Taking out a mortgage is a massive financial commitment, and not one most of us can afford to get it wrong. And whether you are a first-timer buyer, moving home or remortgaging, choosing the best one for you, from the vast range of mortgage deals on offer from hundreds of lenders, can seem daunting. This is where a good mortgage broker comes in. Unlike lenders who will only offer you a range of their own products, a broker will search the market for you and find you the right deal based on your budget and your circumstances.
With mortgages, you might find a good-looking deal yourself but the difficult bit is knowing whether you’ll qualify for it – especially as criteria can differ a lot between different lenders. A good mortgage broker will do the research and legwork for you. They’ll have expert knowledge of the different lenders so they’ll know which deals you’re likely to be eligible for.
It’s not just finding a mortgage deal where a broker can prove valuable. They’ll also help you apply for and set up your new mortgage – providing help and support with the paperwork and the rest of the process. If using a broker, they can liaise with the lender on your behalf to deal with any problems and avoid any unnecessary delays.
You can get mortgage advice, including deals from the whole of market, totally free from broker London & Country – just give them a call on 0800 170 1943 from a landline for free or 0333 123 1943 from a mobile at local rate, seven days a week.
There’s no obligation to take out a mortgage, so call for a chat and they’ll walk through your options to find the best deal for you – plus explain all key terms and conditions, and importantly every fee you’ll pay.
Lines are open from 9am-8pm Mon-Thurs, 9am-5:30pm Fri & Sat, 10am-4pm Sun.