Scottish Provident

Scottish Provident, a pioneer in the protection industry, has provided market-leading products since 1837. It has grown to become one of the UK’s leading providers of protection cover and is part of the Royal London Group, the largest mutual life and pensions company in the UK.

Get life insurance

Get life insurance

The Scottish Provident Self Assurance 'term' product is one of the most popular, comprehensive and flexible in the market. It aims to provide protection against the financial effects of death, critical illness, disability or unemployment - depending on the cover you choose.

The plan pays out a cash lump sum, or monthly payments if you prefer, to give financial support for you and/or your family, if you make a valid claim while the plan is in force. It is based on a menu idea allowing you to pick and choose the right cover to suit your needs. The range of benefits available includes:

  • Life cover
  • Critical illness cover with:
    1. Cover buyback option - further critical illness cover after a claim (conditions apply)
    2. Children’s critical illness cover – included at no extra cost (conditions apply)
  • Income protection (disability income benefit)
  • Unemployment cover

Scottish Provident is the only provider to achieve a Defaqto 5 Star rating for 8 years running for their critical illness benefits and it has a strong history of paying claims. By choosing protection from Scottish Provident, you can enjoy a product that is comprehensive and flexible - so that it can adapt as your circumstances change. People get married or divorced, move to a bigger house, change mortgage provider, start a family or get that well deserved promotion at work. Whatever changes happen in your life, your Scottish Provident plan can change with you.