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  • Back to basics: Everything you need to know about cashback credit cards

    Imagine a credit card that pays you for using it – in cash. It may sound too good to be true, but there are numerous cards on the market that do just that.

    Jessica Bown

    Updated: 19 December 2013

  • 5 steps to being debt-free

    The total amount owed by UK households has hit a record high of £1.43 trillion, according to the latest figures from the Bank of England. On average, that means each adult in

    Jessica Bown

    Updated: 19 December 2013

  • Back to basics: Everything you need to know about 0% balance transfer credit cards

    If you’ve got debts languishing on a credit card, the chances are you could be paying much more interest than you need to every month.

    Melanie Wright

    Updated: 19 December 2013

  • How to spread your costs and never pay interest

    Christmas is a time to eat, drink – and spend lots of money, which is why many of us welcome in the New Year with an empty bank account. So how can we balance the books in Jan

    Naomi Caine

    Updated: 19 December 2013

  • Credit scores – why they’re important

    Whenever you apply for credit, whether it’s for a credit card, loan, overdraft or mobile phone contract, the lender in question will check your credit record. Your credit reco

    Rachel Wait

    Updated: 19 December 2013

  • Back to basics: Everything you need to know about your credit score

    Every time you apply for credit, whether it’s a mortgage, credit card or personal loan, lenders will work out a credit score for you to help them decide whether or not they sh

    Melanie Wright

    Updated: 19 December 2013

  • 5 cheapest ways to borrow in 2014

    Christmas is the season to spend money, which is why many of us are likely to hit January with a financial hangover. So how do we balance the books in the New Year?

    Naomi Caine

    Updated: 13 December 2013

  • Top 10 tips to survive Christmas

    ’Tis the season of goodwill and, while many of us will be looking forward to the festivities, others will already be counting down the hours until the last turkey sandwich has

    Les Roberts

    Updated: 12 December 2013

  • Focus on: Exclusive! Get paid to rebuild your credit score

    Do you miss out on the best credit card deals because of your low credit score? The new Initial card from Barclaycard is designed to help you build your score back up – and, i

    Jessica Bown

    Updated: 04 December 2013

  • Gift cards: Your rights QA

    A gift card can be the ideal Christmas present solution for those hard-to-buy-for friends or family, but make sure you swot up on your rights first – as no one wants to be lef

    Melanie Wright

    Updated: 04 December 2013

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