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Happy New Year! Hopefully you'll have had a great Christmas but if you're worried about the outlook for your finances in 2009, we're here to help. The chances are there'll be loads of ways you can save money without making significant changes to your day-to-day living and this week's articles aim to help you on your way. But if you need more support, join our community and visit our forums as other members should be able to offer you valuable advice.
Also, moneysupermarket.com is looking for volunteers who'd like a financial makeover - we'll see how much money we can save you and then speak to you throughout the year to get your reaction to the inevitable financial twists and turns that lie ahead.
Interested? If so, email me at clare.francis@moneysupermarket.com and we can tell you more about it.
This week's vouchers & discount coupons to save you s
2 for 1 at
Carluccio's
Carluccios
Up to 50% off at Barratts
Code: MOV5B
Barratts
Up to 50% off weekend breaks at Hilton Hotels
Hilton
10% off everything
Code: jansale09
Buyagift
Know of any other special offers or have a money saving tip of your own?
Post it on our forum and be entered into a prize draw to win 100 of gift vouchers
 articles  money - credit cards I loans I savings accounts  community - latest video | forums I weekly poll
GIVE YOURSELF A FINANCIAL HEALTH CHECK
Latest Videos
Take a few minutes to view our experts discussing some of the hot topics at the moment.
ICICI reassures savers
29 December 2008
Ten tips to beat the credit crunch
10 December 2008
MPC Decision 2008
5 December 2008
Shop moneysupermarket style
5 December 2008
 
Forum Posts
Take a look at the latest hot topics on our forums, follow the link and join in the discussion.
Young driver...
New year financial resolutions?...
Shared ownership mortgages...
10 months cover = 1 year no claims?
 
Weekly Poll
Are you worried about your financial situation?
Vote now...
vote YES - I'm really worried
vote YES - to a certain extent. I should be ok but because no one knows how bad the recession will be, I am slightly concerned.
vote NO - I feel financially secure.
 
"The start of a new year is the perfect time to sort your finances out and make sure you're not paying more than you need for any of your home services or insurances. Follow our financial health check and see what savings you can make..." read more
Compare gas and electricity suppliers and prices online to reduce your fuel bills
Compare cheap car insurance quotes from 60 leading motor insurance companies
Which is the best savings deal for you?
HOW TO SLASH YOUR ENERGY BILLS
"The major gas and electricity providers are expected to cut their prices by spring but with consumption at its highest during the winter months how can you start saving money now? We'll show you the cheapest deals..."read more
Compare tariffs from UK gas and electricity providers
Is your energy provider causing you problems?
SWITCH YOUR CURRENT ACCOUNT AND POCKET 100
"The banks are battling for our custom once again as Alliance & Leicester re-launches its 100 switching incentive for new current account customers. We look at what's on offer in the current account market..."read more
Alliance & Leicester Premier Account - 100 switching incentive
Compare more than 300 UK current accounts
How does a credit score affect an overdraft?
WATCH OUT FOR HIDDEN BROADBAND
RIP-OFFS 
"As we try and get our finances in order for the new-year, finding the right broadband deal may be high on your lists of things to do. However, some prices can be deceptive as a new report reveals that Brits pay an extra 160m in hidden broadband charges..."read more
Virgin Media 50Mb deal
Compare products from UK broadband providers
Are you considering the Virgin Media 50Mb deal?
money The following Sponsored Products can be applied for via moneysupermarket.com. To see a complete list of products please use the link below each table.
Loans Savings Accounts Credit Cards
Debt getting you down? Why not consolidate with a loan?
Provider APR Typical
APR		 Proceed
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7.8% 11.4% Proceed
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Sainsbury's Bank
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Looking to switch savings accounts? Take a look at our recommendations
Provider Account Name Interest Rate Apply
ING Direct Savings Account - 5%
Savings Account  5.00% Proceed
ICICI HiSave Fixed Rate Account - 4.5%
Fixed Rate Account  4.5% Proceed

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Looking to transfer a balance? Take a look at our 0% Balance Transfer cards
Card BT
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Fee		 Typical
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16 months 2.98% 16.6% Proceed
Capital One Fixed Rate
01/08/2012

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Rates valid on 05/01/09. Terms and conditions apply. Please see moneysupermarket.com for further information.
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Rates valid on 05/01/09. Terms and conditions apply. Please see moneysupermarket.com for further information.

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