Take control of your finances

It is traditional to start a new year with a list of resolutions that should make you happier and healthier. But this year, why not make yourself richer too? MoneySupermarket.com has the financial products, tips and guides you need to make the most of your money.

And while the benefits of sweating it out at the gym or cutting down on the alcohol are not always immediately obvious, taking the time to get your cash under control can slash your outgoings by hundreds of pounds a year - starting today! So whether you are struggling to manage your debts, or looking to maximise the returns on your savings, get on the right track now for a wealthier 2012.

Take control with the best deals in the UK

The American Express Platinum Cashback Credit Card

5% cashback on the first £2,000 of purchases in your first three months

1.25% cashback on virtually all your spend. Double cashback (2.5%) for one month every year

Representative Example: If you spend £1200 at purchase interest rate of 14.0% (variable)with a £25 annual Fee your Representative APR will be 18.5% (variable)

Consolidate your debt with a low-rate loan

If you're paying a fortune in interest on credit cards, store cards, loans or overdrafts, think about consolidating that debt with a competitive loan.

M&S loan is one of the cheapest in the market. There's a Representative APR of just 6.0% on loans of £7,500 to £15,000 for 1-5 year terms only. You must have a good credit rating  

HSBC 2 year fixed mortgage

This HSBC mortgage offers a fixed rate at 2.64% for July 2014.

There is an arragement fee of £1,999 and a minimum deposit of 40% is required. There is an Early Repayment Charge payable for the first 2 years of the mortgage. Overall cost for comparison 3.9% APR.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Overstretched yourself? Don't worry, help is at hand

Whether you are looking for help getting your finances back on track or a complete solution to pay off your debts, it makes sense to talk to an OFT-approved expert and find the right solution for you.  Their advice is completely confidential.


Bundle your phone, TV and web to save cash

By signing up for a TV, landline and broadband package from just one supplier, you can save an average of £219 over the year.


Switch energy firms and save hundreds

People switching from their gas and electricity provider's standard tariff to the best deal for them save an average of £258 a year. That money is better in your pocket than theirs!


Save money on your car insurance

While you don't want to compromise on cover, you could save an average of £286 by comparing policies.

Find out a new way to insure you car with insurethebox.com here


Cover your contents for less

Don't just renew your home insurance, take a few minutes to scour the market for a better deal and save an average of £132 a year.


Take advantage of discounts, vouchers and special offers

Make 2011 the year you compare everything. Take a few minutes to use our shopping comparison page or discount voucher bank and save money every day.


Save money on your travel insurance

Save money with an annual travel insurance policy if you go on holiday more than once a year



We're free, independent and compare all UK credit cards as well as offering exclusive deals you can't get anywhere else.

Contact moneysupermarket.com at Moneysupermarket House, St David's Park, Ewloe, Flintshire, CH5 3UZ.