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It's been another tough week with thousands more job losses announced and the timing can't be worse for many who have Christmas bills to repay. Over the last few weeks we've run articles showing ways to save money and free up some cash to pay those bills. Today we offer more help for those struggling with debt as well as showing you how to get money back for your old mobile and tips on how to minimise the risk of having to make an insurance claim...
This week's vouchers & discount coupons to save you s

Bella Italia
2 for 1 main course
special offer
be broadband
Borders
20% off at Borders
Pixmania

Seatwave
10% off at Seatwave Code:SD10J desk
Pixmania

Pixmania
£20 off Home Appliances Code:Shipfree09
House of Fraser
Know of any other special offers or have a money saving tip of your own?
Post it on our forum
 articles  money - credit cards I loans I savings accounts  community - latest video | forums I weekly poll
TOP TIPS TO CLEAR YOUR CHRISTMAS DEBTS
Latest Videos
Take a few minutes to watch our experts discussing some of the hot topics at the moment.
Debt help from Citizens Advice
13 January 2009
Outlook for credit cards in 2009
15 January 2009
MPC Decision Jan 2009
08 January 2009
ICICI reassures savers
29 December 2008
 
Forum Posts
Take a look at the latest hot topics on our forums, follow the link and join in the discussion.
Can I go interest-only?...
Dealing with catalogue debt ...
Tenant and landlord's home contents insurance ...
What are my savings account options? ...
 
Weekly Poll
Would you consider cycling to work?
Vote now...
vote Yes - I am looking to reduce my outgoings and it will help to save money
vote Yes - It is better for the environment and my health
vote YES - I already cycle to work and like doing so
vote No - I live too far away to cycle to work
vote No - I am happy with my commute as it is
 
Debt help from Citizens Advice
"January is the toughest month of the year for many financially. This year could be even harder as the recession bites and unemployment rises. So if you don't have the cash to clear your debts all in one go, how can you get on top of your financial woes ..."read more
Sainsbury's Personal Loan - 8.1% APR
Compare more than 550 secured and unsecured loans and use Smart Search
Are you struggling with debts and wondering what to do? Visit our debt forum for helpful advice from our users.
ACT NOW IF YOU WANT A BALANCE TRANSFER CARD
Outlook for credit cards in 2009
"If you're one of the three million people expected to move their cash from one credit card to another over the next few months as you try to avoid high interest charges on your Christmas spending, the race is on. The balance transfer market is shrinking so you need to act quickly... " read more
Virgin Credit Card - 0% for 16 months on balance transfers
Compare more than 300 UK credit cards and use Smart Search
"Why can't I get the 0% deal I want?" Find out about one customer's woes in our credit cards forum.
HOW TO PROTECT YOUR HOME AND CAR FROM WINTER PERILS
" Whether you're out on the road or just sat at home, winter is the most hazardous period of the year as bad weather threatens homeowners and drivers alike. We'll show you how to avoid expensive insurance claims with a little preparation... "read more
Compare quotes from more than 40 home insurance providers
Compare quotes from more than 60 car insurance providers
Can you reapply for an insurance deal as a new customer? Read our users' advice in the insurance forum.
EARN POUNDS FOR YOUR OLD MOBILE
" Get a new mobile phone for Christmas? Thousands of us did which means there are old handsets lying around unused and unwanted. However, before you toss yours into the rubbish bin or push it to the back of a drawer, think about cashing it in to put some pounds in your pocket... "read more
See how much you could earn by recycling your old mobile phone
Compare tariffs and handsets from mobile phone providers
Have you had problems getting cashback on a mobile phone deal? Share your experiences in our cashback campaign forum.
money The following Sponsored Products can be applied for via moneysupermarket.com. To see a complete list of products please use the link below each table.
Loans Savings Accounts Credit Cards
Debt getting you down? Why not consolidate with a loan?
Provider APR Typical
APR		 Proceed
Platinum Loans
7.8% 11.4% Proceed
AA Loans
8.1% 8.1% Proceed
Sainsbury's Bank Loan
8.1% 8.1% Proceed
Alliance & Leicester
8.7% 8.7% Proceed

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Looking to switch savings accounts? Take a look at our recommendations
Provider Account Name Interest Rate Apply
ICICI HiSave Account
Hi Save Account  3.55% Proceed
Intelligent Finance
iSaver 3.25% Proceed
Sainsburys Internet Saver
Internet Saver 1.75% Proceed
First Direct
Everyday e-Saver  1.25% Proceed

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Looking to transfer a balance? Take a look at our 0% Balance Transfer cards
Card BT
Duration		 BT
Fee		 Typical
APR		 Apply
Virgin Credit Card
16 months 2.98% 16.6% Proceed
Halifax One Online
9 months

3%

 15.9% Proceed
Bank of Scotland
9 months

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 Compare over 250 credit cards
Rates valid on 16/01/09. Terms and conditions apply. Please see moneysupermarket.com for further information.
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Rates valid on 16/01/09. Terms and conditions apply. Please see moneysupermarket.com for further information.

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