean-for-you/0012269/ Mon, 12, Sep 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/what-will-the-banking-reforms-mean-for-you_0012269.aspx <![CDATA[Switching your current account is still something people shy away from. In an interview with Philip Robinson of Halifax, Clare&nbsp;Francis explores&nbsp;how easy it&nbsp;is to get a new account...]]> http://www.moneysupermarket.com/c/news/how-to-switch-your-bank-account/0012266/ Fri, 09, Sep 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-to-switch-your-bank-account_0012266.aspx <![CDATA[Banks are bending over backwards to tempt new customers, with Santander offering as much as &pound;300 if you switch your main current account to them.]]> http://www.moneysupermarket.com/c/news/switch-current-account-and-earn-up-to-300/0012261/ Thu, 08, Sep 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/switch-current-account-and-earn-up-to-300_0012261.aspx <![CDATA[Apathetic Brits are missing out on hundreds of pounds a year by failing to check the interest rates on their financial products, including credit cards, current accounts, savings accounts and personal loans, research by the UK's number one comparison site moneysupermarket.com has revealed.]]> http://www.moneysupermarket.com/c/news/brits-lose-out-by-not-checking-their-current-account-rates/0012234/ Mon, 05, Sep 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/brits-lose-out-by-not-checking-their-current-account-rates_0012234.aspx <![CDATA[With the holidays in full swing, Kevin Mountford, head of banking at moneysupermarket.com offers those jetting abroad some useful advice when using their current account abroad, and offers tips to avoid Brits spending over &pound;670 million* in current account fees this summer.]]> http://www.moneysupermarket.com/c/news/top-tips-for-using-your-current-account-abroad-this-summer/0012165/ Tue, 30, Aug 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/top-tips-for-using-your-current-account-abroad-this-summer_0012165.aspx <![CDATA[Lots of students will be heading off to University in September, but many of them will never have had to budget or manage their money.&nbsp;This video will give tips and advice on how students&nbsp;can manage their money and still have a great time doing it...&nbsp;]]> http://www.moneysupermarket.com/c/news/budgeting-tips-for-students/0012160/ Thu, 25, Aug 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/budgeting-tips-for-students_0012160.aspx <![CDATA[Students heading to university in the next few weeks need to look beyond the tempting incentives offered by providers to get the best deal on their student accounts.]]> http://www.moneysupermarket.com/c/news/students-look-beyond-the-freebies-for-re-freshing-overdraft-rates/0012155/ Wed, 24, Aug 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/students-look-beyond-the-freebies-for-re-freshing-overdraft-rates_0012155.aspx <![CDATA[A recent poll from moneysupermarket.com*, the UK's number one comparison site showed that just half (52 per cent) of those who pay for their current accounts make use of the package of benefits, and only half of this group use their benefits on a regular basis. This means a huge proportion of the British public are paying for benefits they don't even use.]]> http://www.moneysupermarket.com/c/news/make-the-most-of-your-packaged-account/0012152/ Wed, 24, Aug 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/make-the-most-of-your-packaged-account_0012152.aspx <![CDATA[Banks are bending over backwards to encourage us to switch current accounts, with Santander offering a &pound;25 Amazon voucher AND &pound;100 if you use their switching service.]]> http://www.moneysupermarket.com/c/news/focus-on-exclusive-current-account-offer/0012103/ Thu, 11, Aug 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/focus-on-exclusive-current-account-offer_0012103.aspx <![CDATA[One in five parents expects the cost of family days out over the summer to push them into the red, according to our new research.. ]]> http://www.moneysupermarket.com/c/news/the-real-cost-of-a-holiday/0012046/ Wed, 03, Aug 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/the-real-cost-of-a-holiday_0012046.aspx <![CDATA[There is less than a month to go before thousands of A-Level students discover whether they have made the grades to get into the universities of their choice.]]> http://www.moneysupermarket.com/c/news/where-to-find-the-best-student-bank-accounts/0012030/ Thu, 28, Jul 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/where-to-find-the-best-student-bank-accounts_0012030.aspx <![CDATA[Your current account is the financial product you probably use most frequently yet most people have never switched bank and as a result aren't getting the best deal.]]> http://www.moneysupermarket.com/c/news/focus-on-earn-125-for-switching-current-account/0011857/ Wed, 20, Jul 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/focus-on-earn-125-for-switching-current-account_0011857.aspx <![CDATA[The Bank of England base rate was held at 0.5% for the 28th consecutive month, but while there's no sign of things getting much easier for savers, many are doing little to help themselves.]]> http://www.moneysupermarket.com/c/news/why-apathy-is-costing-savers-billions/0011822/ Thu, 07, Jul 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/why-apathy-is-costing-savers-billions_0011822.aspx <![CDATA[The mention of a 'cheque guarantee' would probably draw a sea of blank faces from the younger generation. But for those who still write the odd cheque, it's worth knowing that from 30 June the payment won't be guaranteed.]]> http://www.moneysupermarket.com/c/news/time-called-on-cheque-guarantees/0011749/ Thu, 23, Jun 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/time-called-on-cheque-guarantees_0011749.aspx <![CDATA[Changes to the way banks are structured could mean less competitive products for customers, including the end of free banking.]]> http://www.moneysupermarket.com/c/news/the-end-of-free-banking/0011698/ Fri, 17, Jun 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/the-end-of-free-banking_0011698.aspx <![CDATA[Shop around for an account that suits your personal circumstances ]]> http://www.moneysupermarket.com/c/news/avoid-over-paying-for-unnecessary-packaged-accounts/0011616/ Fri, 27, May 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/avoid-over-paying-for-unnecessary-packaged-accounts_0011616.aspx <![CDATA[Commenting on the interim report by the Independent Banking Commission (IBC) which was published this morning, Kevin Mountford, head of banking at moneysupermarket.com said: ]]> http://www.moneysupermarket.com/c/news/comment-on-the-interim-report-by-the-ibc/0011577/ Wed, 18, May 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-interim-report-by-the-ibc_0011577.aspx <![CDATA[Most of us will admit to making the odd money mistake now and again, but make too many of them and the chances are you'll end up seriously out of pocket.]]> http://www.moneysupermarket.com/c/news/twenty-five-money-mistakes-that-cost-you-dear/0011560/ Fri, 13, May 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/twenty-five-money-mistakes-that-cost-you-dear_0011560.aspx <![CDATA[Banks should make it easier for customers to switch current accounts, the Independent Commission on Banking's interim report said this week, but don't wait for the system to change if you want to move to a better deal.]]> http://www.moneysupermarket.com/c/news/how-to-switch-current-accounts/0011347/ Wed, 13, Apr 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-to-switch-current-accounts_0011347.aspx <![CDATA[Thousands of people will take advantage of the forthcoming glut of bank holidays by heading abroad for a spring break. But if you're jetting off overseas this Easter, are you spending more than you need to on foreign currency?]]> http://www.moneysupermarket.com/c/news/save-hundreds-on-your-easter-spending/0011296/ Thu, 07, Apr 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/save-hundreds-on-your-easter-spending_0011296.aspx <![CDATA[You work hard for your money, so when you put it in the bank, you want to know it is working as hard as possible for you.]]> http://www.moneysupermarket.com/c/news/five-ways-to-make-your-bank-work-harder/0011258/ Wed, 30, Mar 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/five-ways-to-make-your-bank-work-harder_0011258.aspx <![CDATA[Britons in serious relationships often avoid opening joint accounts because they do not trust their partners not to take advantage of the situation, new research shows. ]]> http://www.moneysupermarket.com/c/news/should-you-open-a-joint-account/0011109/ Thu, 17, Mar 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/should-you-open-a-joint-account_0011109.aspx <![CDATA[Commenting on the 15 per cent rise in complaints to the Financial Services Ombudsman (FOS), Kevin Mountford, head of banking at moneysupermarket.com, said:&nbsp; ]]> http://www.moneysupermarket.com/c/news/comment-on-the-15-per-cent-rise-in-complaints-to-the-financial-services-ombudsman/0011059/ Thu, 10, Mar 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-15-per-cent-rise-in-complaints-to-the-financial-services-ombudsman_0011059.aspx <![CDATA[If you spend more time in the red than the black, make sure you aren't paying more than you need to in overdraft charges.]]> http://www.moneysupermarket.com/c/news/save-hundreds-of-pounds-with-the-right-bank-account/0011018/ Wed, 02, Mar 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/save-hundreds-of-pounds-with-the-right-bank-account_0011018.aspx <![CDATA[One in ten UK adults live in their overdraft.]]> http://www.moneysupermarket.com/c/news/five-million-brits-permanently-overdrawn/0011016/ Tue, 01, Mar 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/five-million-brits-permanently-overdrawn_0011016.aspx <![CDATA[Commenting on the launch of two new current accounts - the Preferred Current Account and Everyday Current Account from Santander, Kevin Mountford, head of banking at moneysupermarket.com said: ]]> http://www.moneysupermarket.com/c/news/comment-on-the-launch-of-two-new-current-accounts/0011011/ Tue, 01, Mar 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-launch-of-two-new-current-accounts_0011011.aspx <![CDATA[Most of us are guilty of sticking with the same current account provider year after year, but with two new accounts on the market - one of them market-leading for overdrafts - there's seldom been a better time to consider switching.]]> http://www.moneysupermarket.com/c/news/where-to-bag-the-best-bank-account/0011004/ Fri, 25, Feb 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/where-to-bag-the-best-bank-account_0011004.aspx <![CDATA[Commenting on the bank reporting season, Kevin Mountford, head of banking at moneysupermarket.com said: ]]> http://www.moneysupermarket.com/c/news/comment-on-the-bank-reporting-season/0011000/ Thu, 24, Feb 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-bank-reporting-season_0011000.aspx <![CDATA[Credit card users who pay off their bills in full every month could boost their bank balance by more than &pound;500 a year if they choose the right plastic.]]> http://www.moneysupermarket.com/c/news/earn-more-on-your-spending-than-on-your-savings/0010934/ Wed, 16, Feb 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/earn-more-on-your-spending-than-on-your-savings_0010934.aspx <![CDATA[The big banks are changing the way you pay for going overdrawn, with Lloyds TSB reducing costs for those who slip into the red without permission but charging authorised overdraft customers more, and NatWest and Santander re-vamping their overdraft charges along similar lines.]]> http://www.moneysupermarket.com/c/news/how-overdraft-changes-affect-you/0010819/ Wed, 26, Jan 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-overdraft-changes-affect-you_0010819.aspx <![CDATA[With many of us having to dip into our overdrafts each month to make ends meet, an account which doesn't penalise you for going into the red is an appealing prospect.]]> http://www.moneysupermarket.com/c/news/focus-on-santanders-zero-current-account/0010804/ Thu, 20, Jan 2011 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/focus-on-santanders-zero-current-account_0010804.aspx <![CDATA[New year, new you - but does that extend to your savings too?]]> http://www.moneysupermarket.com/c/news/new-year-new-you-but-does-that-extend-to-your-savings-too/0010733/ Wed, 29, Dec 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/new-year-new-you-but-does-that-extend-to-your-savings-too_0010733.aspx <![CDATA[Millions of us will be tempted to spend more than we'd planned to in the run up to Christmas, but if you're not careful you could end up with a serious festive financial hangover.]]> http://www.moneysupermarket.com/c/news/top-ten-ways-to-beat-a-festive-financial-hangover/0010633/ Thu, 09, Dec 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/top-ten-ways-to-beat-a-festive-financial-hangover_0010633.aspx <![CDATA[Lloyds TSB is re-vamping its overdraft charges from December 2. Costs will fall for those who exceed their agreed overdraft limits or go overdrawn without permission, but millions of customers who use an authorised overdraft facility will pay more for going into the red.]]> http://www.moneysupermarket.com/c/news/how-much-does-your-overdraft-cost/0010472/ Thu, 25, Nov 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-much-does-your-overdraft-cost_0010472.aspx <![CDATA[ <p>Millions of us have had the same current account for years and years, but are you getting the most from yours?</p>]]> http://www.moneysupermarket.com/c/news/get-more-from-your-current-account/0010382/ Thu, 04, Nov 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/get-more-from-your-current-account_0010382.aspx <![CDATA[The cost of Christmas is already weighing heavily on the minds of cash-strapped families up and down the country.]]> http://www.moneysupermarket.com/c/news/avoid-post-christmas-misery/0010375/ Wed, 03, Nov 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/avoid-post-christmas-misery_0010375.aspx <![CDATA[Analysis of eight Banks by moneysupermarket.com, Britain's number one comparison website, has found that only two out of eight current accounts pay interest on balances in credit, meaning customers will need to look beyond rates to get the most out of their account.<br />]]> http://www.moneysupermarket.com/c/news/check-you-re-using-the-benefits-on-offer-by-switching-current-account/0010368/ Tue, 02, Nov 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/check-you-re-using-the-benefits-on-offer-by-switching-current-account_0010368.aspx <![CDATA[Chantel Mason works in corporate banking but she never seemed to have enough cash left in her own bank account at the end of the month.]]> http://www.moneysupermarket.com/c/news/single-mum-saves-680-using-moneysupermarket/0010366/ Tue, 02, Nov 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/single-mum-saves-680-using-moneysupermarket_0010366.aspx <![CDATA[Loyalty does not pay when it comes to your financial affairs, with the 'exclusive' deals banks offer to their existing customers often falling short of those available elsewhere.]]> http://www.moneysupermarket.com/c/news/where-loyalty-does-not-pay/0010344/ Thu, 28, Oct 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/where-loyalty-does-not-pay_0010344.aspx <![CDATA[For many Brits, remaining loyal to your main bank may seem an easy option with some offering tempting 'existing customer only' deals. ]]> http://www.moneysupermarket.com/c/news/when-it-comes-to-your-finances-loyalty-doesnt-always-pay/0010323/ Mon, 25, Oct 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/when-it-comes-to-your-finances-loyalty-doesnt-always-pay_0010323.aspx <![CDATA[So the axe has fallen, the cuts have been confirmed and they&nbsp;are going to affect everyone. So how can you offset them?]]> http://www.moneysupermarket.com/c/news/beat-the-spending-review/0010291/ Tue, 19, Oct 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/beat-the-spending-review_0010291.aspx <![CDATA[Move your current account to Co-operative Bank and you'll get the range of benefits on its Privilege and Privilege Premier accounts free for the first year. But how do these accounts compares to the rest of the best and is it worth paying for your current account?]]> http://www.moneysupermarket.com/c/news/get-six-hundred-pounds-of-benefits-free/0010204/ Thu, 23, Sep 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/get-six-hundred-pounds-of-benefits-free_0010204.aspx <![CDATA[There was a time when consumers looking to put money aside were spoilt for choice, but in the current climate of low Bank of England base rate and high rate of inflation, savers will struggle to generate any decent returns. ]]> http://www.moneysupermarket.com/c/news/changing-face-of-savings-increasing-spotlight-on-current-accounts/0010146/ Tue, 14, Sep 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/changing-face-of-savings-increasing-spotlight-on-current-accounts_0010146.aspx <![CDATA[As the dust settles on this summer's batch of A-Level results, those students lucky enough to obtain university places will no doubt have concerns over financing their studies and lifestyle. ]]> http://www.moneysupermarket.com/c/news/get-top-marks-for-student-savings-this-year/0010041/ Wed, 25, Aug 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/get-top-marks-for-student-savings-this-year_0010041.aspx <![CDATA[One in five people have had the same current account for more than 30 years, according to new research. That means they could be missing out on loads of benefits, including cashback. Are you?]]> http://www.moneysupermarket.com/c/news/why-it-s-time-to-dump-your-current-account/0010033/ Tue, 24, Aug 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/why-it-s-time-to-dump-your-current-account_0010033.aspx <![CDATA[RBS is selling its English and Welsh branches, plus its Scottish NatWest branches to Santander, but how does this affect you? We answer your questions... ]]> http://www.moneysupermarket.com/c/news/why-is-my-rbs--or-natwest-account-being-sold-to-santander/0010006/ Tue, 17, Aug 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/why-is-my-rbs--or-natwest-account-being-sold-to-santander_0010006.aspx <![CDATA[Becoming a student is daunting enough without having to worry about money, so we spoke with Rebecca Cure, a student and graduate manager at Lloyds TSB, to get her help and advice for those opening their first student accounts...]]> http://www.moneysupermarket.com/c/news/choosing-the-best-student-account/0009946/ Wed, 11, Aug 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/choosing-the-best-student-account_0009946.aspx <![CDATA[Thousands of students are anxiously awaiting their A level results next week, but those who do get the grades for university will need to swot up on the best bank accounts before they go.]]> http://www.moneysupermarket.com/c/news/student-accounts-where-to-begin/0009920/ Mon, 09, Aug 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/student-accounts-where-to-begin_0009920.aspx <![CDATA[Bob Atkinson, travel money expert at moneysupermarket.com, said: ]]> http://www.moneysupermarket.com/c/news/comment-on-unpcoming-changes-to-the-charging-structure-of-nationwide-s-flexaccount/0009873/ Tue, 03, Aug 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-unpcoming-changes-to-the-charging-structure-of-nationwide-s-flexaccount_0009873.aspx <![CDATA[Commenting on the launch of Metro Bank, Kevin Mountford, head of banking at moneysupermarket.com, said: "After much hype we've finally seen the launch of the first new high street bank for more than 100 years. ]]> http://www.moneysupermarket.com/c/news/comment-on-the-launch-of-metro-bank/0009861/ Thu, 29, Jul 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-launch-of-metro-bank_0009861.aspx <![CDATA[We've finally seen the long-awaited launch of Metro Bank, the first new high street UK bank to open its doors for more than a century, but can it really deliver its promise to 'transform the face of British banking'?]]> http://www.moneysupermarket.com/c/news/metro-bank-new-bank-on-the-high-street/0009858/ Thu, 29, Jul 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/metro-bank-new-bank-on-the-high-street_0009858.aspx <![CDATA[If you've just graduated and are turning your thoughts to how you are going to repay your student debts, the good news is that the preferable terms and conditions you enjoyed on your student current account won't suddenly come to an end.]]> http://www.moneysupermarket.com/c/news/where-to-find-the-best-graduate-account/0009770/ Tue, 13, Jul 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/where-to-find-the-best-graduate-account_0009770.aspx <![CDATA[We all know that it is better to stay in the black on our current accounts if possible due to the fees and often punitive interest rates charged when we go overdrawn.]]> http://www.moneysupermarket.com/c/news/how-much-does-it-really-cost-to-go-overdrawn/0009757/ Thu, 08, Jul 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-much-does-it-really-cost-to-go-overdrawn_0009757.aspx <![CDATA[Analysis from Britain's number one comparison site, moneysupermarket.com has shown that UK consumers who remain loyal to their bank could be paying around &pound;2,814 more over a year compared to those who shop around for the best deals.]]> http://www.moneysupermarket.com/c/news/uk-consumers-could-be-paying-2814-more-by-remaining-loyal-to-one-bank-or-building-society/0009680/ Mon, 28, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/uk-consumers-could-be-paying-2814-more-by-remaining-loyal-to-one-bank-or-building-society_0009680.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com said: "It is good to see further initiatives from a major player in the banking industry on overdraft charges, and the reduction of fees will certainly help some customers.]]> http://www.moneysupermarket.com/c/news/comment-on-lloyds-tsbs-overdraft-fee-changes-which-come-into-effect-in-december/0009674/ Wed, 23, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-lloyds-tsbs-overdraft-fee-changes-which-come-into-effect-in-december_0009674.aspx <![CDATA[Review your finances and offset the impact of the budget.]]> http://www.moneysupermarket.com/c/news/be-your-own-chancellor/0009670/ Wed, 23, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/be-your-own-chancellor_0009670.aspx <![CDATA[With the swingeing cuts outlined by the Chancellor George Osborne today, there has simply never been a better time to make efficiencies to your own household budget.]]> http://www.moneysupermarket.com/c/news/how-to-beat-the-budget-cuts/0009665/ Tue, 22, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-to-beat-the-budget-cuts_0009665.aspx <![CDATA[Like many of us, Ian&nbsp;Lindley and his girlfriend Lorraine Jones are concerned that they shell out more than they need to on bills, and especially on credit card debt.]]> http://www.moneysupermarket.com/c/news/couple-saves-six-thousand-pounds-on-credit-card-debt/0009636/ Fri, 18, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/couple-saves-six-thousand-pounds-on-credit-card-debt_0009636.aspx <![CDATA[Commenting on Metro Bank planning to open its first branch in Holborn on 29th July, Kevin Mountford, head of banking at moneysupermarket.com, said: ]]> http://www.moneysupermarket.com/c/news/comment-on-metro-bank-planning-to-open-its-first-branch/0009626/ Thu, 17, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-metro-bank-planning-to-open-its-first-branch_0009626.aspx <![CDATA[Would you pay for a current account? The benefits of packaged accounts are getting better, so we decided to take a look at some of the leading deals and the fee-free alternatives.]]> http://www.moneysupermarket.com/c/news/is-it-worth-paying-for-a-current-account/0009553/ Tue, 15, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/is-it-worth-paying-for-a-current-account_0009553.aspx <![CDATA[A poll of moneysupermarket.com users* has found that the most popular reason for switching current accounts is for a better in credit interest rate. ]]> http://www.moneysupermarket.com/c/news/consumers-offered-more-reasons-to-switch-current-accounts/0009446/ Mon, 07, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/consumers-offered-more-reasons-to-switch-current-accounts_0009446.aspx <![CDATA[We're getting better at shopping around for things like car insurance and credit cards but most people have never switched their current account. But there are some great deals available so it's well worth doing.]]> http://www.moneysupermarket.com/c/news/review-of-the-week-halifax-reward-account/0009439/ Fri, 04, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/review-of-the-week-halifax-reward-account_0009439.aspx <![CDATA[The teams have been announced, the players are making their way to South Africa and the excitement is building. Many of us will be submitting our dream teams in preparation for the tournament and moneysupermarket.com is no different.]]> http://www.moneysupermarket.com/c/news/build-your-own-financial-dream-team/0009431/ Thu, 03, Jun 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/build-your-own-financial-dream-team_0009431.aspx <![CDATA[You can get a lot out of a current account, if you choose the right one for you. From switching incentives to high interest rates and linked savings accounts, there's a lot to consider.]]> http://www.moneysupermarket.com/c/news/leading-current-accounts-unpicked/0009055/ Thu, 15, Apr 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/leading-current-accounts-unpicked_0009055.aspx <![CDATA[There are lots of myths that affect everyday choices. Our money experts bust the most common...]]> http://www.moneysupermarket.com/c/news/financial-myths-busted/0009051/ Wed, 14, Apr 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/financial-myths-busted_0009051.aspx <![CDATA[The Post Office could soon be offering a much wider range of financial products under plans unveiled by the government today.]]> http://www.moneysupermarket.com/c/news/would-you-bank-with-the-post-office/0008934/ Mon, 29, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/would-you-bank-with-the-post-office_0008934.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, comments on the Government's proposals for the Post Office: "]]> http://www.moneysupermarket.com/c/news/comment-on-the-government-s-proposals-for-the-post-office/0008929/ Mon, 29, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-government-s-proposals-for-the-post-office_0008929.aspx <![CDATA[Alistair Darling has given the final Budget of this parliament, but what difference will it make? We list the winners and the losers.]]> http://www.moneysupermarket.com/c/news/budget-in-depth-are-there-any-winners/0008910/ Fri, 26, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/budget-in-depth-are-there-any-winners_0008910.aspx <![CDATA[moneysupermarket.com experts comment on the Budget announcements regarding bank accounts for all, ISA limits and stamp duty.]]> http://www.moneysupermarket.com/c/news/our-experts-give-their-views-on-what-the-budget-means-for-consumers/0008903/ Wed, 24, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/our-experts-give-their-views-on-what-the-budget-means-for-consumers_0008903.aspx <![CDATA[The banks may have won their prolific battle in the Supreme Court - which eventually ruled that the Office of Fair Trading (OFT) did not have the power to decide whether or not bank charges are unfair - but they are by no means off the hook yet.]]> http://www.moneysupermarket.com/c/news/current-accounts-changes-afoot/0008881/ Thu, 18, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-accounts-changes-afoot_0008881.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said: "For those who are poor at managing their finances, this move can only be seen as positive, because the charges related to unauthorised borrowing are high to say the least. ]]> http://www.moneysupermarket.com/c/news/comment-on-the-oft-report-on-bank-charges/0008875/ Thu, 18, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-oft-report-on-bank-charges_0008875.aspx <![CDATA[When it comes to spending less on your household bills and financial products, moving to a market-leading, money-saving deal can save you thousands of pounds. Here's how.]]> http://www.moneysupermarket.com/c/news/why-dont-we-switch-more-to-save-more/0008801/ Fri, 12, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/why-dont-we-switch-more-to-save-more_0008801.aspx <![CDATA[Clare Francis, site editor at moneysupermarket.com, said: "The news that Metro Bank has finally got its banking licence and will open its doors in the next few months is fantastic for consumers. Recently we've seen the number of providers in the high street fall - reducing competition and choice.&nbsp; So a new competitor can only be a good thing.]]> http://www.moneysupermarket.com/c/news/comment-on-metro-bank-securing-fsa-authorisation-to-trade-as-a-bank/0008772/ Mon, 08, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-metro-bank-securing-fsa-authorisation-to-trade-as-a-bank_0008772.aspx <![CDATA[One year ago this month the Bank of England ended six months of dramatic rate cuts to try and stave off the effects of the recession, leaving Bank of England Base Rate at a record low of 0.5 per cent. Analysis from moneysupermarket.com shows the winners and losers from this cut as banks and building societies responded.]]> http://www.moneysupermarket.com/c/news/rock-bottom-base-rate-one-year-ago-but-what-has-happened-since/0008771/ Fri, 05, Mar 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/rock-bottom-base-rate-one-year-ago-but-what-has-happened-since_0008771.aspx <![CDATA[Commenting on the complaints data published by the Financial Ombudsman Service (FOS), Kevin Mountford, head of banking at moneysupermarket.com said:]]> http://www.moneysupermarket.com/c/news/comment-on-the-complaints-data-published-by-the-financial-ombudsman-service/0008710/ Fri, 26, Feb 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-complaints-data-published-by-the-financial-ombudsman-service_0008710.aspx <![CDATA[Five million Brits are permanently overdrawn]]> http://www.moneysupermarket.com/c/news/britain-in-the-red/0008665/ Wed, 24, Feb 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/britain-in-the-red_0008665.aspx <![CDATA[Millions of us live in our overdrafts&nbsp;but some people could save as much as &pound;240 a year by switching current accounts. Are you paying over the top fees for going overdrawn?]]> http://www.moneysupermarket.com/c/news/could-you-pay-less-for-your-overdraft/0008660/ Wed, 24, Feb 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/could-you-pay-less-for-your-overdraft_0008660.aspx <![CDATA[Most people have never switched their current account but with inflation on the up and base rate still at an all-time low could the prospect of earning 6.0% with Alliance &amp; Leicester's Premier Direct current account be enough to get you to change bank?]]> http://www.moneysupermarket.com/c/news/alliance-and-leicester-premier-direct-account/0008595/ Fri, 19, Feb 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/alliance-and-leicester-premier-direct-account_0008595.aspx <![CDATA[The days of having to sign for a credit or debit card payment have gone; a Pin is all you need. But even that isn't necessarily a requirement - have you heard of contactless?]]> http://www.moneysupermarket.com/c/news/are-you-ready-for-contactless-payments/0008592/ Thu, 18, Feb 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/are-you-ready-for-contactless-payments_0008592.aspx <![CDATA[You probably feel like you only ever open your purse or wallet in order to spend money, but what if you could actually make cash from the contents?]]> http://www.moneysupermarket.com/c/news/make-money-from-your-purse/0008478/ Fri, 12, Feb 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/make-money-from-your-purse_0008478.aspx <![CDATA[Commenting on the confirmation that 1,000 Abbey and Bradford &amp; Bingley branches will be rebranded to Santander by the end of this month, starting in London on Monday, Kevin Mountford, head of banking at moneysupermarket.com, said: ]]> http://www.moneysupermarket.com/c/news/1000-abbey-and-bradford-bingley-branches-will-be-rebranded-to-santander-by-the-end-of-january/0008151/ Mon, 18, Jan 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/1000-abbey-and-bradford-bingley-branches-will-be-rebranded-to-santander-by-the-end-of-january_0008151.aspx <![CDATA[Customers of Abbey and Bradford &amp; Bingley (B&amp;B) will notice something different when they next visit their branch or log on to their online banking service: the brands are no more.]]> http://www.moneysupermarket.com/c/news/goodbye-abbey-and-bradfordand-and-bingley-hello-santander/0008064/ Mon, 11, Jan 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/goodbye-abbey-and-bradfordand-and-bingley-hello-santander_0008064.aspx <![CDATA[The Office of Fair Trading may have backed down in the battle over bank charges but that doesn't mean it is all bad news for consumers when it comes to current accounts.]]> http://www.moneysupermarket.com/c/news/get-more-from-your-current-account/0008012/ Fri, 08, Jan 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/get-more-from-your-current-account_0008012.aspx <![CDATA[Commenting on Ed Balls' confirmation that schoolchildren as young as five will be taught money basics from 2012, Kevin Mountford, head of banking at moneysupermarket.com, said:]]> http://www.moneysupermarket.com/c/news/commenting-on-ed-balls-confirmation-schoolchildren-taught-money-basics/0007930/ Mon, 04, Jan 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/commenting-on-ed-balls-confirmation-schoolchildren-taught-money-basics_0007930.aspx <![CDATA[Chances are you could probably save yourself hundreds, if not thousands of pounds by reviewing your finances and the New Year is the perfect time to tackle the task.]]> http://www.moneysupermarket.com/c/news/give-yourself-a-money-mot/0007915/ Mon, 04, Jan 2010 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/give-yourself-a-money-mot_0007915.aspx <![CDATA[moneysupermarket.com's experts give you their financial and insurance tips to help you save time and money in 2010...]]> http://www.moneysupermarket.com/c/news/money-savings-tips-for-2010/0007908/ Tue, 29, Dec 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/money-savings-tips-for-2010_0007908.aspx <![CDATA[The past 12 months have been extremely turbulent in the world of personal finance and with 2010 just around the corner, moneysupermarket.com's experts offer their predictions for utilities, mobiles, broadband, insurance and money.]]> http://www.moneysupermarket.com/c/news/moneysupermarket-com-experts-predict-the-year-ahead-in-personal-finance/0007881/ Tue, 22, Dec 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/moneysupermarket-com-experts-predict-the-year-ahead-in-personal-finance_0007881.aspx <![CDATA[The Office of Fair Trading (OFT) has confirmed it will not take any further court action over the fairness of unauthorised overdraft fees. The announcement will be a bitter blow for the 1.1million people who had been hoping to have their bank charges refunded.]]> http://www.moneysupermarket.com/c/news/oft-drops-bank-charges-case/0007866/ Tue, 22, Dec 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/oft-drops-bank-charges-case_0007866.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com said: "There's a sense of inevitability about this climb down by the OFT after it lost in the Supreme Court last month.]]> http://www.moneysupermarket.com/c/news/comment-on-the-announcement-by-the-oft-that-it-is-to-end its-investigation-of-bank-charges/0007864/ Tue, 22, Dec 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-announcement-by-the-oft-that-it-is-to-end its-investigation-of-bank-charges_0007864.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said: "There have been rumours that the Government would help create a 'people's bank' for the past two years, and now it seems this talk has some substance behind it."]]> http://www.moneysupermarket.com/c/news/comment-on-the-governments-proposals-for-the-post-offices-financial-services-provision/0007604/ Wed, 02, Dec 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-governments-proposals-for-the-post-offices-financial-services-provision_0007604.aspx <![CDATA[If your overdraft costs are rocketing then don't panic, loads of providers have changed the way they price their current accounts and there's more choice than ever before. It's time to vote with your feet and find a better deal.]]> http://www.moneysupermarket.com/c/news/get-ready-to-switch-your-current-account/0007558/ Fri, 27, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/get-ready-to-switch-your-current-account_0007558.aspx <![CDATA[With Christmas fast approaching, moneysupermarket.com offers ten top tips for consumers looking to reduce the burden on their festive finances.]]> http://www.moneysupermarket.com/c/news/have-yourself-a-thrifty-little-christmas/0007549/ Wed, 25, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/have-yourself-a-thrifty-little-christmas_0007549.aspx <![CDATA[Many people are feeling surprised and disappointed by today's decision from the Supreme Court, but how did the case unfold?]]> http://www.moneysupermarket.com/c/news/bank-charges-how-we-got-here/0007548/ Wed, 25, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/bank-charges-how-we-got-here_0007548.aspx <![CDATA[Commenting on The Supreme Court's ruling in favour of Britain's high street banks on unfair bank charges, Kevin Mountford, head of banking at moneysupermarket.com, said: ]]> http://www.moneysupermarket.com/c/news/comment-on-the-supreme-courts-ruling/0007547/ Wed, 25, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-supreme-courts-ruling_0007547.aspx <![CDATA[Around 75% of people have never changed current account, but the switching process is a lot simpler than many think... ]]> http://www.moneysupermarket.com/c/news/how-to-switch-current-account/0007546/ Wed, 25, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-to-switch-current-account_0007546.aspx <![CDATA[Consumers have been dealt a huge blow today in the ongoing battle to reclaim bank charges.]]> http://www.moneysupermarket.com/c/news/what-now-for-bank-charges/0007544/ Wed, 25, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/what-now-for-bank-charges_0007544.aspx <![CDATA[Over one million customers are awaiting the outcome of the Supreme Court Case between The Office of Fair Trading (OFT) and the UK's biggest banks over alleged unfair overdraft charges. Around 50 per cent of the UK population use their overdraft facility on a regular basis* so the impact on this case could be huge for the UK retail banking sector.]]> http://www.moneysupermarket.com/c/news/overhaul-for-overdraft-charges/0007536/ Tue, 24, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/overhaul-for-overdraft-charges_0007536.aspx <![CDATA[Commenting on the Financial Services Bill announced in today's Queens Speech, Kevin Mountford, head of banking at moneysupermarket.com said: ]]> http://www.moneysupermarket.com/c/news/commenting-on-the-financial-services-bill/0007497/ Fri, 20, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/commenting-on-the-financial-services-bill_0007497.aspx <![CDATA[Another stage in the ongoing battle between the banks and the Office of Fair Trading over the fairness of overdraft charges will end on Wednesday. The Supreme Court will announce its decision on whether fairness rules apply to unauthorised borrowing charges. ]]> http://www.moneysupermarket.com/c/news/review-of-the-week-santander-zero-current-account/0007492/ Fri, 20, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/review-of-the-week-santander-zero-current-account_0007492.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said: "It really is great to see innovation in the banking market, which has been somewhat devoid of new ideas whilst the OFT case regarding unfair charges has been hanging over the industry. ]]> http://www.moneysupermarket.com/c/news/launch-of-the-new-santander-zero-current-account/0007442/ Thu, 19, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/launch-of-the-new-santander-zero-current-account_0007442.aspx <![CDATA[As of November 1, the Financial Services Authority (FSA) took over regulation of the way banks and building societies do business with their customers. Previously the job was done by the Banking Code Standards Board.]]> http://www.moneysupermarket.com/c/news/new-banking-rules-help-consumers/0007212/ Thu, 05, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/new-banking-rules-help-consumers_0007212.aspx <![CDATA[Over 50 per cent of the UK population use their overdraft facility on a regular basis* and rely on the flexibility it provides. Charging structures for overdrafts aren't always clear and choosing the wrong facility could cost consumers around &pound;300 extra a year.**]]> http://www.moneysupermarket.com/c/news/Over-drawn-over-charged-and-over-complicated/0007186/ Tue, 03, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/Over-drawn-over-charged-and-over-complicated_0007186.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said: "Twelve months ago we warned that the bank mergers, although expedient, would trigger a reduction in competition and would leave consumers worse off.]]> http://www.moneysupermarket.com/c/news/comment-on-the-governments-plans-to-break-up-rbs-and-lloyds/0007183/ Tue, 03, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-governments-plans-to-break-up-rbs-and-lloyds_0007183.aspx <![CDATA[Further details about the break up of Royal Bank of Scotland (RBS) and Lloyds Banking Group have emerged today. ]]> http://www.moneysupermarket.com/c/news/what-will-the-bank-break-ups-mean-for-you/0007179/ Tue, 03, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/what-will-the-bank-break-ups-mean-for-you_0007179.aspx <![CDATA[The Chancellor, Alistair Darling, is expected to confirm this week that three UK banks, which are currently supported by the taxpayer, will be broken up and parts of their businesses sold on.]]> http://www.moneysupermarket.com/c/news/what-will-the-break-up-of-the-high-street-banks-mean/0007133/ Mon, 02, Nov 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/what-will-the-break-up-of-the-high-street-banks-mean_0007133.aspx <![CDATA[Halifax has contacted its current account customers to notify them that the way they are charged for going overdrawn will change from December 6. The new charging structure will be more expensive for some customers and many have reacted angrily to the news. So just what will the implications be and what can you do about it? ]]> http://www.moneysupermarket.com/c/news/halifax-overdraft-costs-to-soar/0007096/ Fri, 30, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/halifax-overdraft-costs-to-soar_0007096.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said; "Although this news has been long expected, it will be interesting to see if and when it comes to fruition.&nbsp; ]]> http://www.moneysupermarket.com/c/news/comment-on-the-news-that-virgin-money-has-applied-for-a-licence-to-become-a-bank/0006975/ Mon, 26, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-news-that-virgin-money-has-applied-for-a-licence-to-become-a-bank_0006975.aspx <![CDATA[The majority of people have never switched their current account - in fact we're more likely to get divorced than change bank. A number of providers are seeking to alter our behaviour and get us into the switching habit by offering incentives to new current account customers.]]> http://www.moneysupermarket.com/c/news/review-of-the-week-alliance-and-leicester-premier-account/0006961/ Fri, 23, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/review-of-the-week-alliance-and-leicester-premier-account_0006961.aspx <![CDATA[Food, travel, presents, drinks... Christmas can be an incredibly expensive time of year, so it's no wonder so many of you are worried about paying for it all.]]> http://www.moneysupermarket.com/c/news/get-christmas-for-free/0006959/ Fri, 23, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/get-christmas-for-free_0006959.aspx <![CDATA[Royal Bank of Scotland, which also owns NatWest, announced last week that it will only offer credit cards to current account customers.]]> http://www.moneysupermarket.com/c/news/does-loyalty-really-pay/0006665/ Fri, 09, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/does-loyalty-really-pay_0006665.aspx <![CDATA[Commenting on the Office of Fair Trading's announcement that banks have agreed to make personal current account costs more transparent, Kevin Mountford, head of banking at moneysupermarket.com, said;]]> http://www.moneysupermarket.com/c/news/comment-on-the-office-of-fair-tradings-announcement /0006660/ Thu, 08, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-office-of-fair-tradings-announcement _0006660.aspx <![CDATA[Banks have agreed to increase the transparency of their personal current accounts, following pressure from the Office of Fair Trading (OFT).]]> http://www.moneysupermarket.com/c/news/uk-banks-pledge-current-account-transparency/0006614/ Wed, 07, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/uk-banks-pledge-current-account-transparency_0006614.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said; "We welcome this news and although it had been strongly rumoured it is good to hear it formalized"&nbsp; ]]> http://www.moneysupermarket.com/c/news/comment-on-tescos-move-in-to-full-service-banking/0006606/ Wed, 07, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-tescos-move-in-to-full-service-banking_0006606.aspx <![CDATA[Certain financial deals are only available to those aged 50 or over, but just because their availability is restricted, it doesn't mean you're getting the best deal...]]> http://www.moneysupermarket.com/c/news/accounts-for-the-over-fifities-are-they-any-good/0006585/ Mon, 05, Oct 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/accounts-for-the-over-fifities-are-they-any-good_0006585.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said: "This is only the tip of the iceberg, as the vast majority of complaints are resolved without the involvement of the FOS.]]> http://www.moneysupermarket.com/c/news/comment-on-the-publication-of-complaints-dealt-with-by-the-financial-ombudsman-service/0006244/ Tue, 15, Sep 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-publication-of-complaints-dealt-with-by-the-financial-ombudsman-service_0006244.aspx <![CDATA[It's a year since the US investment bank Lehman Brothers collapsed - an event which marked a turning point for economies around the world.]]> http://www.moneysupermarket.com/c/news/financial-crisis-one-year-on-whats-happened/0006240/ Tue, 15, Sep 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/financial-crisis-one-year-on-whats-happened_0006240.aspx <![CDATA[In this jargon-free guide, moneysupermarket.com editor Clare Francis guides you through the different current accounts on offer.]]> http://www.moneysupermarket.com/c/news/guide-to-current-accounts/0006237/ Tue, 15, Sep 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/guide-to-current-accounts_0006237.aspx <![CDATA[Commenting on RBS decreasing its overdraft fees, Ian Williams, director of communications at moneysupermarket.com said:]]> http://www.moneysupermarket.com/c/news/comment-on-rbs-decreasing-its-overdraft-fees/0006220/ Thu, 10, Sep 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-rbs-decreasing-its-overdraft-fees_0006220.aspx <![CDATA[High street banking giant Royal Bank of Scotland (RBS), which owns NatWest, is slashing the amount it charges customers who exceed their overdraft rate or slip into the red without permission.]]> http://www.moneysupermarket.com/c/news/natwest-and-rbs-slash-bank-charges/0006195/ Tue, 08, Sep 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/natwest-and-rbs-slash-bank-charges_0006195.aspx <![CDATA[It's time to switch your current account.&nbsp;Alliance &amp; Leicester (A&amp;L)&nbsp;is offering a &pound;100 windfall to anyone who signs up for its Premier account - not only will you receive a cash reward; this is also one of the leading deals on the market. ]]> http://www.moneysupermarket.com/c/news/move-your-current-account-and-net-one-hundred-pounds/0006176/ Thu, 03, Sep 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/move-your-current-account-and-net-one-hundred-pounds_0006176.aspx <![CDATA[With the Bank of England base rate at an all-time low of 0.50%, Alliance &amp; Leicester (A&amp;L) and Abbey's 6.00% savings accounts have unsurprisingly been hugely popular.]]> http://www.moneysupermarket.com/c/news/last-chance-to-earn-6-0-percent-on-your-savings/0006125/ Thu, 27, Aug 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/last-chance-to-earn-6-0-percent-on-your-savings_0006125.aspx <![CDATA[Lucy Bunting and her husband Neil got married in April this year, but although newly-married life might be dreamy, their finances are floundering.]]> http://www.moneysupermarket.com/c/news/newly-married-couple-save-800-pounds/0006057/ Mon, 24, Aug 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/newly-married-couple-save-800-pounds_0006057.aspx <![CDATA[In these days of post credit crunch caution, consumers know that banks are more selective than ever about who they lend to. But the trepidation doesn't stop there.]]> http://www.moneysupermarket.com/c/news/existing-customers-only-but-are-the-deals-any-good/0006039/ Fri, 21, Aug 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/existing-customers-only-but-are-the-deals-any-good_0006039.aspx <![CDATA[As the new academic year approaches banks are offering the usual incentives in the hope of securing the student pound and gaining life-long customers. New students should look closely at the interest rates available and the size of interest-free overdrafts - freebies should only be a secondary consideration.]]> http://www.moneysupermarket.com/c/news/make-sure-your-student-bank-account-is-top-of-the-class/0005923/ Mon, 17, Aug 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/make-sure-your-student-bank-account-is-top-of-the-class_0005923.aspx <![CDATA[If you are one of the thousands of people about to start university, the chances are that money is on your mind. Rising costs, student loans, tuition fees - being an undergrad can be costly.]]> http://www.moneysupermarket.com/c/news/the-best-student-accounts/0005859/ Thu, 06, Aug 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/the-best-student-accounts_0005859.aspx <![CDATA[With the transfer season in full swing and the 2009 football season fast approaching, devoted fans should ensure their football related credit cards and savings accounts are the best on the market. There is a wide range of products to choose from and some great deals on offer, so fans should take time to shop around to avoid scoring an own goal.]]> http://www.moneysupermarket.com/c/news/net-yourself-the-best-deal-this-season/0005841/ Wed, 05, Aug 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/net-yourself-the-best-deal-this-season_0005841.aspx <![CDATA[More than 200,000 students will graduate this summer, many thousands of pounds in debt. This is when the journey of repaying that money begins.]]> http://www.moneysupermarket.com/c/news/tips-for-clearing-graduate-debts/0005426/ Wed, 01, Jul 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/tips-for-clearing-graduate-debts_0005426.aspx <![CDATA[Commenting on Nationwide's decision to scrap the planned increase on debit card fees for use outside Europe, Peter Harrison, travel money expert at moneysupermarket.com, said; ]]> http://www.moneysupermarket.com/c/news/comment-on-nationwides-decision-to-scrap-debit-card-fees-outside-europe/0005376/ Fri, 26, Jun 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-nationwides-decision-to-scrap-debit-card-fees-outside-europe_0005376.aspx <![CDATA[Abbey has launched a new packaged account offering 6.0% interest, travel insurance and breakdown cover - but it costs &pound;10 a month. Are the added benefits on accounts like this worth paying for? We take a look... ]]> http://www.moneysupermarket.com/c/news/is-it-worth-paying-for-a-current-account/005370/ Fri, 26, Jun 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/is-it-worth-paying-for-a-current-account_005370.aspx <![CDATA[We may not have seen any movement in the Bank of England base rate since March but the current account market is red hot - so much so that you can get a 0% overdraft for a year and now as much as 6.0% interest if you're in credit.]]> http://www.moneysupermarket.com/c/news/earn-up-to-6-per-cent-on-your-current-account/0005232/ Fri, 12, Jun 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/earn-up-to-6-per-cent-on-your-current-account_0005232.aspx <![CDATA[The Bank of England may have left base rate unchanged since March but that doesn't mean activity in the savings and current account markets has stalled. Abbey and Alliance &amp; Leicester, both owned by Spanish banking group Santander, are offering consumers the chance to earn 6.0% on the money they keep in their current account.]]> http://www.moneysupermarket.com/c/news/earn-more-on-your-current-account/0005183/ Mon, 08, Jun 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/earn-more-on-your-current-account_0005183.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said; "Santander are firmly establishing its place as the new super-brand in town.]]> http://www.moneysupermarket.com/c/news/comment-on-santanders-current-account-interest-rate-increases/0005182/ Mon, 08, Jun 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-santanders-current-account-interest-rate-increases_0005182.aspx <![CDATA[Many of the 'best' current account deals available at the moment carry a minimum funding clause, typically requiring the account holder to pay between &pound;500 and &pound;1,500 per month into the account. However, there is no such thing as a free lunch, and new research from moneysupermarket.com reveals the penalties for failing to make the minimum funding amount can be severe.]]> http://www.moneysupermarket.com/c/news/carry-on-funding/0005070/ Fri, 29, May 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/carry-on-funding_0005070.aspx <![CDATA[An increasing number of providers are offering banking and insurance products to the over-50s. However, just because it's a specialist deal, doesn't mean that it's the best option for you. What it does mean though, is that the over-50s have a greater choice and that in some circumstances, their age may result in them getting a better deal than someone younger.]]> http://www.moneysupermarket.com/c/news/should-over-fifties-bank-on-specialists/0005068/ Fri, 29, May 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/should-over-fifties-bank-on-specialists_0005068.aspx <![CDATA[Santander gained a foothold in the UK when it bought Abbey in 2004, and continued to build its presence in the UK banking sector when it acquired Alliance &amp; Leicester, and part of Bradford &amp; Bingley during last year's banking crisis.]]> http://www.moneysupermarket.com/c/news/the-spanish-have-landed/0005038/ Wed, 27, May 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/the-spanish-have-landed_0005038.aspx <![CDATA[Time is running out if you want to earn &pound;100 for switching your current account.]]> http://www.moneysupermarket.com/c/news/last-chance-to-get-one-hundred-pounds-from-alliance-and-leicester/0005015/ Thu, 21, May 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/last-chance-to-get-one-hundred-pounds-from-alliance-and-leicester_0005015.aspx <![CDATA[If you know you should be doing more with your finances but never get round to it because there's always something else to do, then Richard Keeble should inspire you to take action now.]]> http://www.moneysupermarket.com/c/news/money-makeover-is-richard-the-countrys-best-money-saver/0004989/ Tue, 19, May 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/money-makeover-is-richard-the-countrys-best-money-saver_0004989.aspx <![CDATA[In the current financial climate the chance to pocket an extra &pound;100 could seem too good to be true. But that's exactly what Alliance &amp; Leicester (A&amp;L) is offering new customers.]]> http://www.moneysupermarket.com/c/news/fancy-pocketing-100-pounds/0004794/ Thu, 30, Apr 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/fancy-pocketing-100-pounds_0004794.aspx <![CDATA[As a financial planner for a training organisation, Londoner Dean Cove, 38, knows all about budgeting. But when it comes to his own finances, he struggles to be as savvy a saver as he would like.]]> http://www.moneysupermarket.com/c/news/money-makeover-we-save-financial-planner-dean-over-800-pounds-a-year/0004714/ Wed, 29, Apr 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/money-makeover-we-save-financial-planner-dean-over-800-pounds-a-year_0004714.aspx <![CDATA[Working people unable to stay in the black are now crossing into their overdrafts 20 days after being paid - a full week earlier than in 2007. <SUP>1</SUP>]]> http://www.moneysupermarket.com/c/news/the-day-we-go-overdrawn/0004609/ Mon, 20, Apr 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/the-day-we-go-overdrawn_0004609.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said; "Building societies can no longer claim the moral high ground over banks.]]> http://www.moneysupermarket.com/c/news/where-to-now-comment-on-moodys-downgrading-of-nine-building-societies/0004595/ Fri, 17, Apr 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/where-to-now-comment-on-moodys-downgrading-of-nine-building-societies_0004595.aspx <![CDATA[Current accounts are the stalwart&nbsp;of banking products and you may think they're all pretty much the same. But you'd be wrong. The market has changed significantly in recent years and it is still evolving.]]> http://www.moneysupermarket.com/c/news/whats-the-best-current-account/0004580/ Thu, 16, Apr 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/whats-the-best-current-account_0004580.aspx <![CDATA[Commenting on the OFT focusing on three banks to get a quicker idea of the overall picture on overdraft charges, Kevin Mountford, head of banking at moneysupermarket.com, said:]]> http://www.moneysupermarket.com/c/news/comment-on-the-oft-focusing-on-three-banks-to-get-a-quicker-idea-of-overdraft-charges/0004520/ Mon, 06, Apr 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-oft-focusing-on-three-banks-to-get-a-quicker-idea-of-overdraft-charges_0004520.aspx <![CDATA[Consumers hoping that there would soon be an end to the long-running battle between the banks and Office of Fair Trading about the fairness of overdraft charges look set to be disappointed.]]> http://www.moneysupermarket.com/c/news/bank-charges-more-twists-and-turns/0004499/ Wed, 01, Apr 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/bank-charges-more-twists-and-turns_0004499.aspx <![CDATA[The chance to earn 'free money' is always something that will grab people's attention. However, time is running out to pocket 100 pounds just for switching your current account.]]> http://www.moneysupermarket.com/c/news/last-chance-to-earn-100-pounds-by-switching-current-account/0004366/ Fri, 20, Mar 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/last-chance-to-earn-100-pounds-by-switching-current-account_0004366.aspx <![CDATA[Moneysupermarket.com editor Clare Francis interviews&nbsp;Kevin Mountford,&nbsp;head of banking&nbsp;at moneysupermarket.com, to get his views on the current&nbsp;account market and take a look at what lies ahead...<br />]]> http://www.moneysupermarket.com/c/news/current-accounts-whats-occurring/0004363/ Fri, 20, Mar 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-accounts-whats-occurring_0004363.aspx <![CDATA[Consumers are another step closer to having bank charges refunded after the High Court threw out an appeal by the banks.]]> http://www.moneysupermarket.com/c/news/are-bank-charge-refunds-finally-on-the-way/0004136/ Thu, 26, Feb 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/are-bank-charge-refunds-finally-on-the-way_0004136.aspx <![CDATA[There's a common misconception that all current accounts are pretty much the same so it doesn't really matter who you bank with. As a result most of us have never changed provider and have an account with one of the big four banks - Barclays, HSBC, Lloyds (which is the newly formed banking group following the merger of Lloyds TSB and Halifax Bank of Scotland) and Royal Bank of Scotland (which owns Natwest).]]> http://www.moneysupermarket.com/c/news/how-to-choose-a-current-account/0004047/ Fri, 13, Feb 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/how-to-choose-a-current-account_0004047.aspx <![CDATA[Clare Francis is with Head of Banking at Halifax,&nbsp;Mike Regnier&nbsp;to discuss their latest product 'Reward Current Account' which offers a new way of rewarding people in credit... &nbsp;]]> http://www.moneysupermarket.com/c/news/a-changing-current-account-market/0004035/ Thu, 12, Feb 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/a-changing-current-account-market_0004035.aspx <![CDATA[Natalie McGurk, 27, was one of the hundreds of people who contacted moneysupermarket.com requesting a financial makeover. She and her boyfriend, Alex Simpson, 19, know only too well how redundancy can wreak havoc on your finances.]]> http://www.moneysupermarket.com/c/news/monthly-makeover---we-save-natalie-and-alex-1150-pounds-a-year/0004001/ Fri, 30, Jan 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/monthly-makeover---we-save-natalie-and-alex-1150-pounds-a-year_0004001.aspx <![CDATA[Commenting on the nationalisation of Anglo Irish Bank, Kevin Mountford, head of banking at moneysupermarket.com, said: "The nationalisation shows that, after the financial bloodbath that was 2008, there is still worse to come. ]]> http://www.moneysupermarket.com/c/news/comment-on-the-nationalisation-of-anglo-irish-bank/0003872/ Fri, 16, Jan 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-nationalisation-of-anglo-irish-bank_0003872.aspx <![CDATA[Nationwide has become the latest current account provider to lower its in-credit interest without lowering its overdraft rate.]]> http://www.moneysupermarket.com/c/news/current-account-roulette-has-odds-stacked-against-you/0003863/ Wed, 14, Jan 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-account-roulette-has-odds-stacked-against-you_0003863.aspx <![CDATA[It's a new year and we're seeing a new battle in the current account market with Alliance &amp; Leicester (A&amp;L) aiming to attract new customers by offering them money if they transfer their account over to the bank.]]> http://www.moneysupermarket.com/c/news/switch-current-account-and-pocket-100-pounds/0003834/ Fri, 02, Jan 2009 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/switch-current-account-and-pocket-100-pounds_0003834.aspx <![CDATA[Most banks and building societies have been using Bank Of England decisions to reduce interest rates as an excuse to cut credit interest, but they have failed to do likewise with overdraft rates.]]> http://www.moneysupermarket.com/c/news/in-the-black-or-red-consumers-lose-either-way/0003783/ Mon, 08, Dec 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/in-the-black-or-red-consumers-lose-either-way_0003783.aspx <![CDATA[Kevin Mountford, head of banking at moneysupermarket.com, said: "On the face of it this is a noble gesture by RBS, however it should really be common practice for all banks if it's ruled they have treated their customers unfairly."]]> http://www.moneysupermarket.com/c/news/comment-on-the-rbs-natwest-plan-to-proactively-refund-overdraft-fees-to-customers-if-it-loses-the-oft-court-case/0003767/ Wed, 03, Dec 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/comment-on-the-rbs-natwest-plan-to-proactively-refund-overdraft-fees-to-customers-if-it-loses-the-oft-court-case_0003767.aspx <![CDATA[With the media focus firmly on mortgage and savings rates since the November 1.5% interest rate cut, banks and building societies have been quietly adjusting their current account rates in what could be considered a revenue-boosting move.]]> http://www.moneysupermarket.com/c/news/current-account-rates-slashed/0003747/ Fri, 28, Nov 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-account-rates-slashed_0003747.aspx <![CDATA[Amidst all the turmoil in the banking sector, the battle to attract new customers continues.]]> http://www.moneysupermarket.com/c/news/new-current-account-deals/0003102/ Thu, 02, Oct 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/new-current-account-deals_0003102.aspx <![CDATA[Consumers will be able to choose from a selection of benefits thanks to a new 'pick n mix' style packaged account launched by the Co-operative Bank.]]> http://www.moneysupermarket.com/c/news/launch-of-tailor-made-accounts/0002987/ Mon, 29, Sep 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/launch-of-tailor-made-accounts_0002987.aspx <![CDATA[Bank accounts that can be managed via mobile phone have been announced by Lloyds TSB, the first service of its kind in the UK.]]> http://www.moneysupermarket.com/c/news/lloyds-launches-banking-by-mobile/0003079/ Wed, 24, Sep 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/lloyds-launches-banking-by-mobile_0003079.aspx <![CDATA[Bank customers are being encouraged to claim millions of pounds left in unused current and savings accounts.]]> http://www.moneysupermarket.com/c/news/millions-left-in-unused-accounts/0003089/ Thu, 11, Sep 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/millions-left-in-unused-accounts_0003089.aspx <![CDATA[The Olympics may be over but the race is on in the current account sector as banks compete for the prize they crave the most&nbsp;- your custom.]]> http://www.moneysupermarket.com/c/news/current-account-battle-heats-up/0003173/ Thu, 28, Aug 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-account-battle-heats-up_0003173.aspx <![CDATA[Lloyds TSB has launched a new current account aimed at those with large balances.&nbsp;]]> http://www.moneysupermarket.com/c/news/tiered-interest-on-new-current-account/0003185/ Tue, 26, Aug 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/tiered-interest-on-new-current-account_0003185.aspx <![CDATA[New research into the costs faced by university students show that undergraduates are preparing for the most expensive academic year to date, with an inflation rate 50% higher than average.]]> http://www.moneysupermarket.com/c/news/students-face-high-cost-of-living/0003213/ Mon, 18, Aug 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/students-face-high-cost-of-living_0003213.aspx <![CDATA[The battle has commenced among banks vying for the business of the 380,000 plus young people heading off to university next month. HSBC is offering bursaries worth &pound;30,000 to four lucky students who open one of its student accounts, while Abbey is giving &pound;50 to new student account customers and Natwest's student account&nbsp;holders will receive&nbsp;a free railcard.]]> http://www.moneysupermarket.com/c/news/who-can-students-bank-on/0003169/ Thu, 14, Aug 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/who-can-students-bank-on_0003169.aspx <![CDATA[More than 230,000 students graduated this summer and the coming months will be some of the most important of their lives as they begin their careers and start to build for the future. It's also a time when the reality of carefree student days hit home as the realisation dawns that the debts racked up over the past few years have to be repaid.]]> http://www.moneysupermarket.com/c/news/is-your-account-a-class-act/0003215/ Thu, 31, Jul 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/is-your-account-a-class-act_0003215.aspx <![CDATA[There was more frustration for Britain's current account customers earlier this week as the Financial Services Authority (FSA), the City regulator, announced that it is extending the waiver allowing banks not to investigate complaints about unauthorised borrowing charges until January.]]> http://www.moneysupermarket.com/c/news/bank-charges-update/0003272/ Thu, 24, Jul 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/bank-charges-update_0003272.aspx <![CDATA[Alliance &amp; Leicester (A&amp;L), which is the subject of a &pound;1.26billion takeover bid from Santander, the Spanish bank that owns Abbey, is renewing its effort to increase its share of the current account market, by offering anyone who signs up to its Premier account, &pound;100. But will this be enough to get you switching?]]> http://www.moneysupermarket.com/c/news/pocket-100-by-switching-your-current-account/0003235/ Wed, 16, Jul 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/pocket-100-by-switching-your-current-account_0003235.aspx <![CDATA[We've seen a spate of activity in the current account market in recent weeks, with Barclays and Lloyds announcing changes to their accounts. So how do their offerings stack up against the rest of the market?]]> http://www.moneysupermarket.com/c/news/current-account-market-heats-up/0002976/ Thu, 12, Jun 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-account-market-heats-up_0002976.aspx <![CDATA[Barclays has announced a radical shake-up to its current account charges which will place the other major banks under pressure to reduce their overdraft fees.]]> http://www.moneysupermarket.com/c/news/barclays-slashes-overdraft-fees/0003292/ Thu, 29, May 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/barclays-slashes-overdraft-fees_0003292.aspx <![CDATA[Recent current account changes suggest that banks and building societies are preparing themselves in case they lose the court case against the Office of Fair Trading (OFT) over the fairness of overdraft charges.]]> http://www.moneysupermarket.com/c/news/current-account-charges-rising-ahead-of-oft-clampdown/0003275/ Thu, 15, May 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-account-charges-rising-ahead-of-oft-clampdown_0003275.aspx <![CDATA[In case you are wondering what your tax allowances will be for the next tax year, we have compiled some easy-to-read tables for you. These should provide all the information you need.]]> http://www.moneysupermarket.com/c/news/tax-allowances-for-2008-2009/0003264/ Thu, 13, Mar 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/tax-allowances-for-2008-2009_0003264.aspx <![CDATA[The Chancellor, Alistair Darling, has delivered his first budget speech. Is it good or bad news for consumers? We give you a run down of the main announcements...]]> http://www.moneysupermarket.com/c/news/the-2008-budget-at-a-glance/0003312/ Wed, 12, Mar 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/the-2008-budget-at-a-glance_0003312.aspx <![CDATA[If you've not kept pace with the current account market recently, fear not&nbsp;- you've not missed out on much.]]> http://www.moneysupermarket.com/c/news/rate-wars-lift-banking-gloom/0002951/ Thu, 07, Feb 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/rate-wars-lift-banking-gloom_0002951.aspx <![CDATA[The Office of Fair Trading has gone to the High Court with the banks to contest the scale of fees levied on those who slip into an unauthorised overdraft. However, it could be the consumers who pay if the banks are defeated... ]]> http://www.moneysupermarket.com/c/news/as-battle-begins-over-bank-fees,-will-customers-lose-the-war/0002942/ Thu, 17, Jan 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/as-battle-begins-over-bank-fees,-will-customers-lose-the-war_0002942.aspx <![CDATA[The banks are battling for our business and first direct is earning headlines with its &pound;100 incentive]]> http://www.moneysupermarket.com/c/news/100-if-you-like-them---200-if-you-dont/0003069/ Thu, 10, Jan 2008 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/100-if-you-like-them---200-if-you-dont_0003069.aspx <![CDATA[Reforms into the cheque clearing cycle have finally been announced - and it is good news for customers.]]> http://www.moneysupermarket.com/c/news/cheques-clearing-speeds-up/0003035/ Mon, 10, Dec 2007 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/cheques-clearing-speeds-up_0003035.aspx <![CDATA[Banks and building societies are hailing new changes to their codes of practice. How might this affect you?]]> http://www.moneysupermarket.com/c/news/better-banking-for-all/0003018/ Fri, 23, Nov 2007 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/better-banking-for-all_0003018.aspx <![CDATA[Banks are adjusting their overdraft rates ahead of a legal test case. How does it affect your cash?]]> http://www.moneysupermarket.com/c/news/current-account-overhaul/0003017/ Fri, 23, Nov 2007 00:00:00GMT http://www.moneysupermarket.com/newsandcommunity/news/current-account-overhaul_0003017.aspx