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The Bank of England has confirmed that we are in a recession - something millions of families across the country already know. With times tough but Christmas around the corner, we've come up with some tips to help ensure the festive season is still a good one. We've also launched a discount voucher section on our forum so you can hit the shops armed with money-off tokens....Clare Francis, Site Editor, ask Clare a question
 articles  money - savings I loans I current accounts  community - forums I weekly poll I video
Christmas card HOW TO SURVIVE THE CREDIT CRUNCH CHRISTMAS
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Money saving discount vouchers and coupons

Pick of this week's top money saving deals
Borders - 20% off deal
Gourmet Burger kitchen - Buy one meal get one free
Debenhams up to 10% off your christmas shopping
Mothercare - Save 10% when you spend £120 or more
Thorntons - 3 for 2 on selected products
Know of any other special offers or have a money saving tip of your own? Post it on our forum and be entered into a prize draw to win £100 of gift vouchers
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"Consumers are set to spend £1billion less on Christmas this year as the impact of the credit crunch, rising household bills and impending recession take their toll. If you're worried about how you'll afford the cost of the festive season take a look at our tips..."read more
American Express Platinum Cashback - 5% cashback for three months
Compare more than 300 UK credit cards
Have you found a bargain buy while shopping for Christmas?
Savings WHERE TO INVEST YOUR ICESAVE CASH
Abbey on recent savings changes
"After weeks in limbo, Icesave customers are due to have their money refunded this month as the Financial Services Compensation Scheme kicks into action. However, once savers have the money back in their hands what should they do next?"read more
ICICI HiSave Fixed Rate Account - 5.75%
Compare more than 4,000 UK savings accounts
Which is the best savings account to guard against future rate cuts?
Car insurance 20 TIPS TO CUT THE COST OF CAR INSURANCE
"The average annual cost of motoring now stands at more than £2,500 and while fuel prices may have slipped back from their highs earlier this year, car insurance costs continue to rise. We'll show you 20 ways to slash your premiums..."read more
Compare quotes from UK car insurance providers
Do you have a question about car insurance?
Mortgages BORROWERS STUNG BY HIGH MORTGAGE RATES
"Recent interest rate cuts have done nothing to ease the plight faced by many of those looking for a mortgage. We look at what's happening in the market and what borrowers can do..."read more
Compare thousands of UK mortgage rates
Fixed rate or tracker? What is the best option?
money The following Sponsored Products can be applied for via moneysupermarket.com. To see a complete list of products please use the link below each table.
Loans Savings Accounts Current Accounts
Debt getting you down? Why not consolidate with a loan?
Provider APR Typical
APR		 Proceed
Platinum Loans
7.8% 11.4% Proceed
Sainsbury's Personal Loan
7.9% 7.9% Proceed
Halifax - (semi-exclusive)
8.6% 8.6% Proceed
Bank of Scotland - (semi exclusive)
8.6% 8.6% Proceed
Alliance & Leicester
8.7% 8.7% Proceed

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Time to save? Take a look at our easy access savings accounts
Provider Account AER Details
ICICI HiSAVE Fixed Rate Account
HiSAVE 5.75% Proceed
Sainsbury's Finance Internet Saver
Internet Saver 3.50% Proceed
First Direct Everyday eSaver
Everyday
eSaver		 2.75% Proceed
Alliance & Leicester Online Tracker
Online Tracker 6.00% Proceed

 Compare over 4000 savings accounts
Looking to switch current accounts? It's easier than you think. Below is a selection available right now
Provider Notes Apply/
Details
Alliance & Leicester Premier Direct Current Account
8.50% AER, Interest free O/D 12 mths Proceed
First Direct 1st Account
£250 Interest Free, then 15.9% EAR Proceed

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Rates valid on 14/11/08. Terms and conditions apply. Please see moneysupermarket.com for further information.
community Have your say in our poll, get involved in a forum discussion or watch our expert videos.
Forums Expert Video Weekly Poll
Take a look at the latest hot topics on our forums, follow the link and join in
the discussion.
Should I cancel fixed rate mortgage for the SVR?
Kaupthing Edge now ING interest rates
Debt Management
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Take a few minutes to view our experts discussing some of the hot topics at the moment.
Abbey on recent savings changes 12 November 2008
Clare Francis, Site Editor
Watch now
Implications of rate cut 11/11/2008
MPC Decision 11/11/2008
0 per cent cards pulled 11/11/2008
Is your job safe?
Vote now ...
vote No - I'm really worried I might lose my job.
vote No - I've already lost my job.
vote Not sure - I hope it is but things seem to be deteriorating so quickly that I am slightly worried.
vote Yes - My job is safe.
Rates valid on 14/11/08. Terms and conditions apply. Please see moneysupermarket.com for further information.

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