Bank of Scotland

Bank of Scotland/Halifax is a popular lender for first-time buyers, but it offers a wide range of mortgage deals to suit everybody, such as those looking to remortgage or move house. It also offers buy-to-let mortgages for smaller landlords. Whether you want a fixed rate mortgage, where your monthly repayment stays the same, or a variable rate mortgage where your repayment could change either in line with the Bank of England base rate or the lender’s standard variable rate, Bank of Scotland/Halifax has a wide range of options to choose from.

Sorry, we don't have any Bank of Scotland deals available at the moment. Why not check out some of our other deals below.

Fixed rate mortgages - Ordered by lowest initial rate

  1. Overall cost for comparison 3.5% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

  2. Overall cost for comparison 4.1% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

  3. Overall cost for comparison 5.1% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

Tracker mortgages - Ordered by lowest initial rate

    • Provider

      TSB

    • Rate Type Tracker
    • Initial Rate 1.34% then 3.99%
    • Initial Period Until 28/02/2017
    • Max LTV 60%
    • Product Fees Yes
    • Sorry, we have no link

      Phone

      Call provider on0330 333 3799

      More details

    Overall cost for comparison 3.8% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

  1. Overall cost for comparison 3.5% APR. This is the cost of the mortgage over the whole term.  No early repayment charges apply.

  2. Overall cost for comparison 4.5% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

Fees free mortgages - Ordered by lowest initial rate

  1. Overall cost for comparison 4.1% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

  2. Overall cost for comparison 4.2% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

  3. Overall cost for comparison 3.4% APR. This is the cost of the mortgage over the whole term.  No early repayment charges apply.

First time buyer mortgages - Ordered by lowest initial rate

  1. Overall cost for comparison 5.3% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

  2. Overall cost for comparison 5.2% APR. This is the cost of the mortgage over the whole term.  No early repayment charges apply.

    • Provider

      HSBC

    • Rate Type Discounted Variable
    • Initial Rate 2.89% then 3.94%
    • Initial Period For 2 years
    • Max LTV 90%
    • Product Fees Yes
    • Go to site

      Phone

      More details

    2014 SUPERS

    The winners of the 2014 ‘Supers’ award for the Best mortgage provider

    Overall cost for comparison 3.9% APR. This is the cost of the mortgage over the whole term.  Early repayment charges may apply.

Bank of Scotland

As always, remember to factor in the cost of arrangement fees when comparing mortgage rates. It can sometimes work out cheaper to take out a higher rate mortgage with a low fee than a low rate mortgage with a high fee. Halifax/Bank of Scotland also offers a number of fee-free mortgages so these are worth a look too.

Also check for early repayment charges that apply if you decide to pay off your mortgage in full before the end of the deal, as these can be expensive.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The figures and information provided by this tool are for illustration purposes only

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