Landlord Insurance

As a landlord, you need to protect your financial well-being against the risk of damage to your property.

It's vital that you have buildings and contents insurance cover so that, in the event of a storm, flood or other incident or accident, you won't be left out of pocket.

We want to show you as many insurers as possible, so that you can choose what suits you best. But, we can’t promise to show you every single insurer, because some insurers don’t want to be included on comparison websites.

We think a good landlord insurance policy should include buildings cover, and cover your property for accidental damage. We also think you should be covered for loss of rent. We prioritise the companies that include these things in their standard policy, so they appear higher in our list. The insurers who only offer some of these things in their standard policy appear lower down in the list.

Landlord insurance providers/products

    • Provider/Product name Landlord Insurance

      CIA

      Landlord Insurance

    • Description

      CIA are one of the UK's leading landlord insurance providers with over 20 years experience in the insurance market. They guarantee to beat any quote or renewal and include free accidental damage on buildings. They also cover loss of rent and alternative accommodation as standard. Apply online today.

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    Sponsored Listing

    A panel of 10 insurers including Ageas, Axa and Legal & General

    • Provider/Product name Landlord Insurance

      Simply Business

      Landlord Insurance

    • Description

      Simply Business are landlord insurance specialists offering comprehensive cover to match your specific needs. Complete a quote online today and receive subsidence cover as standard as well as alternative accommodation cover. Apply online for a quote today.

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    Sponsored Listing

    A panel of 10 insurers including Axa, Zurich & Covea

    • Provider/Product name Landlord Insurance

      Discount Landlord

      Landlord Insurance

    • Description

      Discount Landlord are a landlord insurance broker offering quotes from a large number of UK insurers. Accidental damage and property owners liability cover are included as standard and multi-property discounts are also available. Apply online for a quote today.

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    Sponsored Listing

    A panel of 9 insurers including Zurich, LV and Brit

    • Provider/Product name Landlord Insurance

      More Th>n

      Landlord Insurance

    • Description

      More Th>n landlord insurance provides comprehensive cover, whether you're a buy-to-let or full time landlord. Standard cover encompasses a number of different features including up to £2 million public liability cover and an interest free instalments option. Get 5 star Defaqto rated cover and apply online for a quote today.

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    • Provider/Product name Landlord Insurance

      AXA Business Insurance

      Landlord Insurance

    • Description

      AXA are a respected global insurance company offering extensive landlord insurance, with up to £10m property liability cover and protection for up to 10 properties. Buy online from £110* and you’ll save 10% and get complimentary access to free services and exclusive discounts. *10% paid this or less (04/16 – 06/16).

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    • Provider/Product name Landlord Insurance

      Saga

      Landlord Insurance

    • Description

      Saga Landlord Insurance provides Defaqto 5 star rated cover designed exclusively for the over 50s. Legal expenses, accidental damage and alternative accommodation cover for tenants are all included as standard. Apply online for a quote today.

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    • Provider/Product name Landlord Insurance

      CIA AXA Landlord

      Landlord Insurance

    • Description

      CIA AXA Landlord Insurance is a product exclusive to CIA & underwritten by AXA. The insurance is tailored to meet individual requirements and includes £5m of property owners liability cover as well as alternative accommodation cover as standard. Apply online for a quote today.

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    • Provider/Product name Landlord Insurance

      Legal & General

      Landlord Insurance

    • Description

      Legal & General’s landlords' standard buildings policy covers rebuild costs up to £800,000, loss of rent or alternative accommodation if your property becomes uninhabitable after an insured event, up to £40,000, and a 24 hour legal helpline. It also includes a 24 hour home emergency helpline to cover for up to £500 emergency repairs. Limitations and exclusions apply.

       

      MONEYSUPERMARKET EXCLUSIVE: Receive a free £75 M&S Gift Card when you get a new landlords’ insurance quote by 31st December 2016 and buy within 30 days of the quote date. Terms and conditions apply.

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    • Provider/Product name Landlord Insurance

      Churchill

      Landlord Insurance

    • Description

      Churchill offer Landlord insurance, giving discounted premiums for multiple properties (minimum premiums apply). Benefit from up to £10m of buildings cover and costs to re-house tenants in the event of damage to your property included as standard. All customers also enjoy access to free business helplines. Apply online for a quote today.

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    • Provider/Product name Landlord Insurance

      NatWest

      Landlord Insurance

    • Description

      NatWest offer comprehensive Landlord insurance with buildings cover from as little as £9 per month. Benefit from standard policy inclusions such as public liability cover up to £2 million and re-housing costs for tenants following an insured event such as a flood or fire. Apply online for a quote today. Online purchase & policy management available.

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    • Provider/Product name Landlord Insurance

      Endsleigh Insurance

      Landlord Insurance

    • Description

      Endsleigh have 25 years worth of expertise in the rental market and their policy has been designed specifically for people who let a property out. Benefit from £25,000 worth of cover for malicious damage by tenants or guests and the ability to manage your policy online. Apply online for a quote today.

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    • Provider/Product name Landlord Insurance

      Intasure

      Landlord Insurance

    • Description

      Landlord insurance from Intasure is designed to provide you with a wide range of standard cover in connection with owning and letting a property. Benefit from inclusions such as loss of rent and alternative accommodation expenses along with accidental damage cover. Apply online for a quote today.

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    • Provider/Product name Landlord Insurance

      City Landlord Zurich

      Landlord Insurance

    • Description

      Zurich Landlord Insurance offered through City Landlord is a comprehensive landlord product offering loss of rent as standard as well as accidental damage to buildings. You can also benefit from up to £5,000,000 of property owners liability cover. Apply online for a quote today.

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The importance of landlords insurance

As a landlord, a simple home insurance policy will not offer the level of coverage you need. Your investment will need specialist cover to protect both the structure and the rental income you will earn from being a landlord.

moneysupermarket.com has teamed up with a number of landlords insurance providers to help protect your investment from the unexpected. With additional extras such as public liability insurance and legal expenses cover available, you will never have to worry about the pitfalls of being a landlord.

Main features of a landlord insurance policy

A cheap landlord insurance policy is within reach for many, however simply opting for the cheapest policy can sometimes prove to be a false economy. You need to pick a policy that is right for you and your investment.

A simple landlords insurance policy will cover only the basics. With additional extras you can protect so much more. Public liability insurance, rent guarantee insurance, legal expenses cover and more are available at an addition cost.

The advantages of landlord insurance

As with any insurance, it is there to protect you from the unexpected. There are many pitfalls that are associated with being a landlord such as tenants refusing to pay rent, taking tenants to court, structural or contents damage and many more.

With the right landlord insurance policy at your side, your life in the buy to let market will be made much easier and you will have the piece of mind knowing that your investment and your income from the property is in safe hands.

Guide to landlord insurance

Finding a cheap landlord insurance policy is one thing, however finding the right policy for your properties and your own individual needs can be a little more difficult. Take a look at our landlord insurance guide to make sure your policy covers all the bases.

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