First-time buyer? You’re in the right place
Welcome to the MoneySuperMarket first-time buyer hub – your one-stop shop for getting onto the housing ladder.
We’re here to help!
Buying your first home is no easy feat. House prices are rising again, making saving for a deposit and getting a mortgage agreed tricky enough – but that’s just the start of it.
How to search for a suitable home in the best area, negotiate with estate agents, commission the right survey and budget for legal and removal costs, can all seem daunting when you are a home-buying novice.
But the good news is there’s a lot on your side!
The government’s Help to Buy scheme has now been officially launched, giving first-timer buyers (and home movers) who can only raise a 5% deposit a better chance of getting an affordable mortgage deal. Several lenders also offer their own mortgage schemes designed to give first-time buyers that all-important leg-up onto the housing ladder.
What’s more, the cost of mortgages is now at its lowest in history and lenders are becoming more flexible when it comes to how you repay your loan.
So take some time out to explore our up-to-the-minute guides and news articles, handy mortgage calculators and video tips from the experts to take the hassle and uncertainty out of buying your first home.