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The Consumer Credit Counselling Service has seen a 30% increase in the number of people calling for debt advice over the past six months so we've come up with some tips if you are facing financial difficulty. We also look at what's happening in the savings market following last month's interest rate cut... Clare Francis, Site Editor, ask Clare a question
 articles  money - credit cards I loans I current accounts  community - forums I weekly poll I video
Debt TOP TIPS IF YOU'RE STRUGGLING WITH DEBT
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Duration
BT
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Until 01/02/2010 3.0% 15.9% Proceed
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'Debt advice from the CCCS'
"With the economy on the brink of a recession, home repossessions soaring and the Bank of England warning that millions could find themselves in negative equity, we have advice for those struggling to keep on top of their finances..."read more
Platinum Loan Exclusive - 7.8% APR (lowest homeowner loan rate in the UK)
Compare debt management plans, IVAs and more in our debt solutions section
"I am massively in debt! What should I do?"
Energy WHY SAVERS NEED TO BE VIGILENT
"Many savings providers have left it late to announce what they are doing to savings rates following October's half a point reduction in Bank rate. But with another cut expected imminently, savers need to be on their guard and be ready to move their money if their account loses its competitive edge..."read more
ICICI HiSAVE Fixed Rate Account - 7.10%
Compare more than 4,000 UK savings rates
Which is the best savings account to guard against future rate cuts?
Credit cards HOW SAFE IS YOUR HOME?
"Do you live in one of the areas most likely to targeted by burglars? With the dark nights arriving and the economic downturn likely to lead to a rise in crime, the emphasis is on homeowners to make sure their property is safe..."read more
Compare policies from more than 60 UK home insurance providers
"How should you go about making a claim on home insurance?"
Broadband RECYCLE YOUR OLD PHONE AND RING IN THE POUNDS
"Think twice before you throw your old mobile phone handset away because it could net you as much as £160. Moneysupermarket.com has teamed up with love2recycle.com to launch a new mobile phone recycling channel that could earn you some extra cash..."read more
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Have you recycled a mobile phone in the past?
money The following Sponsored Products can be applied for via moneysupermarket.com. To see a complete list of products please use the link below each table.
Loans Savings Accounts Current Accounts
Debt getting you down? Why not consolidate with a loan?
Provider APR Typical
APR
Proceed
Platinum Loans
7.8% 11.4% Proceed
Sainsbury's Personal Loan
7.9% 7.9% Proceed
AA Personal Loan
8.5% 8.5% Proceed
Halifax - (semi-exclusive)
8.6% 8.6% Proceed
Bank of Scotland - (semi exclusive)
8.6% 8.6% Proceed
Alliance & Leicester
8.7% 8.7% Proceed

 Compare over 550 loans
Time to save? Take a look at our easy access savings accounts
Provider Account AER Details
ICICI HiSAVE Savings Account
HiSAVE 6.16% Proceed
Sainsburys Finance Internet Saver
Internet Saver 5.00% Proceed
First Direct Everyday eSaver
Everyday
eSaver
4.25% Proceed
Egg Savings Account
Internet Savings 6.55% Proceed
Citibank Flexible Saver Issue 4
Flexible Saver 6.43% Proceed
Alliance & Leicester Online Tracker
Online Tracker 6.30% Proceed

 Compare over 4000 savings accounts
Looking to switch current account? Its easier than you think, below are a selection on the market right now
Provider Notes Apply/
Details
Alliance & Leicester Premier Direct Current Account
8.50% AER, Interest free O/D 12 mths Proceed
The Abbey Account (Preferred Overdraft Rate)
0% for 1st 12 mths, then 12.9% EAR Proceed

 Compare over 300 current accounts
   including basic bank account
Rates valid on 31/10/08. Terms and conditions apply. Please see moneysupermarket.com for further information.
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Looking for solutions
Remorgage advise help please
Am i liable for extra loan taken from being a guarantor?
Finance is going to last forever! what to do....?
Take a few minutes to view our experts discussing some of the hot topics at the moment.
Debt advice from the CCCS 30/10/2008
Clare Francis, Site Editor
Watch now
Repossession advice 23/10/2008
Energy Pain Continues 22/10/2008
Ongoing mortgage misery 16/10/2008
What now for savers - 13/10/2008
Whatever your experience, good or bad we would like to hear about it.
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Review Credit Card Provider
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Rates valid on 31/10/08. Terms and conditions apply. Please see moneysupermarket.com for further information.

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